## BIN & IP 检查器 API
介绍BIN & IP 检查器 API,一款强大且高性能的REST API,旨在进行支付欺诈检测、BIN 数据增强和IP 地理定位。该 API 基于 Rust 构建,具有令人印象深刻的响应时间,低于 10 毫秒,确保实时应用程序的高效性和速度。
### 关键使用案例
总之,BIN & IP 检查器 API是提高支付安全性、丰富交易数据和实现准确地理定位的首选解决方案。相信我们的 API 能支持您的运营需求,同时最大限度地降低欺诈风险,改善用户体验。
{"data":{"bank":{"name":"Nordea","phone":"+4570333333","website":"www.nordea.dk"},"bin":"45710045","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"visa/dankort","type":"debit"},"country":{"alpha3":"DNK","capital":"Copenhagen","code":"DK","currency":"DKK","currency_name":"Danish Krone","currency_symbol":"kr","flag":"🇩🇰","idd":"45","language":"Danish","language_code":"DA","name":null,"numeric":"208","region":"Europe","subregion":"Northern Europe"}},"meta":{"cached":true,"response_time_ms":0,"source":"cache"},"success":true}
curl --location --request GET 'https://zylalabs.com/api/12627/bin+ip+checks+api/24433/bin+lookup&bin=Required' --header 'Authorization: Bearer YOUR_API_KEY'
{"data":{"ip":"179.43.182.232","location":{"city":"Rümlang","country_code":"CH","country_name":"Switzerland","current_time":"2026-05-17T17:00:55+02:00","latitude":47.4505,"longitude":8.5255,"region":"Zurich","timezone":"Europe/Zurich"},"network":{"asn":"AS51852","isp":"Private Layer INC","org":"Private Layer INC"},"security":{"is_datacenter":true,"is_proxy":false,"is_tor":true,"is_vpn":false,"threat_score":60}},"meta":{"cached":true,"response_time_ms":0},"success":true}
curl --location --request GET 'https://zylalabs.com/api/12627/bin+ip+checks+api/24434/ip+geolocation+and+threat+check&ip=Required' --header 'Authorization: Bearer YOUR_API_KEY'
{"data":{"bin":{"bank_name":"BANCO CAMINOS, S.A.","brand":"visa","card_level":"gold","card_type":"credit","country_code":"ES","country_name":"SPAIN","currency":"EUR","flag":"🇪🇸","number":"453201"},"fraud_check":{"bin_country":"ES","country_match":false,"ip_country":"CH","risk_factors":["IP country (CH) does not match BIN country (ES)","IP is a Tor exit node","IP originates from a datacenter/cloud provider"],"risk_level":"critical","risk_score":100},"ip":{"address":"179.43.182.232","city":"Rümlang","country_code":"CH","country_name":"Switzerland","flag":"🇨🇭","is_datacenter":true,"is_proxy":false,"is_tor":true,"is_vpn":false,"isp":"Private Layer INC","threat_score":60}},"disclaimer":{"accuracy":"not_guaranteed","legal":"Use of this API constitutes acceptance of our Terms of Service.","message":"This risk score is an advisory signal only. It must NOT be used as the sole basis for blocking transactions, refusing service, or any financial/legal decisions. False positives and false negatives are inherent to any risk system. The API provider assumes NO liability for decisions made based on this data.","purpose":"informational_only"},"meta":{"response_time_ms":1},"success":true}
curl --location --request GET 'https://zylalabs.com/api/12627/bin+ip+checks+api/24435/fraud+score&ip=Required&/=Required&bin=Required' --header 'Authorization: Bearer YOUR_API_KEY'
{"data":[{"bank":{"name":"CHASE","phone":"+18009359935","website":"http://www.chase.com/"},"bin":"379015","card":{"brand":"american express","is_commercial":false,"is_prepaid":true,"level":"prepaid","type":"debit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"401135","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"401136","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK, N.A.","phone":"+12122706000","website":"https://www.chase.com"},"bin":"401321","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":null,"type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK, N.A.","phone":"+12122706000","website":"https://www.chase.com"},"bin":"401322","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":null,"type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK, N.A.","phone":"+12122706000","website":"https://www.chase.com"},"bin":"401770","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"classic","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"401867","card":{"brand":"visa","is_commercial":true,"is_prepaid":false,"level":"business","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"402297","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"402298","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"402936","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"402937","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"403075","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"403113","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"403114","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"403115","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"403116","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"403117","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"403118","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK, N.A.","phone":"+12122706000","website":"https://www.chase.com"},"bin":"403194","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"classic","type":"debit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},{"bank":{"name":"JPMORGAN CHASE BANK N.A.","phone":null,"website":null},"bin":"403210","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"traditional","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":null,"idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}}],"page":1,"per_page":20,"success":true,"total":2303,"total_pages":116}
curl --location --request GET 'https://zylalabs.com/api/12627/bin+ip+checks+api/24436/search+bins&bank=Required' --header 'Authorization: Bearer YOUR_API_KEY'
{"data":[{"bin":"453201","data":{"bank":{"name":"BANCO CAMINOS, S.A.","phone":"+34913193448 / +34902105146","website":"http://www.bancocaminos.es"},"bin":"453201","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"gold","type":"credit"},"country":{"alpha3":"ESP","capital":"Madrid","code":"ES","currency":"EUR","currency_name":"Euro","currency_symbol":"€","flag":"🇪🇸","idd":"34","language":"Spanish","language_code":"ES","name":"SPAIN","numeric":"724","region":"Europe","subregion":"Southern Europe"}},"meta":{"cached":true,"source":"cache"}},{"bin":"411111","data":{"bank":{"name":"CONOTOXIA SP. Z O.O","phone":null,"website":null},"bin":"411111","card":{"brand":"visa","is_commercial":false,"is_prepaid":false,"level":"classic","type":"debit"},"country":{"alpha3":"POL","capital":"Warsaw","code":"PL","currency":"PLN","currency_name":"Polish Złoty","currency_symbol":"zł","flag":"🇵🇱","idd":"48","language":"Polish","language_code":"PL","name":"POLAND","numeric":"616","region":"Europe","subregion":"Eastern Europe"}},"meta":{"cached":true,"source":"cache"}},{"bin":"545454","data":{"bank":{"name":"CENTRAL TRUST BANK","phone":null,"website":"http://www.centralbank.net"},"bin":"545454","card":{"brand":"mastercard","is_commercial":true,"is_prepaid":false,"level":"b2b","type":"credit"},"country":{"alpha3":"USA","capital":"Washington D.C.","code":"US","currency":"USD","currency_name":"US Dollar","currency_symbol":"$","flag":"🇺🇸","idd":"1","language":"English","language_code":"EN","name":"UNITED STATES","numeric":"840","region":"Americas","subregion":"Northern America"}},"meta":{"cached":true,"source":"cache"}}],"meta":{"count":3,"response_time_ms":1},"success":true}
curl --location --request POST 'https://zylalabs.com/api/12627/bin+ip+checks+api/24437/bulk+bin+lookup' --header 'Authorization: Bearer YOUR_API_KEY'
--data-raw '{"bins": ["453201", "411111", "545454"]}'
{"data":[{"cached":true,"data":{"ip":"114.122.50.1","location":{"city":"Medan","country_code":"ID","country_name":"Indonesia","current_time":"2026-05-17T19:28:44+07:00","latitude":3.6051,"longitude":98.6713,"region":"North Sumatra","timezone":"Asia/Jakarta"},"network":{"asn":"AS23693","isp":"PT. Telekomunikasi Selular","org":"PT. Telekomunikasi Selular"},"security":{"is_datacenter":false,"is_proxy":false,"is_tor":false,"is_vpn":false,"threat_score":0}},"ip":"114.122.50.1"},{"cached":true,"data":{"ip":"23.191.200.42","location":{"city":null,"country_code":"US","country_name":"United States","current_time":"2026-05-17T07:29:54-05:00","latitude":37.751,"longitude":-97.822,"region":null,"timezone":"America/Chicago"},"network":{"asn":"AS401401","isp":"Unredacted Inc","org":"Unredacted Inc"},"security":{"is_datacenter":false,"is_proxy":false,"is_tor":true,"is_vpn":true,"threat_score":80}},"ip":"23.191.200.42"},{"cached":true,"data":{"ip":"193.46.199.231","location":{"city":"Phoenix","country_code":"US","country_name":"United States","current_time":"2026-05-17T05:27:53-07:00","latitude":33.4532,"longitude":-112.0748,"region":"Arizona","timezone":"America/Phoenix"},"network":{"asn":"AS47583","isp":"Hostinger International Limited","org":"Hostinger International Limited"},"security":{"is_datacenter":true,"is_proxy":false,"is_tor":false,"is_vpn":false,"threat_score":10}},"ip":"193.46.199.231"}],"meta":{"count":3,"response_time_ms":1},"success":true}
curl --location --request POST 'https://zylalabs.com/api/12627/bin+ip+checks+api/24438/bulk+ip+lookup' --header 'Authorization: Bearer YOUR_API_KEY'
--data-raw '{"ips": ["114.122.50.1", "23.191.200.42", "193.46.199.231"]}'
| 标头 | 描述 |
|---|---|
授权
|
[必需] 应为 Bearer access_key. 订阅后,请查看上方的"您的 API 访问密钥"。 |
无长期承诺。随时升级、降级或取消。 免费试用包括最多 50 个请求。
每个端点返回与BIN和IP相关的特定数据 BIN端点提供有关卡的元数据,包括品牌类型等级和发卡银行的详细信息 IP端点返回地理定位数据 ISP信息和威胁评分,指示潜在的欺诈风险
关键字段包括“bin”用于BIN数据,“bank”用于发行银行详细信息,“location”用于地理位置数据,以及“security”用于威胁评估。每个响应的结构旨在提供对查询的BIN或IP的全面洞察
响应数据以JSON格式组织,其中包含一个包含相关细节的“data”对象。每个端点的响应都包括一个“meta”部分用于缓存和响应时间,确保用户可以有效处理信息
BIN端点提供有关卡片品牌 类型 级别和发卡银行的详细信息 IP端点提供地理定位 ISP ASN和威胁评分 这些完整数据有助于欺诈检测和交易验证
用户可以通过在查询参数中指定BIN或IP来自定义请求。对于批量请求,用户可以发送BIN或IP的数组以在一次调用中检索多个记录,从而优化数据检索
数据来自一个强大的数据库,该数据库包含超过378,000个BIN和广泛的IP地理位置信息。持续的更新和质量检查确保所提供数据的准确性和可靠性
典型的用例包括在支付处理过程中检测欺诈使用BIN细节丰富交易数据以及根据用户的IP地址进行地理定位以评估风险水平这些数据有助于提高安全措施
如果一个请求返回部分或空结果,用户应检查输入参数以确保其准确性 在应用程序中实现错误处理可以帮助管理此类情况,确保用户体验顺畅和数据完整性
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100%
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1,044ms
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520ms
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772ms
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728ms
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403ms
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417ms
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939ms