Best Finance & Payments APIs: Zyla API Hub vs Banana.dev 2025

Zyla API Hub and Banana.dev. We will highlight key metrics such as API uptime, ease of use, documentation quality, support responsiveness, and developer feedback. Additionally, we will delve into specific use cases where each platform excels, ultimately explaining why Zyla API Hub may be the superior choice for developers in 2025.

Overview of Finance APIs

Key Finance APIs Offered by Zyla API Hub

Forex API

Forex API provides access to real-time exchange rates for over 190 currencies. This API is designed to bridge the gap between applications and the complex world of global currencies, making it an invaluable tool for businesses engaged in international transactions.

Key Features of Forex API

• Currencies Available: This feature allows users to retrieve a list of all available currencies. By simply running the endpoint, developers can access the latest currency data, which is crucial for applications that require up-to-date currency information.

{"AED":"United Arab Emirates Dirham","AFN":"Afghan Afghani","ALL":"Albanian Lek","AMD":"Armenian Dram","ANG":"Netherlands Antillean Gulden"}

• Get Latest Rates: This endpoint provides the latest USD-based rates every 10 minutes. It is essential for applications that need to display current exchange rates to users.

{"bs":"USD","ts":1692112793,"rt":{"AED":3.673029999509945,"AFN":84.30969549999942,"ALL":95.67440390970364}}

• Get Latest Rate: Users can specify two currencies to receive the latest exchange rate updated every 10 minutes. This feature is particularly useful for financial applications that require precise conversion rates.

{"ts":1692113393,"rt":1.092629}

• Currency Conversion: This feature allows users to convert an amount from one currency to another, with rates updated every 10 minutes. It simplifies the process of currency conversion for e-commerce platforms and travel applications.

{"ts":1692113393,"vl":10.926292}

International Currency API

International Currency API simplifies cross-border transactions by offering real-time and accurate exchange rate calculations. This API is crucial for businesses that operate internationally, as it eliminates the complexities associated with currency conversion.

Key Features of International Currency API

• Get Conversion: This endpoint allows users to convert between two currencies along with an amount. It is essential for applications that need to provide users with accurate conversion rates.

{"success":true,"code":0,"timestamp":1690300800,"q":{"from":"USD","to":["CHF"],"amount":1},"result":{"CHF":0.86442}}

The Current Interest Rates API

Current Interest Rates API provides real-time interest rate information from central banks and benchmarks worldwide. This API is vital for financial professionals who need to stay updated on interest rate changes that can impact investment decisions.

Key Features of The Current Interest Rates API

• Get Interest Rate: This endpoint allows users to obtain the latest interest rate information from various central banks. It is crucial for financial analysis tools and investment portfolio management.

{"central_bank_rates": [{"central_bank": "Australian Central Bank", "country": "Australia", "rate_pct": 4.35, "last_updated": "11-08-2023"}]}

Foreign Exchange API

Foreign Exchange API allows developers to access foreign exchange data and services, integrating them into their applications. This API is essential for businesses that need to automate currency exchange processes.

Key Features of Foreign Exchange API

• Get Conversion: This endpoint enables users to convert currencies and retrieve information based on a specific date. It is particularly useful for applications that require historical exchange rate data.

{"success":true,"result":{"date":"2023-05-04T19:48:02.114Z","from":{"currency":"EUR","amount":20},"to":{"currency":"USD","amount":22.148}}}

Forex Rates API

Forex Rates API offers dependable and precise currency exchange rates for 172 global currencies. This API is ideal for businesses seeking reliable currency conversion solutions.

Key Features of Forex Rates API

• Supported Symbols: This endpoint retrieves all available symbols for queries, allowing developers to understand which currencies they can work with.

{"ADA":"Cardano","AED":"United Arab Emirates Dirham","AFN":"Afghan Afghani"}

• Latest Rates: This endpoint returns real-time exchange rate data for multiple currencies, providing accurate financial information.

{"data":{"success":true,"timestamp":1684510860,"date":"2023-05-19","base":"USD","rates":{"EUR":0.92451432950985,"GBP":0.8022813333333333}}}

• Historical Rates: Users can check rates for specific symbols on specific dates, which is essential for financial reporting and analysis.

{"data":{"success":true,"historical":true,"date":"2023-03-17","base":"USD","rates":{"EUR":0.93162609745554}}}

• Time-Series: This feature allows users to retrieve daily historical rates between two dates, providing insights into currency trends over time.

{"data":{"success":true,"timeseries":true,"start_date":"2023-04-10","end_date":"2023-05-17","base":"USD","rates":{"2023-04-10":{"GBP":0.8044823333333333}}}}

• OHLC Price: This endpoint provides the open, high, low, and close prices for a specific currency, which is valuable for traders and analysts.

{"success":true,"timestamp":1684511060,"date":"2023-03-01","base":"USD","symbol":"GBP","rates":{"open":0.8314897899947759,"high":0.83536283481073,"low":0.8274179489250157,"close":0.83146699927278}}

• Conversion: This endpoint allows users to convert any amount from one currency to another, making it essential for e-commerce and financial applications.

{"data":{"success":true,"query":{"from":"USD","to":"EUR","amount":"100"},"info":{"timestamp":1720396740,"rate":0.92353840811532},"result":92.353840811532}}

Currency Rate API

Currency Rate API enables developers to retrieve real-time exchange rates between different currencies. This API is essential for applications that perform automatic currency conversions.

Key Features of Currency Rate API

• Get Real Time Rate: This endpoint allows users to retrieve the current exchange rate between two specified currencies.

{"success":true,"from":"USD","to":"EUR","rates":[{"pairName":"USD/EUR","price":0.908,"dayChanged":0.0027}]}

• Get All Units: This feature returns all available currency units, which is useful for applications that need to display multiple currency options.

{"success":true,"symbols":[{"country":"United States","isoCode":"USD","name":"United States Dollar","symbol":"$"}]}

• Get Real Time Converter: This endpoint allows users to convert a specified amount from one currency to another, providing immediate results for users.

{"success":true,"from":"USD","to":"EUR","amount":100,"converts":[{"pairName":"USD/EUR","price":0.9084,"amount":100,"result":90.84}]}

Investment Calculations API

Investment Calculations API offers a wide range of calculations related to investment performance and portfolio optimization. This API is essential for investors looking to assess their investment strategies.

Key Features of Investment Calculations API

• Get Calculate: This endpoint allows users to calculate various performance metrics, such as ROI and CAGR, by specifying the principal amount, rate of return, time period, and compounding frequency.

{"apy":"5.61%","compound_interest":"€203.11","investment_returns":"€3820.73","principal":"$4000","rate":"5.50%","time_months":"12 M"}

• Get Calculates: This feature provides similar calculations but allows for more flexibility in specifying parameters, including currency options.

{"apy":"6.50%","compound_interest":"$4158.99","investment_returns":"$24158.99","principal":"$20000","rate":"6.50%","time_months":"36 M"}

Forex Converter API

Forex Converter API provides real-time exchange rates for seamless currency conversions. This API is particularly useful for financial applications, travel websites, and e-commerce platforms.

Key Features of Forex Converter API

• All Currencies: This endpoint allows users to retrieve a list of all supported currencies, enabling applications to offer a wide range of conversion options.

[{"symbol":"USD","name":"United States Dollar"},{"symbol":"EUR","name":"Euro"}]

• Currency Conversion: This feature allows users to convert between two currencies with a specified amount, providing immediate results for users.

{"success":true,"result":{"from":"EUR","to":"KWD","amountToConvert":10,"convertedAmount":3.396614669764354}}

Comparison of Zyla API Hub and Banana.dev

Finance API Offerings

Platform Features

Developer Experience

Conclusion

Visit our website to learn more about our Finance APIs and how they can benefit your business.