Returns monthly payment, annual payment and interest rate informations based on give mortgage parameters.
Homebuying Decision Support: Prospective homebuyers can utilize the API to calculate and compare mortgage payments for various loan terms, interest rates, and down payment options. This assists them in making informed decisions about purchasing a home within their financial means.
Refinancing Analysis: Homeowners considering refinancing their mortgage can use the API to evaluate the potential savings and changes in monthly payments based on different refinance terms and interest rates, aiding in determining the feasibility and benefits of refinancing.
Budgeting Tools Integration: Financial management applications and platforms can integrate the API to provide users with accurate mortgage payment projections as part of their overall budgeting and financial planning tools, enhancing users' ability to manage their finances effectively.
Real Estate Investment Analysis: Real estate investors can leverage the API to assess the financial viability of potential investment properties by estimating mortgage payments, factoring them into overall investment calculations, and evaluating potential returns on investment.
Mortgage Comparison Websites: Websites dedicated to comparing mortgage options can integrate the API to provide users with comprehensive comparisons of mortgage products from various lenders, including detailed payment breakdowns, helping users find the most suitable mortgage for their needs and financial circumstances.
Besides the number of API calls, there is no other limitation.
Returns monthly payment, annual payment and interest rate informations based on give mortgage parameters.
Calculator - Endpoint Features
Object | Description |
---|---|
loan_amount |
[Required] principle loan amount. |
interest_rate |
[Required] annual interest rate (in %). For example, a 3.5% interest rate would be 3.5. Cannot exceed 10000. |
duration_years |
[Required] duration of the loan in years. Must be between 1 and 10000. If not set, default value is 30 years. |
{"monthly_payment": {"total": 898, "mortgage": 898, "property_tax": 0, "hoa": 0.0, "annual_home_ins": 0}, "annual_payment": {"total": 10777, "mortgage": 10777, "property_tax": 0.0, "hoa": 0.0, "home_insurance": 0.0}, "total_interest_paid": 123312}
curl --location --request GET 'https://zylalabs.com/api/4395/mortgage+payment+planner+api/5401/calculator?loan_amount=200000&interest_rate=3.5&duration_years=30' --header 'Authorization: Bearer YOUR_API_KEY'
Header | Description |
---|---|
Authorization
|
[Required] Should be Bearer access_key . See "Your API Access Key" above when you are subscribed. |
No long term commitments. One click upgrade/downgrade or cancellation. No questions asked.
The API can perform various mortgage calculations, including monthly mortgage payments, total interest paid over the loan term, amortization schedules, and loan-to-value ratio calculations.
Monthly mortgage payments are computed using standard mortgage formulas, taking into account factors such as loan amount, interest rate, loan term, and any applicable taxes or insurance.
Users need to provide essential parameters such as the loan amount, interest rate, loan term (in years or months), and optionally, property taxes and insurance costs.
The API uses standard mortgage calculation formulas to ensure accuracy in payment estimations. However, actual payment amounts may vary slightly due to factors such as rounding and any changes in interest rates or fees.
The API employs industry-standard encryption protocols (such as HTTPS) to secure data transmission and follows stringent data privacy measures to protect sensitive financial information.
Zyla API Hub is like a big store for APIs, where you can find thousands of them all in one place. We also offer dedicated support and real-time monitoring of all APIs. Once you sign up, you can pick and choose which APIs you want to use. Just remember, each API needs its own subscription. But if you subscribe to multiple ones, you'll use the same key for all of them, making things easier for you.
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