Para utilizar este punto final, los usuarios deben indicar un monto de préstamo, tasas de interés y años de duración.

La API del Calculador de Costos de Préstamo calcula pagos mensuales y anuales de hipoteca, incluyendo intereses, y proporciona información sobre el total de intereses pagados a lo largo del tiempo.

La API utiliza claves de API para la autenticación. Para acceder a la API, incluye tu clave de API en el encabezado de la solicitud. La clave de API se proporciona al registrarse y debe mantenerse segura.

Hay diferentes planes que se adaptan a todos, incluyendo una prueba gratuita para una pequeña cantidad de solicitudes, pero su tasa está limitada para prevenir el abuso del servicio.

El interés total pagado se calcula restando el monto del préstamo principal de los pagos totales realizados durante la duración del préstamo.

El endpoint de Cálculo de Hipotecas devuelve datos sobre los pagos mensuales y anuales de la hipoteca, incluyendo desgloses de pago total, capital, interés, impuesto a la propiedad, tarifas de HOA y seguro de vivienda.

Los campos clave en la respuesta incluyen `pago_mensual` (con `total`, `hipoteca`, `impuesto_sobre_propiedad`, `hoa`), `pago_anual` (con `total`, `hipoteca`, `impuesto_sobre_propiedad`, `hoa`, `seguro_hogar`) y `total_interés_pagado`.

Los datos de respuesta están estructurados en formato JSON, con objetos separados para `monthly_payment` y `annual_payment`, cada uno conteniendo cifras financieras relevantes, lo que facilita su análisis y uso.

Los usuarios pueden personalizar sus solicitudes utilizando parámetros como `monto_prestamo`, `tasa_interes` y `duracion_años` para calcular escenarios específicos de hipoteca.

Los casos de uso típicos incluyen evaluar la asequibilidad de hipotecas, planificar presupuestos para la propiedad de vivienda y comparar diferentes escenarios de préstamos basados en tasas de interés y montos de préstamo variables.

Los usuarios pueden analizar el desglose de los pagos para entender sus obligaciones financieras, prever los costos totales a lo largo de la vida del préstamo y tomar decisiones informadas sobre la financiación de la vivienda.

La precisión de los datos se mantiene mediante actualizaciones regulares y procesos de validación, lo que garantiza que los cálculos reflejen las tasas hipotecarias actuales y las prácticas financieras.

Si los usuarios reciben resultados parciales o vacíos, deben verificar la corrección de sus parámetros de entrada y asegurarse de que se hayan proporcionado todos los campos requeridos en la solicitud.

Zyla API Hub is like a big store for APIs, where you can find thousands of them all in one place. We also offer dedicated support and real-time monitoring of all APIs. Once you sign up, you can pick and choose which APIs you want to use. Just remember, each API needs its own subscription. But if you subscribe to multiple ones, you'll use the same key for all of them, making things easier for you.

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The local currency shown on the pricing page is based on the country of your IP address and is provided for reference only. The actual prices are in USD (United States Dollar). When you make a payment, the charge will appear on your card statement in USD, even if you see the equivalent amount in your local currency on our website. This means you cannot pay directly with your local currency.

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Prices are determined by a recurring monthly or yearly subscription, depending on the chosen plan.

API calls are deducted from your plan based on successful requests. Each plan comes with a specific number of calls that you can make per month. Only successful calls, indicated by a Status 200 response, will be counted against your total. This ensures that failed or incomplete requests do not impact your monthly quota.

Zyla API Hub works on a recurring monthly subscription system. Your billing cycle will start the day you purchase one of the paid plans, and it will renew the same day of the next month. So be aware to cancel your subscription beforehand if you want to avoid future charges.

To upgrade your current subscription plan, simply go to the pricing page of the API and select the plan you want to upgrade to. The upgrade will be instant, allowing you to immediately enjoy the features of the new plan. Please note that any remaining calls from your previous plan will not be carried over to the new plan, so be aware of this when upgrading. You will be charged the full amount of the new plan.

To check how many API calls you have left for the current month, refer to the 'X-Zyla-API-Calls-Monthly-Remaining' field in the response header. For example, if your plan allows 1,000 requests per month and you've used 100, this field in the response header will indicate 900 remaining calls.

To see the maximum number of API requests your plan allows, check the 'X-Zyla-RateLimit-Limit' response header. For instance, if your plan includes 1,000 requests per month, this header will display 1,000.

The 'X-Zyla-RateLimit-Reset' header shows the number of seconds until your rate limit resets. This tells you when your request count will start fresh. For example, if it displays 3,600, it means 3,600 seconds are left until the limit resets.

Yes, you can cancel your plan anytime by going to your account and selecting the cancellation option on the Billing page. Please note that upgrades, downgrades, and cancellations take effect immediately. Additionally, upon cancellation, you will no longer have access to the service, even if you have remaining calls left in your quota.

You can contact us through our chat channel to receive immediate assistance. We are always online from 8 am to 5 pm (EST). If you reach us after that time, we will get back to you as soon as possible. Additionally, you can contact us via email at [email protected]

To give you the opportunity to experience our APIs without any commitment, we offer a 7-day free trial that allows you to make up to 50 API calls at no cost. This trial can be used only once, so we recommend applying it to the API that interests you the most. While most of our APIs offer a free trial, some may not. The trial concludes after 7 days or once you've made 50 requests, whichever occurs first. If you reach the 50 request limit during the trial, you will need to "Start Your Paid Plan" to continue making requests. You can find the "Start Your Paid Plan" button in your profile under Subscription -> Choose the API you are subscribed to -> Pricing tab. Alternatively, if you don't cancel your subscription before the 7th day, your free trial will end, and your plan will automatically be billed, granting you access to all the API calls specified in your plan. Please keep this in mind to avoid unwanted charges.

After 7 days, you will be charged the full amount for the plan you were subscribed to during the trial. Therefore, it's important to cancel before the trial period ends. Refund requests for forgetting to cancel on time are not accepted.

When you subscribe to an API free trial, you can make up to 50 API calls. If you wish to make additional API calls beyond this limit, the API will prompt you to perform an "Start Your Paid Plan." You can find the "Start Your Paid Plan" button in your profile under Subscription -> Choose the API you are subscribed to -> Pricing tab.

Payout Orders are processed between the 20th and the 30th of each month. If you submit your request before the 20th, your payment will be processed within this timeframe.