The IFSC Validation API is an indispensable tool designed to improve the accuracy and reliability of financial transactions in India. IFSC, or Indian Financial System Code, is a unique alphanumeric code assigned to each branch of Indian banks and financial institutions by the Reserve Bank of India (RBI). This code is crucial for facilitating electronic funds transfers (EFTs) such as NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement) and IMPS (Immediate Payment Service), ensuring that funds are correctly routed to the intended destination.
In the modern banking and financial transaction landscape, accuracy of information is paramount. The IFSC Validation API addresses this need by providing a robust mechanism for verifying the validity of IFSC codes. When a user initiates a financial transaction or updates their banking details, the accuracy of the IFSC code is critical. Incorrect codes can lead to diversion of funds, failed transactions or even potential financial fraud. By validating IFSC codes, the API helps mitigate these risks, ensuring that transactions are processed smoothly and securely.
In summary, the IFSC Validation API is a vital tool for ensuring the accuracy and reliability of electronic funds transfers in India. By providing real-time validation of IFSC codes and leveraging up-to-date RBI data, the API helps prevent errors, improves transaction security and supports smooth and accurate financial transactions. Its simple integration and efficient performance make it a valuable asset to any system involved in managing electronic financial transactions.
It will receive a parameter and provide you with a JSON.
Online Banking Transactions: Ensuring that the IFSC code entered by users for transferring funds is correct before processing transactions.
E-commerce Payments: Verifying IFSC codes during payment checkout processes to avoid errors in fund transfers.
Bill Payment Platforms: Validating IFSC codes when users set up bill payments to ensure that funds are directed to the correct bank branch.
Loan Application Processes: Confirming IFSC codes provided during loan applications to verify the bank branch details for disbursements.
Financial Software Integration: Integrating IFSC validation in accounting or financial management software to verify bank details during data entry.
Besides the number of API calls per month, there are no other limitations.
To use this endpoint you must indicate an IFSC code in the parameter.
Code Validation - Endpoint Features
| Object | Description |
|---|---|
Request Body |
[Required] Json |
Continue with Google
Continue with Github
{"data":{"valid":true,"bank":"CITI BANK","ifsc":"CITI0000002","branch":"NEW DELHI","address":"Ground and first Floor,DLF Capitol Point, Baba Kharak Singh Marg,Connaught Place,New Delhi 110001","city":"DELHI, NEW DELHI","state":"DELHI","std_code":"11","phone":"23743584"}}
curl --location --request POST 'https://zylalabs.com/api/4802/ifsc+validation+api/5983/code+validation' --header 'Authorization: Bearer YOUR_API_KEY'
--data-raw '{
"ifsc":"ABHY0065034"
}'
| Header | Description |
|---|---|
Authorization
|
[Required] Should be Bearer access_key. See "Your API Access Key" above when you are subscribed. |
No long term commitments. One click upgrade/downgrade or cancellation. No questions asked.
To use this API, users must enter an IFSC code.
The IFSC Validation API verifies the accuracy and validity of IFSC (Indian Financial System Code) codes.
There are different plans to suit all tastes, including a free trial for a small number of requests, but your rate is limited to avoid abuse of the service.
Zyla provides a wide range of integration methods for almost all programming languages. You can use these codes to integrate with your project as you need.
The IFSC Validation API returns the validity status of the code, bank name, branch, address, city and state.
Zyla API Hub is like a big store for APIs, where you can find thousands of them all in one place. We also offer dedicated support and real-time monitoring of all APIs. Once you sign up, you can pick and choose which APIs you want to use. Just remember, each API needs its own subscription. But if you subscribe to multiple ones, you'll use the same key for all of them, making things easier for you.
Prices are listed in USD (United States Dollar), EUR (Euro), CAD (Canadian Dollar), AUD (Australian Dollar), and GBP (British Pound). We accept all major debit and credit cards. Our payment system uses the latest security technology and is powered by Stripe, one of the world’s most reliable payment companies. If you have any trouble paying by card, just contact us at [email protected]
Additionally, if you already have an active subscription in any of these currencies (USD, EUR, CAD, AUD, GBP), that currency will remain for subsequent subscriptions. You can change the currency at any time as long as you don't have any active subscriptions.
The local currency shown on the pricing page is based on the country of your IP address and is provided for reference only. The actual prices are in USD (United States Dollar). When you make a payment, the charge will appear on your card statement in USD, even if you see the equivalent amount in your local currency on our website. This means you cannot pay directly with your local currency.
Occasionally, a bank may decline the charge due to its fraud protection settings. We suggest reaching out to your bank initially to check if they are blocking our charges. Also, you can access the Billing Portal and change the card associated to make the payment. If these does not work and you need further assistance, please contact our team at [email protected]
Prices are determined by a recurring monthly or yearly subscription, depending on the chosen plan.
API calls are deducted from your plan based on successful requests. Each plan comes with a specific number of calls that you can make per month. Only successful calls, indicated by a Status 200 response, will be counted against your total. This ensures that failed or incomplete requests do not impact your monthly quota.
Zyla API Hub works on a recurring monthly subscription system. Your billing cycle will start the day you purchase one of the paid plans, and it will renew the same day of the next month. So be aware to cancel your subscription beforehand if you want to avoid future charges.
To upgrade your current subscription plan, simply go to the pricing page of the API and select the plan you want to upgrade to. The upgrade will be instant, allowing you to immediately enjoy the features of the new plan. Please note that any remaining calls from your previous plan will not be carried over to the new plan, so be aware of this when upgrading. You will be charged the full amount of the new plan.
To check how many API calls you have left for the current month, look at the ‘X-Zyla-API-Calls-Monthly-Remaining’ header. For example, if your plan allows 1000 requests per month and you've used 100, this header will show 900.
To see the maximum number of API requests your plan allows, check the ‘X-Zyla-RateLimit-Limit’ header. For instance, if your plan includes 1000 requests per month, this header will display 1000.
The ‘X-Zyla-RateLimit-Reset’ header shows the number of seconds until your rate limit resets. This tells you when your request count will start fresh. For example, if it displays 3600, it means 3600 seconds are left until the limit resets.
Yes, you can cancel your plan anytime by going to your account and selecting the cancellation option on the Billing page. Please note that upgrades, downgrades, and cancellations take effect immediately. Additionally, upon cancellation, you will no longer have access to the service, even if you have remaining calls left in your quota.
You can contact us through our chat channel to receive immediate assistance. We are always online from 8 am to 5 pm (EST). If you reach us after that time, we will get back to you as soon as possible. Additionally, you can contact us via email at [email protected]
To let you experience our APIs without any commitment, we offer a 7-day free trial that allows you to make API calls at no cost during this period. Please note that you can only use this trial once, so make sure to use it with the API that interests you the most. Most of our APIs provide a free trial, but some may not support it.
After 7 days, you will be charged the full amount for the plan you were subscribed to during the trial. Therefore, it’s important to cancel before the trial period ends. Refund requests for forgetting to cancel on time are not accepted.
When you subscribe to an API trial, you can make only 25% of the calls allowed by that plan. For example, if the API plan offers 1000 calls, you can make only 250 during the trial. To access the full number of calls offered by the plan, you will need to subscribe to the full plan.
Service Level:
100%
Response Time:
350ms
Service Level:
100%
Response Time:
803ms
Service Level:
100%
Response Time:
345ms
Service Level:
100%
Response Time:
351ms
Service Level:
100%
Response Time:
344ms
Service Level:
100%
Response Time:
541ms
Service Level:
100%
Response Time:
232ms
Service Level:
100%
Response Time:
141ms
Service Level:
100%
Response Time:
225ms
Service Level:
100%
Response Time:
6ms
Service Level:
100%
Response Time:
1,886ms
Service Level:
100%
Response Time:
855ms
Service Level:
100%
Response Time:
268ms
Service Level:
100%
Response Time:
185ms
Service Level:
100%
Response Time:
818ms
Service Level:
100%
Response Time:
749ms
Service Level:
91%
Response Time:
2,699ms
