USA Loan Rates API

Access real-time global loan rates and trends for consumer and institutional use.

The USA Loan Rates API offers access to current loan rates worldwide, covering various types such as personal loans, auto loans, and small business loans. This API provides structured data, including loan type, interest rate, lender information, and applicable terms. It features parameters like region and loan category, enabling precise data retrieval for targeted analysis. Ideal for financial institutions, loan comparison platforms, and researchers, the API adheres to industry standards, ensuring compatibility with financial systems. Historical rate data allows users to track trends over time, empowering informed decision-making. With secure JSON data delivery, the API ensures seamless integration into any financial application.

 

API Documentation

Endpoints


This endpoint provides users with real-time access to current mortgage rates for various loan types, including 30-year fixed, 15-year fixed, and VA loans. Users can utilize this endpoint to compare rates from different lenders, helping them make informed decisions about their mortgage options. The endpoint returns a structured JSON response that includes the rate type, percentage, lender name, and effective date, allowing consumers and financial institutions to easily integrate this data into their applications or services. This functionality is particularly useful for homebuyers looking to secure the best possible mortgage rates.


                                                                            
POST https://zylalabs.com/api/5855/usa+loan+rates+api/7689/get+current+loan+rates
                                                                            
                                                                        

Test Endpoint

API EXAMPLE RESPONSE

       
                                                                                                        
                                                                                                                                                                                                                            [{"Top_offers_on_Bankrate":"6.24%","National_average":"6.86%","date":"December 23, 2024"}]
                                                                                                                                                                                                                    
                                                                                                    

Get Current Loan Rates - CODE SNIPPETS


curl --location --request POST 'https://zylalabs.com/api/5855/usa+loan+rates+api/7689/get+current+loan+rates' --header 'Authorization: Bearer YOUR_API_KEY' --header 'Content-Type: application/json' --data-raw '{}'


This endpoint allows users to retrieve historical mortgage rate trends over a specified period. By providing a specific year, users can analyze how mortgage rates have fluctuated over time, which is essential for understanding market trends and making strategic financial decisions. This endpoint is especially valuable for financial institutions and analysts who need to evaluate past performance and predict future rate movements. The response is structured in JSON format, detailing historical rates along with corresponding dates, allowing for seamless integration into financial analysis tools and applications. To use this endpoint, all they need to do is pass in the year from 1972 to the present day.


                                                                            
POST https://zylalabs.com/api/5855/usa+loan+rates+api/7691/get+historical+loan+rates
                                                                            
                                                                        

Test Endpoint

API EXAMPLE RESPONSE

       
                                                                                                        
                                                                                                                                                                                                                            [{"mortgage_type":"30-year fixed-rate mortgage","date_range":"2024","monthly_average_rates":[{"month":"January","year":2024,"average_rate":6.9},{"month":"February","year":2024,"average_rate":6.9},{"month":"March","year":2024,"average_rate":6.9},{"month":"April","year":2024,"average_rate":6.9},{"month":"May","year":2024,"average_rate":6.9},{"month":"June","year":2024,"average_rate":6.9},{"month":"July","year":2024,"average_rate":6.9},{"month":"August","year":2024,"average_rate":6.9},{"month":"September","year":2024,"average_rate":6.9},{"month":"October","year":2024,"average_rate":6.9},{"month":"November","year":2024,"average_rate":6.9},{"month":"December","year":2024,"average_rate":6.9}]}]
                                                                                                                                                                                                                    
                                                                                                    

Get Historical Loan Rates - CODE SNIPPETS


curl --location --request POST 'https://zylalabs.com/api/5855/usa+loan+rates+api/7691/get+historical+loan+rates' --header 'Authorization: Bearer YOUR_API_KEY' --header 'Content-Type: application/json' --data-raw '{"dates":"Required"}'


API Access Key & Authentication

After signing up, every developer is assigned a personal API access key, a unique combination of letters and digits provided to access to our API endpoint. To authenticate with the USA Loan Rates API REST API, simply include your bearer token in the Authorization header.
Headers
Header Description
Authorization [Required] Should be Bearer access_key. See "Your API Access Key" above when you are subscribed.

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The USA Loan Rates API provides access to various types of loan rates, including personal loans, auto loans, and small business loans.

You can retrieve specific loan rate data by utilizing parameters such as region and loan category, which allow for targeted data retrieval for your analysis.

Yes, the API offers historical rate data, enabling users to track trends over time and make informed decisions based on past loan rates.

The API delivers data in a secure JSON format, ensuring seamless integration into any financial application.

The API is ideal for financial institutions, loan comparison platforms, and researchers looking to access real-time loan rates and trends.

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 Service Level
100%
 Response Time
1,852ms

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