Users must indicate the annual interest rate, start date, installment count and principal amount in order to use this API.

The Payment Schedule Generator API designed to help users build applications that offer comprehensive loan amortization schedules.

There are different plans to suit all tastes, including a free trial for a small number of requests, but your rate is limited to avoid abuse of the service.

The API uses API keys for authentication. To access the API, include your API key in the request header. The API key is provided upon registration and should be kept secure.

The Payment Schedule Generator API provides loan details, including payment dates, interest, principal, total payment, and remaining balance.

The Calculate Payments endpoint returns a detailed loan repayment schedule, including payment dates, interest amounts, principal amounts, total payments, and remaining balances for each installment.

The key fields in the response data include "date" (payment date), "interest" (interest portion of the payment), "principal" (principal portion), "payment" (total payment amount), and "balance" (remaining loan balance).

The response data is organized as an array of objects, each representing a payment period. Each object contains fields for date, interest, principal, payment, and balance, allowing for easy iteration and analysis.

Users can customize their requests by providing parameters such as annual interest rate, start date, number of installments, and principal amount to generate tailored repayment schedules.

Users can analyze the breakdown of each payment to understand how much goes toward interest versus principal, track remaining balances over time, and visualize the amortization process for better financial planning.

Typical use cases include developing financial planning tools, loan management applications, and banking interfaces that require detailed insights into loan repayment schedules and amortization.

Data accuracy is maintained through robust calculation algorithms that consider user-provided parameters, ensuring that the generated schedules reflect precise loan repayment scenarios based on standard financial practices.

Users can expect a consistent pattern in the response, where each subsequent payment typically shows a decreasing interest amount and an increasing principal amount, reflecting the amortization process over the loan term.

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To give you the opportunity to experience our APIs without any commitment, we offer a 7-day free trial that allows you to make up to 50 API calls at no cost. This trial can be used only once, so we recommend applying it to the API that interests you the most. While most of our APIs offer a free trial, some may not. The trial concludes after 7 days or once you've made 50 requests, whichever occurs first. If you reach the 50 request limit during the trial, you will need to "Start Your Paid Plan" to continue making requests. You can find the "Start Your Paid Plan" button in your profile under Subscription -> Choose the API you are subscribed to -> Pricing tab. Alternatively, if you don't cancel your subscription before the 7th day, your free trial will end, and your plan will automatically be billed, granting you access to all the API calls specified in your plan. Please keep this in mind to avoid unwanted charges.

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When you subscribe to an API free trial, you can make up to 50 API calls. If you wish to make additional API calls beyond this limit, the API will prompt you to perform an "Start Your Paid Plan." You can find the "Start Your Paid Plan" button in your profile under Subscription -> Choose the API you are subscribed to -> Pricing tab.

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