La API del Calculador de Hipotecas proporciona información detallada sobre pagos de hipotecas y financiamiento de viviendas utilizando fórmulas estándar de cálculo de hipotecas. Calcula tanto los intereses como los pagos mensuales/anuales, ofreciendo una visión integral de los aspectos financieros de la propiedad de una vivienda.

La API utiliza fórmulas de cálculo hipotecario estándar y ampliamente aceptadas, lo que garantiza una alta precisión en sus resultados. Está diseñada para proporcionar conocimientos precisos sobre tasas de interés, pagos mensuales y compromisos anuales, lo que la convierte en una herramienta confiable para la planificación financiera.

Sí, la API admite tasas de interés variables. Los usuarios pueden introducir tasas de interés dinámicas para calcular los pagos de hipoteca correspondientes, permitiendo flexibilidad en el análisis de diferentes escenarios financieros.

Absolutamente. La API del Calculador de Hipotecas está optimizada para cálculos en tiempo real, lo que la hace adecuada para la integración en interfaces de usuario en sitios web, aplicaciones móviles o herramientas de planificación financiera. Los usuarios pueden recibir información instantánea y precisa sobre los pagos de la hipoteca.

Ciertamente. La API del Calculador de Hipotecas es versátil y se puede integrar en diversas aplicaciones comerciales, incluidas las plataformas inmobiliarias. Proporciona una herramienta valiosa para que los usuarios evalúen las implicaciones financieras de las opciones hipotecarias mientras exploran propiedades.

El endpoint de Calcular devuelve información detallada sobre los pagos de la hipoteca, incluyendo los pagos mensuales y anuales, el total de intereses pagados y desgloses para la hipoteca, el impuesto sobre la propiedad, las tarifas de la asociación de propietarios y el seguro de hogar.

Los campos clave en la respuesta incluyen "pago_mensual" (total, hipoteca, impuesto_propietario, hoa), "pago_anual" (total, hipoteca, impuesto_propietario, hoa, seguro_hogar) y "interés_total_pagado," proporcionando una vista completa de los costos hipotecarios.

Los datos de respuesta están estructurados en un formato JSON, con objetos separados para los pagos mensuales y anuales. Cada objeto contiene campos relevantes que detallan los pagos totales y sus componentes, lo que facilita su análisis y utilización.

Los usuarios pueden ingresar parámetros como el monto del préstamo, el valor de la casa, la tasa de interés, el plazo del préstamo y costos adicionales como el impuesto sobre la propiedad y las tarifas de la asociación de propietarios para personalizar sus cálculos hipotecarios.

Los usuarios pueden aprovechar los datos devueltos para evaluar sus compromisos financieros, comparar diferentes escenarios hipotecarios y tomar decisiones informadas sobre la compra de una casa o las opciones de refinanciamiento basadas en desgloses detallados de pagos.

El endpoint Calcular proporciona información sobre los pagos mensuales y anuales de la hipoteca, el interés total pagado y los costos desglosados como impuestos de propiedad y seguros, lo que permite a los usuarios comprender sus obligaciones financieras generales.

La precisión de los datos se mantiene mediante el uso de fórmulas estándar de cálculo hipotecario que son ampliamente aceptadas en la industria financiera, asegurando resultados confiables para los usuarios que toman decisiones financieras importantes.

Los casos de uso típicos incluyen el apoyo a la decisión de compra de vivienda, la planificación financiera, el análisis de inversión en bienes raíces, las evaluaciones de refinanciamiento y las plataformas educativas para enseñar conceptos de hipotecas, mejorando la alfabetización financiera.

Zyla API Hub is like a big store for APIs, where you can find thousands of them all in one place. We also offer dedicated support and real-time monitoring of all APIs. Once you sign up, you can pick and choose which APIs you want to use. Just remember, each API needs its own subscription. But if you subscribe to multiple ones, you'll use the same key for all of them, making things easier for you.

Prices are listed in USD (United States Dollar), EUR (Euro), CAD (Canadian Dollar), AUD (Australian Dollar), and GBP (British Pound). We accept all major debit and credit cards. Our payment system uses the latest security technology and is powered by Stripe, one of the world's most reliable payment companies. If you have any trouble paying by card, just contact us at [email protected]

Additionally, if you already have an active subscription in any of these currencies (USD, EUR, CAD, AUD, GBP), that currency will remain for subsequent subscriptions. You can change the currency at any time as long as you don't have any active subscriptions.

The local currency shown on the pricing page is based on the country of your IP address and is provided for reference only. The actual prices are in USD (United States Dollar). When you make a payment, the charge will appear on your card statement in USD, even if you see the equivalent amount in your local currency on our website. This means you cannot pay directly with your local currency.

Occasionally, a bank may decline the charge due to its fraud protection settings. We suggest reaching out to your bank initially to check if they are blocking our charges. Also, you can access the Billing Portal and change the card associated to make the payment. If these does not work and you need further assistance, please contact our team at [email protected]

Prices are determined by a recurring monthly or yearly subscription, depending on the chosen plan.

API calls are deducted from your plan based on successful requests. Each plan comes with a specific number of calls that you can make per month. Only successful calls, indicated by a Status 200 response, will be counted against your total. This ensures that failed or incomplete requests do not impact your monthly quota.

Zyla API Hub works on a recurring monthly subscription system. Your billing cycle will start the day you purchase one of the paid plans, and it will renew the same day of the next month. So be aware to cancel your subscription beforehand if you want to avoid future charges.

To upgrade your current subscription plan, simply go to the pricing page of the API and select the plan you want to upgrade to. The upgrade will be instant, allowing you to immediately enjoy the features of the new plan. Please note that any remaining calls from your previous plan will not be carried over to the new plan, so be aware of this when upgrading. You will be charged the full amount of the new plan.

To check how many API calls you have left for the current month, refer to the 'X-Zyla-API-Calls-Monthly-Remaining' field in the response header. For example, if your plan allows 1,000 requests per month and you've used 100, this field in the response header will indicate 900 remaining calls.

To see the maximum number of API requests your plan allows, check the 'X-Zyla-RateLimit-Limit' response header. For instance, if your plan includes 1,000 requests per month, this header will display 1,000.

The 'X-Zyla-RateLimit-Reset' header shows the number of seconds until your rate limit resets. This tells you when your request count will start fresh. For example, if it displays 3,600, it means 3,600 seconds are left until the limit resets.

Yes, you can cancel your plan anytime by going to your account and selecting the cancellation option on the Billing page. Please note that upgrades, downgrades, and cancellations take effect immediately. Additionally, upon cancellation, you will no longer have access to the service, even if you have remaining calls left in your quota.

You can contact us through our chat channel to receive immediate assistance. We are always online from 8 am to 5 pm (EST). If you reach us after that time, we will get back to you as soon as possible. Additionally, you can contact us via email at [email protected]

To give you the opportunity to experience our APIs without any commitment, we offer a 7-day free trial that allows you to make up to 50 API calls at no cost. This trial can be used only once, so we recommend applying it to the API that interests you the most. While most of our APIs offer a free trial, some may not. The trial concludes after 7 days or once you've made 50 requests, whichever occurs first. If you reach the 50 request limit during the trial, you will need to "Start Your Paid Plan" to continue making requests. You can find the "Start Your Paid Plan" button in your profile under Subscription -> Choose the API you are subscribed to -> Pricing tab. Alternatively, if you don't cancel your subscription before the 7th day, your free trial will end, and your plan will automatically be billed, granting you access to all the API calls specified in your plan. Please keep this in mind to avoid unwanted charges.

After 7 days, you will be charged the full amount for the plan you were subscribed to during the trial. Therefore, it's important to cancel before the trial period ends. Refund requests for forgetting to cancel on time are not accepted.

When you subscribe to an API free trial, you can make up to 50 API calls. If you wish to make additional API calls beyond this limit, the API will prompt you to perform an "Start Your Paid Plan." You can find the "Start Your Paid Plan" button in your profile under Subscription -> Choose the API you are subscribed to -> Pricing tab.

Payout Orders are processed between the 20th and the 30th of each month. If you submit your request before the 20th, your payment will be processed within this timeframe.