The Loan Calculation API designed to help users create applications that offer comprehensive loan amortization schedules. Whether you are building a financial planning application, a banking platform or a loan management system, this API provides essential functionality to accurately calculate and visualize loan amortization schedules.
One of the key features of the Loan Calculation API is its ability to generate detailed loan amortization schedules based on user-entered parameters. Users can specify essential loan details such as principal amount, interest rate, loan term and amortization frequency to calculate the amortization schedule accurately. This allows users to understand the breakdown of their loan payments over time, including the distribution of principal and interest components.
In terms of integration, the Loan Calculation API offers seamless integration options for users. With its straightforward endpoint and comprehensive documentation, users can quickly integrate the API into their applications with minimal effort.
In summary, the Loan Calculation API provides users with a robust set of tools for building applications that offer complete loan amortization functionality. With its accurate calculations, flexible customization options and seamless integration capabilities, the API enables users to create innovative financial applications that meet the diverse needs of users in the lending and financial services industry.
It will receive parameters and provide you with a JSON.
Besides the number of API calls, there is no other limitation.
To use this endpoint you must indicate the annual interest, start date, installments and principal amount in the parameters.
Calculate Payments - Endpoint Features
Object | Description |
---|---|
annualInterestRate |
[Required] Indicates anual interest rate |
startDate |
[Required] Indicates start date |
installmentCount |
[Required] Indicates payment installments |
principalAmount |
[Required] Indicates an amount |
[{"date":"2024-09-23","interest":83.33333333333334,"principal":2045.414271555566,"payment":2128.7476048888993,"balance":22954.585728444436},{"date":"2024-10-23","interest":76.51528576148145,"principal":2052.2323191274177,"payment":2128.7476048888993,"balance":20902.353409317016},{"date":"2024-11-23","interest":69.67451136439006,"principal":2059.073093524509,"payment":2128.7476048888993,"balance":18843.28031579251},{"date":"2024-12-23","interest":62.81093438597503,"principal":2065.9366705029242,"payment":2128.7476048888993,"balance":16777.343645289584},{"date":"2025-01-23","interest":55.92447881763195,"principal":2072.8231260712673,"payment":2128.7476048888993,"balance":14704.520519218317},{"date":"2025-02-23","interest":49.015068397394394,"principal":2079.732536491505,"payment":2128.7476048888993,"balance":12624.787982726812},{"date":"2025-03-23","interest":42.082626609089374,"principal":2086.66497827981,"payment":2128.7476048888993,"balance":10538.123004447001},{"date":"2025-04-23","interest":35.12707668149,"principal":2093.6205282074093,"payment":2128.7476048888993,"balance":8444.502476239591},{"date":"2025-05-23","interest":28.148341587465307,"principal":2100.599263301434,"payment":2128.7476048888993,"balance":6343.903212938158},{"date":"2025-06-23","interest":21.146344043127193,"principal":2107.6012608457722,"payment":2128.7476048888993,"balance":4236.301952092385},{"date":"2025-07-23","interest":14.121006506974618,"principal":2114.626598381925,"payment":2128.7476048888993,"balance":2121.6753537104605},{"date":"2025-08-23","interest":7.072251179034869,"principal":2121.6753537098643,"payment":2128.7476048888993,"balance":5.961737770121545e-10}]
curl --location --request GET 'https://zylalabs.com/api/3659/loan+calculation+api/4122/calculate+payments?annualInterestRate=5&startDate=2023-05-15&installmentCount=12&principalAmount=10000' --header 'Authorization: Bearer YOUR_API_KEY'
Header | Description |
---|---|
Authorization
|
[Required] Should be Bearer access_key . See "Your API Access Key" above when you are subscribed. |
No long term commitments. One click upgrade/downgrade or cancellation. No questions asked.
Users must indicate the annual interest rate, start date, installment count and principal amount in order to use this API.
The Loan Calculation API designed to help users build applications that offer comprehensive loan amortization schedules.
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