Australia Mortgage Rates API

The Australia Mortgage Rates API offers both current and historical mortgage rate data for a range of products, including interest rates and APR over different terms.

About the API: 

The Australian Mortgage Rates API is an essential resource designed to provide users with real-time and historical mortgage rate information for various loan products in Australia. This API is especially valuable for homebuyers, property professionals and financial institutions, as it allows them to access current interest rates and make informed mortgage decisions.

In the competitive Australian housing market landscape, knowing mortgage rates is crucial for both borrowers and lenders. The Australian Mortgage Rates API provides timely updates on a range of mortgage products, including fixed rate loans and comparison rates. By aggregating data from multiple financial institutions, the API ensures that users receive the most accurate and comprehensive information available, enabling them to compare different offers and make better financial decisions.

The API provides details on fixed-rate mortgages, which are popular among borrowers seeking stability in their monthly payments. Fixed-rate loans typically offer constant interest rates for a set period of time, ranging from a few years to decades. Users can access information on current fixed-rate options, allowing them to lock in favorable rates and avoid market fluctuations. This predictability in repayment amounts is attractive, especially for those who plan to stay in their homes for a long period of time.

In addition to fixed-rate mortgages, the API also covers comparison rates. The comparison rate is designed to give borrowers a more accurate representation of the total cost of a loan, as it includes not only the interest rate, but also associated fees and expenses. This feature helps users identify the actual cost of the loan, making it easier to compare different loan products. By providing both the interest rate and the comparison rate, the Australia Mortgage Rates API enables users to make informed decisions that match their financial objectives.

In summary, the Australian Mortgage Rates API is a vital tool that simplifies the process of sourcing and comparing mortgage rates. With real-time and historical data at users' fingertips, the API encourages informed decision making, whether for home buying or managing a financial portfolio.

API Documentation

Endpoints


To use this endpoint you just need to run it and you will get the mortgages from Australia.



                                                                            
GET https://zylalabs.com/api/5181/australia+mortgage+rates+api/6641/get+mortgage
                                                                            
                                                                        

Get Mortgage - Endpoint Features

Object Description
Test Endpoint

API EXAMPLE RESPONSE

       
                                                                                                        
                                                                                                                                                                                                                            {"message":"Rates retrieved successfully","data":[{"id":"39ee4c87-2b4f-4c8c-a71d-44b99dbfcaf5","timestamp":1727740804,"country":"Australia","interest_rate":"5.49%","rate_type":"Fixed rate"},{"id":"204aad03-e0ef-4930-b6f3-6b9faca1d0b5","timestamp":1727740804,"country":"Australia","interest_rate":"6.28%","rate_type":"Comparison rate"}],"success":true}
                                                                                                                                                                                                                    
                                                                                                    

Get Mortgage - CODE SNIPPETS


curl --location --request GET 'https://zylalabs.com/api/5181/australia+mortgage+rates+api/6641/get+mortgage' --header 'Authorization: Bearer YOUR_API_KEY' 

    

To use this endpoint you must enter a date such as 2024-09-30.

The Historical returns information as of September 2024.



                                                                            
GET https://zylalabs.com/api/5181/australia+mortgage+rates+api/6642/mortagage+historical
                                                                            
                                                                        

Mortagage Historical - Endpoint Features

Object Description
date [Required] Indicates a date in the following format: YY/MM/DD
Test Endpoint

API EXAMPLE RESPONSE

       
                                                                                                        
                                                                                                                                                                                                                            {"message":"Rates retrieved successfully","data":[{"id":"3cc2d5fe-3e59-42f9-9ba6-8816db56f2da","timestamp":1727703612,"country":"Australia","interest_rate":"5.49%","rate_type":"Fixed rate"},{"id":"99e21e77-7edc-4726-8a38-c11cb2e93fe5","timestamp":1727703612,"country":"Australia","interest_rate":"6.28%","rate_type":"Comparison rate"}],"success":true}
                                                                                                                                                                                                                    
                                                                                                    

Mortagage Historical - CODE SNIPPETS


curl --location --request GET 'https://zylalabs.com/api/5181/australia+mortgage+rates+api/6642/mortagage+historical?date=2024-09-30' --header 'Authorization: Bearer YOUR_API_KEY' 

    

API Access Key & Authentication

After signing up, every developer is assigned a personal API access key, a unique combination of letters and digits provided to access to our API endpoint. To authenticate with the Australia Mortgage Rates API REST API, simply include your bearer token in the Authorization header.
Headers
Header Description
Authorization [Required] Should be Bearer access_key. See "Your API Access Key" above when you are subscribed.

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To use this API and get the rates you only have to execute the Get Mortgage endpoint and to get the historical you have to indicate a date in the Mortagage Historical endpoint.

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The Australia Mortgage Rates API provides real-time and historical data on US mortgage interest rates for various financial products.

The Australia Mortgage Rates API receives a date and returns current and historical interest rates for various mortgage products.

Besides the number of API calls per month, there are no other limitations.

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Prices are listed in USD (United States Dollar), EUR (Euro), CAD (Canadian Dollar), AUD (Australian Dollar), and GBP (British Pound). We accept all major debit and credit cards. Our payment system uses the latest security technology and is powered by Stripe, one of the world’s most reliable payment companies. If you have any trouble paying by card, just contact us at [email protected]

Additionally, if you already have an active subscription in any of these currencies (USD, EUR, CAD, AUD, GBP), that currency will remain for subsequent subscriptions. You can change the currency at any time as long as you don't have any active subscriptions.

The local currency shown on the pricing page is based on the country of your IP address and is provided for reference only. The actual prices are in USD (United States Dollar). When you make a payment, the charge will appear on your card statement in USD, even if you see the equivalent amount in your local currency on our website. This means you cannot pay directly with your local currency.

Occasionally, a bank may decline the charge due to its fraud protection settings. We suggest reaching out to your bank initially to check if they are blocking our charges. Also, you can access the Billing Portal and change the card associated to make the payment. If these does not work and you need further assistance, please contact our team at [email protected]

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 Service Level
100%
 Response Time
183ms

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