Returns monthly payment, annual payment and interest rate informations based on give mortgage parameters.
Homebuying Decision Support: Prospective homebuyers can utilize the API to calculate and compare mortgage payments for various loan terms, interest rates, and down payment options. This assists them in making informed decisions about purchasing a home within their financial means.
Refinancing Analysis: Homeowners considering refinancing their mortgage can use the API to evaluate the potential savings and changes in monthly payments based on different refinance terms and interest rates, aiding in determining the feasibility and benefits of refinancing.
Budgeting Tools Integration: Financial management applications and platforms can integrate the API to provide users with accurate mortgage payment projections as part of their overall budgeting and financial planning tools, enhancing users' ability to manage their finances effectively.
Real Estate Investment Analysis: Real estate investors can leverage the API to assess the financial viability of potential investment properties by estimating mortgage payments, factoring them into overall investment calculations, and evaluating potential returns on investment.
Mortgage Comparison Websites: Websites dedicated to comparing mortgage options can integrate the API to provide users with comprehensive comparisons of mortgage products from various lenders, including detailed payment breakdowns, helping users find the most suitable mortgage for their needs and financial circumstances.
Besides the number of API calls, there is no other limitation.
Returns monthly payment, annual payment and interest rate informations based on give mortgage parameters.
Object | Description |
---|---|
loan_amount |
[Required] principle loan amount. |
interest_rate |
[Required] annual interest rate (in %). For example, a 3.5% interest rate would be 3.5. Cannot exceed 10000. |
duration_years |
[Required] duration of the loan in years. Must be between 1 and 10000. If not set, default value is 30 years. |
{"monthly_payment": {"total": 898, "mortgage": 898, "property_tax": 0, "hoa": 0.0, "annual_home_ins": 0}, "annual_payment": {"total": 10777, "mortgage": 10777, "property_tax": 0.0, "hoa": 0.0, "home_insurance": 0.0}, "total_interest_paid": 123312}
curl --location --request GET 'https://zylalabs.com/api/4395/mortgage+payment+planner+api/5401/calculator?loan_amount=200000&interest_rate=3.5&duration_years=30' --header 'Authorization: Bearer YOUR_API_KEY'
After signing up, every developer is assigned a personal API access key, a unique combination of letters and digits provided to access to our API endpoint. To authenticate with the Mortgage Payment Planner API REST API, simply include your bearer token in the Authorization header.
Header | Description |
---|---|
Authorization
|
[Required] Should be Bearer access_key . See "Your API Access Key" above when you are subscribed. |
No long term commitments. One click upgrade/downgrade or cancellation. No questions asked.
The API can perform various mortgage calculations, including monthly mortgage payments, total interest paid over the loan term, amortization schedules, and loan-to-value ratio calculations.
Monthly mortgage payments are computed using standard mortgage formulas, taking into account factors such as loan amount, interest rate, loan term, and any applicable taxes or insurance.
Users need to provide essential parameters such as the loan amount, interest rate, loan term (in years or months), and optionally, property taxes and insurance costs.
The API uses standard mortgage calculation formulas to ensure accuracy in payment estimations. However, actual payment amounts may vary slightly due to factors such as rounding and any changes in interest rates or fees.
The API employs industry-standard encryption protocols (such as HTTPS) to secure data transmission and follows stringent data privacy measures to protect sensitive financial information.
Zyla API Hub is, in other words, an API MarketPlace. An all-in-one solution for your developing needs. You will be accessing our extended list of APIs with only your user. Also, you won't need to worry about storing API keys, only one API key for all our products is needed.
Prices are listed in USD. We accept all major debit and credit cards. Our payment system uses the latest security technology and is powered by Stripe, one of the world’s most reliable payment companies. If you have any trouble with paying by card, just contact us at [email protected]
Sometimes depending on the bank's fraud protection settings, a bank will decline the validation charge we make when we attempt to be sure a card is valid. We recommend first contacting your bank to see if they are blocking our charges. If more help is needed, please contact [email protected] and our team will investigate further
Prices are based on a recurring monthly subscription depending on the plan selected — plus overage fees applied when a developer exceeds a plan’s quota limits. In this example, you'll see the base plan amount as well as a quota limit of API requests. Be sure to notice the overage fee because you will be charged for each additional request.
Zyla API Hub works on a recurring monthly subscription system. Your billing cycle will start the day you purchase one of the paid plans, and it will renew the same day of the next month. So be aware to cancel your subscription beforehand if you want to avoid future charges.
Just go to the pricing page of that API and select the plan that you want to upgrade to. You will only be charged the full amount of that plan, but you will be enjoying the features that the plan offers right away.
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You can contact us through our chat channel to receive immediate assistance. We are always online from 9 am to 6 pm (GMT+1). If you reach us after that time, we will be in contact when we are back. Also you can contact us via email to [email protected]
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