## BIN & IP Checker API
Introducing the BIN & IP Checker API, a robust and high-performance REST API designed for payment fraud detection, BIN data enrichment, and IP geolocation. Built in Rust, this API boasts impressive response times of under 10 milliseconds, ensuring efficiency and speed in real-time applications.
### Key Use Cases
In summary, the BIN & IP Checker API is your go-to solution for enhancing payment security, enriching transaction data, and enabling accurate geolocation. Trust our API to support your operational needs while minimizing fraud risks and improving user experience.
{"data":{"bank":{"name":"Nordea","phone":"+4570333333","website":"www.nordea.dk"},"bin":"45710045","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"visa/dankort","type":"debit"},"country":{"alpha3":"DNK","capital":"Copenhagen","code":"DK","currency":"DKK","currency_name":"Danish Krone","currency_symbol":"kr","flag":"🇩🇰","idd":"45","language":"Danish","language_code":"DA","name":null,"numeric":"208","region":"Europe","subregion":"Northern Europe"}},"meta":{"cached":true,"response_time_ms":0,"source":"cache"},"success":true}
curl --location --request GET 'https://zylalabs.com/api/12627/bin+ip+checks+api/24433/bin+lookup&bin=Required' --header 'Authorization: Bearer YOUR_API_KEY'
{"data":{"ip":"179.43.182.232","location":{"city":"Rümlang","country_code":"CH","country_name":"Switzerland","current_time":"2026-05-17T17:00:55+02:00","latitude":47.4505,"longitude":8.5255,"region":"Zurich","timezone":"Europe/Zurich"},"network":{"asn":"AS51852","isp":"Private Layer INC","org":"Private Layer INC"},"security":{"is_datacenter":true,"is_proxy":false,"is_tor":true,"is_vpn":false,"threat_score":60}},"meta":{"cached":true,"response_time_ms":0},"success":true}
curl --location --request GET 'https://zylalabs.com/api/12627/bin+ip+checks+api/24434/ip+geolocation+and+threat+check&ip=Required' --header 'Authorization: Bearer YOUR_API_KEY'
{"data":{"bin":{"bank_name":"BANCO CAMINOS, S.A.","brand":"visa","card_level":"gold","card_type":"credit","country_code":"ES","country_name":"SPAIN","currency":"EUR","flag":"🇪🇸","number":"453201"},"fraud_check":{"bin_country":"ES","country_match":false,"ip_country":"CH","risk_factors":["IP country (CH) does not match BIN country (ES)","IP is a Tor exit node","IP originates from a datacenter/cloud provider"],"risk_level":"critical","risk_score":100},"ip":{"address":"179.43.182.232","city":"Rümlang","country_code":"CH","country_name":"Switzerland","flag":"🇨🇭","is_datacenter":true,"is_proxy":false,"is_tor":true,"is_vpn":false,"isp":"Private Layer INC","threat_score":60}},"disclaimer":{"accuracy":"not_guaranteed","legal":"Use of this API constitutes acceptance of our Terms of Service.","message":"This risk score is an advisory signal only. It must NOT be used as the sole basis for blocking transactions, refusing service, or any financial/legal decisions. False positives and false negatives are inherent to any risk system. The API provider assumes NO liability for decisions made based on this data.","purpose":"informational_only"},"meta":{"response_time_ms":1},"success":true}
curl --location --request GET 'https://zylalabs.com/api/12627/bin+ip+checks+api/24435/fraud+score&ip=Required&/=Required&bin=Required' --header 'Authorization: Bearer YOUR_API_KEY'
{"data":[{"bank":{"name":"CHASE","phone":"+18009359935","website":"http://www.chase.com/"},"bin":"379015","card":{"brand":"american express","is_commercial":false,"is_prepaid":true,"level":"prepaid","type":"debit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"401135","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"401136","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK, N.A.","phone":"+12122706000","website":"https://www.chase.com"},"bin":"401321","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":null,"type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK, N.A.","phone":"+12122706000","website":"https://www.chase.com"},"bin":"401322","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":null,"type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK, N.A.","phone":"+12122706000","website":"https://www.chase.com"},"bin":"401770","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"classic","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"401867","card":{"brand":"visa","is_commercial":true,"is_prepaid":false,"level":"business","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"402297","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"402298","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"402936","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"402937","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"403075","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"403113","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"403114","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"403115","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"403116","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"403117","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"403118","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK, N.A.","phone":"+12122706000","website":"https://www.chase.com"},"bin":"403194","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"classic","type":"debit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"403210","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}}],"page":1,"per_page":20,"success":true,"total":2303,"total_pages":116}
curl --location --request GET 'https://zylalabs.com/api/12627/bin+ip+checks+api/24436/search+bins&bank=Required' --header 'Authorization: Bearer YOUR_API_KEY'
{"data":[{"bin":"453201","data":{"bank":{"name":"BANCO CAMINOS, S.A.","phone":"+34913193448 / +34902105146","website":"http://www.bancocaminos.es"},"bin":"453201","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"gold","type":"credit"},"country":{"alpha3":"ESP","capital":"Madrid","code":"ES","currency":"EUR","currency_name":"Euro","currency_symbol":"€","flag":"🇪🇸","idd":"34","language":"Spanish","language_code":"ES","name":"SPAIN","numeric":"724","region":"Europe","subregion":"Southern Europe"}},"meta":{"cached":true,"source":"cache"}},{"bin":"411111","data":{"bank":{"name":"CONOTOXIA SP. Z O.O","phone":null,"website":null},"bin":"411111","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"classic","type":"debit"},"country":{"alpha3":"POL","capital":"Warsaw","code":"PL","currency":"PLN","currency_name":"Polish Złoty","currency_symbol":"zł","flag":"🇵🇱","idd":"48","language":"Polish","language_code":"PL","name":"POLAND","numeric":"616","region":"Europe","subregion":"Eastern Europe"}},"meta":{"cached":true,"source":"cache"}},{"bin":"545454","data":{"bank":{"name":"CENTRAL TRUST BANK","phone":null,"website":"http://www.centralbank.net"},"bin":"545454","card":{"brand":"mastercard","is_commercial":true,"is_prepaid":false,"level":"b2b","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":"🇺🇸","idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},"meta":{"cached":true,"source":"cache"}}],"meta":{"count":3,"response_time_ms":1},"success":true}
curl --location --request POST 'https://zylalabs.com/api/12627/bin+ip+checks+api/24437/bulk+bin+lookup' --header 'Authorization: Bearer YOUR_API_KEY'
--data-raw '{"bins": ["453201", "411111", "545454"]}'
{"data":[{"cached":true,"data":{"ip":"114.122.50.1","location":{"city":"Medan","country_code":"ID","country_name":"Indonesia","current_time":"2026-05-17T19:28:44+07:00","latitude":3.6051,"longitude":98.6713,"region":"North Sumatra","timezone":"Asia/Jakarta"},"network":{"asn":"AS23693","isp":"PT. Telekomunikasi Selular","org":"PT. Telekomunikasi Selular"},"security":{"is_datacenter":false,"is_proxy":false,"is_tor":false,"is_vpn":false,"threat_score":0}},"ip":"114.122.50.1"},{"cached":true,"data":{"ip":"23.191.200.42","location":{"city":null,"country_code":"US","country_name":"United States","current_time":"2026-05-17T07:29:54-05:00","latitude":37.751,"longitude":-97.822,"region":null,"timezone":"America/Chicago"},"network":{"asn":"AS401401","isp":"Unredacted Inc","org":"Unredacted Inc"},"security":{"is_datacenter":false,"is_proxy":false,"is_tor":true,"is_vpn":true,"threat_score":80}},"ip":"23.191.200.42"},{"cached":true,"data":{"ip":"193.46.199.231","location":{"city":"Phoenix","country_code":"US","country_name":"United States","current_time":"2026-05-17T05:27:53-07:00","latitude":33.4532,"longitude":-112.0748,"region":"Arizona","timezone":"America/Phoenix"},"network":{"asn":"AS47583","isp":"Hostinger International Limited","org":"Hostinger International Limited"},"security":{"is_datacenter":true,"is_proxy":false,"is_tor":false,"is_vpn":false,"threat_score":10}},"ip":"193.46.199.231"}],"meta":{"count":3,"response_time_ms":1},"success":true}
curl --location --request POST 'https://zylalabs.com/api/12627/bin+ip+checks+api/24438/bulk+ip+lookup' --header 'Authorization: Bearer YOUR_API_KEY'
--data-raw '{"ips": ["114.122.50.1", "23.191.200.42", "193.46.199.231"]}'
| Header | Description |
|---|---|
Authorization
|
[Required] Should be Bearer access_key. See "Your API Access Key" above when you are subscribed. |
No long-term commitment. Upgrade, downgrade, or cancel anytime. Free Trial includes up to 50 requests.
Each endpoint returns specific data related to BINs and IPs. The BIN endpoints provide metadata about the card, including brand, type, level, and issuing bank details. The IP endpoints return geolocation data, ISP information, and threat scores, indicating potential fraud risks.
Key fields include "bin" for BIN data, "bank" for issuing bank details, "location" for geolocation data, and "security" for threat assessments. Each response is structured to provide comprehensive insights into the queried BIN or IP.
The response data is organized in a JSON format, with a "data" object containing relevant details. Each endpoint's response includes a "meta" section for caching and response time, ensuring users can efficiently process the information.
The BIN endpoints provide card brand, type, level, and issuing bank details. The IP endpoints offer geolocation, ISP, ASN, and threat scores. This comprehensive data helps in fraud detection and transaction validation.
Users can customize requests by specifying BINs or IPs in the query parameters. For bulk requests, users can send arrays of BINs or IPs to retrieve multiple records in a single call, optimizing data retrieval.
The data is sourced from a robust database containing over 378,000 BINs and extensive IP geolocation information. Continuous updates and quality checks ensure the accuracy and reliability of the data provided.
Typical use cases include fraud detection during payment processing, enriching transaction data with BIN details, and geolocating users to assess risk levels based on their IP addresses. This data aids in enhancing security measures.
If a request returns partial or empty results, users should verify the input parameters for accuracy. Implementing error handling in the application can help manage such scenarios, ensuring smooth user experience and data integrity.
To obtain your API key, you first need to sign in to your account and subscribe to the API you want to use. Once subscribed, go to your Profile, open the Subscription section, and select the specific API. Your API key will be available there and can be used to authenticate your requests.
You can’t switch APIs during the free trial. If you subscribe to a different API, your trial will end and the new subscription will start as a paid plan.
If you don’t cancel before the 7th day, your free trial will end automatically and your subscription will switch to a paid plan under the same plan you originally subscribed to, meaning you will be charged and gain access to the API calls included in that plan.
The free trial ends when you reach 50 API requests or after 7 days, whichever comes first.
No, the free trial is available only once, so we recommend using it on the API that interests you the most. Most of our APIs offer a free trial, but some may not include this option.
Yes, we offer a 7-day free trial that allows you to make up to 50 API calls at no cost, so you can test our APIs without any commitment.
Zyla API Hub is like a big store for APIs, where you can find thousands of them all in one place. We also offer dedicated support and real-time monitoring of all APIs. Once you sign up, you can pick and choose which APIs you want to use. Just remember, each API needs its own subscription. But if you subscribe to multiple ones, you'll use the same key for all of them, making things easier for you.
Please have a look at our Refund Policy: https://zylalabs.com/terms#refund
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100%
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1,398ms
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417ms
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728ms
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645ms
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520ms
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772ms