To use this API and get the rates you only have to execute the Get Mortgage endpoint and to get the historical you have to indicate a date in the Mortagage Historical endpoint.

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The Switzerland Mortgage Rates API provides real-time and historical data on interest rates for various financial products.

The Switzerland Mortgage Rates API receives a date and returns current and historical interest rates for various mortgage products.

Besides the number of API calls per month, there are no other limitations.

The API returns real-time and historical interest rates for various mortgage products, including fixed-rate and variable loans, as well as Saron-based mortgages. Each response includes details such as mortgage type and interest rate.

The key fields in the response data include "mortgage_type," which specifies the type of mortgage (e.g., "Fixed 2 years"), and "interest_rate," which indicates the applicable interest rate for that mortgage type.

The response data is structured as a JSON array, with each entry representing a mortgage product. Each entry contains fields for mortgage type and interest rate, allowing for easy parsing and interpretation.

The endpoint requires a parameter specifying the fixed number of years for the mortgage, with accepted values ranging from 2 to 20 years, including options like 3, 5, 10, and 15 years.

The endpoint provides information on various mortgage products, including fixed-rate loans for different durations and variable-rate options, allowing users to compare interest rates across multiple categories.

Data accuracy is maintained through regular updates from reliable financial institutions and market sources, ensuring that the interest rates provided reflect current market conditions.

Typical use cases include comparing mortgage rates for financial planning, analyzing trends in the Swiss mortgage market, and assisting users in selecting the best mortgage options based on their needs.

Users can utilize the returned data by referencing the "mortgage_type" and "interest_rate" fields to make informed decisions about mortgage products, enabling comparisons and evaluations based on their financial goals.

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