Switzerland Mortgage Rate API

API ID 5178

The Switzerland Mortgage Rate API provides real-time and historical data on various mortgage products, including fixed-rate and variable loans, as well as Saron-based mortgages, for different durations and types.

33% uptime 1,854 ms avg response

API Documentation

Endpoints

Request
To use this endpoint, the fixed number of years must be specified in the pair. 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 12 years 15 years 20 years
Endpoint ID: 9730
POST https://zylalabs.com/api/5178/switzerland+mortgage+rate+api/9730/switzerland+mortgages+rates
INPUT PARAMETERS

Free test requests remaining: 3 of 3.


INPUT PARAMETERS

years
API EXAMPLE RESPONSE
JSON
[{"mortgage_type":"Fixed 2 years","interest_rate":"0.73 %"}]
Switzerland Mortgages Rates — CODE SNIPPETS

curl --location --request POST 'https://zylalabs.com/api/5178/switzerland+mortgage+rate+api/9730/switzerland+mortgages+rates' --header 'Authorization: Bearer YOUR_API_KEY' --header 'Content-Type: application/json' --data-raw '{"years":"Required"}'

Request

Provides mortgage rates in Switzerland by loan type, with unique IDs, timestamps, and accurate, up-to-date interest rates.

Endpoint ID: 22146
GET https://zylalabs.com/api/5178/switzerland+mortgage+rate+api/22146/obtain+rates
INPUT PARAMETERS

Free test requests remaining: 3 of 3.


INPUT PARAMETERS

This endpoint does not require any input parameters.

API EXAMPLE RESPONSE
JSON
{"message":"Rates retrieved successfully","data":[{"id":"e03ce6c4-50aa-4422-9ea4-547c671f8245","country":"Switzerland","timestamp":1768435236,"rate":"1.65%","mortgage_type":"5-year fixed"},{"id":"c7c9474c-d122-46d1-9fd1-c3fdfd6de286","country":"Switzerland","timestamp":1768435236,"rate":"1.35%","mortgage_type":"SARON"},{"id":"c6da1820-2af9-4b10-b6a5-45b6900fb358","country":"Switzerland","timestamp":1768435236,"rate":"1.85%","mortgage_type":"10-year fixed"},{"id":"ac90bc48-6882-48ce-99e5-3d836bb88581","country":"Switzerland","timestamp":1768435236,"rate":"1.45%","mortgage_type":"2-year fixed"},{"id":"ac3dfdaa-48d5-4889-b758-d915aaacba5c","country":"Switzerland","timestamp":1768435236,"rate":"1.55%","mortgage_type":"3-year fixed"},{"id":"512a62ef-7ccd-4fb6-ab5f-7e2d726af41b","country":"Switzerland","timestamp":1768435236,"rate":"2.05%","mortgage_type":"15-year fixed"}],"success":true}
Obtain Rates — CODE SNIPPETS

curl --location --request GET 'https://zylalabs.com/api/5178/switzerland+mortgage+rate+api/22146/obtain+rates' --header 'Authorization: Bearer YOUR_API_KEY' 


    
Request

Provides historical mortgage rates in Switzerland, including country, rate value, unique identifiers, and timestamps.

Endpoint ID: 22147
GET https://zylalabs.com/api/5178/switzerland+mortgage+rate+api/22147/historical
INPUT PARAMETERS

Historical — Endpoint Features

Object Description
date Required Indicate a date

Free test requests remaining: 3 of 3.


INPUT PARAMETERS

date
API EXAMPLE RESPONSE
JSON
{"message":"Rates retrieved successfully","data":[{"id":"f9aafe32-c845-4055-9ea7-db4e70fd8308","country":"Switzerland","timestamp":1768323767,"rate":"1.35%","mortgage_type":"SARON"},{"id":"f79e765b-faf2-445d-80df-47852aab1750","country":"Switzerland","timestamp":1768323767,"rate":"1.85%","mortgage_type":"10-year fixed"},{"id":"c72269f1-f905-4dbc-9479-bc8c4d05bae2","country":"Switzerland","timestamp":1768323767,"rate":"1.55%","mortgage_type":"3-year fixed"},{"id":"87f53baf-b590-45ae-a1ab-cbf755c44e32","country":"Switzerland","timestamp":1768323767,"rate":"2.05%","mortgage_type":"15-year fixed"},{"id":"7deb3c77-c67c-464e-b23f-735912c67055","country":"Switzerland","timestamp":1768323767,"rate":"1.45%","mortgage_type":"2-year fixed"},{"id":"22efd738-0da9-45ce-a89f-815b34eadcbe","country":"Switzerland","timestamp":1768323767,"rate":"1.65%","mortgage_type":"5-year fixed"}],"success":true}
Historical — CODE SNIPPETS

curl --location --request GET 'https://zylalabs.com/api/5178/switzerland+mortgage+rate+api/22147/historical?date=2026-01-13' --header 'Authorization: Bearer YOUR_API_KEY' 


    

API Access Key & Authentication

After signing up, every developer is assigned a personal API access key, a unique combination of letters and digits provided to access to our API endpoint. To authenticate with the Switzerland Mortgage Rate API simply include your bearer token in the Authorization header.

Headers
Header Description
Authorization Required Should be Bearer access_key. See "Your API Access Key" above when you are subscribed.

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Overview

About the API: 

The Switzerland Mortgage Rate API offers comprehensive access to a wide range of mortgage rates, providing real-time and historical data for various loan products in Switzerland. This API allows users to view interest rates and other key details associated with different types of mortgages, including fixed-rate loans with multi-year options and variable mortgages. Each response is meticulously structured to present the information clearly, allowing for easy interpretation of the data.

The API covers a wide selection of mortgage categories, from short-term fixed-rate options to long-term commitments and variable-rate plans. In the case of fixed-rate mortgages, it offers detailed rates from as short as two years up to 20 years. This broad range covers typical fixed-rate periods such as 2, 3, 5, 10 and 15 years, along with additional ranges to meet various financial planning needs. Each product entry specifies the exact interest rate applicable to the respective mortgage duration, which helps to outline the landscape of options available in the Swiss mortgage market.

The structure of the API responses is consistent and formatted to ensure clarity and ease of use. Each mortgage product entry is associated with a unique identifier, making it easy to reference or track specific products over time. In addition, each product includes a timestamp indicating when the rate data was retrieved, providing an accurate indication of the timeliness of the data. This timestamp is a critical component that ensures users have access to the most up-to-date mortgage information available. By knowing exactly when each rate was captured, users can make more informed comparisons between various mortgage products.

By compiling detailed interest rate data on a range of mortgage products, the API allows for a comprehensive examination of the different options available in the Swiss market. The presence of short- and long-term data points helps to identify trends and compare changes in the mortgage rate environment over time. This detailed presentation of mortgage information contributes to a nuanced understanding of the mortgage products available, bringing transparency and accuracy to the complex task of evaluating mortgage options in Switzerland.

Switzerland Mortgage Rate API FAQs

To use this API and get the rates you only have to execute the Get Mortgage endpoint and to get the historical you have to indicate a date in the Mortagage Historical endpoint.

There are different plans to suit everyone, including a 7-day free trial.

The Switzerland Mortgage Rates API provides real-time and historical data on interest rates for various financial products.

The Switzerland Mortgage Rates API receives a date and returns current and historical interest rates for various mortgage products.

Besides the number of API calls per month, there are no other limitations.

The API returns real-time and historical interest rates for various mortgage products, including fixed-rate and variable loans, as well as Saron-based mortgages. Each response includes details such as mortgage type and interest rate.

The key fields in the response data include "mortgage_type," which specifies the type of mortgage (e.g., "Fixed 2 years"), and "interest_rate," which indicates the applicable interest rate for that mortgage type.

The response data is structured as a JSON array, with each entry representing a mortgage product. Each entry contains fields for mortgage type and interest rate, allowing for easy parsing and interpretation.

The endpoint requires a parameter specifying the fixed number of years for the mortgage, with accepted values ranging from 2 to 20 years, including options like 3, 5, 10, and 15 years.

The endpoint provides information on various mortgage products, including fixed-rate loans for different durations and variable-rate options, allowing users to compare interest rates across multiple categories.

Data accuracy is maintained through regular updates from reliable financial institutions and market sources, ensuring that the interest rates provided reflect current market conditions.

Typical use cases include comparing mortgage rates for financial planning, analyzing trends in the Swiss mortgage market, and assisting users in selecting the best mortgage options based on their needs.

Users can utilize the returned data by referencing the "mortgage_type" and "interest_rate" fields to make informed decisions about mortgage products, enabling comparisons and evaluations based on their financial goals.

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