The IFSC Validation API is an indispensable tool designed to improve the accuracy and reliability of financial transactions in India. IFSC, or Indian Financial System Code, is a unique alphanumeric code assigned to each branch of Indian banks and financial institutions by the Reserve Bank of India (RBI). This code is crucial for facilitating electronic funds transfers (EFTs) such as NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement) and IMPS (Immediate Payment Service), ensuring that funds are correctly routed to the intended destination.
In the modern banking and financial transaction landscape, accuracy of information is paramount. The IFSC Validation API addresses this need by providing a robust mechanism for verifying the validity of IFSC codes. When a user initiates a financial transaction or updates their banking details, the accuracy of the IFSC code is critical. Incorrect codes can lead to diversion of funds, failed transactions or even potential financial fraud. By validating IFSC codes, the API helps mitigate these risks, ensuring that transactions are processed smoothly and securely.
In summary, the IFSC Validation API is a vital tool for ensuring the accuracy and reliability of electronic funds transfers in India. By providing real-time validation of IFSC codes and leveraging up-to-date RBI data, the API helps prevent errors, improves transaction security and supports smooth and accurate financial transactions. Its simple integration and efficient performance make it a valuable asset to any system involved in managing electronic financial transactions.
It will receive a parameter and provide you with a JSON.
Online Banking Transactions: Ensuring that the IFSC code entered by users for transferring funds is correct before processing transactions.
E-commerce Payments: Verifying IFSC codes during payment checkout processes to avoid errors in fund transfers.
Bill Payment Platforms: Validating IFSC codes when users set up bill payments to ensure that funds are directed to the correct bank branch.
Loan Application Processes: Confirming IFSC codes provided during loan applications to verify the bank branch details for disbursements.
Financial Software Integration: Integrating IFSC validation in accounting or financial management software to verify bank details during data entry.
Besides the number of API calls per month, there are no other limitations.
To use this endpoint you must indicate an IFSC code in the parameter.
Code Validation - Endpoint Features
| Object | Description |
|---|---|
Request Body |
[Required] Json |
{"data":{"valid":true,"bank":"STATE BANK OF INDIA","ifsc":"SBIN0006613","branch":"IFB SAKINAKA","address":"LEKHRAJ BHAVAN, 1ST FLOOR SAKI VIHAR ROAD, SAKINAKA, MUMBAI PIN - 400072","city":"MUMBAI, GREATER BOMBAY","state":"MAHARASHTRA","std_code":"0","phone":"0"}}
curl --location --request POST 'https://zylalabs.com/api/4802/ifsc+validation+api/5983/code+validation' --header 'Authorization: Bearer YOUR_API_KEY'
--data-raw '{
"ifsc":"ABHY0065034"
}'
| Header | Description |
|---|---|
Authorization
|
[Required] Should be Bearer access_key. See "Your API Access Key" above when you are subscribed. |
No long term commitments. One click upgrade/downgrade or cancellation. No questions asked.
To use this API, users must enter an IFSC code.
The IFSC Validation API verifies the accuracy and validity of IFSC (Indian Financial System Code) codes.
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Zyla provides a wide range of integration methods for almost all programming languages. You can use these codes to integrate with your project as you need.
The IFSC Validation API returns the validity status of the code, bank name, branch, address, city and state.
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