In the rapidly evolving landscape of digital commerce, the reliability and security of online transactions are paramount. As users increasingly switch to digital platforms for their financial activities, the need for robust mechanisms to validate credit card information becomes imperative. At the heart of this need is the VISA Card Validation API, a powerful tool designed to ensure the accuracy and legitimacy of credit card data before authorizing transactions.
The VISA Card Validation API is a sophisticated application programming interface that is a critical component of the digital payments ecosystem. Its primary function is to validate credit card information submitted during online transactions. This includes verifying the accuracy of the card number, expiration date and card verification value (CVV), ensuring that the details provided match the records associated with the card.
A defining feature of the VISA Card Validation API is its ability to provide real-time validation. In a matter of milliseconds, the API processes and verifies credit card data, helping to streamline business decision-making processes and improve the overall efficiency of payment systems. Real-time validation is critical to prevent unauthorized transactions and mitigate potential risks associated with fraudulent activity.
Integrating the VISA Card Validation API into your system is a simple and hassle-free process. With its user-friendly design and comprehensive documentation, incorporating this API into your applications, websites or payment processing systems is efficient and straightforward. The intuitive interface and well-documented endpoint ensure that users can quickly understand the integration process, enabling rapid implementation that aligns seamlessly with your existing infrastructure. Whether you are an experienced user or new to API integrations, the Credit Card Validator - BIN Checker API offers a simple and easy-to-follow integration experience, allowing you to improve the security and accuracy of credit card validation with minimal effort.
In conclusion, the VISA Card Validation API plays a critical role in securing digital transactions by ensuring the accuracy and legitimacy of credit card information. Its real-time validation capabilities, coupled with its robust security protocols, position it as a crucial component in the ongoing effort to fortify online payment ecosystems against fraud and unauthorized activity. As digital transactions continue to evolve, the VISA Card Validation API stands as a reliable gatekeeper that contributes to the establishment of secure, efficient and reliable financial transactions in the digital age.
It will receive parameters and provide you with a JSON.
E-commerce Platforms: Ensure secure transactions by validating credit card details during online purchases on e-commerce websites.
Payment Gateways: Integrate the API into payment gateways to authenticate credit card information before processing transactions.
Subscription Services: Validate credit cards for recurring payments in subscription-based services, such as streaming platforms or subscription boxes.
Financial Apps: Enhance the security of financial applications by verifying credit card details for fund transfers or bill payments.
Hotel and Travel Bookings: Validate credit cards during hotel reservations or travel bookings to prevent fraudulent activities in the hospitality sector.
Besides API call limitations per month:
Be able to validate any credit card based on its BIN number (first 6 digits).
Receive data from the Credit Card, CC Issuer, Card Type, Card Level, Card Brand, Issuer Country, and more.
VISA checker - Endpoint Features
Object | Description |
---|---|
bin |
[Required] |
{"status":200,"success":true,"isValid":true,"message":"The BIN number is valid.","data":{"bin_iin":"434769","card_brand":"VISA","card_type":"DEBIT","card_level":"CLASSIC","issuer_name_bank":"JPMORGAN CHASE BANK, N.A.","issuer_bank_website":"------","issuer_bank_phone":"1-212-270-6000","iso_country_name":"UNITED STATES","iso_country_code":"US"}}
curl --location --request GET 'https://zylalabs.com/api/3018/visa+card+validation+api/3186/visa+checker?bin=444444' --header 'Authorization: Bearer YOUR_API_KEY'
Header | Description |
---|---|
Authorization
|
[Required] Should be Bearer access_key . See "Your API Access Key" above when you are subscribed. |
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To access the API, you need to make an HTTP POST request to the API endpoint, providing the first six digits of the credit card (BIN) as a parameter. The API will then respond with a JSON object containing the requested information about the credit card, including its validity, issuing bank details, and location information. You can integrate this API into your application or system to leverage its functionality and enhance your credit card processing capabilities.
The API response includes detailed information about the credit card. This includes information such as the validity of the card (whether it is valid or not), the card level (e.g., fleet purchase), the currency associated with the card, and the country of issuance. In addition, the response provides contact information for the issuer.
The API follows a secure approach by only requiring the Bank Identification Number (BIN), which consists of the first six digits of a credit card. This approach avoids the need to transmit or store sensitive credit card details.
The API allows developers to validate and verify credit card information using the bank identification number (BIN). By providing the first six digits of a credit card, you can verify whether it is a valid credit card or not.
No, the VISA Card Validation API is specifically focused on validating VISA credit cards.
The API returns a JSON object containing information about the credit card based on the provided BIN. This includes the card's validity, type, level, brand, issuing bank details, and the country of issuance.
Key fields in the response include "isValid" (indicating card validity), "card_brand" (e.g., VISA), "card_type" (e.g., DEBIT), "issuer_name_bank" (the issuing bank's name), and "iso_country_name" (the country of issuance).
The response data is structured in a JSON format with a top-level status and success indicator, followed by a "data" object that contains detailed information about the credit card, including validity and issuer details.
The API provides information such as card validity, card type, card level, issuing bank details, and the country of issuance, allowing users to verify and authenticate credit card information effectively.
The primary parameter is the Bank Identification Number (BIN), which consists of the first six digits of the credit card. This parameter is essential for retrieving the corresponding credit card information.
Data accuracy is maintained through regular updates from trusted financial institutions and continuous monitoring of the BIN database to ensure that the information reflects current issuing bank details and card statuses.
Typical use cases include validating credit card information during online purchases, authenticating payments in subscription services, and preventing fraud in hotel and travel bookings by verifying card details.
Users can utilize the returned data to enhance transaction security by checking the validity of credit cards before processing payments, ensuring that the card details match the expected issuer information to mitigate fraud risks.
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API calls are deducted from your plan based on successful requests. Each plan comes with a specific number of calls that you can make per month. Only successful calls, indicated by a Status 200 response, will be counted against your total. This ensures that failed or incomplete requests do not impact your monthly quota.
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To check how many API calls you have left for the current month, refer to the βX-Zyla-API-Calls-Monthly-Remainingβ field in the response header. For example, if your plan allows 1,000 requests per month and you've used 100, this field in the response header will indicate 900 remaining calls.
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When you subscribe to an API free trial, you can make up to 50 API calls. If you wish to make additional API calls beyond this limit, the API will prompt you to perform an "Start Your Paid Plan." You can find the "Start Your Paid Plan" button in your profile under Subscription -> Choose the API you are subscribed to -> Pricing tab.
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