{
"data": [
{
"slug": "beagle",
"name": "Beagle",
"size": "small",
"group": "Hound",
"lifespan_years": {
"low": 10,
"high": 15
},
"popularity_rank": 8
}
],
"meta": {
"api_version": "v1",
"model_updated": "2026-09"
}
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36507/list+breeds?search=beagle' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": {
"slug": "beagle",
"name": "Beagle",
"size": "small",
"group": "Hound",
"lifespan_years": {
"low": 10,
"high": 15
},
"popularity_rank": 8,
"summary": "Sturdy hound; epilepsy, hypothyroidism and disc disease are the usual claims.",
"profile_sources": [],
"conditions": [
{
"slug": "ear-infections",
"name": "Chronic ear infections",
"prevalence": "very common",
"treatment_cost_usd": {
"low": 150,
"high": 800
},
"risk_sources": [
{
"title": "Frequency and predisposing factors for canine otitis externa in the UK - a primary veterinary care epidemiological view (VetCompass)",
"publisher": "Canine Medicine and Genetics (full text via Europe PMC)",
"url": "https://pmc.ncbi.nlm.nih.gov/articles/PMC8422687/",
"year": 2021,
"claim": "Beagles had 2.54 times the odds of otitis externa versus crossbreds (VetCompass)"
}
],
"cost_sources": [
{
"title": "Does Pet Insurance Cover Ear Infections?",
"publisher": "Embrace Pet Insurance",
"url": "https://www.embracepetinsurance.com/research/pet-insurance-ear-infections-coverage",
"year": null,
"claim": "A vet visit for an ear infection runs $150 to $300; severe cases exceed $500"
}
]
},
{
"slug": "ivdd",
"name": "Intervertebral disc disease (IVDD)",
"prevalence": "common",
"treatment_cost_usd": {
"low": 2000,
"high": 12000
},
"risk_sources": [
{
"title": "Beagle",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/beagle",
"year": 2026,
"claim": "VCA lists intervertebral disc disease as a health consideration for Beagles"
}
],
"cost_sources": [
{
"title": "11 Most Expensive Dog Health Problems",
"publisher": "MetLife Pet Insurance",
"url": "https://www.metlifepetinsurance.com/blog/pet-health/dog-health-problems/",
"year": 2025,
"claim": "IVDD surgery averages $2,000 to $4,000, upwards of $12,000 with imaging and care"
}
]
},
{
"slug": "epilepsy",
"name": "Epilepsy",
"prevalence": "common",
"treatment_cost_usd": {
"low": 200,
"high": 5000
},
"risk_sources": [
{
"title": "Beagle",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/beagle",
"year": 2026,
"claim": "VCA lists epilepsy as a health consideration for Beagles"
}
],
"cost_sources": [
{
"title": "Epilepsy and Seizures",
"publisher": "Embrace Pet Insurance",
"url": "https://www.embracepetinsurance.com/health/epilepsy-seizures",
"year": 2024,
"claim": "Epilepsy care costs $200 to $500 a year for simple cases, up to $5,000 a year with costlier drugs"
}
]
},
{
"slug": "hypothyroidism",
"name": "Hypothyroidism",
"prevalence": "common",
"treatment_cost_usd": {
"low": 290,
"high": 750
},
"risk_sources": [
{
"title": "Beagle",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/beagle",
"year": 2026,
"claim": "VCA lists hypothyroidism as a health consideration for Beagles"
}
],
"cost_sources": [
{
"title": "Hypothyroidism",
"publisher": "Embrace Pet Insurance",
"url": "https://www.embracepetinsurance.com/health/hypothyroidism",
"year": 2021,
"claim": "Testing $50 to $150 plus medication of $20 to $50 a month (about $290 to $750 in the first year)"
}
]
},
{
"slug": "eye-conditions",
"name": "Eye conditions (cataracts, PRA, cherry eye)",
"prevalence": "occasional",
"treatment_cost_usd": {
"low": 300,
"high": 6700
},
"risk_sources": [
{
"title": "Beagle",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/beagle",
"year": 2026,
"claim": "VCA lists cherry eye and cataracts as health considerations for Beagles"
}
],
"cost_sources": [
{
"title": "Cherry Eye",
"publisher": "Embrace Pet Insurance",
"url": "https://www.embracepetinsurance.com/health/cherry-eye",
"year": 2024,
"claim": "Cherry eye surgery costs $300 to $800"
},
{
"title": "Cataracts: What to Expect",
"publisher": "University of Missouri Veterinary Health Center",
"url": "https://vhc.missouri.edu/ophthalmology/cataracts/cataracts-what-to-expect/",
"year": 2025,
"claim": "Cataract surgery costs $4,900 to $5,500 for one eye and $5,600 to $6,700 for both"
}
]
},
{
"slug": "cushings",
"name": "Cushing's disease",
"prevalence": "occasional",
"treatment_cost_usd": {
"low": 1000,
"high": 4000
},
"risk_sources": [
{
"title": "Disorders of the Pituitary Gland in Dogs",
"publisher": "Merck Veterinary Manual",
"url": "https://www.merckvetmanual.com/dog-owners/hormonal-disorders-of-dogs/disorders-of-the-pituitary-gland-in-dogs",
"year": 2024,
"claim": "Beagles are at increased risk of Cushing disease (hyperadrenocorticism)"
}
],
"cost_sources": [
{
"title": "Cushing's Disease in Dogs",
"publisher": "Embrace Pet Insurance",
"url": "https://www.embracepetinsurance.com/health/cushings-disease",
"year": 2026,
"claim": "Diagnosis, then medication of $35 to $200+ a month and monitoring blood tests"
}
]
}
]
},
"meta": {
"api_version": "v1",
"model_updated": "2026-09"
}
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36508/breed+health+profile&slug=Required' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": [
{
"slug": "hip-dysplasia",
"name": "Hip dysplasia",
"treatment_cost_usd": {
"low": 1000,
"high": 6000
},
"breeds_at_risk": 96
}
],
"meta": {
"api_version": "v1",
"model_updated": "2026-09"
}
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36509/list+conditions?search=hip' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": {
"slug": "hip-dysplasia",
"name": "Hip dysplasia",
"treatment_cost_usd": {
"low": 1000,
"high": 6000
},
"cost_sources": [
{
"title": "Hip Dysplasia in Dogs Costs",
"publisher": "Pets Best",
"url": "https://www.petsbest.com/blog/hip-dysplasia-dog-costs",
"year": null,
"claim": "FHO surgery $1,000 to $2,500 per hip; pelvic osteotomy $3,000 to $6,000 per hip"
}
],
"breeds_at_risk": [
{
"slug": "german-shepherd",
"name": "German Shepherd",
"prevalence": "very common",
"sources": [
{
"title": "German Shepherd",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/german-shepherd",
"year": 2026,
"claim": "Joint disease is a major concern in German Shepherds; VCA lists hip dysplasia"
}
]
},
{
"slug": "bulldog",
"name": "Bulldog",
"prevalence": "very common",
"sources": [
{
"title": "Hip Dysplasia in Dogs",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/hip-dysplasia-in-dogs",
"year": null,
"claim": "Hip dysplasia is predominantly seen in larger dogs including bulldogs"
}
]
},
{
"slug": "rottweiler",
"name": "Rottweiler",
"prevalence": "very common",
"sources": [
{
"title": "Rottweiler",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/rottweiler",
"year": 2026,
"claim": "Rottweilers have an increased risk of joint disease; VCA lists hip dysplasia"
}
]
},
{
"slug": "cane-corso",
"name": "Cane Corso",
"prevalence": "very common",
"sources": [
{
"title": "Health (Common Cane Corso Health Concerns)",
"publisher": "Cane Corso Association of America",
"url": "https://www.canecorso.org/health.html",
"year": null,
"claim": "The CCAA (parent club) states hip dysplasia is fairly common in the Cane Corso"
}
]
},
{
"slug": "bernese-mountain-dog",
"name": "Bernese Mountain Dog",
"prevalence": "very common",
"sources": [
{
"title": "Health Statement for the Bernese Mountain Dog Club of America",
"publisher": "Bernese Mountain Dog Club of America (AKC parent club)",
"url": "https://cdn.akc.org/Marketplace/Health-Statement/Bernese-Mountain-Dog.pdf",
"year": null,
"claim": "The BMDCA (parent club) CHIC requirements include hip dysplasia evaluation for Bernese Mountain Dogs"
}
]
},
{
"slug": "mastiff",
"name": "Mastiff",
"prevalence": "very common",
"sources": [
{
"title": "Mastiff Club of America health statement (CHIC tests)",
"publisher": "Mastiff Club of America (via AKC)",
"url": "https://cdn.akc.org/Marketplace/Health-Statement/Mastiff.pdf",
"year": 2016,
"claim": "The Mastiff Club of America includes OFA hip dysplasia evaluation in its recommended CHIC tests for Mastiffs (recognized breed health concern)"
}
]
},
{
"slug": "newfoundland",
"name": "Newfoundland",
"prevalence": "very common",
"sources": [
{
"title": "Newfoundland Club of America health statement",
"publisher": "Newfoundland Club of America (via AKC)",
"url": "https://cdn.akc.org/Marketplace/Health-Statement/Newfoundland.pdf",
"year": null,
"claim": "The Newfoundland Club of America requires OFA hip radiographs for CHIC (recognized breed health concern)"
}
]
},
{
"slug": "akita",
"name": "Akita",
"prevalence": "very common",
"sources": [
{
"title": "Akita | VCA Animal Hospitals",
"publisher": "VCA Animal Hospitals / LifeLearn",
"url": "https://vcahospitals.com/know-your-pet/akita",
"year": null,
"claim": "VCA lists hip dysplasia among health considerations for Akitas"
}
]
},
{
"slug": "saint-bernard",
"name": "Saint Bernard",
"prevalence": "very common",
"sources": [
{
"title": "Hip Dysplasia in Dogs",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/hip-dysplasia-in-dogs",
"year": null,
"claim": "VCA: hip dysplasia is predominantly seen in larger dogs such as Saint Bernards"
}
]
},
{
"slug": "bullmastiff",
"name": "Bullmastiff",
"prevalence": "very common",
"sources": [
{
"title": "Working Group Health Testing Requirements",
"publisher": "American Kennel Club",
"url": "https://www.akc.org/breeder-programs/breed-health-testing-requirements/working-group-health-testing-requirements/",
"year": null,
"claim": "The Bullmastiff national breed club recommends a hip evaluation as a breed health test"
}
]
},
{
"slug": "labrador-retriever",
"name": "Labrador Retriever",
"prevalence": "common",
"sources": [
{
"title": "Labrador Retriever",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/labrador-retriever",
"year": 2026,
"claim": "VCA lists hip dysplasia as a health consideration for Labrador Retrievers"
}
]
},
{
"slug": "golden-retriever",
"name": "Golden Retriever",
"prevalence": "common",
"sources": [
{
"title": "Golden Retriever",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/golden-retriever",
"year": 2026,
"claim": "VCA lists hip dysplasia as a health consideration for Golden Retrievers"
}
]
},
{
"slug": "german-shorthaired-pointer",
"name": "German Shorthaired Pointer",
"prevalence": "common",
"sources": [
{
"title": "German Shorthaired Pointer Club of America health statement (CHIC requirements)",
"publisher": "German Shorthaired Pointer Club of America / AKC",
"url": "https://cdn.akc.org/Marketplace/Health-Statement/German-Shorthaired-Pointed.pdf",
"year": 2014,
"claim": "The GSPCA requires OFA/PennHIP hip evaluation for CHIC, a recognized breed health concern"
}
]
},
{
"slug": "pembroke-welsh-corgi",
"name": "Pembroke Welsh Corgi",
"prevalence": "common",
"sources": [
{
"title": "Health and Genetics",
"publisher": "Pembroke Welsh Corgi Club of America",
"url": "https://pwcca.org/Genetics-and-Health",
"year": null
}
]
}
]
},
"_note": "Response truncated for documentation purposes"
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36510/condition+detail&slug=Required' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": {
"breed": {
"slug": "beagle",
"name": "Beagle"
},
"location": {
"state_code": "CA",
"state_name": "California"
},
"inputs": {
"age_years": 2,
"reimbursement_percent": 80,
"deductible_usd": 250
},
"monthly_usd": {
"low": 40,
"mid": 51,
"high": 66
},
"yearly_usd_mid": 612,
"by_insurer": [
{
"slug": "lemonade",
"name": "Lemonade",
"monthly_usd": 47
},
{
"slug": "embrace",
"name": "Embrace",
"monthly_usd": 51
},
{
"slug": "spot",
"name": "Spot",
"monthly_usd": 52
},
{
"slug": "pets-best",
"name": "Pets Best",
"monthly_usd": 48
},
{
"slug": "fetch",
"name": "Fetch",
"monthly_usd": 54
},
{
"slug": "odie",
"name": "Odie",
"monthly_usd": 45
},
{
"slug": "trupanion",
"name": "Trupanion",
"monthly_usd": 64
},
{
"slug": "healthy-paws",
"name": "Healthy Paws",
"monthly_usd": 56
}
],
"disclaimer": "Model estimates, not quotes from the insurers; each insurer sets its own price."
},
"meta": {
"api_version": "v1",
"model_updated": "2026-09"
}
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36511/monthly+estimate?breed=beagle&zip=90210&state=california&age=2&reimbursement=80&deductible=250' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": [
{
"code": "CA",
"slug": "california",
"name": "California",
"price_index": 1.21
},
{
"code": "TX",
"slug": "texas",
"name": "Texas",
"price_index": 0.96
},
{
"code": "FL",
"slug": "florida",
"name": "Florida",
"price_index": 1.02
},
{
"code": "NY",
"slug": "new-york",
"name": "New York",
"price_index": 1.13
},
{
"code": "PA",
"slug": "pennsylvania",
"name": "Pennsylvania",
"price_index": 1.11
},
{
"code": "IL",
"slug": "illinois",
"name": "Illinois",
"price_index": 1.13
},
{
"code": "OH",
"slug": "ohio",
"name": "Ohio",
"price_index": 1.02
},
{
"code": "GA",
"slug": "georgia",
"name": "Georgia",
"price_index": 1.02
},
{
"code": "NC",
"slug": "north-carolina",
"name": "North Carolina",
"price_index": 0.98
},
{
"code": "WA",
"slug": "washington",
"name": "Washington",
"price_index": 1.38
},
{
"code": "MI",
"slug": "michigan",
"name": "Michigan",
"price_index": 0.97
},
{
"code": "NJ",
"slug": "new-jersey",
"name": "New Jersey",
"price_index": 1.03
},
{
"code": "VA",
"slug": "virginia",
"name": "Virginia",
"price_index": 0.98
},
{
"code": "AZ",
"slug": "arizona",
"name": "Arizona",
"price_index": 1.02
},
{
"code": "TN",
"slug": "tennessee",
"name": "Tennessee",
"price_index": 0.85
},
{
"code": "MA",
"slug": "massachusetts",
"name": "Massachusetts",
"price_index": 1.33
},
{
"code": "IN",
"slug": "indiana",
"name": "Indiana",
"price_index": 0.8
},
{
"code": "MO",
"slug": "missouri",
"name": "Missouri",
"price_index": 0.85
},
{
"code": "MD",
"slug": "maryland",
"name": "Maryland",
"price_index": 1.02
},
{
"code": "CO",
"slug": "colorado",
"name": "Colorado",
"price_index": 1.26
},
{
"code": "WI",
"slug": "wisconsin",
"name": "Wisconsin",
"price_index": 1.11
},
{
"code": "MN",
"slug": "minnesota",
"name": "Minnesota",
"price_index": 0.93
},
{
"code": "SC",
"slug": "south-carolina",
"name": "South Carolina",
"price_index": 0.98
},
{
"code": "AL",
"slug": "alabama",
"name": "Alabama",
"price_index": 0.8
},
{
"code": "LA",
"slug": "louisiana",
"name": "Louisiana",
"price_index": 0.95
},
{
"code": "KY",
"slug": "kentucky",
"name": "Kentucky",
"price_index": 0.8
},
{
"code": "NM",
"slug": "new-mexico",
"name": "New Mexico",
"price_index": 0.89
},
{
"code": "NH",
"slug": "new-hampshire",
"name": "New Hampshire",
"price_index": 1.11
},
{
"code": "ND",
"slug": "north-dakota",
"name": "North Dakota",
"price_index": 0.8
}
],
"meta": {
"api_version": "v1",
"model_updated": "2026-09"
}
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36512/state+price+index' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": [
{
"slug": "lemonade",
"name": "Lemonade",
"underwriter": "Lemonade Insurance Company",
"facts_verified": true,
"facts": [
{
"topic": "exam_fees",
"value": "Add-on (Vet Visit Fees)",
"note": "Base policy excludes vet examination fees; the vet visit fee add-on covers them for eligible accidents/illnesses.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "annual_limits",
"value": "$5,000 to $100,000",
"note": "Coverage limit chosen at purchase; no unlimited option mentioned.",
"source": {
"title": "Co-insurance, explained (Lemonade)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/co-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "deductibles",
"value": "Annual: $100, $250, $500, $750",
"note": "Deductible is an annual amount, met in one claim or across several claims in a year.",
"source": {
"title": "Pet Insurance Terms, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance-terms-explained/",
"accessed": "2026-10-02"
}
},
{
"topic": "hereditary_congenital",
"value": "Covered in base policy",
"note": "Base accident and illness policy covers hereditary and congenital conditions (e.g., hip/elbow dysplasia) unless pre-existing.",
"source": {
"title": "Lemonade Pet Health Insurance sample policy LEM-PET (04-21), New Jersey example",
"publisher": "Lemonade",
"url": "https://icebox.lemonade.com/tokens/lftkn-uphfnkp88b5cwkbhvdou",
"accessed": "2026-10-02"
}
},
{
"topic": "orthopedic_waiting",
"value": "Ortho 30 days; CCL 6 months (some states)",
"note": "Waiting periods vary by state: 2 days accidents, 14 days illness, 30 days orthopedic, 6 months cruciate.",
"source": {
"title": "Lemonade FAQ (Pet Health Insurance section)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/faq",
"accessed": "2026-10-02"
}
},
{
"topic": "dental",
"value": "Add-on only; $1,000/yr limit",
"note": "Base policy excludes dental illness; dental illness add-on covers extractions and periodontal disease up to $1,000; cleanings via add-on or Preventative+.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "bilateral",
"value": "Yes, bilateral exclusion",
"note": "If one side shows signs of a bilateral condition before the policy starts, the other side is not covered.",
"source": {
"title": "How Does Pet Insurance Work? (Lemonade coverage guide)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "age_limits",
"value": "From 8 weeks; max not stated",
"note": "An upper enrollment age limit exists but its value is not stated on the pages checked.",
"source": {
"title": "Is Pet Insurance Worth It?",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/is-pet-insurance-worth-it/",
"accessed": "2026-10-02"
}
},
{
"topic": "claims",
"value": "In app; ~50% paid instantly",
"note": "File in the Lemonade app within 180 days of treatment (90 in Texas); rest typically within 5 days.",
"source": {
"title": "How Does Pet Insurance Work? (Lemonade coverage guide)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "claims",
"value": "File within 180 days",
"note": "Claims must be filed within 180 days of treatment; Texas residents have 90 days.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "direct_vet_pay",
"value": "No, reimbursement model",
"note": "You pay treatment costs up front, then Lemonade reimburses to your bank account.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "wellness",
"value": "Preventative / Preventative+ packages",
"note": "Routine vet care plan: one wellness exam, up to three vaccines, wellness tests; Plus adds unlimited exams and more.",
"source": {
"title": "Lemonade FAQ (Pet Health Insurance section)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/faq",
"accessed": "2026-10-02"
}
},
{
"topic": "cancer",
"value": "Covered in base policy",
"note": "Cancer diagnostics, treatments and medications covered if not pre-existing; chemotherapy covered, experimental treatments not.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "alternative_therapy",
"value": "Add-on (Physical Therapy)",
"note": "Physical therapy, acupuncture and hydrotherapy covered only with the physical therapy add-on; CBD/aromatherapy excluded.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "prescription_food",
"value": "Not covered",
"note": "Sample policy excludes prescription food and routine supplements/vitamins.",
"source": {
"title": "Lemonade Pet Health Insurance sample policy LEM-PET (04-21), New Jersey example",
"publisher": "Lemonade",
"url": "https://icebox.lemonade.com/tokens/lftkn-uphfnkp88b5cwkbhvdou",
"accessed": "2026-10-02"
}
},
{
"topic": "behavioral",
"value": "Add-on; separate $1,000 limit",
"note": "Behavioral conditions add-on covers vet- or licensed-behaviorist therapies, meds and training; separate $1,000 annual limit."
}
]
}
],
"_note": "Response truncated for documentation purposes"
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36513/insurer+policy+facts' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": {
"slug": "lemonade",
"name": "Lemonade",
"underwriter": "Lemonade Insurance Company",
"facts_verified": true,
"facts": [
{
"topic": "exam_fees",
"value": "Add-on (Vet Visit Fees)",
"note": "Base policy excludes vet examination fees; the vet visit fee add-on covers them for eligible accidents/illnesses.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "annual_limits",
"value": "$5,000 to $100,000",
"note": "Coverage limit chosen at purchase; no unlimited option mentioned.",
"source": {
"title": "Co-insurance, explained (Lemonade)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/co-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "deductibles",
"value": "Annual: $100, $250, $500, $750",
"note": "Deductible is an annual amount, met in one claim or across several claims in a year.",
"source": {
"title": "Pet Insurance Terms, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance-terms-explained/",
"accessed": "2026-10-02"
}
},
{
"topic": "hereditary_congenital",
"value": "Covered in base policy",
"note": "Base accident and illness policy covers hereditary and congenital conditions (e.g., hip/elbow dysplasia) unless pre-existing.",
"source": {
"title": "Lemonade Pet Health Insurance sample policy LEM-PET (04-21), New Jersey example",
"publisher": "Lemonade",
"url": "https://icebox.lemonade.com/tokens/lftkn-uphfnkp88b5cwkbhvdou",
"accessed": "2026-10-02"
}
},
{
"topic": "orthopedic_waiting",
"value": "Ortho 30 days; CCL 6 months (some states)",
"note": "Waiting periods vary by state: 2 days accidents, 14 days illness, 30 days orthopedic, 6 months cruciate.",
"source": {
"title": "Lemonade FAQ (Pet Health Insurance section)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/faq",
"accessed": "2026-10-02"
}
},
{
"topic": "dental",
"value": "Add-on only; $1,000/yr limit",
"note": "Base policy excludes dental illness; dental illness add-on covers extractions and periodontal disease up to $1,000; cleanings via add-on or Preventative+.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "bilateral",
"value": "Yes, bilateral exclusion",
"note": "If one side shows signs of a bilateral condition before the policy starts, the other side is not covered.",
"source": {
"title": "How Does Pet Insurance Work? (Lemonade coverage guide)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "age_limits",
"value": "From 8 weeks; max not stated",
"note": "An upper enrollment age limit exists but its value is not stated on the pages checked.",
"source": {
"title": "Is Pet Insurance Worth It?",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/is-pet-insurance-worth-it/",
"accessed": "2026-10-02"
}
},
{
"topic": "claims",
"value": "In app; ~50% paid instantly",
"note": "File in the Lemonade app within 180 days of treatment (90 in Texas); rest typically within 5 days.",
"source": {
"title": "How Does Pet Insurance Work? (Lemonade coverage guide)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "claims",
"value": "File within 180 days",
"note": "Claims must be filed within 180 days of treatment; Texas residents have 90 days.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "direct_vet_pay",
"value": "No, reimbursement model",
"note": "You pay treatment costs up front, then Lemonade reimburses to your bank account.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "wellness",
"value": "Preventative / Preventative+ packages",
"note": "Routine vet care plan: one wellness exam, up to three vaccines, wellness tests; Plus adds unlimited exams and more.",
"source": {
"title": "Lemonade FAQ (Pet Health Insurance section)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/faq",
"accessed": "2026-10-02"
}
},
{
"topic": "cancer",
"value": "Covered in base policy",
"note": "Cancer diagnostics, treatments and medications covered if not pre-existing; chemotherapy covered, experimental treatments not.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "alternative_therapy",
"value": "Add-on (Physical Therapy)",
"note": "Physical therapy, acupuncture and hydrotherapy covered only with the physical therapy add-on; CBD/aromatherapy excluded.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "prescription_food",
"value": "Not covered",
"note": "Sample policy excludes prescription food and routine supplements/vitamins.",
"source": {
"title": "Lemonade Pet Health Insurance sample policy LEM-PET (04-21), New Jersey example",
"publisher": "Lemonade",
"url": "https://icebox.lemonade.com/tokens/lftkn-uphfnkp88b5cwkbhvdou",
"accessed": "2026-10-02"
}
},
{
"topic": "behavioral",
"value": "Add-on; separate $1,000 limit",
"note": "Behavioral conditions add-on covers vet- or licensed-behaviorist therapies, meds and training; separate $1,000 annual limit.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "multi_pet_discount",
"value": "Up to 10%",
"note": "Applies to base policy plus vet visit fee and physical therapy add-ons, not preventative packages.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade"
}
}
]
},
"_note": "Response truncated for documentation purposes"
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36514/insurer+detail&slug=Required' --header 'Authorization: Bearer YOUR_API_KEY'
注册后,每个开发者都会被分配一个个人 API 访问密钥,这是一个唯一的字母和数字组合,用于访问我们的 API 端点。要使用 宠物健康和保险数据 API 进行身份验证,只需在 Authorization 标头中包含您的 bearer token。
| 标头 | 描述 |
|---|---|
授权
|
必需
应为 Bearer access_key. 订阅后,请查看上方的"您的 API 访问密钥"。
|
犬种健康 疾病治疗费用 每月美国狗保险费用和8家宠物保险公司的公布政策事实
不 每月的数字是一个模型 它会根据品种 位置 年龄 赔付和自付额而变化
二十九个州有自己的价格指数 其他州的邮政编码使用全国平均水平并且响应中提到这点
其网站阻止验证,因此保险公司列出时没有事实
年龄只会改变每月保险金额 疾病数据不按照年龄进行调整
是的 疾病和治疗费用覆盖狗类 政策信息适用于8家美国宠物保险公司
每个接口返回与犬种、健康状况、疾病情况、保险估算和保险公司政策事实相关的特定数据。例如,“获取犬种列表”接口提供犬种特征,而“获取犬种健康档案”详细介绍特定犬种的健康状况和治疗费用
关键字段因端点而异。在“获取列表品种”中,字段包括品种名称、大小、组别、寿命和受欢迎程度排名。在“获取病情详细信息”中,字段包括治疗费用范围、来源和受风险的品种
参数因端点而异。对于“获取品种列表”,您可以按品种名称搜索。“获取月度估算”允许按品种、邮政编码或州、年龄、报销和免赔额进行自定义。每个端点的文档指定了接受的参数
响应数据以 JSON 格式构建,通常包含一个包含相关信息的 "data" 数组。每个端点的响应包括与请求数据相关的特定字段,使其易于解析和使用
数据来源包括公共健康记录、兽医研究和宠物保险公司的已发布政策文件 该API旨在提供准确可靠的信息 但用户在必要时应独立验证关键数据
典型使用案例包括研究犬种健康风险、估算治疗费用、比较保险选项以及了解保险公司政策细节。这些数据对宠物主人、兽医和保险专业人士非常重要
用户可以分析返回的数据,以便就宠物健康护理和保险做出明智的决策。例如,通过回顾品种健康档案,用户可以识别潜在的健康问题及相关费用,从而帮助进行主动的护理规划
如果端点返回部分或空结果,用户应检查查询参数的准确性。例如,如果“获取条件列表”返回一个空数组,这可能表示没有与使用的搜索词匹配的条件。调整搜索标准可能会获得更好的结果