API 不再存在

转让税和过户费 SA 财务计算器 API

API ID 12777

准确计算转让税和契税以方便房地产交易

API 文档

端点

请求
返回当前API的健康状态包括版本号、运行时间(以秒为单位)和环境。在进行计算请求之前,请使用此端点检查API是否处于活动状态
Endpoint ID: 25044
GET https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25044/verifica%c3%a7%c3%a3o+de+sa%c3%bade
输入参数

剩余免费测试请求:3 / 3。

此端点不需要任何输入参数。

API 示例响应
JSON
{"success":true,"data":{"version":"1.0.0","uptime_seconds":137620,"environment":"production"}}
健康检查 — 代码片段

curl --location --request GET 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25044/verifica%c3%a7%c3%a3o+de+sa%c3%bade' --header 'Authorization: Bearer YOUR_API_KEY' 


    
请求

计算南非住房贷款的每月还款金额、总还款金额和总利息,使用标准摊销。返回一个完整的分析,包括本金、首付款、期限和利率。请求主体:- 价格_物业(必填):以兰特计算的物业购买价格。 - 首付款(可选):以兰特计算的首付款金额。如果未提供,则默认为0。 - 期限_年(必填):贷款期限,以年为单位。例如:20。 - 年利率(必填):以百分比形式表示的年利率。例如:10.25

Endpoint ID: 25045
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25045/bond+repayment+calculator
输入参数

标题退款计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"monthly_repayment":17669.58,"principal":1800000,"deposit":200000,"property_price":2000000,"total_repayment":4240699.2,"total_interest":2440699.2,"term_months":240,"term_years":20,"annual_interest_rate":10.25},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false}}
标题退款计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25045/bond+repayment+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "property_price": 2000000,
  "deposit": 200000,
  "term_years": 20,
  "annual_interest_rate": 10.25
}'

    
请求

根据买家的月收入计算其可以支付的最大房产价格 使用南非银行应用的30%的标准可负担比率 返回房产的最大价格 最大贷款金额和最高月供 申请正文: - 月收入(必填):扣除之前的月收入(以兰特为单位) - 首付款(可选):可用于首付款的金额(以兰特为单位) 默认值为0 如果未提供 - 贷款期限(必填):贷款期限(以年为单位) 示例:20 - 年利率(必填):年利率(以百分比表示) 示例:10.25

Endpoint ID: 25047
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25047/calculadora+de+acessibilidade+de+t%c3%adtulos
输入参数

标题可及性计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"max_property_price":1628049.82,"max_loan_amount":1528049.82,"max_monthly_repayment":15000,"deposit":100000,"gross_monthly_income":50000,"affordability_ratio":0.3,"term_years":20,"annual_interest_rate":10.25},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false,"notes":"Max monthly repayment is capped at 30% of gross monthly income. Individual banks may apply stricter qualifying criteria and will assess net income, existing debt, and credit profile."}}
标题可及性计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25047/calculadora+de+acessibilidade+de+t%c3%adtulos' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "gross_monthly_income": 50000,
  "deposit": 100000,
  "term_years": 20,
  "annual_interest_rate": 10.25
}'

    
请求

计算在南非转让房地产的全部费用 包括使用当前分级税率系统的南非税务局转让税 根据LPC指南收费的转让律师费(也称为过户费) 政府公报中的地产办公室转让费 登记费 和其他支出 请求体 - property_price(必填):以兰特为单位的物业购买价格

Endpoint ID: 25049
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25049/bond+transfer+costs+calculator
输入参数

债券转让成本计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"property_price":2000000,"transfer_duty":33786,"transfer_attorney_fee":{"also_known_as":"conveyancing fee","amount":40963,"is_estimate":true},"deeds_office_transfer_fee":{"amount":1738,"is_estimate":true},"lodgement_fee":52,"disbursements":{"amount":1750,"is_estimate":true},"total_transfer_costs":78289},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false,"notes":"Attorney fee includes VAT at 15% and is a guideline estimate — actual fee varies by firm. Disbursements are indicative."}}
债券转让成本计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25049/bond+transfer+costs+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "property_price": 2000000
}'

    
请求

计算在南非注册新抵押贷款的费用。包括基于LPC指南费用的抵押贷款注册律师费用,官方公报地产登记处的登记费,提交费和其他费用。根据贷款金额进行计算,而不是根据房产购买价格。申请主体:- 贷款金额(必填):以兰特为单位的贷款金额。这个是抵押金额,而不是房产的购买价格。

Endpoint ID: 25051
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25051/bond+registration+costs+calculator
输入参数

注册标题费用计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"bond_amount":1800000,"bond_registration_attorney_fee":{"amount":38605.5,"is_estimate":true},"deeds_office_registration_fee":{"amount":1738,"is_estimate":true},"lodgement_fee":52,"disbursements":{"amount":1750,"is_estimate":true},"total_registration_costs":42145.5},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false,"notes":"Attorney fee includes VAT at 15% and is a guideline estimate — actual fee varies by firm. Disbursements are indicative."}}
注册标题费用计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25051/bond+registration+costs+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "bond_amount": 1800000
}'

    
请求

计算通过在标准还款基础上额外支付每月款项,您节省了多少利息以及缩短了多少个月的贷款期限 返回节省的月份 节省的年份 原始总利息 新的总利息 和总节省利息 请求正文: - property_price(必填):物业的购买价格,单位为兰特 - deposit(可选):定金金额,单位为兰特 如果未提供,默认为0 - term_years(必填):原贷款期限,单位为年 例如:20 - annual_interest_rate(必填):年利率 以百分比表示 例如:10.25 - extra_monthly_payment(必填):标准还款基础上额外每月支付的金额,单位为兰特

Endpoint ID: 25054
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25054/bond+extra+payment+calculator
输入参数

债券额外付款计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"standard_monthly_repayment":17669.58,"extra_monthly_payment":2000,"new_monthly_repayment":19669.58,"original_term_months":240,"new_term_months":179,"months_saved":61,"years_saved":5.1,"original_total_interest":2440699.2,"new_total_interest":1719136.68,"interest_saved":721562.52},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false}}
债券额外付款计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25054/bond+extra+payment+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "property_price": 2000000,
  "deposit": 200000,
  "term_years": 20,
  "annual_interest_rate": 10.25,
  "extra_monthly_payment": 2000
}'

    
请求

返回南非购房的完整费用明细。将转让费、抵押注册费和房产价格合并为一个单一的总购置成本。显示转让日所需的最低现金,包括定金和所有费用。请求主体:- property_price(必填):以兰特为单位的房产购买价格。- deposit(可选):以兰特为单位的定金金额。如果未提供,默认值为0。如果定金等于或超过房产价格,则省略抵押注册费。

Endpoint ID: 25055
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25055/bond+total+purchase+cost+calculator
输入参数

债券总购买成本计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"property_price":2000000,"deposit":200000,"bond_amount":1800000,"transfer_costs":{"transfer_duty":33786,"transfer_attorney_fee":{"also_known_as":"conveyancing fee","amount":40963,"is_estimate":true},"deeds_office_transfer_fee":{"amount":1738,"is_estimate":true},"lodgement_fee":52,"disbursements":{"amount":1750,"is_estimate":true},"subtotal":78289},"registration_costs":{"bond_registration_attorney_fee":{"amount":38605.5,"is_estimate":true},"deeds_office_registration_fee":{"amount":1738,"is_estimate":true},"lodgement_fee":52,"disbursements":{"amount":1750,"is_estimate":true},"subtotal":42145.5},"total_fees":120434.5,"total_cash_required":320434.5,"total_acquisition_cost":2120434.5},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false,"notes":"Attorney fees include VAT at 15%. All fee line items are guideline estimates — actual amounts vary by firm and transaction. total_cash_required is the minimum cash needed on transfer day (deposit + all fees)."}}
债券总购买成本计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25055/bond+total+purchase+cost+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "property_price": 2000000,
  "deposit": 200000
}'

    
请求
返回南非房贷的完整月度摊销计划 每个条目显示贷款期限内每个月的付款金额 还款部分 利息部分和剩余余额 包含总付款 总本金和总利息的摘要 请求体: - property_price(必需):以兰特为单位的房产购买价格 - deposit(可选):以兰特为单位的押金金额 如果未提供则默认为0 - term_years(必需):以年为单位的贷款期限 例如:20 - annual_interest_rate(必需):以百分比形式表示的年利率 例如:10.25
Endpoint ID: 25056
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25056/bond+amortisation+schedule
输入参数

债券摊销计划 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"schedule":[{"month":1,"payment":38466.47,"principal":23091.47,"interest":15375,"balance":1776908.53},{"month":2,"payment":38466.47,"principal":23288.71,"interest":15177.76,"balance":1753619.82},{"month":3,"payment":38466.47,"principal":23487.63,"interest":14978.84,"balance":1730132.19},{"month":4,"payment":38466.47,"principal":23688.26,"interest":14778.21,"balance":1706443.93},{"month":5,"payment":38466.47,"principal":23890.59,"interest":14575.88,"balance":1682553.34},{"month":6,"payment":38466.47,"principal":24094.66,"interest":14371.81,"balance":1658458.68},{"month":7,"payment":38466.47,"principal":24300.47,"interest":14166,"balance":1634158.21},{"month":8,"payment":38466.47,"principal":24508.04,"interest":13958.43,"balance":1609650.17},{"month":9,"payment":38466.47,"principal":24717.37,"interest":13749.1,"balance":1584932.8},{"month":10,"payment":38466.47,"principal":24928.5,"interest":13537.97,"balance":1560004.3},{"month":11,"payment":38466.47,"principal":25141.43,"interest":13325.04,"balance":1534862.87},{"month":12,"payment":38466.47,"principal":25356.18,"interest":13110.29,"balance":1509506.69},{"month":13,"payment":38466.47,"principal":25572.77,"interest":12893.7,"balance":1483933.92},{"month":14,"payment":38466.47,"principal":25791.2,"interest":12675.27,"balance":1458142.72},{"month":15,"payment":38466.47,"principal":26011.5,"interest":12454.97,"balance":1432131.22},{"month":16,"payment":38466.47,"principal":26233.68,"interest":12232.79,"balance":1405897.54},{"month":17,"payment":38466.47,"principal":26457.76,"interest":12008.71,"balance":1379439.78},{"month":18,"payment":38466.47,"principal":26683.76,"interest":11782.71,"balance":1352756.02},{"month":19,"payment":38466.47,"principal":26911.68,"interest":11554.79,"balance":1325844.34},{"month":20,"payment":38466.47,"principal":27141.55,"interest":11324.92,"balance":1298702.79},{"month":21,"payment":38466.47,"principal":27373.38,"interest":11093.09,"balance":1271329.41},{"month":22,"payment":38466.47,"principal":27607.2,"interest":10859.27,"balance":1243722.21},{"month":23,"payment":38466.47,"principal":27843.01,"interest":10623.46,"balance":1215879.2},{"month":24,"payment":38466.47,"principal":28080.84,"interest":10385.63,"balance":1187798.36},{"month":25,"payment":38466.47,"principal":28320.69,"interest":10145.78,"balance":1159477.67},{"month":26,"payment":38466.47,"principal":28562.6,"interest":9903.87,"balance":1130915.07},{"month":27,"payment":38466.47,"principal":28806.57,"interest":9659.9,"balance":1102108.5},{"month":28,"payment":38466.47,"principal":29052.63,"interest":9413.84,"balance":1073055.87},{"month":29,"payment":38466.47,"principal":29300.78,"interest":9165.69,"balance":1043755.09},{"month":30,"payment":38466.47,"principal":29551.06,"interest":8915.41,"balance":1014204.03},{"month":31,"payment":38466.47,"principal":29803.48,"interest":8662.99,"balance":984400.55},{"month":32,"payment":38466.47,"principal":30058.05,"interest":8408.42,"balance":954342.5},{"month":33,"payment":38466.47,"principal":30314.79,"interest":8151.68,"balance":924027.71},{"month":34,"payment":38466.47,"principal":30573.73,"interest":7892.74,"balance":893453.98},{"month":35,"payment":38466.47,"principal":30834.88,"interest":7631.59,"balance":862619.1},{"month":36,"payment":38466.47,"principal":31098.27,"interest":7368.2,"balance":831520.83},{"month":37,"payment":38466.47,"principal":31363.9,"interest":7102.57,"balance":800156.93},{"month":38,"payment":38466.47,"principal":31631.8,"interest":6834.67,"balance":768525.13},{"month":39,"payment":38466.47,"principal":31901.98,"interest":6564.49,"balance":736623.15},{"month":40,"payment":38466.47,"principal":32174.48,"interest":6291.99,"balance":704448.67},{"month":41,"payment":38466.47,"principal":32449.3,"interest":6017.17,"balance":671999.37},{"month":42,"payment":38466.47,"principal":32726.48,"interest":5739.99,"balance":639272.89},{"month":43,"payment":38466.47,"principal":33006.01,"interest":5460.46,"balance":606266.88},{"month":44,"payment":38466.47,"principal":33287.94,"interest":5178.53,"balance":572978.94},{"month":45,"payment":38466.47,"principal":33572.27,"interest":4894.2,"balance":539406.67},{"month":46,"payment":38466.47,"principal":33859.04,"interest":4607.43,"balance":505547.63},{"month":47,"payment":38466.47,"principal":34148.25,"interest":4318.22,"balance":471399.38},{"month":48,"payment":38466.47,"principal":34439.93,"interest":4026.54,"balance":436959.45},{"month":49,"payment":38466.47,"principal":34734.11,"interest":3732.36,"balance":402225.34},{"month":50,"payment":38466.47,"principal":35030.8,"interest":3435.67,"balance":367194.54},{"month":51,"payment":38466.47,"principal":35330.02,"interest":3136.45,"balance":331864.52},{"month":52,"payment":38466.47,"principal":35631.79,"interest":2834.68,"balance":296232.73},{"month":53,"payment":38466.47,"principal":35936.15,"interest":2530.32,"balance":260296.58},{"month":54,"payment":38466.47,"principal":36243.1,"interest":2223.37,"balance":224053.48},{"month":55,"payment":38466.47,"principal":36552.68,"interest":1913.79,"balance":187500.8},{"month":56,"payment":38466.47,"principal":36864.9,"interest":1601.57,"balance":150635.9},{"month":57,"payment":38466.47,"principal":37179.79,"interest":1286.68,"balance":113456.11},{"month":58,"payment":38466.47,"principal":37497.37,"interest":969.1,"balance":75958.74},{"month":59,"payment":38466.47,"principal":37817.66,"interest":648.81,"balance":38141.08},{"month":60,"payment":38466.87,"principal":38141.08,"interest":325.79,"balance":0}],"summary":{"total_payments":2307988.6,"total_principal":1800000,"total_interest":507988.6}},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false}}
债券摊销计划 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25056/bond+amortisation+schedule' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "property_price": 2000000,
  "deposit": 200000,
  "term_years": 5,
  "annual_interest_rate": 10.25
}'

    
请求
比较两个南非住房贷款场景并排显示返回两种还款分解和结构化比较显示哪个选项总体上更便宜总利息节省每月付款差异以及当整体上最便宜的选项每月付款较高时的承诺说明 请求主体: - bond_a(必填):第一个贷款场景对象包含房产价格首付(可选)年限和年利率 - bond_b(必填):第二个贷款场景对象包含房产价格首付(可选)年限和年利率
Endpoint ID: 25057
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25057/bond+comparison+calculator
输入参数

标题比较计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"bond_a":{"property_price":2000000,"deposit":200000,"principal":1800000,"term_years":20,"annual_interest_rate":10.25,"monthly_repayment":17669.58,"total_repayment":4240699.2,"total_interest":2440699.2},"bond_b":{"property_price":2000000,"deposit":200000,"principal":1800000,"term_years":15,"annual_interest_rate":10.25,"monthly_repayment":19619.12,"total_repayment":3531441.6,"total_interest":1731441.6},"comparison":{"cheaper_option":"bond_b","total_saving":709257.6,"monthly_difference":1949.54,"note":"Bond B costs less overall but has higher monthly repayments. Bond A is cheaper month-to-month but costs more in total interest."}},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false}}
标题比较计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25057/bond+comparison+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "bond_a": {
    "property_price": 2000000,
    "deposit": 200000,
    "term_years": 20,
    "annual_interest_rate": 10.25
  },
  "bond_b": {
    "property_price": 2000000,
    "deposit": 200000,
    "term_years": 15,
    "annual_interest_rate": 10.25
  }
}'

    
请求
返回当前南非的主要贷款利率,该利率由南非储备银行发布。该利率每天抓取并持久化到数据库。如果实时抓取失败则返回最后一次成功持久化的值。响应包含抓取时间戳和一个后备标志,指示是否使用了缓存或配置值 不需要参数
Endpoint ID: 25058
GET https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25058/sarb+prime+lending+rate
输入参数

剩余免费测试请求:3 / 3。

此端点不需要任何输入参数。

API 示例响应
JSON
{"success":true,"data":{"prime_rate":10.25,"scraped_at":"2026-05-29T08:41:39.201Z","fallback":false},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false}}
南非储备银行基准借贷利率 — 代码片段

curl --location --request GET 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25058/sarb+prime+lending+rate' --header 'Authorization: Bearer YOUR_API_KEY' 


    
请求

计算南非车辆融资协议的每月汽车贷款还款额 支持可选的气球付款 如果指定了气球付款,则在每月还款计算中排除,但在条款结束时仍作为一笔总额到期应付 在响应中包含警告字段,任何时候气球付款存在时均会出现 请求体: - vehicle_price(必填):车辆的购买价格,以兰特为单位 - deposit(可选):押金金额,以兰特为单位 如果未提供,则默认为0 - term_months(必填):贷款期限,以月份为单位 例如:72 - annual_interest_rate(必填):年利率,以百分比表示 例如:11.5 - balloon_payment(可选):气球付款金额,以兰特为单位 如果未提供,则默认为0

Endpoint ID: 25059
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25059/vehicle+repayment+calculator
输入参数

车辆还款计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"vehicle_price":500000,"deposit":50000,"loan_amount":450000,"monthly_repayment":7952.93,"term_months":72,"annual_interest_rate":11.5,"balloon_payment":75000,"warning":"Balloon amount of R75 000,00 is still owed at end of term and is not included in monthly repayment"},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any vehicle finance decisions.","cached":false}}
车辆还款计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25059/vehicle+repayment+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "vehicle_price": 500000,
  "deposit": 50000,
  "term_months": 72,
  "annual_interest_rate": 11.5,
  "balloon_payment": 75000
}'

    
请求

根据每月预算计算买家可以承受的最大车辆价格 支持可选的球形付款 不包括保险 许可证或燃料等额外拥有成本 请求正文 - monthly_budget(必需):以兰特为单位的最大每月还款预算 - deposit(可选):可用的存款金额以兰特为单位 如果未提供则默认为0 - term_months(必需):贷款期限以月份为单位 示例:72 - annual_interest_rate(必需):年利率百分比 示例:11.5 - balloon_payment(可选):以兰特为单位的球形付款金额 如果未提供则默认为0

Endpoint ID: 25060
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25060/vehicle+affordability+calculator
输入参数

车辆可负担性计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"max_vehicle_price":464697.8,"max_loan_amount":414697.8,"monthly_budget":8000,"deposit":50000,"term_months":72,"annual_interest_rate":11.5},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any vehicle finance decisions.","cached":false,"notes":"Max vehicle price is the maximum that can be financed at the given monthly budget. Additional costs (insurance, licensing, fuel) are not included."}}
车辆可负担性计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25060/vehicle+affordability+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "monthly_budget": 8000,
  "deposit": 50000,
  "term_months": 72,
  "annual_interest_rate": 11.5
}'

    
请求

计算在南非拥有融资车辆的总成本 包括所有每月还款 总支付利息和如果适用的气球付款 总利息仅针对摊销部分计算 而气球付款作为延期本金单独列出 请求体: - vehicle_price(必填):以兰特为单位的车辆购买价格。 - deposit(可选):以兰特为单位的押金金额 如果未提供默认为0。 - term_months(必填):贷款期限(以月为单位) 示例:72。 - annual_interest_rate(必填):年利率(以百分比表示) 示例:11.5。 - balloon_payment(可选):以兰特为单位的气球付款金额 如果未提供默认为0。

Endpoint ID: 25061
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25061/vehicle+total+cost+of+ownership
输入参数

车辆总拥有成本 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"vehicle_price":500000,"deposit":50000,"loan_amount":450000,"monthly_repayment":8681.02,"term_months":72,"annual_interest_rate":11.5,"total_repayments":625033.44,"total_interest":175033.44,"total_cost_of_ownership":675033.44},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any vehicle finance decisions.","cached":false,"notes":"total_interest reflects the financing cost on the amortised portion only. balloon_payment is deferred principal and is surfaced separately. total_cost_of_ownership = deposit + total_repayments + balloon_payment."}}
车辆总拥有成本 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25061/vehicle+total+cost+of+ownership' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "vehicle_price": 500000,
  "deposit": 50000,
  "term_months": 72,
  "annual_interest_rate": 11.5
}'

    
请求

对比两个南非车辆融资场景的并排比较。返回两种还款明细和结构化的比较,显示基于总体拥有成本、总节省、每月付款差异以及适用的权衡说明,哪个选项总体上更便宜。支持任一车辆的可选气球付款。请求体:- vehicle_a(必需):第一个车辆场景对象,包含车辆价格、押金(可选)、贷款期限(月)、年利率和气球付款(可选)。- vehicle_b(必需):第二个车辆场景对象,包含车辆价格、押金(可选)、贷款期限(月)、年利率和气球付款(可选)。

Endpoint ID: 25062
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25062/vehicle+comparison+calculator
输入参数

车辆比较计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"vehicle_a":{"vehicle_price":500000,"deposit":50000,"loan_amount":450000,"term_months":72,"annual_interest_rate":11.5,"monthly_repayment":8681.02,"total_repayments":625033.44,"total_interest":175033.44,"total_cost_of_ownership":675033.44},"vehicle_b":{"vehicle_price":500000,"deposit":50000,"loan_amount":450000,"term_months":60,"annual_interest_rate":11.5,"monthly_repayment":9896.67,"total_repayments":593800.2,"total_interest":143800.2,"total_cost_of_ownership":643800.2},"comparison":{"cheaper_option":"vehicle_b","total_saving":31233.24,"monthly_difference":1215.65,"note":"Vehicle B costs less overall but has higher monthly repayments. Vehicle A is cheaper month-to-month but costs more in total."}},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any vehicle finance decisions.","cached":false}}
车辆比较计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25062/vehicle+comparison+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "vehicle_a": {
    "vehicle_price": 500000,
    "deposit": 50000,
    "term_months": 72,
    "annual_interest_rate": 11.5
  },
  "vehicle_b": {
    "vehicle_price": 500000,
    "deposit": 50000,
    "term_months": 60,
    "annual_interest_rate": 11.5
  }
}'

    
请求

计算2026/27财政年度完整的南非PAYE所得税、失业保险基金、技能发展税和医疗援助税费抵免。返回员工和雇主的月度和年度贡献细分。年龄决定适用的退款类型,健康计划成员决定每月税费抵免的扣除额。申请正文:- 年收入(必填):扣除前的年总收入,以兰特为单位。 - 年龄(必填):纳税人的年龄。决定适用的初级、次级(65岁或以上)或三级(75岁或以上)退款。 - 健康计划成员(可选):健康计划的总成员数,包括主要成员。如果未提供,默认为0。

Endpoint ID: 25063
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25063/calculadora+de+imposto+de+renda+paye
输入参数

PAYE所得税计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"annual_income":480000,"monthly_income":40000,"tax_year":"2026/27","gross_income_tax":{"annual":110037,"monthly":9169.75},"rebate":{"primary":17820,"secondary":0,"tertiary":0,"total":17820},"income_tax":{"annual":80145,"monthly":6678.75},"uif":{"employee_monthly":177.12,"employer_monthly":177.12,"ceiling_applied":true},"sdl":{"monthly":400,"note":"Employer levy — not deducted from employee salary. Payable only if employer annual payroll exceeds R500,000."},"effective_tax_rate":0.167,"net_monthly_income":33144.13,"medical_aid_tax_credit":{"members":3,"monthly":1006,"annual":12072}},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false,"notes":"PAYE calculated on gross annual income before any other deductions (e.g. pension, retirement annuity). Net monthly income reflects salary after income tax and employee UIF contribution only."}}
PAYE所得税计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25063/calculadora+de+imposto+de+renda+paye' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "annual_income": 480000,
  "age": 35,
  "medical_aid_members": 3
}'

    
请求
计算南非员工的净薪水 在扣除所得税和失业保险基金后返回清洁的月净薪水 输出比设计用于快速薪水计算的完整PAYE API更简单,不包括完整的税收细 breakdown 不包括其他扣除,如退休金 退休年金或医疗援助奖金 请求主体 - 年收入(必填) 在任何扣除之前以兰特为单位的年收入 - 年龄(必填) 纳税人的年龄 确定适用的扣除 - 健康计划成员(可选) 健康计划的成员总数 如果未提供,默认为0
Endpoint ID: 25064
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25064/calculadora+de+sal%c3%a1rio+l%c3%adquido
输入参数

净工资计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"gross_monthly":40000,"tax_monthly":6678.75,"uif_monthly":177.12,"net_monthly":33144.13},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false,"notes":"Take-home pay after income tax and employee UIF contribution only. No other deductions (pension, retirement annuity, medical aid premium) are applied."}}
净工资计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25064/calculadora+de+sal%c3%a1rio+l%c3%adquido' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "annual_income": 480000,
  "age": 35,
  "medical_aid_members": 3
}'

    
请求

使用SARS的平均方法计算年度奖金应纳税额 奖金的税款计算为总收入的税款加上奖金减去仅收入的税款 返回扣税后的净奖金和奖金的有效税率 申请内容: - renda_anual(必填):奖金之前的年收入(以兰特为单位) - valor_do_bônus(必填):奖金金额(以兰特为单位) - idade(必填):纳税人的年龄 确定适用的扣除 - membros_de_plano_de_saúde(可选):健康计划的总成员数 如果未提供,则默认为0

Endpoint ID: 25065
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25065/calculadora+de+imposto+sobre+b%c3%b4nus+anual
输入参数

年度奖金税计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"bonus_amount":50000,"tax_on_bonus":15500,"net_bonus":34500,"effective_bonus_tax_rate":0.31},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false,"notes":"Tax on bonus uses the SARS averaging method: tax on (annual income + bonus) minus tax on annual income. Result may differ if employer uses a different method or if other deductions apply."}}
年度奖金税计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25065/calculadora+de+imposto+sobre+b%c3%b4nus+anual' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "annual_income": 480000,
  "bonus_amount": 50000,
  "age": 35
}'

    
请求
返回南非的所得税税率、扣除、税收限额和医疗保健税收抵免,适用于特定的财政年度。可用的年份为2023、2024、2025和2026。如果请求的年份不可用,则回复中会包含可用年份的列表 查询参数: - 年(必填):要检索的财政年度。使用财政年度结束的年份。例如:2026代表财政年度2026/27,从2026年3月1日到2027年2月28日
Endpoint ID: 25066
GET https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25066/faixas+de+imposto+por+ano
输入参数

剩余免费测试请求:3 / 3。


输入参数

此端点不需要任何输入参数。

API 示例响应
JSON
{"success":true,"data":{"tax_year":"2026/27","effective_date":"2026-03-01","income_tax_brackets":[{"from":0,"to":245100,"threshold":0,"base_tax":0,"rate":0.18},{"from":245101,"to":383100,"threshold":245100,"base_tax":44118,"rate":0.26},{"from":383101,"to":530200,"threshold":383100,"base_tax":79998,"rate":0.31},{"from":530201,"to":695800,"threshold":530200,"base_tax":125599,"rate":0.36},{"from":695801,"to":887000,"threshold":695800,"base_tax":185215,"rate":0.39},{"from":887001,"to":1878600,"threshold":887000,"base_tax":259783,"rate":0.41},{"from":1878601,"to":null,"threshold":1878600,"base_tax":666339,"rate":0.45}],"rebates":{"primary":17820,"secondary":9765,"tertiary":3249},"tax_thresholds":{"under_65":99000,"age_65_to_74":153250,"age_75_and_over":171300},"medical_aid_tax_credits":{"main_member_monthly":376,"first_dependant_monthly":376,"additional_dependant_monthly":254}},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false}}
按年税率等级 — 代码片段

curl --location --request GET 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25066/faixas+de+imposto+por+ano' --header 'Authorization: Bearer YOUR_API_KEY' 


    
请求
返回当前的南非税率,包括增值税率和雇员与雇主的失业保险基金缴费比例 失业保险基金的每月与年薪上限 SDL税率以及SDL工资单年度免税额 这些税率是立法规定的且很少变动
Endpoint ID: 25067
GET https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25067/taxas+de+impostos+atuais
输入参数

剩余免费测试请求:3 / 3。

此端点不需要任何输入参数。

API 示例响应
JSON
{"success":true,"data":{"vat":{"rate":0.15,"percentage":15},"uif":{"employee_rate":0.01,"employer_rate":0.01,"monthly_remuneration_ceiling":17712,"annual_remuneration_ceiling":212544},"sdl":{"rate":0.01,"annual_payroll_exemption_threshold":500000}},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false}}
当前税率 — 代码片段

curl --location --request GET 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25067/taxas+de+impostos+atuais' --header 'Authorization: Bearer YOUR_API_KEY' 


    
请求

将任何数量添加或移除15%的南非增值税。使用添加模式将不含增值税的金额转换为含增值税的金额。使用移除模式从含增值税的金额中提取不含增值税的价格。请求体:- 数量(必填):需要应用增值税的兰特金额。- 模式(必填):计算的方向。使用添加从不含增值税的金额计算含增值税的价格。使用移除从含增值税的金额中提取不含增值税的价格。

Endpoint ID: 25068
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25068/calculadora+de+iva
输入参数

增值税计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"mode":"add","amount_exclusive":1000,"vat_amount":150,"amount_inclusive":1150,"vat_rate":0.15},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false}}
增值税计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25068/calculadora+de+iva' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "amount": 1000,
  "mode": "add"
}'

    
请求
计算南非的养老金基金赎回金额应缴纳的税款,使用2026/27财年的SARS赎回金额税表。支持退休时的赎回金额和退休前的提前提取。税款的计算假设这是第一次提取的赎回金额,因为SARS将终身之前的所有赎回金额相加。 请求正文: - montante_resgate(必填):以兰特为单位的赎回金额 - tipo(必填):提取的类型。对于退休时提取的赎回金额,请使用na_aposentadoria。对于退休前的提前提取,请使用retirada。
Endpoint ID: 25069
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25069/calculadora+de+imposto+de+montante+%c3%9anico+de+aposentadoria
输入参数

一次性退休金税计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"lump_sum":800000,"type":"at_retirement","tax_payable":47700,"net_lump_sum":752300,"effective_tax_rate":0.0596,"tax_year":"2026/27"},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false,"notes":"Tax is calculated on the assumption this is the first lump sum taken. SARS aggregates all prior lump sums in a lifetime — prior withdrawals may push this amount into a higher bracket. Consult a retirement specialist."}}
一次性退休金税计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25069/calculadora+de+imposto+de+montante+%c3%9anico+de+aposentadoria' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "lump_sum": 800000,
  "type": "at_retirement"
}'

    
请求

返回给定数量的医疗援助成员的每月和年度医疗援助税收抵免,使用当前的SARS 2026/27费率。抵免减少应付的PAYE,而不是现金退款。对于需要独立计算医疗援助抵免的HR工具和工资系统非常有用。查询参数:- members(必填):医疗援助成员的总数,包括主要成员和所有受扶养人。例如:3。

Endpoint ID: 25070
GET https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25070/medical+aid+tax+credits
输入参数

医疗援助税收抵免 — 端点功能

对象 描述
members 必需 Required. Total number of medical aid members including main member and all dependants.

剩余免费测试请求:3 / 3。


输入参数

members
API 示例响应
JSON
{"success":true,"data":{"members":3,"monthly_credit":1006,"annual_credit":12072,"rates":{"main_member_monthly":376,"first_dependant_monthly":376,"additional_dependant_monthly":254}},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false,"notes":"Medical aid tax credits for tax year 2026/27. Credits reduce PAYE payable — they are not a cash refund."}}
医疗援助税收抵免 — 代码片段

curl --location --request GET 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25070/medical+aid+tax+credits?members=3' --header 'Authorization: Bearer YOUR_API_KEY' 


    
请求
比较两个南非财政年度的税务情况 并返回两个年度之间的所得税税率 差异 纳税限额 及医疗保健税收抵免 有助于向客户展示预算变化如何年复一年影响他们的税务状况 可用年份为 2023 2024 2025 和 2026 查询参数: - 年份1(必填):要比较的第一个财政年度 使用财政年度结束的年份 例如 2023 - 年份2(必填):要比较的第二个财政年度 使用财政年度结束的年份 例如 2026
Endpoint ID: 25071
GET https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25071/tax+year+comparison
输入参数

财政年度比较 — 端点功能

对象 描述
year1 必需 Required. First tax year to compare. Accepted values: 2023, 2024, 2025, 2026.
year2 必需 Required. Second tax year to compare. Accepted values: 2023, 2024, 2025, 2026.

剩余免费测试请求:3 / 3。


输入参数

year1
year2
API 示例响应
JSON
{"success":true,"data":{"years_compared":["2023","2026"],"income_tax_brackets":[{"2023":{"from":0,"to":226000},"2026":{"from":0,"to":245100},"bracket":1,"rate":0.18},{"2023":{"from":226001,"to":353100},"2026":{"from":245101,"to":383100},"bracket":2,"rate":0.26},{"2023":{"from":353101,"to":488700},"2026":{"from":383101,"to":530200},"bracket":3,"rate":0.31},{"2023":{"from":488701,"to":641400},"2026":{"from":530201,"to":695800},"bracket":4,"rate":0.36},{"2023":{"from":641401,"to":817600},"2026":{"from":695801,"to":887000},"bracket":5,"rate":0.39},{"2023":{"from":817601,"to":1731600},"2026":{"from":887001,"to":1878600},"bracket":6,"rate":0.41},{"2023":{"from":1731601,"to":null},"2026":{"from":1878601,"to":null},"bracket":7,"rate":0.45}],"rebates":{"primary":{"2023":16425,"2026":17820,"difference":1395},"secondary":{"2023":9000,"2026":9765,"difference":765},"tertiary":{"2023":2997,"2026":3249,"difference":252}},"tax_thresholds":{"under_65":{"2023":91250,"2026":99000,"difference":7750},"age_65_to_74":{"2023":141250,"2026":153250,"difference":12000},"age_75_and_over":{"2023":157900,"2026":171300,"difference":13400}},"medical_aid_tax_credits":{"main_member_monthly":{"2023":347,"2026":376,"difference":29},"first_dependant_monthly":{"2023":347,"2026":376,"difference":29},"additional_dependant_monthly":{"2023":234,"2026":254,"difference":20}}},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false,"notes":"Comparison of tax year 2023/24 (effective 2023-03-01) vs 2026/27 (effective 2026-03-01). Differences are year2 minus year1."}}
财政年度比较 — 代码片段

curl --location --request GET 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25071/tax+year+comparison?year1=2023&year2=2026' --header 'Authorization: Bearer YOUR_API_KEY' 


    
请求

计算南非个人贷款的每月付款、总付款和总利息,使用标准摊销,返回包括本金、期限、利率和贷款总成本的完整描述 请求主体 - 本金(必填):贷款金额(兰特) - term_months(必填):贷款期为几个月 示例:60 - annual_interest_rate(必填):年利率(百分比) 示例:13.5

Endpoint ID: 25072
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25072/personal+loan+repayment+calculator
输入参数

个人贷款退款计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"principal":150000,"term_months":60,"annual_interest_rate":13.5,"monthly_repayment":3451.48,"total_repayment":207088.8,"total_interest":57088.8},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any financial decisions.","cached":false}}
个人贷款退款计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25072/personal+loan+repayment+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "principal": 150000,
  "term_months": 60,
  "annual_interest_rate": 13.5
}'

    
请求

将两个南非个人贷款场景并排比较。返回两个贷款的细目以及结构化比较,显示哪个选项总体上更便宜、总利息节省、每月还款差异,以及在总体上更便宜的贷款具有更高每月还款时的权衡说明。请求体:- loan_a(必填):第一个贷款场景对象,包含本金、期限(月份)和年利率。- loan_b(必填):第二个贷款场景对象,包含本金、期限(月份)和年利率。

Endpoint ID: 25073
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25073/loan+comparison+calculator
输入参数

贷款比较计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"loan_a":{"principal":150000,"term_months":60,"annual_interest_rate":13.5,"monthly_repayment":3451.48,"total_repayment":207088.8,"total_interest":57088.8},"loan_b":{"principal":150000,"term_months":48,"annual_interest_rate":13.5,"monthly_repayment":4061.45,"total_repayment":194949.6,"total_interest":44949.6},"comparison":{"cheaper_option":"b","total_saving":12139.2,"monthly_difference":609.97,"note":"Loan B costs less overall but has higher monthly repayments. Loan A is cheaper month-to-month but costs more in total interest."}},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any financial decisions.","cached":false}}
贷款比较计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25073/loan+comparison+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "loan_a": {
    "principal": 150000,
    "term_months": 60,
    "annual_interest_rate": 13.5
  },
  "loan_b": {
    "principal": 150000,
    "term_months": 48,
    "annual_interest_rate": 13.5
  }
}'

    
请求
计算在指定年数后以南非兰特金额的未来价值 使用南非消费者物价指数的通货膨胀率 显示随着时间的推移失去多少购买力 默认使用南非统计局当前的消费者物价指数 如果需要可以支持可选的替代率以模拟自定义的通货膨胀场景 请求正文: - 金额(必填):南非兰特的现值金额 - 年数(必填):预测的年数 必须是正整数 - 替代率(选填):自定义通货膨胀率,以小数表示 示例0 06表示6百分比 如果未提供则使用南非统计局当前的消费者物价指数
Endpoint ID: 25074
POST https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25074/calculadora+de+valor+futuro+da+infla%c3%a7%c3%a3o
输入参数

通货膨胀未来价值计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"present_value":100000,"future_value":148024.43,"increase":48024.43,"inflation_rate":0.04,"years":10,"rate_source":"SA CPI (Stats SA)"},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any financial decisions.","cached":false,"notes":"SA CPI rate of 4.00% used (April 2026). Update config/rates.json to reflect the latest Stats SA release."}}
通货膨胀未来价值计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12777/transfer+duty+and+conveyancing+fees+sa+financial+calculators+api/25074/calculadora+de+valor+futuro+da+infla%c3%a7%c3%a3o' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "amount": 100000,
  "years": 10
}'

    

API 访问密钥和身份验证

注册后,每个开发者都会被分配一个个人 API 访问密钥,这是一个唯一的字母和数字组合,用于访问我们的 API 端点。要使用 转让税和过户费 SA 财务计算器 API 进行身份验证,只需在 Authorization 标头中包含您的 bearer token。

标头
标头 描述
授权 必需 应为 Bearer access_key. 订阅后,请查看上方的"您的 API 访问密钥"。

无长期承诺。随时升级、降级或取消。 免费试用包括最多 50 个请求。

(年度计费可节省 2 个月 🎉)

🚀 企业版套餐

起价
$ 10,000/年


  • 自定义数量
  • 自定义速率限制
  • 专业客户支持
  • 实时 API 监控

概览

一套全面的南非财务计算器,涵盖了证券和财产成本、汽车融资、PAYE税、增值税、退休金缴款、个人贷款和通货膨胀。所有货币金额以南非兰特(ZAR)为单位。在证券、车辆、税收和个人财务模块中覆盖25个基本点。数据来自南非税务局、劳动和生产委员会、官方公报、南非储备银行和南非统计局

转让税和过户费 SA 财务计算器 API FAQs

所有货币的输入和输出均以南非兰特(ZAR)为单位。请不要以分为单位传递数值 — 始终使用完整的兰特金额

所有结果仅为信息性估算 律师费用 公证费用和转让税是根据发布的官方表格计算的 但实际金额可能因交易而异 每个答案都包括一个免责声明在元字段中

所有税务计算默认使用2026/27税年(2026年3月1日至2027年2月28日),基于最新的南非税务局预算公告。2023年、2024年和2025年的历史税率区间可以通过税率区间和税年比较端点获取

基准利率每天从南非储备银行(resbank.co.za)抓取并保存到数据库中 GET /bond/prime-rate接口始终返回最新确认的利率以及抓取时间戳 如果实时抓取失败,则使用最后一个成功持久化的值,并在响应中包含flagback: true

转让律师费(也称为过户费)和抵押登记律师费是根据自2025年8月1日起生效的LSSA增量收费标准计算的。公式为基础费用加上每个单位或部分的增量,向上取整。所有律师费用金额均包含15%的增值税,并标记为is_estimate:true因为实际费用可以协商并因公司而异

转让费用包括将卖方的财产转移给买方所需的税费,包括转让税 律师费和公证费 注册费用涵盖了注册新抵押贷款所需的费用 包括抵押贷款登记律师费和公证费 接口/bond/total-purchase-cost将两者合并为一个单独的部分

气球付款减少了每月的摊销金额,从而导致每月还款额降低。然而,在融资期结束时,完整的气球金额仍然作为一次性付款到期,且不包括在每月还款中。每个包含气球付款的响应都会包含一个警告字段以明确这一点

SARS平均法被使用 税款是基于总收入加奖金计算 然后单独的收入税被扣除 差额就是奖金的税 这与大多数南非雇主用于工资管理的方法相符

- 税率和转让费:在年度预算演讲后于二月更新 - 公证费:在《共和国日报》发布后于四月更新 - 律师LPC费用:在LSSA指导方针发布后于八月更新 - 主要利率:在南非储备银行MPC每次决定后每日通过抓取更新

该API适用于显示估算、构建计算器和信息工具。它不能替代专业的财务、税务或法律建议。所有结果应清晰地作为估算呈现给最终用户。每个响应元块中的免责声明字段是为此目的提供的

每个端点返回结构化的JSON数据,用于提供特定的财务计算。例如,债券偿还计算器返回每月偿还金额、总偿还额和利息细节,而PAYE所得税计算器提供税务细分、退税和净收入数字

关键字段因端点而异,但通常包括“success”(布尔值)、“data”(包含计算结果的对象)和“meta”(包含来源、免责声明和备注的对象)例如,债券还款计算器包含“monthly_repayment”、“total_interest”和“term_years”等字段

每个端点都有特定的参数。例如,债券还款计算器需要“property_price”、“term_years”和“annual_interest_rate”。可选参数如“deposit”也可以包含。请查阅每个端点的文档以获取详细的参数要求

响应数据分为三个主要部分:“success”表示请求状态,“data”包含计算结果,“meta”提供额外的上下文,例如数据来源和免责声明。这种结构帮助用户快速评估结果及其可靠性

数据来自南非可靠的机构,包括海关和税务总署用于税务计算,律师费用委员会用于律师费用,南非统计局用于通货膨胀率。这确保了计算基于最新的官方指南和发布的时间表

典型用例包括计算财产转让成本 评估债券可负担性 和估算个人贷款还款 用户可以将这些计算集成到金融应用程序中 帮助客户在财产和车辆融资方面做出明智的决策

用户可以通过提供与其财务情况相关的特定参数来自定义请求。例如,在债券可承受性计算器中,用户可以输入他们的“月总收入”和“存款”以将计算调整为他们的财务状况

用户可以通过解读关键字段来利用返回的数据进行决策。例如,在债券比较计算器中,用户可以分析“total_saving”和“monthly_difference”以根据他们的财务目标选择最经济实惠的贷款选项

一般常见问题

Zyla API Hub 就像一个大型 API 商店,您可以在一个地方找到数千个 API。我们还为所有 API 提供专门支持和实时监控。注册后,您可以选择要使用的 API。请记住,每个 API 都需要自己的订阅。但如果您订阅多个 API,您将为所有这些 API 使用相同的密钥,使事情变得更简单。
价格以 USD(美元)、EUR(欧元)、CAD(加元)、AUD(澳元)和 GBP(英镑)列出。我们接受所有主要的借记卡和信用卡。我们的支付系统使用最新的安全技术,由 Stripe 提供支持,Stripe 是世界上最可靠的支付公司之一。如果您在使用卡片付款时遇到任何问题,请通过 [email protected]

此外,如果您已经以这些货币中的任何一种(USD、EUR、CAD、AUD、GBP)拥有有效订阅,该货币将保留用于后续订阅。只要您没有任何有效订阅,您可以随时更改货币。
定价页面上显示的本地货币基于您 IP 地址的国家/地区,仅供参考。实际价格以 USD(美元)为单位。当您付款时,即使您在我们的网站上看到以本地货币显示的等值金额,您的卡片对账单上也会以美元显示费用。这意味着您不能直接使用本地货币付款。
有时,银行可能会因其欺诈保护设置而拒绝收费。我们建议您首先联系您的银行,检查他们是否阻止了我们的收费。此外,您可以访问账单门户并更改关联的卡片以进行付款。如果这些方法不起作用并且您需要进一步帮助,请通过 [email protected]
价格由月度或年度订阅决定,具体取决于所选计划。
API 调用根据成功请求从您的计划中扣除。每个计划都包含您每月可以进行的特定数量的调用。只有成功的调用(由状态 200 响应指示)才会计入您的总数。这确保失败或不完整的请求不会影响您的月度配额。
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要升级您当前的订阅计划,只需转到 API 的定价页面并选择您要升级到的计划。升级将立即生效,让您立即享受新计划的功能。请注意,您之前计划中的任何剩余调用都不会转移到新计划,因此在升级时请注意这一点。您将被收取新计划的全部金额。
要检查您本月剩余多少 API 调用,请参考响应标头中的 "X-Zyla-API-Calls-Monthly-Remaining" 字段。例如,如果您的计划允许每月 1,000 个请求,而您已使用 100 个,则响应标头中的此字段将显示 900 个剩余调用。
要查看您的计划允许的最大 API 请求数,请检查 "X-Zyla-RateLimit-Limit" 响应标头。例如,如果您的计划包括每月 1,000 个请求,此标头将显示 1,000。
"X-Zyla-RateLimit-Reset" 标头显示您的速率限制重置之前的秒数。这告诉您何时您的请求计数将重新开始。例如,如果它显示 3,600,则意味着还有 3,600 秒直到限制重置。
是的,您可以随时通过访问您的账户并在账单页面上选择取消选项来取消您的计划。请注意,升级、降级和取消会立即生效。此外,取消后,您将不再有权访问该服务,即使您的配额中还有剩余调用。
为了让您有机会在没有任何承诺的情况下体验我们的 API,我们提供 7 天免费试用,允许您免费进行最多 50 次 API 调用。此试用只能使用一次,因此我们建议将其应用于您最感兴趣的 API。虽然我们的大多数 API 都提供免费试用,但有些可能不提供。试用在 7 天后或您进行了 50 次请求后结束,以先发生者为准。如果您在试用期间达到 50 次请求限制,您需要"开始您的付费计划"以继续发出请求。您可以在个人资料中的订阅 -> 选择您订阅的 API -> 定价标签下找到"开始您的付费计划"按钮。或者,如果您在第 7 天之前不取消订阅,您的免费试用将结束,您的计划将自动计费,授予您访问计划中指定的所有 API 调用的权限。请记住这一点以避免不必要的费用。
7 天后,您将被收取试用期间订阅的计划的全额费用。因此,在试用期结束前取消很重要。因忘记及时取消而提出的退款请求不被接受。
当您订阅 API 免费试用时,您可以进行最多 50 次 API 调用。如果您希望超出此限制进行额外的 API 调用,API 将提示您执行"开始您的付费计划"。您可以在个人资料中的订阅 -> 选择您订阅的 API -> 定价标签下找到"开始您的付费计划"按钮。
付款订单在每月 20 日至 30 日之间处理。如果您在 20 日之前提交请求,您的付款将在此时间范围内处理。
您可以通过我们的聊天渠道联系我们以获得即时帮助。我们始终在线,时间为上午 8 点至下午 5 点(EST)。如果您在该时间之后联系我们,我们将尽快回复您。此外,您可以通过 [email protected]

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