The Canada Mortgage Rates API is essential for users seeking current and historical mortgage rate information on the various products available in Canada. This API provides real-time data on interest rates and Annual Percentage Rates (APRs), helping users make informed decisions about mortgage options. Whether you are a prospective homebuyer, real estate agent or financial analyst, this API provides essential information about the mortgage market.
The API presents a range of mortgage options, including fixed and variable rate products, each tailored to meet a variety of financial needs. For example, fixed-rate mortgages are offered for various terms, typically three and five years. These fixed-rate loans offer borrowers the security of consistent monthly payments throughout the life of the loan, making it easier for homeowners to budget and plan their finances. On the other hand, variable-rate mortgages adjust based on changes in market conditions, usually linked to a prime rate, offering potential cost savings over time.
One of the key advantages of the Canada Mortgage Rates API is its ability to provide up-to-date mortgage rate information. Users can access interest rates and APRs that reflect the latest market conditions, allowing them to effectively compare different products. API data is crucial to understanding how mortgage rates fluctuate due to various economic factors, such as changes in the Bank of Canada's policy rate, inflation and general economic trends.
The API response format is designed to be user-friendly and simple, making it easy to retrieve essential information. Each mortgage product entry includes a unique identifier, a timestamp indicating when the data was obtained, the country of origin, the specific interest rate and the corresponding APR. This structure not only provides clarity, but also ensures that users can easily integrate the data into their applications or analysis. The inclusion of a timestamp is particularly important as it allows users to understand the timeliness of the data, which is critical in a market where rates can change frequently.
Overall, the Canada Mortgage Rates API is a powerful tool that improves access to crucial mortgage information. By providing real-time and historical data on a variety of mortgage products, it helps users understand the nuances of the Canadian mortgage market, ultimately enabling them to make informed decisions that fit their financial goals.
To use this endpoint you just need to run it and you will get the mortgages from Canada.
Get Mortgage - Endpoint Features
Object | Description |
---|
{"message":"Rates retrieved successfully","data":[{"id":"5d6ba5cf-5a10-4fe0-b5e3-ff1280cd80b2","timestamp":1727740803,"country":"Canada","apr":"4.880%","term":"3 Year Fixed","rate":"4.840%"},{"id":"a6fe1c12-48d5-4db8-a969-c85dbffa84c7","timestamp":1727740803,"country":"Canada","apr":"4.770%","term":"5 Year Fixed","rate":"4.740%"},{"id":"6e4cf100-d91e-4611-8d71-8b1e6dd44eb9","timestamp":1727740803,"country":"Canada","apr":"5.880%","term":"5 Year Variable","rate":"RBC Prime Rate - 0.600% (5.850%)"}],"success":true}
curl --location --request GET 'https://zylalabs.com/api/5180/canada+mortgage+rates+api/6639/get+mortgage' --header 'Authorization: Bearer YOUR_API_KEY'
To use this endpoint you must enter a date such as 2024-09-30.
The Historical returns information as of September 2024.
Mortagage Historical - Endpoint Features
Object | Description |
---|---|
date |
[Required] Indicates a date in the following format: YY/MM/DD |
{"message":"Rates retrieved successfully","data":[{"id":"ec366c72-d7f1-48d5-8239-109bbfcaf7c5","timestamp":1727703605,"country":"Canada","apr":"4.880%","term":"3 Year Fixed","rate":"4.840%"},{"id":"37ec8b3b-d6c0-4d3d-8dee-b041c2c951d1","timestamp":1727703605,"country":"Canada","apr":"4.770%","term":"5 Year Fixed","rate":"4.740%"},{"id":"8fdd5203-8156-4373-b57e-bccf0542d0b5","timestamp":1727703605,"country":"Canada","apr":"5.880%","term":"5 Year Variable","rate":"RBC Prime Rate - 0.600% (5.850%)"}],"success":true}
curl --location --request GET 'https://zylalabs.com/api/5180/canada+mortgage+rates+api/6640/mortagage+historical?date=2024-09-30' --header 'Authorization: Bearer YOUR_API_KEY'
Header | Description |
---|---|
Authorization
|
[Required] Should be Bearer access_key . See "Your API Access Key" above when you are subscribed. |
No long term commitments. One click upgrade/downgrade or cancellation. No questions asked.
To use this API and get the rates you only have to execute the Get Mortgage endpoint and to get the historical you have to indicate a date in the Mortagage Historical endpoint.
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The Canada Mortgage Rates API provides real-time and historical mortgage interest rate data for a variety of financial products.
The Canada Mortgage Rates API receives a date and returns current and historical interest rates for various mortgage products.
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