国际抵押贷款利率 API

提供最新的国际抵押贷款利率,方便对各国进行财务比较和全球房地产市场分析
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文档和设置
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这个API提供多个国家的最新房贷利率信息,提供主要国际房地产金融市场的比较和结构化概述。该服务返回一个JSON对象,其中包含状态消息、成功指示和按国家、房贷类型和提供者详细记录的数据数组。

该API涵盖瑞士、法国、德国、加拿大、英国、美国和澳大利亚等关键市场,反映了每个地区可用房贷产品的多样性。每个国家的数据结构都适应于其当地实践。例如,瑞士包括不同期限的固定利率贷款和与SARON相关的产品;法国根据贷款期限(15年、20年和25年)提供最佳利率;德国的利率基于贷款价值比(LTV)和期限;而加拿大则展示了按银行、固定期限和估计月供的各种优惠。

每条记录包含一个唯一标识符、国家、时间戳和特定的房贷产品字段,如利率、期限、房贷类型、金融提供者或估计月供。在某些情况下,当信息不可用时,API会返回明确的值,如“未知利率”或“未知提供者”,确保响应的一致性并方便消费者处理不完整的数据。

这个API非常适合金融平台、房贷比较网站、金融科技应用、市场分析师和需要实时或近实时集成国际房贷数据的开发者。其结构化格式允许按国家、期限、利率或提供者进行简单筛选,并与分析系统、仪表盘和数据可视化模型兼容。

简而言之,API充当全球房贷利率的集中和可扩展源,使用户能够比较国家之间的金融条件,并根据当前和标准化的数据做出明智的决策。

API 文档

端点


按国家和产品返回当前的房贷利率,便于对国际房地产市场进行清晰和结构化的比较



                                                                            
GET https://zylalabs.com/api/11658/international+mortgages+rates+api/22015/mortgages+rates
                                                                            
                                                                        

抵押贷款利率 - 端点功能

对象 描述
测试端点

API 示例响应

       
                                                                                                        
                                                                                                                                                                                                                                                                                                                                        {"message":"Rates retrieved successfully","data":[{"id":"7deb3c77-c67c-464e-b23f-735912c67055","country":"Switzerland","timestamp":1768323767,"rate":"1.45%","mortgage_type":"2-year fixed"},{"id":"f9aafe32-c845-4055-9ea7-db4e70fd8308","country":"Switzerland","timestamp":1768323767,"rate":"1.35%","mortgage_type":"SARON"},{"id":"f79e765b-faf2-445d-80df-47852aab1750","country":"Switzerland","timestamp":1768323767,"rate":"1.85%","mortgage_type":"10-year fixed"},{"id":"87f53baf-b590-45ae-a1ab-cbf755c44e32","country":"Switzerland","timestamp":1768323767,"rate":"2.05%","mortgage_type":"15-year fixed"},{"id":"22efd738-0da9-45ce-a89f-815b34eadcbe","country":"Switzerland","timestamp":1768323767,"rate":"1.65%","mortgage_type":"5-year fixed"},{"id":"c72269f1-f905-4dbc-9479-bc8c4d05bae2","country":"Switzerland","timestamp":1768323767,"rate":"1.55%","mortgage_type":"3-year fixed"},{"id":"bd81a2fe-0df9-404b-bbac-cce6698b2631","country":"France","timestamp":1768322957,"rate_term":"Meilleur taux 15 ans","interest_rate":"3,04%"},{"id":"c05c79e9-6814-408a-9cba-bd9960ded906","country":"France","timestamp":1768322957,"rate_term":"Meilleur taux 20 ans","interest_rate":"3,20%"},{"id":"29395626-23d4-41af-8fca-721229a32fff","country":"France","timestamp":1768322957,"rate_term":"Meilleur taux 25 ans","interest_rate":"3,20%"},{"id":"b4bdfdd2-b529-4093-90f0-3616762b5e75","country":"Germany","timestamp":1768322951,"ltv":">90%","rate":"4.20 %","term":"15 years"},{"id":"8260d1d1-7c53-4d18-85c5-d9ce513f7dd1","country":"Germany","timestamp":1768322951,"ltv":">90%","rate":"4.30 %","term":"20 years"},{"id":"883f9dc8-bc5c-4fb6-a292-1e0bc5e35195","country":"Germany","timestamp":1768322951,"ltv":"80%","rate":"4.07 %","term":"20 years"},{"id":"8ddcfd2d-55f6-4be0-8b2e-3416fc5baaec","country":"Germany","timestamp":1768322951,"ltv":"<70%","rate":"3.85 %","term":"15 years"},{"id":"55d7e06e-623c-4a4e-9508-30fca9d4f53b","country":"Germany","timestamp":1768322951,"ltv":"<70%","rate":"3.97 %","term":"20 years"},{"id":"ac6c181a-ad3e-4c31-9b78-0b94d60d4582","country":"Germany","timestamp":1768322951,"ltv":">90%","rate":"4.00 %","term":"10 years"},{"id":"072157e9-8247-4f8b-8000-28f6bb51eb9f","country":"Germany","timestamp":1768322951,"ltv":"80%","rate":"3.92 %","term":"15 years"},{"id":"dce02127-dbf1-46a1-95de-feb43726e47f","country":"Germany","timestamp":1768322951,"ltv":"80%","rate":"3.67 %","term":"10 years"},{"id":"2460c18c-fbd5-44cc-adc9-24ac718d5387","country":"Germany","timestamp":1768322951,"ltv":"<70%","rate":"3.56 %","term":"10 years"},{"id":"9c4f6640-66cc-40d1-959c-0d6ac6391a51","country":"Canada","timestamp":1768322942,"rate":"4.29%","term":"5-year-fixed","payment":"$2,141","provider":"RBC Royal Bank"},{"id":"7fa2848a-0466-4886-ad3c-a7ca6cf9e74c","country":"Canada","timestamp":1768322942,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"8248220b-8ec2-4464-b938-bddc049bfa5d","country":"Canada","timestamp":1768322942,"rate":"4.54%","term":"2-year-fixed","payment":"$2,196","provider":"Scotiabank"},{"id":"fdb67b72-d561-4d6f-bbd4-16a68e631fbd","country":"Canada","timestamp":1768322942,"rate":"4.39%","term":"5-year-fixed","payment":"$2,163","provider":"National Bank of Canada"},{"id":"85a57440-29a7-4d0f-9b35-5a68f949f0b1","country":"Canada","timestamp":1768322942,"rate":"3.99%","term":"5-year-fixed","payment":"$2,077","provider":"Meridian Credit Union"},{"id":"eaa101b5-180f-4137-87c1-d89165ea6ca2","country":"Canada","timestamp":1768322942,"rate":"5.74%","term":"2-year-fixed","payment":"$2,468","provider":"Meridian Credit Union"},{"id":"e7c42bd3-258c-4895-8148-9618cd6130fa","country":"Canada","timestamp":1768322942,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"8c767fe2-3617-4d63-ace2-e82276569a4f","country":"Canada","timestamp":1768322942,"rate":"4.29%","term":"5-year-fixed","payment":"$2,141","provider":"First National"},{"id":"e02d117b-8d98-4c1c-a0ea-8c9bbabafe4a","country":"Canada","timestamp":1768322942,"rate":"7.54%","term":"2-year-fixed","payment":"$2,901","provider":"ICICI Bank Canada"},{"id":"9386a300-5b2e-4eb2-854f-630fc4b0a767","country":"Canada","timestamp":1768322942,"rate":"4.14%","term":"5-year-fixed","payment":"$2,109","provider":"Alterna Savings"},{"id":"963fd4fe-9af2-4edc-811c-c4c1ad73a7db","country":"Canada","timestamp":1768322942,"rate":"4.79%","term":"2-year-fixed","payment":"$2,251","provider":"National Bank of Canada"},{"id":"9b175ead-c59c-4d6d-9f2f-1e8f7209bf61","country":"Canada","timestamp":1768322942,"rate":"3.79%","term":"3-year-fixed","payment":"$2,034","provider":"Meridian Credit Union"},{"id":"9b2cae75-8875-4ebd-9938-1f4c07e8d850","country":"Canada","timestamp":1768322942,"rate":"4.39%","term":"3-year-fixed","payment":"$2,163","provider":"RBC Royal Bank"},{"id":"9e8b2998-ad8e-4d2c-9bfc-3bc97749b2f0","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"5-year-fixed","payment":"$2,120","provider":"CIBC"},{"id":"df7dd405-9e40-4256-9766-8954c059eb05","country":"Canada","timestamp":1768322942,"rate":"5.14%","term":"2-year-fixed","payment":"$2,330","provider":"Tangerine"},{"id":"a3c5439f-fa93-4e36-a08d-0570b6518f41","country":"Canada","timestamp":1768322942,"rate":"4.09%","term":"3-year-fixed","payment":"$2,098","provider":"MCAP"},{"id":"adfafeb2-c349-49b7-aa11-41e34d61914d","country":"Canada","timestamp":1768322942,"rate":"4.54%","term":"2-year-fixed","payment":"$2,196","provider":"RBC Royal Bank"},{"id":"ae291f3e-e711-41c5-ba5c-5d13b65c4ef7","country":"Canada","timestamp":1768322942,"rate":"4.44%","term":"2-year-fixed","payment":"$2,174","provider":"Canadian Lender"},{"id":"08a1daba-6860-40e6-857e-accc34976b78","country":"Canada","timestamp":1768322942,"rate":"4.09%","term":"3-year-fixed","payment":"$2,098","provider":"Alterna Savings"},{"id":"bd5f6316-f592-4b36-ab04-663b0ad6ee46","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"5-year-fixed","payment":"$2,120","provider":"Equitable Bank"},{"id":"d957b934-d4c8-4a74-afa8-d08e4e15cb0d","country":"Canada","timestamp":1768322942,"rate":"4.89%","term":"2-year-fixed","payment":"$2,274","provider":"Alterna Savings"},{"id":"d048d6e4-6edf-4464-900e-f394d746b501","country":"Canada","timestamp":1768322942,"rate":"4.79%","term":"2-year-fixed","payment":"$2,251","provider":"TD Bank"},{"id":"c0d11e67-15e1-49b2-aea2-64d402bb7994","country":"Canada","timestamp":1768322942,"rate":"4.44%","term":"3-year-fixed","payment":"$2,174","provider":"Tangerine"},{"id":"c27c4095-fb7c-4e58-9718-6895445407e7","country":"Canada","timestamp":1768322942,"rate":"4.29%","term":"3-year-fixed","payment":"$2,141","provider":"Bank of Montreal"},{"id":"23718bc6-d8d2-4534-bc88-8cae2c9e9ce1","country":"Canada","timestamp":1768322942,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"46309266-2dbd-4820-952f-0257c070613a","country":"Canada","timestamp":1768322942,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"45e721bf-1ba8-4a77-9563-9639bb908497","country":"Canada","timestamp":1768322942,"rate":"4.74%","term":"5-year-fixed","payment":"$2,240","provider":"Scotiabank"},{"id":"3f626231-72b6-4fa2-85bb-7b7953be31ac","country":"Canada","timestamp":1768322942,"rate":"5.99%","term":"5-year-fixed","payment":"$2,526","provider":"ICICI Bank Canada"},{"id":"3ef39f21-185b-4e30-bdea-ba614ef85115","country":"Canada","timestamp":1768322942,"rate":"4.49%","term":"2-year-fixed","payment":"$2,185","provider":"Canwise"},{"id":"3a9d234a-8d79-4c35-9fa5-40dd187ec868","country":"Canada","timestamp":1768322942,"rate":"6.64%","term":"3-year-fixed","payment":"$2,681","provider":"Simplii Financial ™"},{"id":"359f7e93-3fce-47d1-9efe-88697d91076b","country":"Canada","timestamp":1768322942,"rate":"4.49%","term":"3-year-fixed","payment":"$2,185","provider":"National Bank of Canada"},{"id":"2f3edb79-dad2-4ed1-a0a1-bbc600766208","country":"Canada","timestamp":1768322942,"rate":"4.44%","term":"5-year-fixed","payment":"$2,174","provider":"MCAP"},{"id":"2d5b495a-478b-4800-9ce5-9e8e134fb937","country":"Canada","timestamp":1768322942,"rate":"6.79%","term":"3-year-fixed","payment":"$2,717","provider":"ICICI Bank Canada"},{"id":"7a907efe-a465-4fc7-b3f7-01d70d89ecdd","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"5-year-fixed","payment":"$2,120","provider":"Desjardins"},{"id":"21f3ce91-fa3f-4128-9e48-69ffc19e89a0","country":"Canada","timestamp":1768322942,"rate":"4.24%","term":"5-year-fixed","payment":"$2,131","provider":"CMLS Financial"},{"id":"20f319c4-6c08-4e33-9b39-4e21e70bbcd9","country":"Canada","timestamp":1768322942,"rate":"4.29%","term":"5-year-fixed","payment":"$2,141","provider":"TD Bank"},{"id":"18f58c4a-fb8e-407c-80d8-fbb73cc1a002","country":"Canada","timestamp":1768322942,"rate":"4.51%","term":"5-year-fixed","payment":"$2,190","provider":"Bank of Montreal"},{"id":"16fedf98-0e8c-4a06-a5d1-8f34551e21dd","country":"Canada","timestamp":1768322942,"rate":"4.54%","term":"2-year-fixed","payment":"$2,196","provider":"MCAP"},{"id":"153f5830-8ade-4277-bea8-e69fa1845b75","country":"Canada","timestamp":1768322942,"rate":"4.54%","term":"3-year-fixed","payment":"$2,196","provider":"First National"},{"id":"0f791aa4-b769-4526-ad4f-35e0fd3833ef","country":"Canada","timestamp":1768322942,"rate":"3.84%","term":"5-year-fixed","payment":"$2,045","provider":"Canadian Lender"},{"id":"0d833770-38a1-4093-be2e-d0c3c41f29d0","country":"Canada","timestamp":1768322942,"rate":"4.93%","term":"2-year-fixed","payment":"$2,283","provider":"Bank of Montreal"},{"id":"08a99778-c0aa-4f25-bb04-e5e3683a6470","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"3-year-fixed","payment":"$2,120","provider":"Big 6 Bank"},{"id":"7be1b6e7-9787-456d-9a06-2ce3c2041388","country":"Canada","timestamp":1768322942,"rate":"5.09%","term":"2-year-fixed","payment":"$2,319","provider":"Desjardins"}],"_note":"Response truncated for documentation purposes"}
                                                                                                                                                                                                                    
                                                                                                    

抵押贷款利率 - 代码片段


curl --location --request GET 'https://zylalabs.com/api/11658/international+mortgages+rates+api/22015/mortgages+rates' --header 'Authorization: Bearer YOUR_API_KEY' 


    

返回按国家、期限和日期的抵押贷款利率历史,包括标识符、利率和可靠的时间戳。

可用国家:澳大利亚、美国、英国、德国、法国、加拿大和瑞士。



                                                                            
GET https://zylalabs.com/api/11658/international+mortgages+rates+api/22023/historical
                                                                            
                                                                        

历史 - 端点功能

对象 描述
date [必需] Indicate a date
country [必需] Indicate a country
测试端点

API 示例响应

       
                                                                                                        
                                                                                                                                                                                                                                                                                                                                        {"message":"Rates retrieved successfully","data":[{"id":"a5e5553c-ea50-4f6b-ba7a-4b6c00eab637","country":"Australia","timestamp":1768322898,"rate":"5.51"}],"success":true}
                                                                                                                                                                                                                    
                                                                                                    

历史 - 代码片段


curl --location --request GET 'https://zylalabs.com/api/11658/international+mortgages+rates+api/22023/historical?date=2026-01-13&country=Australia' --header 'Authorization: Bearer YOUR_API_KEY' 


    

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标头
标头 描述
授权 [必需] 应为 Bearer access_key. 订阅后,请查看上方的"您的 API 访问密钥"。

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国际抵押贷款利率 API FAQs

获取抵押贷款利率接口返回按国家和产品分类的当前抵押贷款利率 包括利率 抵押贷款类型和金融机构 获取历史接口提供历史抵押贷款利率 包括标识符 利率和特定国家的时间戳

响应数据中的关键字段包括“id”(唯一标识符)、“country”(按揭所在国家)、“timestamp”(数据获取时间)、“rate”(利率)、“mortgage_type”(按揭类型)以及“provider”(提供按揭的金融机构)

响应数据的结构为一个 JSON 对象,其中包含一个状态消息、一个成功指示符和一个包含详细记录的数据数组。每条记录包括特定字段,如国家、利率和抵押贷款类型,便于解析和分析

获取抵押贷款利率端点提供当前的抵押贷款利率,而获取历史端点提供历史利率。这两个端点包括多个国家的各种抵押贷款类型、利率和金融提供者的数据

数据的准确性通过来自可靠金融机构和市场来源的定期更新得以维持 当数据不可用时 API通过返回诸如“未知汇率”等明确值来确保一致性 这使用户能够有效处理不完整信息

典型的使用案例包括比较抵押贷款利率的金融平台、分析国际市场的抵押贷款比较网站以及集成实时抵押贷款数据以供用户决策的金融科技应用

用户可以通过指定国家、抵押贷款类型或期限等参数来定制他们的数据请求,这样在查询端点时可以获得满足特定分析需求的定制响应

用户可以期待结构化的数据模式,包括跨响应的一致字段名称和格式。例如,利率通常以百分比的形式呈现,时间戳以标准格式提供,便于轻松集成到应用程序中

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要升级您当前的订阅计划,只需转到 API 的定价页面并选择您要升级到的计划。升级将立即生效,让您立即享受新计划的功能。请注意,您之前计划中的任何剩余调用都不会转移到新计划,因此在升级时请注意这一点。您将被收取新计划的全部金额。

要检查您本月剩余多少 API 调用,请参考响应标头中的 "X-Zyla-API-Calls-Monthly-Remaining" 字段。例如,如果您的计划允许每月 1,000 个请求,而您已使用 100 个,则响应标头中的此字段将显示 900 个剩余调用。

要查看您的计划允许的最大 API 请求数,请检查 "X-Zyla-RateLimit-Limit" 响应标头。例如,如果您的计划包括每月 1,000 个请求,此标头将显示 1,000。

"X-Zyla-RateLimit-Reset" 标头显示您的速率限制重置之前的秒数。这告诉您何时您的请求计数将重新开始。例如,如果它显示 3,600,则意味着还有 3,600 秒直到限制重置。

是的,您可以随时通过访问您的账户并在账单页面上选择取消选项来取消您的计划。请注意,升级、降级和取消会立即生效。此外,取消后,您将不再有权访问该服务,即使您的配额中还有剩余调用。

您可以通过我们的聊天渠道联系我们以获得即时帮助。我们始终在线,时间为上午 8 点至下午 5 点(EST)。如果您在该时间之后联系我们,我们将尽快回复您。此外,您可以通过 [email protected]

为了让您有机会在没有任何承诺的情况下体验我们的 API,我们提供 7 天免费试用,允许您免费进行最多 50 次 API 调用。此试用只能使用一次,因此我们建议将其应用于您最感兴趣的 API。虽然我们的大多数 API 都提供免费试用,但有些可能不提供。试用在 7 天后或您进行了 50 次请求后结束,以先发生者为准。如果您在试用期间达到 50 次请求限制,您需要"开始您的付费计划"以继续发出请求。您可以在个人资料中的订阅 -> 选择您订阅的 API -> 定价标签下找到"开始您的付费计划"按钮。或者,如果您在第 7 天之前不取消订阅,您的免费试用将结束,您的计划将自动计费,授予您访问计划中指定的所有 API 调用的权限。请记住这一点以避免不必要的费用。

7 天后,您将被收取试用期间订阅的计划的全额费用。因此,在试用期结束前取消很重要。因忘记及时取消而提出的退款请求不被接受。

当您订阅 API 免费试用时,您可以进行最多 50 次 API 调用。如果您希望超出此限制进行额外的 API 调用,API 将提示您执行"开始您的付费计划"。您可以在个人资料中的订阅 -> 选择您订阅的 API -> 定价标签下找到"开始您的付费计划"按钮。

付款订单在每月 20 日至 30 日之间处理。如果您在 20 日之前提交请求,您的付款将在此时间范围内处理。


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