Swiss Mortgage Trends API

API ID 5856

Track historical mortgage rate trends in Switzerland for better market analysis.

100% uptime 13,363 ms avg response

API Documentation

Endpoints

Request
This endpoint retrieves the latest mortgage rates available in Switzerland from various lenders. Users can specify parameters such as mortgage type (fixed or variable), loan term, and any associated fees to filter the results according to their preferences. The response includes detailed information about each lender, their respective interest rates, and the effective dates of these rates. This functionality is particularly useful for individuals and businesses looking to compare mortgage options and make informed financial decisions based on current market conditions. The endpoint supports secure authentication and returns data in a JSON format, making it easy to integrate with other financial applications.
Endpoint ID: 7692
POST https://zylalabs.com/api/5856/swiss+mortgage+trends+api/7692/get+swiss+mortgage+trends
INPUT PARAMETERS

Free test requests remaining: 3 of 3.


INPUT PARAMETERS

This endpoint does not require any input parameters.

API EXAMPLE RESPONSE
JSON
[[{"lender_name":"Lowest interest rates via comparis.ch","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.15%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"UBS key4 mortgages","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.25%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"Migros Bank","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.26%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"PostFinance","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.28%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"AXA","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.36%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"BVK","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.37%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"Swissquote Bank","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.40%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"St.Galler Pensionskasse","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.40%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"Aargauische Pensionskasse","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.40%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"Bank EKI Cooperative","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.45%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"Post pension fund","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.45%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"Swiss Life","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.48%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"CA next bank","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.51%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"BPS (Suisse)","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.60%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"Credit Suisse (Schweiz) AG","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.61%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"Bank Cler (formerly Bank Coop)","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.61%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"Bank SLM","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.63%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"Hypothekarbank Lenzburg","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.63%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"Baloise Bank SoBa","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.66%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"Bank BSU","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.66%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"hypoclick.ch","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.66%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"Graub\u00fcndner Kantonalbank","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.67%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"Bank Avera","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.69%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"Z\u00fcrcher Kantonalbank","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.72%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"Glarner Kantonalbank","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.72%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"Raiffeisen","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.74%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"Generali","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.75%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"Valiant Bank","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.76%","loan_term":"10 years","effective_date":"December 2024"},{"lender_name":"St.Galler Kantonalbank","mortgage_type":"Fixed mortgage 10 years","interest_rate":"1.80%","loan_term":"10 years","effective_date":"December 2024"}]]
Get Swiss Mortgage Trends — CODE SNIPPETS

curl --location --request POST 'https://zylalabs.com/api/5856/swiss+mortgage+trends+api/7692/get+swiss+mortgage+trends' --header 'Authorization: Bearer YOUR_API_KEY' --header 'Content-Type: application/json' --data-raw '{}'

Request

Provides mortgage rates in Switzerland by loan type, with unique IDs, timestamps, and accurate, up-to-date interest rates.

Endpoint ID: 22156
GET https://zylalabs.com/api/5856/swiss+mortgage+trends+api/22156/obtain+rates
INPUT PARAMETERS

Free test requests remaining: 3 of 3.


INPUT PARAMETERS

This endpoint does not require any input parameters.

API EXAMPLE RESPONSE
JSON
{"message":"Rates retrieved successfully","data":[{"id":"e03ce6c4-50aa-4422-9ea4-547c671f8245","country":"Switzerland","timestamp":1768435236,"rate":"1.65%","mortgage_type":"5-year fixed"},{"id":"c7c9474c-d122-46d1-9fd1-c3fdfd6de286","country":"Switzerland","timestamp":1768435236,"rate":"1.35%","mortgage_type":"SARON"},{"id":"c6da1820-2af9-4b10-b6a5-45b6900fb358","country":"Switzerland","timestamp":1768435236,"rate":"1.85%","mortgage_type":"10-year fixed"},{"id":"ac90bc48-6882-48ce-99e5-3d836bb88581","country":"Switzerland","timestamp":1768435236,"rate":"1.45%","mortgage_type":"2-year fixed"},{"id":"ac3dfdaa-48d5-4889-b758-d915aaacba5c","country":"Switzerland","timestamp":1768435236,"rate":"1.55%","mortgage_type":"3-year fixed"},{"id":"512a62ef-7ccd-4fb6-ab5f-7e2d726af41b","country":"Switzerland","timestamp":1768435236,"rate":"2.05%","mortgage_type":"15-year fixed"}],"success":true}
Obtain Rates — CODE SNIPPETS

curl --location --request GET 'https://zylalabs.com/api/5856/swiss+mortgage+trends+api/22156/obtain+rates' --header 'Authorization: Bearer YOUR_API_KEY' 


    
Request

Provides historical mortgage rates in Switzerland, including country, rate value, unique identifiers, and timestamps.

Endpoint ID: 22157
GET https://zylalabs.com/api/5856/swiss+mortgage+trends+api/22157/historical
INPUT PARAMETERS

Historical — Endpoint Features

Object Description
date Required Indicate a date

Free test requests remaining: 3 of 3.


INPUT PARAMETERS

date
API EXAMPLE RESPONSE
JSON
{"message":"Rates retrieved successfully","data":[{"id":"f9aafe32-c845-4055-9ea7-db4e70fd8308","country":"Switzerland","timestamp":1768323767,"rate":"1.35%","mortgage_type":"SARON"},{"id":"f79e765b-faf2-445d-80df-47852aab1750","country":"Switzerland","timestamp":1768323767,"rate":"1.85%","mortgage_type":"10-year fixed"},{"id":"c72269f1-f905-4dbc-9479-bc8c4d05bae2","country":"Switzerland","timestamp":1768323767,"rate":"1.55%","mortgage_type":"3-year fixed"},{"id":"87f53baf-b590-45ae-a1ab-cbf755c44e32","country":"Switzerland","timestamp":1768323767,"rate":"2.05%","mortgage_type":"15-year fixed"},{"id":"7deb3c77-c67c-464e-b23f-735912c67055","country":"Switzerland","timestamp":1768323767,"rate":"1.45%","mortgage_type":"2-year fixed"},{"id":"22efd738-0da9-45ce-a89f-815b34eadcbe","country":"Switzerland","timestamp":1768323767,"rate":"1.65%","mortgage_type":"5-year fixed"}],"success":true}
Historical — CODE SNIPPETS

curl --location --request GET 'https://zylalabs.com/api/5856/swiss+mortgage+trends+api/22157/historical?date=2026-01-13' --header 'Authorization: Bearer YOUR_API_KEY' 


    

API Access Key & Authentication

After signing up, every developer is assigned a personal API access key, a unique combination of letters and digits provided to access to our API endpoint. To authenticate with the Swiss Mortgage Trends API simply include your bearer token in the Authorization header.

Headers
Header Description
Authorization Required Should be Bearer access_key. See "Your API Access Key" above when you are subscribed.

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Overview

The Swiss Mortgage Trends API is a powerful tool for accessing historical mortgage rate data in Switzerland. Covering fixed and variable rates, this API provides valuable insights into market trends and shifts over time. Designed for developers and analysts, it enables data-driven decision-making by providing a structured JSON response format. Whether for creating predictive models or evaluating historical market conditions, this API is essential for anyone navigating the Swiss mortgage landscape.

 

Swiss Mortgage Trends API FAQs

The Swiss Mortgage Trends API tracks both fixed and variable mortgage rates in Switzerland.

Developers can access the data through a structured JSON response format, which allows for easy integration into applications and analysis tools.

The primary use case for the Swiss Mortgage Trends API is to provide valuable insights into historical mortgage rate trends, aiding in market analysis and data-driven decision-making.

Yes, the Swiss Mortgage Trends API can be utilized for creating predictive models by analyzing historical data to forecast future mortgage rate trends.

Analysts, developers, and anyone involved in the Swiss mortgage market would benefit from using the Swiss Mortgage Trends API for better understanding and navigating market conditions.

The Swiss Mortgage Trends API returns detailed information about mortgage rates, including lender names, mortgage types (fixed or variable), interest rates, loan terms, and effective dates.

Key fields in the response data include "lender_name," "mortgage_type," "interest_rate," "loan_term," and "effective_date," which provide essential details for comparing mortgage options.

Users can customize their requests by specifying parameters such as mortgage type (fixed or variable), loan term, and associated fees to filter results according to their preferences.

The response data is organized in a structured JSON format, with each mortgage option represented as an object within an array, making it easy to parse and analyze.

The data is sourced from various lenders across Switzerland, ensuring a comprehensive overview of the current mortgage market and its trends.

Typical use cases include comparing mortgage options, analyzing market trends, and creating financial models for decision-making in the Swiss mortgage landscape.

Users can utilize the returned data by integrating it into financial applications, conducting comparative analyses, or generating reports to inform mortgage-related decisions.

Users can expect data patterns that reflect current market conditions, such as varying interest rates across lenders for similar mortgage types and terms, allowing for effective comparisons.

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