The Canada Mortgage Rates API is essential for users seeking current and historical mortgage rate information on the various products available in Canada. This API provides real-time data on interest rates and Annual Percentage Rates (APRs), helping users make informed decisions about mortgage options. Whether you are a prospective homebuyer, real estate agent or financial analyst, this API provides essential information about the mortgage market.
The API presents a range of mortgage options, including fixed and variable rate products, each tailored to meet a variety of financial needs. For example, fixed-rate mortgages are offered for various terms, typically three and five years. These fixed-rate loans offer borrowers the security of consistent monthly payments throughout the life of the loan, making it easier for homeowners to budget and plan their finances. On the other hand, variable-rate mortgages adjust based on changes in market conditions, usually linked to a prime rate, offering potential cost savings over time.
One of the key advantages of the Canada Mortgage Rates API is its ability to provide up-to-date mortgage rate information. Users can access interest rates and APRs that reflect the latest market conditions, allowing them to effectively compare different products. API data is crucial to understanding how mortgage rates fluctuate due to various economic factors, such as changes in the Bank of Canada's policy rate, inflation and general economic trends.
The API response format is designed to be user-friendly and simple, making it easy to retrieve essential information. Each mortgage product entry includes a unique identifier, a timestamp indicating when the data was obtained, the country of origin, the specific interest rate and the corresponding APR. This structure not only provides clarity, but also ensures that users can easily integrate the data into their applications or analysis. The inclusion of a timestamp is particularly important as it allows users to understand the timeliness of the data, which is critical in a market where rates can change frequently.
Overall, the Canada Mortgage Rates API is a powerful tool that improves access to crucial mortgage information. By providing real-time and historical data on a variety of mortgage products, it helps users understand the nuances of the Canadian mortgage market, ultimately enabling them to make informed decisions that fit their financial goals.
To use this endpoint you must indicate true or false depending on whether you want to obtain the rates according to the years.
For example
bank_2_year: true
bank_3_year: true
bank_5_year: false
Bank Rates - Endpoint Features
| Object | Description |
|---|---|
bank_2_year |
[Required] Indicates true or false |
bank_3_year |
[Required] Indicates true or false |
bank_5_year |
[Required] Indicates true or false |
{"message":"Rates scraped successfully","data":[{"id":"4bc941d1-b5cd-41f3-bda8-f27ea7cfe20b","term":"2-year-fixed","rate":"4.24%","provider":"Canadian Lender","payment":"$2,131","timestamp":1742743789,"country":"Canada"},{"id":"0f2bdd1c-1f41-4be7-b4ca-31f264300b29","term":"2-year-fixed","rate":"4.29%","provider":"Canwise","payment":"$2,141","timestamp":1742743789,"country":"Canada"},{"id":"dfcc6380-dc97-4a87-b04a-0baa22a7f2ec","term":"2-year-fixed","rate":"4.79%","provider":"National Bank of Canada","payment":"$2,251","timestamp":1742743789,"country":"Canada"},{"id":"65222001-9d98-467a-8397-a90399e29ccd","term":"2-year-fixed","rate":"5.18%","provider":"Bank of Montreal","payment":"$2,339","timestamp":1742743789,"country":"Canada"},{"id":"6655e524-b914-4d97-a93d-80c2e3925eb3","term":"2-year-fixed","rate":"5.19%","provider":"MCAP","payment":"$2,341","timestamp":1742743789,"country":"Canada"},{"id":"32f72e34-e6e9-4006-9b1f-33709dff40ac","term":"2-year-fixed","rate":"5.24%","provider":"Desjardins","payment":"$2,353","timestamp":1742743789,"country":"Canada"},{"id":"899baee5-ef79-4ea1-b7c2-6d9533d9b46e","term":"2-year-fixed","rate":"5.29%","provider":"Alterna Savings","payment":"$2,364","timestamp":1742743789,"country":"Canada"},{"id":"56c81661-fe75-4756-b343-d4552f6db18f","term":"2-year-fixed","rate":"5.29%","provider":"Big 6 Bank","payment":"$2,364","timestamp":1742743789,"country":"Canada"},{"id":"104c276e-a187-4b18-b0df-042775b97abe","term":"2-year-fixed","rate":"5.39%","provider":"First National","payment":"$2,387","timestamp":1742743789,"country":"Canada"},{"id":"8d0f451a-a730-46a2-a3ba-e4d2c2b06c7b","term":"2-year-fixed","rate":"5.39%","provider":"TD Bank","payment":"$2,387","timestamp":1742743789,"country":"Canada"},{"id":"ec82c0d0-390d-455f-b5ec-f8bfa427b04e","term":"2-year-fixed","rate":"5.59%","provider":"Scotiabank","payment":"$2,433","timestamp":1742743789,"country":"Canada"},{"id":"2e1f1b70-f9ad-4f43-a5a1-2b0c24d43adf","term":"2-year-fixed","rate":"5.74%","provider":"Meridian Credit Union","payment":"$2,468","timestamp":1742743789,"country":"Canada"},{"id":"c52daa2b-8b07-45af-a3cc-4492832518ec","term":"2-year-fixed","rate":"7.24%","provider":"motusbank","payment":"$2,827","timestamp":1742743789,"country":"Canada"},{"id":"3d0fe533-5479-45e6-9a94-b17e987ae2a3","term":"2-year-fixed","rate":"7.54%","provider":"ICICI Bank Canada","payment":"$2,901","timestamp":1742743789,"country":"Canada"},{"id":"57fb78d4-cde6-4712-95f0-36797a2779c3","term":"2-year-fixed","rate":"4.79%","provider":"CIBC","payment":"$2,251","timestamp":1742743789,"country":"Canada"},{"id":"02fafb99-2c75-410b-a6d0-7076dc6f8612","term":"2-year-fixed","rate":"4.79%","provider":"RBC Royal Bank","payment":"$2,251","timestamp":1742743789,"country":"Canada"},{"id":"709ed4e3-304a-4ccf-8f42-6dbd55923c0f","term":"2-year-fixed","rate":"5.64%","provider":"Tangerine","payment":"$2,445","timestamp":1742743789,"country":"Canada"},{"id":"d06e929f-59fb-40c7-8375-4d11f894f539","term":"2-year-fixed","rate":"5.74%","provider":"Simplii Financial ™","payment":"$2,468","timestamp":1742743789,"country":"Canada"},{"id":"cce19ba1-7f23-48cf-901b-87f9676d9ba6","term":"3-year-fixed","rate":"3.79%","provider":"Meridian Credit Union","payment":"$2,034","timestamp":1742743790,"country":"Canada"},{"id":"c041b4f0-7c37-4b29-881f-92df9a87c8e9","term":"3-year-fixed","rate":"3.87%","provider":"Canadian Lender","payment":"$2,051","timestamp":1742743790,"country":"Canada"},{"id":"254caaad-a9d3-4b64-af21-b204af59439a","term":"3-year-fixed","rate":"4.04%","provider":"Canwise","payment":"$2,087","timestamp":1742743790,"country":"Canada"},{"id":"9c39c283-0e20-4ff4-9bd0-c09f89a90e61","term":"3-year-fixed","rate":"4.09%","provider":"Big 6 Bank","payment":"$2,098","timestamp":1742743790,"country":"Canada"},{"id":"12003194-543a-470b-9af8-c9f9b74a016c","term":"3-year-fixed","rate":"4.09%","provider":"Alterna Savings","payment":"$2,098","timestamp":1742743790,"country":"Canada"},{"id":"07f9c25e-504e-4316-b007-ac91e60ad36e","term":"3-year-fixed","rate":"4.24%","provider":"MCAP","payment":"$2,131","timestamp":1742743790,"country":"Canada"},{"id":"0e5e9453-72e6-49ed-8f67-5ef3d381cd16","term":"3-year-fixed","rate":"4.29%","provider":"Desjardins","payment":"$2,141","timestamp":1742743790,"country":"Canada"},{"id":"333c1650-ba3d-43a5-9076-453cc5fd84a6","term":"3-year-fixed","rate":"4.29%","provider":"Bank of Montreal","payment":"$2,141","timestamp":1742743790,"country":"Canada"},{"id":"ccdfb78f-9254-4969-87f3-c8fa56f8a466","term":"3-year-fixed","rate":"4.39%","provider":"TD Bank","payment":"$2,163","timestamp":1742743790,"country":"Canada"},{"id":"fcfb09a8-2e55-414c-a836-998e0941d307","term":"3-year-fixed","rate":"4.44%","provider":"National Bank of Canada","payment":"$2,174","timestamp":1742743790,"country":"Canada"},{"id":"5ee21030-9d2a-40fc-9304-a8a2b1d02a50","term":"3-year-fixed","rate":"4.49%","provider":"First National","payment":"$2,185","timestamp":1742743790,"country":"Canada"},{"id":"c856d644-5ead-40a9-bf02-b053a7eb45b3","term":"3-year-fixed","rate":"4.79%","provider":"Scotiabank","payment":"$2,251","timestamp":1742743790,"country":"Canada"},{"id":"0c096200-98f8-4100-af91-e0b0f5484b38","term":"3-year-fixed","rate":"6.79%","provider":"ICICI Bank Canada","payment":"$2,717","timestamp":1742743790,"country":"Canada"},{"id":"a931297b-84db-45cb-a652-4b4035c20ff9","term":"3-year-fixed","rate":"7.04%","provider":"motusbank","payment":"$2,778","timestamp":1742743790,"country":"Canada"},{"id":"da87987d-c535-4fdb-98dd-10eb5e595110","term":"3-year-fixed","rate":"4.29%","provider":"RBC Royal Bank","payment":"$2,141","timestamp":1742743790,"country":"Canada"},{"id":"f324aeaa-4528-4463-a037-ef1ffb2df576","term":"3-year-fixed","rate":"4.39%","provider":"CIBC","payment":"$2,163","timestamp":1742743790,"country":"Canada"},{"id":"5f048c1e-5d7e-49ff-9c4c-1487f33808f2","term":"3-year-fixed","rate":"4.69%","provider":"Tangerine","payment":"$2,229","timestamp":1742743790,"country":"Canada"},{"id":"651bf705-edec-403d-85d4-cb49c090f88b","term":"3-year-fixed","rate":"6.64%","provider":"Simplii Financial ™","payment":"$2,681","timestamp":1742743790,"country":"Canada"},{"id":"bc356066-a916-4edc-a3c0-9b17846a883b","term":"5-year-fixed","rate":"3.84%","provider":"Canadian Lender","payment":"$2,045","timestamp":1742743790,"country":"Canada"},{"id":"014fd90a-ffa7-4f42-b24a-2dd7a1d2a61d","term":"5-year-fixed","rate":"3.89%","provider":"Meridian Credit Union","payment":"$2,055","timestamp":1742743790,"country":"Canada"},{"id":"0900eebe-a2de-453f-b927-02312cd2777b","term":"5-year-fixed","rate":"3.99%","provider":"Canwise","payment":"$2,077","timestamp":1742743790,"country":"Canada"},{"id":"7d210795-76aa-4729-8717-a559ebf16a0f","term":"5-year-fixed","rate":"4.04%","provider":"Big 6 Bank","payment":"$2,087","timestamp":1742743790,"country":"Canada"},{"id":"77ecf488-d45f-417c-9a8b-b4766eebdd06","term":"5-year-fixed","rate":"4.09%","provider":"First National","payment":"$2,098","timestamp":1742743790,"country":"Canada"},{"id":"85fc8a33-43a6-4838-b682-0f477aaf94dc","term":"5-year-fixed","rate":"4.14%","provider":"Desjardins","payment":"$2,109","timestamp":1742743790,"country":"Canada"},{"id":"32e5eb18-10dc-4d82-8f38-ba4c073de848","term":"5-year-fixed","rate":"4.14%","provider":"Alterna Savings","payment":"$2,109","timestamp":1742743790,"country":"Canada"},{"id":"5d61a01a-bbc3-424c-80a1-0c258ac340b6","term":"5-year-fixed","rate":"4.19%","provider":"National Bank of Canada","payment":"$2,120","timestamp":1742743790,"country":"Canada"},{"id":"c99262c5-8833-4792-a186-772658cc86c3","term":"5-year-fixed","rate":"4.24%","provider":"Equitable Bank","payment":"$2,131","timestamp":1742743790,"country":"Canada"},{"id":"d077fc51-4ddd-4014-9274-2d10b0e675e9","term":"5-year-fixed","rate":"4.25%","provider":"Bank of Montreal","payment":"$2,133","timestamp":1742743790,"country":"Canada"},{"id":"48a2f79e-a00f-40f7-8d5a-ba7bf85820d0","term":"5-year-fixed","rate":"4.29%","provider":"CMLS Financial","payment":"$2,141","timestamp":1742743790,"country":"Canada"},{"id":"a8285a4f-affe-40e2-bbdd-7333f0e42620","term":"5-year-fixed","rate":"4.34%","provider":"TD Bank","payment":"$2,152","timestamp":1742743790,"country":"Canada"},{"id":"4c9a9cca-f3e0-48fa-a1db-2bb19f57664a","term":"5-year-fixed","rate":"4.49%","provider":"MCAP","payment":"$2,185","timestamp":1742743790,"country":"Canada"},{"id":"9800e371-6609-43ba-853a-d8097b928472","term":"5-year-fixed","rate":"4.84%","provider":"Scotiabank","payment":"$2,263","timestamp":1742743790,"country":"Canada"},{"id":"42ffa910-ba2d-4ed5-b31d-3d5a023cdec5","term":"5-year-fixed","rate":"5.99%","provider":"ICICI Bank Canada","payment":"$2,526","timestamp":1742743790,"country":"Canada"},{"id":"8e5474a6-4174-46ab-8fed-7dae6d761e7b","term":"5-year-fixed","rate":"6.69%","provider":"motusbank","payment":"$2,693","timestamp":1742743790,"country":"Canada"},{"id":"2cf00d03-a51c-44e3-8952-3dc108a04c1e","term":"5-year-fixed","rate":"3.99%","provider":"CIBC","payment":"$2,077","timestamp":1742743790,"country":"Canada"},{"id":"93933ad6-1751-4413-8dc4-1e9df0e726b4","term":"5-year-fixed","rate":"3.99%","provider":"Simplii Financial ™","payment":"$2,077","timestamp":1742743790,"country":"Canada"},{"id":"8d611ed1-1dfa-4f28-be3b-ad25e62e537a","term":"5-year-fixed","rate":"4.29%","provider":"RBC Royal Bank","payment":"$2,141","timestamp":1742743790,"country":"Canada"},{"id":"f0ccfa0f-ee1e-4c48-a0a3-43f9a51300b6","term":"5-year-fixed","rate":"4.79%","provider":"Tangerine","payment":"$2,251","timestamp":1742743790,"country":"Canada"},{"id":"c4900a08-816d-49b8-9150-249adae77615","term":"5-year-fixed","rate":"Unknown rate","provider":"Unknown provider","payment":"Unknown payment","timestamp":1742743790,"country":"Canada"},{"id":"c646a839-38f7-4fc5-947b-cf5d927e9a98","term":"5-year-fixed","rate":"Unknown rate","provider":"Unknown provider","payment":"Unknown payment","timestamp":1742743790,"country":"Canada"},{"id":"f9f5a942-05...
curl --location --request GET 'https://zylalabs.com/api/5180/canada+mortgage+rates+api/9015/bank+rates?bank_2_year=true&bank_3_year=false&bank_5_year=false' --header 'Authorization: Bearer YOUR_API_KEY'
| Header | Description |
|---|---|
Authorization
|
[Required] Should be Bearer access_key. See "Your API Access Key" above when you are subscribed. |
No long-term commitment. Upgrade, downgrade, or cancel anytime. Free Trial includes up to 50 requests.
To use this API and get the rates you only have to execute the Get Mortgage endpoint and to get the historical you have to indicate a date in the Mortagage Historical endpoint.
There are different plans to suit everyone, including a 7-day free trial.
The Canada Mortgage Rates API provides real-time and historical mortgage interest rate data for a variety of financial products.
The Canada Mortgage Rates API receives a date and returns current and historical interest rates for various mortgage products.
Besides the number of API calls per month, there are no other limitations.
The "Get Mortgage" endpoint returns real-time mortgage rates, including interest rates and APR for various fixed and variable mortgage products. The "Mortgage Historical" endpoint provides historical mortgage rates for a specified date, including similar data fields.
Key fields in the response data include "id" (unique identifier), "timestamp" (data retrieval time), "country" (data origin), "apr" (Annual Percentage Rate), "term" (mortgage duration), and "rate" (interest rate).
The response data is structured as a JSON object containing a "message" field, a "success" boolean, and a "data" array. Each entry in the "data" array represents a mortgage product with its respective details.
The "Get Mortgage" endpoint provides current mortgage rates and APRs for various products, while the "Mortgage Historical" endpoint offers historical rates for specified dates, allowing users to analyze trends over time.
Users can customize requests by specifying a date in the "Mortgage Historical" endpoint to retrieve rates for that particular day. The "Get Mortgage" endpoint does not require additional parameters for current rates.
The data is sourced from reliable financial institutions and market reports, ensuring that users receive accurate and up-to-date mortgage rate information reflective of current market conditions.
Typical use cases include helping prospective homebuyers compare mortgage options, enabling real estate agents to provide clients with current rates, and assisting financial analysts in market trend analysis.
Users can integrate the returned data into applications for real-time mortgage comparisons, generate reports on historical trends, or use it for financial modeling to assess mortgage affordability and options.
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