API 不再存在

每月债券还款SA金融计算器 API

API ID 12776

快速计算每月债券偿还以优化您的住房贷款计划

API 文档

端点

请求
返回API当前的健康状态,包括版本号、运行时间(以秒为单位)和环境 在进行计算请求之前,请使用此端点检查API是否处于活动状态
Endpoint ID: 25023
GET https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25023/verifica%c3%a7%c3%a3o+de+sa%c3%bade
输入参数

剩余免费测试请求:3 / 3。

此端点不需要任何输入参数。

API 示例响应
JSON
{"success":true,"data":{"version":"1.0.0","uptime_seconds":137620,"environment":"production"}}
健康检查 — 代码片段

curl --location --request GET 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25023/verifica%c3%a7%c3%a3o+de+sa%c3%bade' --header 'Authorization: Bearer YOUR_API_KEY' 


    
请求

使用标准摊销计算南非住房贷款的每月还款、总还款和总利息。返回包括本金、首付款、期限和利率的完整细目。请求体: - property_price(必需):以兰特计的物业购买价格。 - deposit(可选):以兰特计的首付款金额。如果未提供,则默认为0。 - term_years(必需):贷款期限(以年为单位)。示例:20。 - annual_interest_rate(必需):年利率(以百分比表示)。示例:10.25。

Endpoint ID: 25024
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25024/bond+repayment+calculator
输入参数

债券偿还计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"monthly_repayment":17669.58,"principal":1800000,"deposit":200000,"property_price":2000000,"total_repayment":4240699.2,"total_interest":2440699.2,"term_months":240,"term_years":20,"annual_interest_rate":10.25},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false}}
债券偿还计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25024/bond+repayment+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "property_price": 2000000,
  "deposit": 200000,
  "term_years": 20,
  "annual_interest_rate": 10.25
}'

    
请求

计算买家可以根据月收入支付的最大物业价格 使用南非银行应用的30%的标准可承受性比率 返回物业的最大价格 最大贷款金额和最高月供 申请主体: - 月收入(必填):税前月收入(以兰特为单位) - 按揭(可选):可用于存款的金额(以兰特为单位) 如果未提供,默认为0 - 年限(必填):贷款年限 示例:20 - 年利率(必填):年利率以百分比表示 示例:10.25

Endpoint ID: 25025
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25025/calculadora+de+acessibilidade+de+t%c3%adtulos
输入参数

标题可达性计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"max_property_price":1628049.82,"max_loan_amount":1528049.82,"max_monthly_repayment":15000,"deposit":100000,"gross_monthly_income":50000,"affordability_ratio":0.3,"term_years":20,"annual_interest_rate":10.25},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false,"notes":"Max monthly repayment is capped at 30% of gross monthly income. Individual banks may apply stricter qualifying criteria and will assess net income, existing debt, and credit profile."}}
标题可达性计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25025/calculadora+de+acessibilidade+de+t%c3%adtulos' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "gross_monthly_income": 50000,
  "deposit": 100000,
  "term_years": 20,
  "annual_interest_rate": 10.25
}'

    
请求

计算在南非转让财产的全部费用 包括使用当前分层税率系统的南非税务局转让税 基于LPC指导收费标准的转让律师费用(也称为物业转让费用) 来自政府公报的土地登记处转让费用 登记费和支出 请求内容:- property_price(必填):财产的购买价格,单位为兰特

Endpoint ID: 25026
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25026/bond+transfer+costs+calculator
输入参数

债券转让费用计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"property_price":2000000,"transfer_duty":33786,"transfer_attorney_fee":{"also_known_as":"conveyancing fee","amount":40963,"is_estimate":true},"deeds_office_transfer_fee":{"amount":1738,"is_estimate":true},"lodgement_fee":52,"disbursements":{"amount":1750,"is_estimate":true},"total_transfer_costs":78289},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false,"notes":"Attorney fee includes VAT at 15% and is a guideline estimate — actual fee varies by firm. Disbursements are indicative."}}
债券转让费用计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25026/bond+transfer+costs+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "property_price": 2000000
}'

    
请求

计算在南非注册新抵押贷款的成本 包括根据LPC指导收费标准的抵押注册律师费 政府公报的地产办公室注册费 提交费和支出 根据抵押金额计算而不是购买价格 请求主体: - bond_amount(必填):以兰特为单位的贷款金额 这是抵押金额而不是物业购买价格

Endpoint ID: 25027
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25027/bond+registration+costs+calculator
输入参数

债券注册成本计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"bond_amount":1800000,"bond_registration_attorney_fee":{"amount":38605.5,"is_estimate":true},"deeds_office_registration_fee":{"amount":1738,"is_estimate":true},"lodgement_fee":52,"disbursements":{"amount":1750,"is_estimate":true},"total_registration_costs":42145.5},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false,"notes":"Attorney fee includes VAT at 15% and is a guideline estimate — actual fee varies by firm. Disbursements are indicative."}}
债券注册成本计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25027/bond+registration+costs+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "bond_amount": 1800000
}'

    
请求

计算您通过额外的每月付款节省了多少利息以及缩短了多少月的融资期限 返回节省的月数 节省的年数 原始总利息 新的总利息 和 总共节省的利息 请求主体 - 价值_房产 (必填) 房产购买价格以兰特为单位 - 定金 (可选) 定金金额以兰特为单位 如果未提供则默认为0 - 期限_年 (必填) 原贷款期限(以年为单位) 例如 20 - 年利率 (必填) 年利率作为百分比 例如 10.25 - 额外每月付款 (必填) 除标准支付外的额外每月付款金额以兰特为单位

Endpoint ID: 25028
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25028/bond+extra+payment+calculator
输入参数

额外付款计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"standard_monthly_repayment":17669.58,"extra_monthly_payment":2000,"new_monthly_repayment":19669.58,"original_term_months":240,"new_term_months":179,"months_saved":61,"years_saved":5.1,"original_total_interest":2440699.2,"new_total_interest":1719136.68,"interest_saved":721562.52},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false}}
额外付款计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25028/bond+extra+payment+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "property_price": 2000000,
  "deposit": 200000,
  "term_years": 20,
  "annual_interest_rate": 10.25,
  "extra_monthly_payment": 2000
}'

    
请求

返回关于在南非购置不动产的完整成本分析。将过户费用、抵押贷款注册费用和不动产价格合并为一个总的购置成本。显示转让当天所需的最低现金金额,包括定金和所有费用。请求主体:- property_price(必填):以兰特为单位的不动产购置价格。- deposit(可选):以兰特为单位的定金金额。默认情况下,如果未提供,则为0。如果定金等于或超过不动产价格,则省略抵押贷款注册费用。

Endpoint ID: 25029
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25029/bond+total+purchase+cost+calculator
输入参数

购买证券的总成本计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"property_price":2000000,"deposit":200000,"bond_amount":1800000,"transfer_costs":{"transfer_duty":33786,"transfer_attorney_fee":{"also_known_as":"conveyancing fee","amount":40963,"is_estimate":true},"deeds_office_transfer_fee":{"amount":1738,"is_estimate":true},"lodgement_fee":52,"disbursements":{"amount":1750,"is_estimate":true},"subtotal":78289},"registration_costs":{"bond_registration_attorney_fee":{"amount":38605.5,"is_estimate":true},"deeds_office_registration_fee":{"amount":1738,"is_estimate":true},"lodgement_fee":52,"disbursements":{"amount":1750,"is_estimate":true},"subtotal":42145.5},"total_fees":120434.5,"total_cash_required":320434.5,"total_acquisition_cost":2120434.5},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false,"notes":"Attorney fees include VAT at 15%. All fee line items are guideline estimates — actual amounts vary by firm and transaction. total_cash_required is the minimum cash needed on transfer day (deposit + all fees)."}}
购买证券的总成本计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25029/bond+total+purchase+cost+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "property_price": 2000000,
  "deposit": 200000
}'

    
请求

返回南非住房贷款的完整逐月摊销时间表 每个条目显示每个月贷款期限内的还本金金额利息部分和剩余余额 包括本金总支付利息总额的摘要 请求正文 - 价格_地产(必填) 以兰特为单位的房地产购买价格 - 存款(可选) 以兰特为单位的存款金额 如果未提供默认值为0 - 期限_年(必填) 贷款期限(以年为单位) 例如20 - 年利率(必填) 年利率(以百分比表示) 例如10 25

Endpoint ID: 25030
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25030/bond+amortisation+schedule
输入参数

债券摊销表 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"schedule":[{"month":1,"payment":38466.47,"principal":23091.47,"interest":15375,"balance":1776908.53},{"month":2,"payment":38466.47,"principal":23288.71,"interest":15177.76,"balance":1753619.82},{"month":3,"payment":38466.47,"principal":23487.63,"interest":14978.84,"balance":1730132.19},{"month":4,"payment":38466.47,"principal":23688.26,"interest":14778.21,"balance":1706443.93},{"month":5,"payment":38466.47,"principal":23890.59,"interest":14575.88,"balance":1682553.34},{"month":6,"payment":38466.47,"principal":24094.66,"interest":14371.81,"balance":1658458.68},{"month":7,"payment":38466.47,"principal":24300.47,"interest":14166,"balance":1634158.21},{"month":8,"payment":38466.47,"principal":24508.04,"interest":13958.43,"balance":1609650.17},{"month":9,"payment":38466.47,"principal":24717.37,"interest":13749.1,"balance":1584932.8},{"month":10,"payment":38466.47,"principal":24928.5,"interest":13537.97,"balance":1560004.3},{"month":11,"payment":38466.47,"principal":25141.43,"interest":13325.04,"balance":1534862.87},{"month":12,"payment":38466.47,"principal":25356.18,"interest":13110.29,"balance":1509506.69},{"month":13,"payment":38466.47,"principal":25572.77,"interest":12893.7,"balance":1483933.92},{"month":14,"payment":38466.47,"principal":25791.2,"interest":12675.27,"balance":1458142.72},{"month":15,"payment":38466.47,"principal":26011.5,"interest":12454.97,"balance":1432131.22},{"month":16,"payment":38466.47,"principal":26233.68,"interest":12232.79,"balance":1405897.54},{"month":17,"payment":38466.47,"principal":26457.76,"interest":12008.71,"balance":1379439.78},{"month":18,"payment":38466.47,"principal":26683.76,"interest":11782.71,"balance":1352756.02},{"month":19,"payment":38466.47,"principal":26911.68,"interest":11554.79,"balance":1325844.34},{"month":20,"payment":38466.47,"principal":27141.55,"interest":11324.92,"balance":1298702.79},{"month":21,"payment":38466.47,"principal":27373.38,"interest":11093.09,"balance":1271329.41},{"month":22,"payment":38466.47,"principal":27607.2,"interest":10859.27,"balance":1243722.21},{"month":23,"payment":38466.47,"principal":27843.01,"interest":10623.46,"balance":1215879.2},{"month":24,"payment":38466.47,"principal":28080.84,"interest":10385.63,"balance":1187798.36},{"month":25,"payment":38466.47,"principal":28320.69,"interest":10145.78,"balance":1159477.67},{"month":26,"payment":38466.47,"principal":28562.6,"interest":9903.87,"balance":1130915.07},{"month":27,"payment":38466.47,"principal":28806.57,"interest":9659.9,"balance":1102108.5},{"month":28,"payment":38466.47,"principal":29052.63,"interest":9413.84,"balance":1073055.87},{"month":29,"payment":38466.47,"principal":29300.78,"interest":9165.69,"balance":1043755.09},{"month":30,"payment":38466.47,"principal":29551.06,"interest":8915.41,"balance":1014204.03},{"month":31,"payment":38466.47,"principal":29803.48,"interest":8662.99,"balance":984400.55},{"month":32,"payment":38466.47,"principal":30058.05,"interest":8408.42,"balance":954342.5},{"month":33,"payment":38466.47,"principal":30314.79,"interest":8151.68,"balance":924027.71},{"month":34,"payment":38466.47,"principal":30573.73,"interest":7892.74,"balance":893453.98},{"month":35,"payment":38466.47,"principal":30834.88,"interest":7631.59,"balance":862619.1},{"month":36,"payment":38466.47,"principal":31098.27,"interest":7368.2,"balance":831520.83},{"month":37,"payment":38466.47,"principal":31363.9,"interest":7102.57,"balance":800156.93},{"month":38,"payment":38466.47,"principal":31631.8,"interest":6834.67,"balance":768525.13},{"month":39,"payment":38466.47,"principal":31901.98,"interest":6564.49,"balance":736623.15},{"month":40,"payment":38466.47,"principal":32174.48,"interest":6291.99,"balance":704448.67},{"month":41,"payment":38466.47,"principal":32449.3,"interest":6017.17,"balance":671999.37},{"month":42,"payment":38466.47,"principal":32726.48,"interest":5739.99,"balance":639272.89},{"month":43,"payment":38466.47,"principal":33006.01,"interest":5460.46,"balance":606266.88},{"month":44,"payment":38466.47,"principal":33287.94,"interest":5178.53,"balance":572978.94},{"month":45,"payment":38466.47,"principal":33572.27,"interest":4894.2,"balance":539406.67},{"month":46,"payment":38466.47,"principal":33859.04,"interest":4607.43,"balance":505547.63},{"month":47,"payment":38466.47,"principal":34148.25,"interest":4318.22,"balance":471399.38},{"month":48,"payment":38466.47,"principal":34439.93,"interest":4026.54,"balance":436959.45},{"month":49,"payment":38466.47,"principal":34734.11,"interest":3732.36,"balance":402225.34},{"month":50,"payment":38466.47,"principal":35030.8,"interest":3435.67,"balance":367194.54},{"month":51,"payment":38466.47,"principal":35330.02,"interest":3136.45,"balance":331864.52},{"month":52,"payment":38466.47,"principal":35631.79,"interest":2834.68,"balance":296232.73},{"month":53,"payment":38466.47,"principal":35936.15,"interest":2530.32,"balance":260296.58},{"month":54,"payment":38466.47,"principal":36243.1,"interest":2223.37,"balance":224053.48},{"month":55,"payment":38466.47,"principal":36552.68,"interest":1913.79,"balance":187500.8},{"month":56,"payment":38466.47,"principal":36864.9,"interest":1601.57,"balance":150635.9},{"month":57,"payment":38466.47,"principal":37179.79,"interest":1286.68,"balance":113456.11},{"month":58,"payment":38466.47,"principal":37497.37,"interest":969.1,"balance":75958.74},{"month":59,"payment":38466.47,"principal":37817.66,"interest":648.81,"balance":38141.08},{"month":60,"payment":38466.87,"principal":38141.08,"interest":325.79,"balance":0}],"summary":{"total_payments":2307988.6,"total_principal":1800000,"total_interest":507988.6}},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false}}
债券摊销表 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25030/bond+amortisation+schedule' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "property_price": 2000000,
  "deposit": 200000,
  "term_years": 5,
  "annual_interest_rate": 10.25
}'

    
请求

将两个南非住房贷款方案进行对比。返回每个还款的详细信息以及结构化的比较,显示哪个选项总体上更便宜,总利息节省,每月支付差异,以及当更便宜的总体选项月还款更高时的权衡说明。请求体:- bond_a(必填):第一个贷款方案对象,包含:房产价格、押金(可选)、贷款期(年)、年利率。- bond_b(必填):第二个贷款方案对象,包含:房产价格、押金(可选)、贷款期(年)、年利率。

Endpoint ID: 25031
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25031/bond+comparison+calculator
输入参数

债券比较计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"bond_a":{"property_price":2000000,"deposit":200000,"principal":1800000,"term_years":20,"annual_interest_rate":10.25,"monthly_repayment":17669.58,"total_repayment":4240699.2,"total_interest":2440699.2},"bond_b":{"property_price":2000000,"deposit":200000,"principal":1800000,"term_years":15,"annual_interest_rate":10.25,"monthly_repayment":19619.12,"total_repayment":3531441.6,"total_interest":1731441.6},"comparison":{"cheaper_option":"bond_b","total_saving":709257.6,"monthly_difference":1949.54,"note":"Bond B costs less overall but has higher monthly repayments. Bond A is cheaper month-to-month but costs more in total interest."}},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false}}
债券比较计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25031/bond+comparison+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "bond_a": {
    "property_price": 2000000,
    "deposit": 200000,
    "term_years": 20,
    "annual_interest_rate": 10.25
  },
  "bond_b": {
    "property_price": 2000000,
    "deposit": 200000,
    "term_years": 15,
    "annual_interest_rate": 10.25
  }
}'

    
请求
返回南非储备银行发布的当前基准利率 该利率每天提取并保持在一个数据库中 如果实时提取失败则返回最后一次成功持久化的值 响应包括提取时间戳和指示是否使用缓存值或配置值的回退标志 不需要任何参数
Endpoint ID: 25032
GET https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25032/sarb+prime+lending+rate
输入参数

剩余免费测试请求:3 / 3。

此端点不需要任何输入参数。

API 示例响应
JSON
{"success":true,"data":{"prime_rate":10.25,"scraped_at":"2026-05-29T08:41:39.201Z","fallback":false},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false}}
南非储备银行的初级利率 — 代码片段

curl --location --request GET 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25032/sarb+prime+lending+rate' --header 'Authorization: Bearer YOUR_API_KEY' 


    
请求
计算南非车辆融资协议的汽车贷款的月付款 支持可选的气球支付 如果指定了气球支付,它将从月付款的计算中排除,但在贷款期限结束时仍需以一次性金额偿还 每当存在气球支付时,响应中将包含一个警告字段 请求正文:- 车辆价格(必填):以兰特为单位的车辆购买价格 - 存款(可选):以兰特为单位的存款金额 如果未提供,默认为0 - 贷款期限(月)(必填):以月为单位的贷款期限 示例:72 - 年利率(必填):以百分比表示的年利率 示例:11.5 - 气球付款(可选):以兰特为单位的气球付款金额 如果未提供,默认为0
Endpoint ID: 25033
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25033/vehicle+repayment+calculator
输入参数

车辆报销计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"vehicle_price":500000,"deposit":50000,"loan_amount":450000,"monthly_repayment":7952.93,"term_months":72,"annual_interest_rate":11.5,"balloon_payment":75000,"warning":"Balloon amount of R75 000,00 is still owed at end of term and is not included in monthly repayment"},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any vehicle finance decisions.","cached":false}}
车辆报销计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25033/vehicle+repayment+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "vehicle_price": 500000,
  "deposit": 50000,
  "term_months": 72,
  "annual_interest_rate": 11.5,
  "balloon_payment": 75000
}'

    
请求

根据每月预算计算买家能够负担的最高车辆价格 支持可选的气球付款 不包括保险 许可或燃料等额外拥有成本 请求体: - monthly_budget(必填):以兰特为单位的最高每月还款预算 - deposit(选填):以兰特为单位的可用押金金额 如果未提供默认为0 - term_months(必填):贷款期限(以月为单位) 示例:72 - annual_interest_rate(必填):年利率(以百分比表示) 示例:11.5 - balloon_payment(选填):以兰特为单位的气球付款金额 如果未提供默认为0

Endpoint ID: 25034
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25034/vehicle+affordability+calculator
输入参数

车辆可负担性计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"max_vehicle_price":464697.8,"max_loan_amount":414697.8,"monthly_budget":8000,"deposit":50000,"term_months":72,"annual_interest_rate":11.5},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any vehicle finance decisions.","cached":false,"notes":"Max vehicle price is the maximum that can be financed at the given monthly budget. Additional costs (insurance, licensing, fuel) are not included."}}
车辆可负担性计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25034/vehicle+affordability+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "monthly_budget": 8000,
  "deposit": 50000,
  "term_months": 72,
  "annual_interest_rate": 11.5
}'

    
请求

计算在南非拥有融资车辆的总成本 包括所有每月付款 支付的总利息和如适用的气球付款 总利息仅计算在已摊销部分 气球付款单独作为递延本金列出 请求内容: - 车辆价格(必填):以兰特计算的车辆购买价格 - 存款(可选):以兰特计算的存款金额 如果未提供默认为0 - 期限(月)(必填):贷款期限,以月为单位 例:72 - 年利率(必填):年利率,以百分比表示 例:11.5 - 气球付款(可选):以兰特计算的气球付款金额 如果未提供默认为0

Endpoint ID: 25035
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25035/vehicle+total+cost+of+ownership
输入参数

车辆总拥有成本 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"vehicle_price":500000,"deposit":50000,"loan_amount":450000,"monthly_repayment":8681.02,"term_months":72,"annual_interest_rate":11.5,"total_repayments":625033.44,"total_interest":175033.44,"total_cost_of_ownership":675033.44},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any vehicle finance decisions.","cached":false,"notes":"total_interest reflects the financing cost on the amortised portion only. balloon_payment is deferred principal and is surfaced separately. total_cost_of_ownership = deposit + total_repayments + balloon_payment."}}
车辆总拥有成本 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25035/vehicle+total+cost+of+ownership' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "vehicle_price": 500000,
  "deposit": 50000,
  "term_months": 72,
  "annual_interest_rate": 11.5
}'

    
请求
比较南非两种车辆融资场景并排显示 既返回付款的细分又提供一个结构化的比较显示哪个选项在整体上更便宜 基于总拥有成本 总节省 每月付款差异和适用时的承诺评分 支持任一车辆的可选气球付款 申请主体 - vehicle_a(必填):第一个车辆场景的对象 包含 vehicle_price 存款(可选) term_months annual_interest_rate 和 balloon_payment(可选) - vehicle_b(必填):第二个车辆场景的对象 包含 vehicle_price 存款(可选) term_months annual_interest_rate 和 balloon_payment(可选)
Endpoint ID: 25036
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25036/vehicle+comparison+calculator
输入参数

车辆比较计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"vehicle_a":{"vehicle_price":500000,"deposit":50000,"loan_amount":450000,"term_months":72,"annual_interest_rate":11.5,"monthly_repayment":8681.02,"total_repayments":625033.44,"total_interest":175033.44,"total_cost_of_ownership":675033.44},"vehicle_b":{"vehicle_price":500000,"deposit":50000,"loan_amount":450000,"term_months":60,"annual_interest_rate":11.5,"monthly_repayment":9896.67,"total_repayments":593800.2,"total_interest":143800.2,"total_cost_of_ownership":643800.2},"comparison":{"cheaper_option":"vehicle_b","total_saving":31233.24,"monthly_difference":1215.65,"note":"Vehicle B costs less overall but has higher monthly repayments. Vehicle A is cheaper month-to-month but costs more in total."}},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any vehicle finance decisions.","cached":false}}
车辆比较计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25036/vehicle+comparison+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "vehicle_a": {
    "vehicle_price": 500000,
    "deposit": 50000,
    "term_months": 72,
    "annual_interest_rate": 11.5
  },
  "vehicle_b": {
    "vehicle_price": 500000,
    "deposit": 50000,
    "term_months": 60,
    "annual_interest_rate": 11.5
  }
}'

    
请求

计算2026/27财年的南非PAYE所得税、失业保险基金(UIF)、技能开发税(SDL)和医疗补助税收抵免。返回员工和雇主的月度和年度贡献分解。年龄决定适用的退税类型,医疗保险计划的成员决定每月的税收抵免扣除。请求主体:- 年收入(必填):在任何扣除之前的年度总收入,以兰特为单位。- 年龄(必填):纳税人的年龄。决定适用于主要、次要(65岁及以上)或第三类(75岁及以上)退税。- 医疗援助成员(可选):包括主要成员在内的医疗援助成员的总数。如果未提供,则默认为0。

Endpoint ID: 25037
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25037/calculadora+de+imposto+de+renda+paye
输入参数

PAYE所得税计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"annual_income":480000,"monthly_income":40000,"tax_year":"2026/27","gross_income_tax":{"annual":110037,"monthly":9169.75},"rebate":{"primary":17820,"secondary":0,"tertiary":0,"total":17820},"income_tax":{"annual":80145,"monthly":6678.75},"uif":{"employee_monthly":177.12,"employer_monthly":177.12,"ceiling_applied":true},"sdl":{"monthly":400,"note":"Employer levy — not deducted from employee salary. Payable only if employer annual payroll exceeds R500,000."},"effective_tax_rate":0.167,"net_monthly_income":33144.13,"medical_aid_tax_credit":{"members":3,"monthly":1006,"annual":12072}},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false,"notes":"PAYE calculated on gross annual income before any other deductions (e.g. pension, retirement annuity). Net monthly income reflects salary after income tax and employee UIF contribution only."}}
PAYE所得税计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25037/calculadora+de+imposto+de+renda+paye' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "annual_income": 480000,
  "age": 35,
  "medical_aid_members": 3
}'

    
请求
计算南非员工的净工资 返回扣除所得税和失业保险基金后的净月工资 输出比完整的PAYE API更简单 旨在快速计算工资而不进行完整的税务分解 不包括其他扣除项如养老金 退休年金或医疗补助 请求主体 - 年收入(必填) 扣除前的年总收入以兰特计算 - 年龄(必填) 纳税人的年龄 确定适用的扣除 - 健康计划成员(可选) 健康计划的成员总数 如果未提供默认为0
Endpoint ID: 25038
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25038/calculadora+de+sal%c3%a1rio+l%c3%adquido
输入参数

净工资计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"gross_monthly":40000,"tax_monthly":6678.75,"uif_monthly":177.12,"net_monthly":33144.13},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false,"notes":"Take-home pay after income tax and employee UIF contribution only. No other deductions (pension, retirement annuity, medical aid premium) are applied."}}
净工资计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25038/calculadora+de+sal%c3%a1rio+l%c3%adquido' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "annual_income": 480000,
  "age": 35,
  "medical_aid_members": 3
}'

    
请求

使用SARS的平均法计算年终奖金应缴纳的税费。奖金的税费计算为总收入的税费加上奖金减去仅收入的税费。返回扣税后的净奖金和奖金的有效税率。请求主体:- 年收入(必填):奖金前的年总收入(单位为兰特)。- 奖金金额(必填):奖金金额(单位为兰特)。- 年龄(必填):纳税人的年龄。确定适用的折扣。- 医疗保险计划成员(可选):医疗保险计划的总成员数。若未提供,则默认为0。

Endpoint ID: 25039
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25039/calculadora+de+imposto+sobre+b%c3%b4nus+anual
输入参数

年度奖金税计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"bonus_amount":50000,"tax_on_bonus":15500,"net_bonus":34500,"effective_bonus_tax_rate":0.31},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false,"notes":"Tax on bonus uses the SARS averaging method: tax on (annual income + bonus) minus tax on annual income. Result may differ if employer uses a different method or if other deductions apply."}}
年度奖金税计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25039/calculadora+de+imposto+sobre+b%c3%b4nus+anual' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "annual_income": 480000,
  "bonus_amount": 50000,
  "age": 35
}'

    
请求
返回南非的所得税税率、扣除额、税收限制和医疗保健税收抵免以获取特定的财政年度。可用的年份为2023、2024、2025和2026。如果请求的年份不可用,回答将包括可用年份的列表 查询参数: - 年(必填):要检索的财政年度。使用财政年度结束的年份。例如:2026年表示2026/27财政年度从2026年3月1日到2027年2月28日
Endpoint ID: 25040
GET https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25040/faixas+de+imposto+por+ano
输入参数

剩余免费测试请求:3 / 3。


输入参数

此端点不需要任何输入参数。

API 示例响应
JSON
{"success":true,"data":{"tax_year":"2026/27","effective_date":"2026-03-01","income_tax_brackets":[{"from":0,"to":245100,"threshold":0,"base_tax":0,"rate":0.18},{"from":245101,"to":383100,"threshold":245100,"base_tax":44118,"rate":0.26},{"from":383101,"to":530200,"threshold":383100,"base_tax":79998,"rate":0.31},{"from":530201,"to":695800,"threshold":530200,"base_tax":125599,"rate":0.36},{"from":695801,"to":887000,"threshold":695800,"base_tax":185215,"rate":0.39},{"from":887001,"to":1878600,"threshold":887000,"base_tax":259783,"rate":0.41},{"from":1878601,"to":null,"threshold":1878600,"base_tax":666339,"rate":0.45}],"rebates":{"primary":17820,"secondary":9765,"tertiary":3249},"tax_thresholds":{"under_65":99000,"age_65_to_74":153250,"age_75_and_over":171300},"medical_aid_tax_credits":{"main_member_monthly":376,"first_dependant_monthly":376,"additional_dependant_monthly":254}},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false}}
年度税率阶梯 — 代码片段

curl --location --request GET 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25040/faixas+de+imposto+por+ano' --header 'Authorization: Bearer YOUR_API_KEY' 


    
请求
返回当前南非的税率,包括增值税率和雇员及雇主的失业保险基金贡献率每月和每年的薪酬上限失业保险基金税率和年度工资单免税限额这些税率是立法规定的很少变化
Endpoint ID: 25041
GET https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25041/taxas+de+impostos+atuais
输入参数

剩余免费测试请求:3 / 3。

此端点不需要任何输入参数。

API 示例响应
JSON
{"success":true,"data":{"vat":{"rate":0.15,"percentage":15},"uif":{"employee_rate":0.01,"employer_rate":0.01,"monthly_remuneration_ceiling":17712,"annual_remuneration_ceiling":212544},"sdl":{"rate":0.01,"annual_payroll_exemption_threshold":500000}},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false}}
当前税率 — 代码片段

curl --location --request GET 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25041/taxas+de+impostos+atuais' --header 'Authorization: Bearer YOUR_API_KEY' 


    
请求

添加或移除15%的南非增值税于任何金额。使用添加模式将不含增值税的金额转换为含增值税的金额。使用移除模式从含增值税的金额中提取不含增值税的价格。请求主体:- 值(必填):要应用增值税的兰特金额。- 模式(必填):计算的方向。使用添加以从独占金额计算含增值税的价格。使用移除以从包含金额提取不含增值税的价格。

Endpoint ID: 25042
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25042/calculadora+de+iva
输入参数

增值税计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"mode":"add","amount_exclusive":1000,"vat_amount":150,"amount_inclusive":1150,"vat_rate":0.15},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false}}
增值税计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25042/calculadora+de+iva' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "amount": 1000,
  "mode": "add"
}'

    
请求
计算2026/27财年的南非税款,基于退休基金的赎回金额使用SARS的赎回金额税表 支持在退休时提取的赎回金额和退休前的提前提取 税款的计算假设这是第一次提取的赎回金额因为SARS会将一生中之前的所有赎回金额进行合并 请求正文: - montante_resgate(必填):以兰特为单位的赎回金额 - tipo(必填):提取的类型 在退休时提取的赎回金额使用na_aposentadoria 提前退休提取使用retirada
Endpoint ID: 25043
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25043/calculadora+de+imposto+de+montante+%c3%9anico+de+aposentadoria
输入参数

退休一次性税计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"lump_sum":800000,"type":"at_retirement","tax_payable":47700,"net_lump_sum":752300,"effective_tax_rate":0.0596,"tax_year":"2026/27"},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false,"notes":"Tax is calculated on the assumption this is the first lump sum taken. SARS aggregates all prior lump sums in a lifetime — prior withdrawals may push this amount into a higher bracket. Consult a retirement specialist."}}
退休一次性税计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25043/calculadora+de+imposto+de+montante+%c3%9anico+de+aposentadoria' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "lump_sum": 800000,
  "type": "at_retirement"
}'

    
请求

返回给定数量的医疗援助成员的每月和年度医疗援助税收抵免,使用当前的SARS 2026/27税率。税收抵免可减少应付的工资税(PAYE),且并不是现金退款。适用于需要独立计算医疗援助抵免的HR工具和薪资系统。查询参数:- members(必填):包括主成员和所有受抚养人在内的医疗援助成员总数。例如:3。

Endpoint ID: 25046
GET https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25046/medical+aid+tax+credits
输入参数

医疗援助税收抵免 — 端点功能

对象 描述
members 必需 Required. Total number of medical aid members including main member and all dependants.

剩余免费测试请求:3 / 3。


输入参数

members
API 示例响应
JSON
{"success":true,"data":{"members":3,"monthly_credit":1006,"annual_credit":12072,"rates":{"main_member_monthly":376,"first_dependant_monthly":376,"additional_dependant_monthly":254}},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false,"notes":"Medical aid tax credits for tax year 2026/27. Credits reduce PAYE payable — they are not a cash refund."}}
医疗援助税收抵免 — 代码片段

curl --location --request GET 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25046/medical+aid+tax+credits?members=3' --header 'Authorization: Bearer YOUR_API_KEY' 


    
请求
比较两个南非的税务年度,并查看所得税级距、税收返还、税收门槛和医疗援助税收抵免的差异。此端点帮助用户了解税收规则和预算变化在不同年度之间的演变,以及这些变化如何影响纳税人的状况 可用税务年度:2023年、2024年、2025年和2026年
Endpoint ID: 25048
GET https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25048/tax+year+comparison
输入参数

税务年比较 — 端点功能

对象 描述
year1 必需 Required. First tax year to compare. Accepted values: 2023, 2024, 2025, 2026.
year2 必需 Required. Second tax year to compare. Accepted values: 2023, 2024, 2025, 2026.

剩余免费测试请求:3 / 3。


输入参数

year1
year2
API 示例响应
JSON
{"success":true,"data":{"years_compared":["2023","2026"],"income_tax_brackets":[{"2023":{"from":0,"to":226000},"2026":{"from":0,"to":245100},"bracket":1,"rate":0.18},{"2023":{"from":226001,"to":353100},"2026":{"from":245101,"to":383100},"bracket":2,"rate":0.26},{"2023":{"from":353101,"to":488700},"2026":{"from":383101,"to":530200},"bracket":3,"rate":0.31},{"2023":{"from":488701,"to":641400},"2026":{"from":530201,"to":695800},"bracket":4,"rate":0.36},{"2023":{"from":641401,"to":817600},"2026":{"from":695801,"to":887000},"bracket":5,"rate":0.39},{"2023":{"from":817601,"to":1731600},"2026":{"from":887001,"to":1878600},"bracket":6,"rate":0.41},{"2023":{"from":1731601,"to":null},"2026":{"from":1878601,"to":null},"bracket":7,"rate":0.45}],"rebates":{"primary":{"2023":16425,"2026":17820,"difference":1395},"secondary":{"2023":9000,"2026":9765,"difference":765},"tertiary":{"2023":2997,"2026":3249,"difference":252}},"tax_thresholds":{"under_65":{"2023":91250,"2026":99000,"difference":7750},"age_65_to_74":{"2023":141250,"2026":153250,"difference":12000},"age_75_and_over":{"2023":157900,"2026":171300,"difference":13400}},"medical_aid_tax_credits":{"main_member_monthly":{"2023":347,"2026":376,"difference":29},"first_dependant_monthly":{"2023":347,"2026":376,"difference":29},"additional_dependant_monthly":{"2023":234,"2026":254,"difference":20}}},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false,"notes":"Comparison of tax year 2023/24 (effective 2023-03-01) vs 2026/27 (effective 2026-03-01). Differences are year2 minus year1."}}
税务年比较 — 代码片段

curl --location --request GET 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25048/tax+year+comparison?year1=2023&year2=2026' --header 'Authorization: Bearer YOUR_API_KEY' 


    
请求

计算南非个人贷款的每月还款、总还款和总利息,使用标准摊还法。返回包括本金、期限、利率和贷款总成本的完整明细。请求体:- principal(必需):以兰特计的贷款金额。- term_months(必需):贷款期限(以月为单位)。示例:60。- annual_interest_rate(必需):年利率(以百分比表示)。示例:13.5。

Endpoint ID: 25050
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25050/personal+loan+repayment+calculator
输入参数

个人贷款还款计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"principal":150000,"term_months":60,"annual_interest_rate":13.5,"monthly_repayment":3451.48,"total_repayment":207088.8,"total_interest":57088.8},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any financial decisions.","cached":false}}
个人贷款还款计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25050/personal+loan+repayment+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "principal": 150000,
  "term_months": 60,
  "annual_interest_rate": 13.5
}'

    
请求

并排比较两个南非个人贷款场景。返回两个贷款明细以及结构化比较,显示哪个选项总体上更便宜,总利息节省,每月付款差异,以及在更便宜的贷款每月还款更高时的权衡说明。请求体:- loan_a(必需):第一个贷款场景对象,包含本金、月数和年利率。- loan_b(必需):第二个贷款场景对象,包含本金、月数和年利率。

Endpoint ID: 25052
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25052/loan+comparison+calculator
输入参数

贷款比较计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"loan_a":{"principal":150000,"term_months":60,"annual_interest_rate":13.5,"monthly_repayment":3451.48,"total_repayment":207088.8,"total_interest":57088.8},"loan_b":{"principal":150000,"term_months":48,"annual_interest_rate":13.5,"monthly_repayment":4061.45,"total_repayment":194949.6,"total_interest":44949.6},"comparison":{"cheaper_option":"b","total_saving":12139.2,"monthly_difference":609.97,"note":"Loan B costs less overall but has higher monthly repayments. Loan A is cheaper month-to-month but costs more in total interest."}},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any financial decisions.","cached":false}}
贷款比较计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25052/loan+comparison+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "loan_a": {
    "principal": 150000,
    "term_months": 60,
    "annual_interest_rate": 13.5
  },
  "loan_b": {
    "principal": 150000,
    "term_months": 48,
    "annual_interest_rate": 13.5
  }
}'

    
请求

计算特定年数后在南非兰特中一个金额的未来价值,使用南非消费者物价指数的通货膨胀率。显示随着时间推移失去的购买力。默认使用南非统计局的当前消费者物价指数。支持可选的替代率以建模自定义通货膨胀场景。请求主体:- 金额(必填):现值的兰特金额。- 年数(必填):向前预测的年数。必须是一个正整数。- 替代率(可选):自定义通货膨胀率,作为小数表示。例如:0.06表示6%。如果未提供,将使用南非统计局的当前消费者物价指数。

Endpoint ID: 25053
POST https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25053/calculadora+de+valor+futuro+da+infla%c3%a7%c3%a3o
输入参数

通货膨胀未来价值计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"present_value":100000,"future_value":148024.43,"increase":48024.43,"inflation_rate":0.04,"years":10,"rate_source":"SA CPI (Stats SA)"},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any financial decisions.","cached":false,"notes":"SA CPI rate of 4.00% used (April 2026). Update config/rates.json to reflect the latest Stats SA release."}}
通货膨胀未来价值计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12776/monthly+bond+repayment+sa+financial+calculators+api/25053/calculadora+de+valor+futuro+da+infla%c3%a7%c3%a3o' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "amount": 100000,
  "years": 10
}'

    

API 访问密钥和身份验证

注册后,每个开发者都会被分配一个个人 API 访问密钥,这是一个唯一的字母和数字组合,用于访问我们的 API 端点。要使用 每月债券还款SA金融计算器 API 进行身份验证,只需在 Authorization 标头中包含您的 bearer token。

标头
标头 描述
授权 必需 应为 Bearer access_key. 订阅后,请查看上方的"您的 API 访问密钥"。

无长期承诺。随时升级、降级或取消。 免费试用包括最多 50 个请求。

(年度计费可节省 2 个月 🎉)

🚀 企业版套餐

起价
$ 10,000/年


  • 自定义数量
  • 自定义速率限制
  • 专业客户支持
  • 实时 API 监控

概览

一整套南非金融计算器全面涵盖债券和房地产成本、车辆融资、PAYE税、增值税、退休一次性付款、个人贷款和通货膨胀。所有货币值以南非兰特(ZAR)为单位。涵盖了25个端点,涉及债券、车辆、税收和个人财务模块。数据来源于南非收入服务局、土地与财产委员会、政府公报、南非储备银行和南非统计局。

每月债券还款SA金融计算器 API FAQs

所有的货币输入和输出均为南非兰特(ZAR)请勿使用分的值 - 始终使用完整的兰特金额

所有结果仅为信息目的的估算 律师费用、地契办公室费用和转让税是根据官方发布的收费标准计算的但实际金额可能因交易而异 每个回应在元字段中都包含免责声明

所有税务计算默认使用2026/27财年(2026年3月1日至2027年2月28日),基于SARS最近的预算公告。2023年、2024年和2025年的历史范围可以通过税率范围比较和财年端点获取

基准利率每天从南非储备银行(resbank.co.za)抓取并持久化到数据库中 GET /bond/prime-rate 端点始终返回最近确认的利率以及抓取时间戳 如果实时抓取失败,则使用最后成功持久化的值,并在响应中包含flagback: true

转让律师费用(也称为过户费用)和债券注册律师费用是使用自2025年8月1日起生效的LSSA增量收费标准计算的 公式为基础费用加上每个单位或部分的增量 四舍五入 所有律师费用金额均包含15%的增值税并标记为is_estimate: true 因为实际费用是可协商的并且因公司而异

转让费用包括将房产的所有权从卖方转移到买方的费用,包括转让税、转让律师费和契约办公室转让费。注册费用包括注册新抵押贷款的费用,包括抵押登记律师费和契约办公室注册费。/bond/total-purchase-cost端点将两者合并为一个单一的明细

气球支付减少了每个月的摊销金额,从而导致每月还款更低然而气球的总金额仍然作为单一金额在融资期限结束时到期并不计入每月还款每个包含气球支付的回答都包括一个警告字段以明确这一点

使用SARS平均法进行计算 税款是根据总收入加奖金计算的 然后减去仅对收入的税款 差额就是奖金的税款 这与大多数南非雇主用于工资单计算的方法一致

- 税率和转让税:在年度预算演讲后于二月更新 - 公证费:在政府公报发布后于四月更新 - 律师费用LPC:在LSSA指引发布后于八月更新 - 优惠利率:在SARB的MPC每次决定后通过爬虫每日更新

该API适合用于显示估算、构建计算器和信息工具。它不能替代专业的财务、税务或法律建议。所有结果都应清晰地呈现给最终用户作为估算。每个响应元块中的免责声明字段是为此目的提供的

每个端点返回的JSON数据结构旨在提供特定的财务计算。例如,债务偿还计算器返回每月偿还额、总偿还额和总利息,而车辆偿还计算器则提供车辆贷款的类似指标

关键字段因端点而异,但通常包括成功状态、包含计算结果的数据对象(例如,月还款、总利息)以及源和免责声明等元信息。例如,债券还款计算器包括字段,如月还款和总利息

每个端点都有特定的参数。例如,债券偿还计算器需要property_price,term_years和annual_interest_rate,而可选参数包括deposit。用户可以通过提供这些值来自定义请求,以便将计算调整为他们的需求

响应数据组织为一个成功标志、一个包含计算结果的数据对象和一个带有附加信息的元对象。例如,债券可负担性计算器的响应在数据对象中包含max_property_price和max_monthly_repayment

数据来源于南非信誉良好的机构,如南非税务局、劳动职业委员会和南非统计局。这确保了计算的准确性和可靠性,特别是在税收和财务指标方面,如PAYE所得税计算器等端点

典型的用例包括财务规划 贷款计算和车辆融资评估 用户可以利用API估算每月还款 评估负担能力以及比较贷款场景 帮助做出明智的财务决策

用户可以通过将返回的数据集成到财务应用程序或计算器中来利用这些数据。例如,从债券摊销表端点获取的摊销计划可以展示给用户,以便在贷款期限内提供详细的还款洞察。

数据准确性通过定期从官方来源更新和遵循发布的指南得到维护 每个终端的响应包括免责声明 强调结果是估算值 应与合格的财务顾问进行验证

一般常见问题

Zyla API Hub 就像一个大型 API 商店,您可以在一个地方找到数千个 API。我们还为所有 API 提供专门支持和实时监控。注册后,您可以选择要使用的 API。请记住,每个 API 都需要自己的订阅。但如果您订阅多个 API,您将为所有这些 API 使用相同的密钥,使事情变得更简单。
价格以 USD(美元)、EUR(欧元)、CAD(加元)、AUD(澳元)和 GBP(英镑)列出。我们接受所有主要的借记卡和信用卡。我们的支付系统使用最新的安全技术,由 Stripe 提供支持,Stripe 是世界上最可靠的支付公司之一。如果您在使用卡片付款时遇到任何问题,请通过 [email protected]

此外,如果您已经以这些货币中的任何一种(USD、EUR、CAD、AUD、GBP)拥有有效订阅,该货币将保留用于后续订阅。只要您没有任何有效订阅,您可以随时更改货币。
定价页面上显示的本地货币基于您 IP 地址的国家/地区,仅供参考。实际价格以 USD(美元)为单位。当您付款时,即使您在我们的网站上看到以本地货币显示的等值金额,您的卡片对账单上也会以美元显示费用。这意味着您不能直接使用本地货币付款。
有时,银行可能会因其欺诈保护设置而拒绝收费。我们建议您首先联系您的银行,检查他们是否阻止了我们的收费。此外,您可以访问账单门户并更改关联的卡片以进行付款。如果这些方法不起作用并且您需要进一步帮助,请通过 [email protected]
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要升级您当前的订阅计划,只需转到 API 的定价页面并选择您要升级到的计划。升级将立即生效,让您立即享受新计划的功能。请注意,您之前计划中的任何剩余调用都不会转移到新计划,因此在升级时请注意这一点。您将被收取新计划的全部金额。
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是的,您可以随时通过访问您的账户并在账单页面上选择取消选项来取消您的计划。请注意,升级、降级和取消会立即生效。此外,取消后,您将不再有权访问该服务,即使您的配额中还有剩余调用。
为了让您有机会在没有任何承诺的情况下体验我们的 API,我们提供 7 天免费试用,允许您免费进行最多 50 次 API 调用。此试用只能使用一次,因此我们建议将其应用于您最感兴趣的 API。虽然我们的大多数 API 都提供免费试用,但有些可能不提供。试用在 7 天后或您进行了 50 次请求后结束,以先发生者为准。如果您在试用期间达到 50 次请求限制,您需要"开始您的付费计划"以继续发出请求。您可以在个人资料中的订阅 -> 选择您订阅的 API -> 定价标签下找到"开始您的付费计划"按钮。或者,如果您在第 7 天之前不取消订阅,您的免费试用将结束,您的计划将自动计费,授予您访问计划中指定的所有 API 调用的权限。请记住这一点以避免不必要的费用。
7 天后,您将被收取试用期间订阅的计划的全额费用。因此,在试用期结束前取消很重要。因忘记及时取消而提出的退款请求不被接受。
当您订阅 API 免费试用时,您可以进行最多 50 次 API 调用。如果您希望超出此限制进行额外的 API 调用,API 将提示您执行"开始您的付费计划"。您可以在个人资料中的订阅 -> 选择您订阅的 API -> 定价标签下找到"开始您的付费计划"按钮。
付款订单在每月 20 日至 30 日之间处理。如果您在 20 日之前提交请求,您的付款将在此时间范围内处理。
您可以通过我们的聊天渠道联系我们以获得即时帮助。我们始终在线,时间为上午 8 点至下午 5 点(EST)。如果您在该时间之后联系我们,我们将尽快回复您。此外,您可以通过 [email protected]

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