Los usuarios deben indicar la tasa de interés anual, la fecha de inicio, el número de cuotas y el monto principal para poder usar esta API.

La API de Cálculo de Reembolso está diseñada para ayudar a los usuarios a construir aplicaciones que ofrezcan programaciones de amortización de préstamos completas.

Existen diferentes planes para todos los gustos, incluyendo una prueba gratuita para un pequeño número de solicitudes, pero tu tarifa está limitada para evitar el abuso del servicio.

La API utiliza claves API para la autenticación. Para acceder a la API, incluye tu clave API en el encabezado de la solicitud. La clave API se proporciona al registrarse y debe mantenerse segura.

La API de Cálculo de Reembolso proporciona detalles del préstamo, incluidos las fechas de pago, el interés, el principal, el pago total y el saldo restante.

El endpoint Calcular Pagos devuelve un programa de amortización de préstamos detallado, que incluye fechas de pago, montos de interés, montos de capital, pagos totales y saldos restantes para cada cuota.

Los campos clave en los datos de respuesta incluyen "fecha" (fecha de pago), "interés" (porción de interés del pago), "capital" (porción de capital), "pago" (monto total del pago) y "saldo" (saldo restante del préstamo).

Los datos de respuesta están organizados como un arreglo de objetos, cada uno representando un período de pago con campos para fecha, interés, principal, pago y saldo, lo que permite una fácil iteración y análisis.

Los usuarios pueden personalizar sus solicitudes proporcionando parámetros como la tasa de interés anual, la fecha de inicio, el número de cuotas y el monto principal para generar calendarios de pago a medida.

Los usuarios pueden analizar los datos devueltos para comprender los desglose de pagos, rastrear los saldos restantes a lo largo del tiempo y visualizar el proceso de amortización, ayudando en la planificación financiera y la toma de decisiones.

Los casos de uso típicos incluyen el desarrollo de herramientas de planificación financiera, aplicaciones bancarias y sistemas de gestión de préstamos que requieren cronogramas precisos de pago de préstamos y detalles de amortización.

La precisión de los datos se mantiene a través de cálculos precisos basados en los parámetros proporcionados por el usuario, asegurando que los calendarios de reembolso generados reflejen los escenarios financieros correctos.

Los usuarios pueden esperar un patrón consistente en la respuesta, donde cada cuota muestra un interés decreciente y pagos de capital crecientes, reflejando el proceso de amortización a lo largo del plazo del préstamo.

Zyla API Hub is like a big store for APIs, where you can find thousands of them all in one place. We also offer dedicated support and real-time monitoring of all APIs. Once you sign up, you can pick and choose which APIs you want to use. Just remember, each API needs its own subscription. But if you subscribe to multiple ones, you'll use the same key for all of them, making things easier for you.

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Prices are determined by a recurring monthly or yearly subscription, depending on the chosen plan.

API calls are deducted from your plan based on successful requests. Each plan comes with a specific number of calls that you can make per month. Only successful calls, indicated by a Status 200 response, will be counted against your total. This ensures that failed or incomplete requests do not impact your monthly quota.

Zyla API Hub works on a recurring monthly subscription system. Your billing cycle will start the day you purchase one of the paid plans, and it will renew the same day of the next month. So be aware to cancel your subscription beforehand if you want to avoid future charges.

To upgrade your current subscription plan, simply go to the pricing page of the API and select the plan you want to upgrade to. The upgrade will be instant, allowing you to immediately enjoy the features of the new plan. Please note that any remaining calls from your previous plan will not be carried over to the new plan, so be aware of this when upgrading. You will be charged the full amount of the new plan.

To check how many API calls you have left for the current month, refer to the 'X-Zyla-API-Calls-Monthly-Remaining' field in the response header. For example, if your plan allows 1,000 requests per month and you've used 100, this field in the response header will indicate 900 remaining calls.

To see the maximum number of API requests your plan allows, check the 'X-Zyla-RateLimit-Limit' response header. For instance, if your plan includes 1,000 requests per month, this header will display 1,000.

The 'X-Zyla-RateLimit-Reset' header shows the number of seconds until your rate limit resets. This tells you when your request count will start fresh. For example, if it displays 3,600, it means 3,600 seconds are left until the limit resets.

Yes, you can cancel your plan anytime by going to your account and selecting the cancellation option on the Billing page. Please note that upgrades, downgrades, and cancellations take effect immediately. Additionally, upon cancellation, you will no longer have access to the service, even if you have remaining calls left in your quota.

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To give you the opportunity to experience our APIs without any commitment, we offer a 7-day free trial that allows you to make up to 50 API calls at no cost. This trial can be used only once, so we recommend applying it to the API that interests you the most. While most of our APIs offer a free trial, some may not. The trial concludes after 7 days or once you've made 50 requests, whichever occurs first. If you reach the 50 request limit during the trial, you will need to "Start Your Paid Plan" to continue making requests. You can find the "Start Your Paid Plan" button in your profile under Subscription -> Choose the API you are subscribed to -> Pricing tab. Alternatively, if you don't cancel your subscription before the 7th day, your free trial will end, and your plan will automatically be billed, granting you access to all the API calls specified in your plan. Please keep this in mind to avoid unwanted charges.

After 7 days, you will be charged the full amount for the plan you were subscribed to during the trial. Therefore, it's important to cancel before the trial period ends. Refund requests for forgetting to cancel on time are not accepted.

When you subscribe to an API free trial, you can make up to 50 API calls. If you wish to make additional API calls beyond this limit, the API will prompt you to perform an "Start Your Paid Plan." You can find the "Start Your Paid Plan" button in your profile under Subscription -> Choose the API you are subscribed to -> Pricing tab.

Payout Orders are processed between the 20th and the 30th of each month. If you submit your request before the 20th, your payment will be processed within this timeframe.