Auto Loan Rates API

Real-time auto loan rates and trends for car buyers and financial institutions.

The Auto Loan Rates API provides real-time data on car loan interest rates, including options for new and used vehicles. With detailed parameters like loan term, region, and lender type, users can access tailored information to fit specific needs. Historical data tracking enables users to analyze trends over time, offering insights for market studies or consumer decisions. The API features fields such as interest rate, lender name, loan duration, and effective dates. Designed for car dealerships, financial platforms, and individual consumers, this tool ensures accuracy and reliability. Delivered via secure HTTPS connections with JSON formatting, it integrates easily into auto finance solutions.

 

API Documentation

Endpoints


This endpoint provides users with real-time access to current mortgage rates for various loan types, including 30-year fixed, 15-year fixed, and VA loans. Users can utilize this endpoint to compare rates from different lenders, helping them make informed decisions about their mortgage options. The endpoint returns a structured JSON response that includes the rate type, percentage, lender name, and effective date, allowing consumers and financial institutions to easily integrate this data into their applications or services. This functionality is particularly useful for homebuyers looking to secure the best possible mortgage rates.


                                                                            
POST https://zylalabs.com/api/5854/auto+loan+rates+api/7686/get+current+auto+loan+rates
                                                                            
                                                                        

Test Endpoint

API EXAMPLE RESPONSE

       
                                                                                                        
                                                                                                                                                                                                                            [{"Top_offers_on_Bankrate":"6.24%","National_average":"6.86%","date":"December 23, 2024"}]
                                                                                                                                                                                                                    
                                                                                                    

Get Current Auto Loan Rates - CODE SNIPPETS


curl --location --request POST 'https://zylalabs.com/api/5854/auto+loan+rates+api/7686/get+current+auto+loan+rates' --header 'Authorization: Bearer YOUR_API_KEY' --header 'Content-Type: application/json' --data-raw '{}'


This endpoint allows users to retrieve historical mortgage rate trends over a specified period. By providing a specific year, users can analyze how mortgage rates have fluctuated over time, which is essential for understanding market trends and making strategic financial decisions. This endpoint is especially valuable for financial institutions and analysts who need to evaluate past performance and predict future rate movements. The response is structured in JSON format, detailing historical rates along with corresponding dates, allowing for seamless integration into financial analysis tools and applications. To use this endpoint, all they need to do is pass in the year from 1972 to the present day.


                                                                            
POST https://zylalabs.com/api/5854/auto+loan+rates+api/7688/get+historical+auto+loan+rates
                                                                            
                                                                        

Test Endpoint

API EXAMPLE RESPONSE

       
                                                                                                        
                                                                                                                                                                                                                            [{"mortgage_type":"30-year fixed-rate mortgage","date_range":"2024","monthly_average_rates":[{"month":"January","year":2024,"average_rate":6.9},{"month":"February","year":2024,"average_rate":6.9},{"month":"March","year":2024,"average_rate":6.9},{"month":"April","year":2024,"average_rate":6.9},{"month":"May","year":2024,"average_rate":6.9},{"month":"June","year":2024,"average_rate":6.9},{"month":"July","year":2024,"average_rate":6.9},{"month":"August","year":2024,"average_rate":6.9},{"month":"September","year":2024,"average_rate":6.9},{"month":"October","year":2024,"average_rate":6.9},{"month":"November","year":2024,"average_rate":6.9},{"month":"December","year":2024,"average_rate":6.9}]}]
                                                                                                                                                                                                                    
                                                                                                    

Get Historical Auto Loan Rates - CODE SNIPPETS


curl --location --request POST 'https://zylalabs.com/api/5854/auto+loan+rates+api/7688/get+historical+auto+loan+rates' --header 'Authorization: Bearer YOUR_API_KEY' --header 'Content-Type: application/json' --data-raw '{"dates":"Required"}'


API Access Key & Authentication

After signing up, every developer is assigned a personal API access key, a unique combination of letters and digits provided to access to our API endpoint. To authenticate with the Auto Loan Rates API REST API, simply include your bearer token in the Authorization header.
Headers
Header Description
Authorization [Required] Should be Bearer access_key. See "Your API Access Key" above when you are subscribed.

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Auto Loan Rates API FAQs

The Auto Loan Rates API provides real-time data on car loan interest rates for both new and used vehicles. It includes detailed parameters such as loan term, region, lender type, interest rate, lender name, loan duration, and effective dates.

The Auto Loan Rates API is designed for car dealerships, financial platforms, and individual consumers. It helps users access tailored information to fit their specific auto financing needs.

The API includes historical data tracking, allowing users to analyze trends over time. This feature is useful for market studies and consumer decision-making, as it provides insights into how auto loan rates have changed.

The data from the Auto Loan Rates API is delivered in JSON format via secure HTTPS connections, ensuring both reliability and security for users.

Yes, the Auto Loan Rates API is designed for easy integration into existing auto finance solutions, making it a versatile tool for developers and financial institutions.

This endpoint returns real-time auto loan rates, including interest rates for various loan types. The response includes key fields such as the rate type, percentage, lender name, and effective date, allowing users to compare offers from different lenders.

Users can customize their requests by specifying a year from 1972 to the present day. This allows them to retrieve historical auto loan rates for that specific year, enabling targeted analysis of rate trends.

The response includes fields such as the mortgage type, date range, and monthly average rates. Each monthly average rate entry contains the month, year, and average rate, providing a comprehensive view of historical trends.

The response is structured in JSON format, with each entry containing fields for top offers, national averages, and the date of the data. This organization allows for easy parsing and integration into applications.

This endpoint provides historical average rates for various mortgage types over a specified year. Users can analyze how rates have changed month by month, which is valuable for understanding long-term trends.

The Auto Loan Rates API aggregates data from various lenders and financial institutions, ensuring a comprehensive view of current and historical auto loan rates. This diverse sourcing helps maintain data accuracy and reliability.

Typical use cases include helping car buyers compare loan rates, enabling financial institutions to analyze market trends, and assisting analysts in forecasting future rate movements based on historical data.

Users can analyze the historical rates to identify patterns and fluctuations over time. This information can inform strategic financial decisions, such as timing for refinancing or understanding market conditions.

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