物业成本估算器 SA 财务计算器 API

API ID 12775

使用我们全面的财务计算器API轻松估算物业成本

API 文档

端点

请求
返回API当前的健康状态包括版本号 运行时间(以秒为单位)和环境 使用此端点检查API是否在活动状态以在进行计算请求之前
Endpoint ID: 24997
GET https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/24997/verifica%c3%a7%c3%a3o+de+sa%c3%bade
输入参数

剩余免费测试请求:3 / 3。

此端点不需要任何输入参数。

API 示例响应
JSON
{"success":true,"data":{"version":"1.0.0","uptime_seconds":137620,"environment":"production"}}
健康检查 — 代码片段

curl --location --request GET 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/24997/verifica%c3%a7%c3%a3o+de+sa%c3%bade' --header 'Authorization: Bearer YOUR_API_KEY' 


    
请求

计算南非房贷的每月还款、总还款和总利息,使用标准摊销。返回完整的详细信息,包括本金、存款、贷款期限和利率。请求体:- property_price(必填):以兰特计算的房产购买价格。- deposit(可选):以兰特计算的存款金额。如果未提供,则默认为0。- term_years(必填):贷款期限(年)。示例:20。- annual_interest_rate(必填):以百分比表示的年利率。示例:10.25。

Endpoint ID: 24998
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/24998/bond+repayment+calculator
输入参数

债券偿还计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"monthly_repayment":17669.58,"principal":1800000,"deposit":200000,"property_price":2000000,"total_repayment":4240699.2,"total_interest":2440699.2,"term_months":240,"term_years":20,"annual_interest_rate":10.25},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false}}
债券偿还计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/24998/bond+repayment+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "property_price": 2000000,
  "deposit": 200000,
  "term_years": 20,
  "annual_interest_rate": 10.25
}'

    
请求

根据月收入计算买家可以支付的最大房产价格。使用南非银行采用的30%的标准可负担比例。返回最大房产价格、最大贷款金额和每月最大支付额。请求正文:- gross_monthly_income(必填):扣除前的月收入,单位为兰特。- deposit(可选):可用于首付的金额,单位为兰特。如果未提供,则默认值为0。- term_years(必填):贷款期限,以年为单位。例如:20。- annual_interest_rate(必填):年利率,以百分比表示。例如:10.25。

Endpoint ID: 24999
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/24999/calculadora+de+acessibilidade+de+t%c3%adtulos
输入参数

标题无障碍计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"max_property_price":1628049.82,"max_loan_amount":1528049.82,"max_monthly_repayment":15000,"deposit":100000,"gross_monthly_income":50000,"affordability_ratio":0.3,"term_years":20,"annual_interest_rate":10.25},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false,"notes":"Max monthly repayment is capped at 30% of gross monthly income. Individual banks may apply stricter qualifying criteria and will assess net income, existing debt, and credit profile."}}
标题无障碍计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/24999/calculadora+de+acessibilidade+de+t%c3%adtulos' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "gross_monthly_income": 50000,
  "deposit": 100000,
  "term_years": 20,
  "annual_interest_rate": 10.25
}'

    
请求

计算在南非转让财产的全部费用包括根据当前分级系统的南非税务局转让税根据LPC指导收费标准的转让律师费用(也称为过户费用)来自政府公报的产权办公室转让费用提交费和支出请求主体:- property_price(必填):以兰特为单位的财产购买价格

Endpoint ID: 25000
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25000/bond+transfer+costs+calculator
输入参数

债券转让成本计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"property_price":2000000,"transfer_duty":33786,"transfer_attorney_fee":{"also_known_as":"conveyancing fee","amount":40963,"is_estimate":true},"deeds_office_transfer_fee":{"amount":1738,"is_estimate":true},"lodgement_fee":52,"disbursements":{"amount":1750,"is_estimate":true},"total_transfer_costs":78289},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false,"notes":"Attorney fee includes VAT at 15% and is a guideline estimate — actual fee varies by firm. Disbursements are indicative."}}
债券转让成本计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25000/bond+transfer+costs+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "property_price": 2000000
}'

    
请求

计算在南非注册新抵押贷款的费用包括根据LPC收费指南的抵押贷款注册律师费用共和国日报公证书注册办公室的注册费用提交费用和杂费按抵押贷款金额而不是购房价格计算申请主体-抵押贷款金额(必填):以兰特为单位的贷款金额这是抵押贷款的金额而不是房产的购置价格

Endpoint ID: 25001
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25001/bond+registration+costs+calculator
输入参数

注册标题费用计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"bond_amount":1800000,"bond_registration_attorney_fee":{"amount":38605.5,"is_estimate":true},"deeds_office_registration_fee":{"amount":1738,"is_estimate":true},"lodgement_fee":52,"disbursements":{"amount":1750,"is_estimate":true},"total_registration_costs":42145.5},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false,"notes":"Attorney fee includes VAT at 15% and is a guideline estimate — actual fee varies by firm. Disbursements are indicative."}}
注册标题费用计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25001/bond+registration+costs+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "bond_amount": 1800000
}'

    
请求

计算通过在标准还款基础上额外每月支付多少利息节省和缩短多久的贷款期限 返回节省的月份节省的年份原始总利息新总利息和节省的总利息 请求体:- property_price(必填):以兰特为单位的房产购买价格 - deposit(可选):以兰特为单位的保证金金额 如果未提供则默认为0 - term_years(必填):原始贷款期限(年) 例如:20 - annual_interest_rate(必填):年利率(百分比) 例如:10.25 - extra_monthly_payment(必填):额外的每月支付金额(以兰特为单位),在标准还款上

Endpoint ID: 25002
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25002/bond+extra+payment+calculator
输入参数

债券额外支付计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"standard_monthly_repayment":17669.58,"extra_monthly_payment":2000,"new_monthly_repayment":19669.58,"original_term_months":240,"new_term_months":179,"months_saved":61,"years_saved":5.1,"original_total_interest":2440699.2,"new_total_interest":1719136.68,"interest_saved":721562.52},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false}}
债券额外支付计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25002/bond+extra+payment+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "property_price": 2000000,
  "deposit": 200000,
  "term_years": 20,
  "annual_interest_rate": 10.25,
  "extra_monthly_payment": 2000
}'

    
请求

返回南非购买房产的完整费用明细。将转让费用、抵押注册费用和房产价格合并为一个总的购置成本。在转让当天显示所需的最低现金,包括押金和所有费用。请求体:- property_price(必填):以兰特计算的房产购买价格。- deposit(选填):以兰特计算的押金金额。若未提供,则默认为0。如果押金等于或超过房产价格,则省略抵押注册费用。

Endpoint ID: 25003
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25003/bond+total+purchase+cost+calculator
输入参数

债券总购买成本计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"property_price":2000000,"deposit":200000,"bond_amount":1800000,"transfer_costs":{"transfer_duty":33786,"transfer_attorney_fee":{"also_known_as":"conveyancing fee","amount":40963,"is_estimate":true},"deeds_office_transfer_fee":{"amount":1738,"is_estimate":true},"lodgement_fee":52,"disbursements":{"amount":1750,"is_estimate":true},"subtotal":78289},"registration_costs":{"bond_registration_attorney_fee":{"amount":38605.5,"is_estimate":true},"deeds_office_registration_fee":{"amount":1738,"is_estimate":true},"lodgement_fee":52,"disbursements":{"amount":1750,"is_estimate":true},"subtotal":42145.5},"total_fees":120434.5,"total_cash_required":320434.5,"total_acquisition_cost":2120434.5},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false,"notes":"Attorney fees include VAT at 15%. All fee line items are guideline estimates — actual amounts vary by firm and transaction. total_cash_required is the minimum cash needed on transfer day (deposit + all fees)."}}
债券总购买成本计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25003/bond+total+purchase+cost+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "property_price": 2000000,
  "deposit": 200000
}'

    
请求

返回南非住房贷款的完整逐月摊还计划。每个条目显示每月的还款金额、本金部分、利息部分和贷款期内的剩余余额。包括总支付、总本金和总利息的摘要。请求正文:- property_price(必填):物业的购买价格(以兰特为单位)。- deposit(可选):押金金额(以兰特为单位)。如果未提供,默认为0。- term_years(必填):贷款期限(以年为单位)。示例:20。- annual_interest_rate(必填):年利率(以百分比表示)。示例:10.25。

Endpoint ID: 25004
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25004/bond+amortisation+schedule
输入参数

债券摊销计划 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"schedule":[{"month":1,"payment":38466.47,"principal":23091.47,"interest":15375,"balance":1776908.53},{"month":2,"payment":38466.47,"principal":23288.71,"interest":15177.76,"balance":1753619.82},{"month":3,"payment":38466.47,"principal":23487.63,"interest":14978.84,"balance":1730132.19},{"month":4,"payment":38466.47,"principal":23688.26,"interest":14778.21,"balance":1706443.93},{"month":5,"payment":38466.47,"principal":23890.59,"interest":14575.88,"balance":1682553.34},{"month":6,"payment":38466.47,"principal":24094.66,"interest":14371.81,"balance":1658458.68},{"month":7,"payment":38466.47,"principal":24300.47,"interest":14166,"balance":1634158.21},{"month":8,"payment":38466.47,"principal":24508.04,"interest":13958.43,"balance":1609650.17},{"month":9,"payment":38466.47,"principal":24717.37,"interest":13749.1,"balance":1584932.8},{"month":10,"payment":38466.47,"principal":24928.5,"interest":13537.97,"balance":1560004.3},{"month":11,"payment":38466.47,"principal":25141.43,"interest":13325.04,"balance":1534862.87},{"month":12,"payment":38466.47,"principal":25356.18,"interest":13110.29,"balance":1509506.69},{"month":13,"payment":38466.47,"principal":25572.77,"interest":12893.7,"balance":1483933.92},{"month":14,"payment":38466.47,"principal":25791.2,"interest":12675.27,"balance":1458142.72},{"month":15,"payment":38466.47,"principal":26011.5,"interest":12454.97,"balance":1432131.22},{"month":16,"payment":38466.47,"principal":26233.68,"interest":12232.79,"balance":1405897.54},{"month":17,"payment":38466.47,"principal":26457.76,"interest":12008.71,"balance":1379439.78},{"month":18,"payment":38466.47,"principal":26683.76,"interest":11782.71,"balance":1352756.02},{"month":19,"payment":38466.47,"principal":26911.68,"interest":11554.79,"balance":1325844.34},{"month":20,"payment":38466.47,"principal":27141.55,"interest":11324.92,"balance":1298702.79},{"month":21,"payment":38466.47,"principal":27373.38,"interest":11093.09,"balance":1271329.41},{"month":22,"payment":38466.47,"principal":27607.2,"interest":10859.27,"balance":1243722.21},{"month":23,"payment":38466.47,"principal":27843.01,"interest":10623.46,"balance":1215879.2},{"month":24,"payment":38466.47,"principal":28080.84,"interest":10385.63,"balance":1187798.36},{"month":25,"payment":38466.47,"principal":28320.69,"interest":10145.78,"balance":1159477.67},{"month":26,"payment":38466.47,"principal":28562.6,"interest":9903.87,"balance":1130915.07},{"month":27,"payment":38466.47,"principal":28806.57,"interest":9659.9,"balance":1102108.5},{"month":28,"payment":38466.47,"principal":29052.63,"interest":9413.84,"balance":1073055.87},{"month":29,"payment":38466.47,"principal":29300.78,"interest":9165.69,"balance":1043755.09},{"month":30,"payment":38466.47,"principal":29551.06,"interest":8915.41,"balance":1014204.03},{"month":31,"payment":38466.47,"principal":29803.48,"interest":8662.99,"balance":984400.55},{"month":32,"payment":38466.47,"principal":30058.05,"interest":8408.42,"balance":954342.5},{"month":33,"payment":38466.47,"principal":30314.79,"interest":8151.68,"balance":924027.71},{"month":34,"payment":38466.47,"principal":30573.73,"interest":7892.74,"balance":893453.98},{"month":35,"payment":38466.47,"principal":30834.88,"interest":7631.59,"balance":862619.1},{"month":36,"payment":38466.47,"principal":31098.27,"interest":7368.2,"balance":831520.83},{"month":37,"payment":38466.47,"principal":31363.9,"interest":7102.57,"balance":800156.93},{"month":38,"payment":38466.47,"principal":31631.8,"interest":6834.67,"balance":768525.13},{"month":39,"payment":38466.47,"principal":31901.98,"interest":6564.49,"balance":736623.15},{"month":40,"payment":38466.47,"principal":32174.48,"interest":6291.99,"balance":704448.67},{"month":41,"payment":38466.47,"principal":32449.3,"interest":6017.17,"balance":671999.37},{"month":42,"payment":38466.47,"principal":32726.48,"interest":5739.99,"balance":639272.89},{"month":43,"payment":38466.47,"principal":33006.01,"interest":5460.46,"balance":606266.88},{"month":44,"payment":38466.47,"principal":33287.94,"interest":5178.53,"balance":572978.94},{"month":45,"payment":38466.47,"principal":33572.27,"interest":4894.2,"balance":539406.67},{"month":46,"payment":38466.47,"principal":33859.04,"interest":4607.43,"balance":505547.63},{"month":47,"payment":38466.47,"principal":34148.25,"interest":4318.22,"balance":471399.38},{"month":48,"payment":38466.47,"principal":34439.93,"interest":4026.54,"balance":436959.45},{"month":49,"payment":38466.47,"principal":34734.11,"interest":3732.36,"balance":402225.34},{"month":50,"payment":38466.47,"principal":35030.8,"interest":3435.67,"balance":367194.54},{"month":51,"payment":38466.47,"principal":35330.02,"interest":3136.45,"balance":331864.52},{"month":52,"payment":38466.47,"principal":35631.79,"interest":2834.68,"balance":296232.73},{"month":53,"payment":38466.47,"principal":35936.15,"interest":2530.32,"balance":260296.58},{"month":54,"payment":38466.47,"principal":36243.1,"interest":2223.37,"balance":224053.48},{"month":55,"payment":38466.47,"principal":36552.68,"interest":1913.79,"balance":187500.8},{"month":56,"payment":38466.47,"principal":36864.9,"interest":1601.57,"balance":150635.9},{"month":57,"payment":38466.47,"principal":37179.79,"interest":1286.68,"balance":113456.11},{"month":58,"payment":38466.47,"principal":37497.37,"interest":969.1,"balance":75958.74},{"month":59,"payment":38466.47,"principal":37817.66,"interest":648.81,"balance":38141.08},{"month":60,"payment":38466.87,"principal":38141.08,"interest":325.79,"balance":0}],"summary":{"total_payments":2307988.6,"total_principal":1800000,"total_interest":507988.6}},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false}}
债券摊销计划 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25004/bond+amortisation+schedule' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "property_price": 2000000,
  "deposit": 200000,
  "term_years": 5,
  "annual_interest_rate": 10.25
}'

    
请求

将两个南非住房贷款场景进行并排比较。返回两个还款细分和结构化比较,显示哪个选项总体上更便宜、节省的总利息、每月付款差异以及在更便宜的总体选项具有更高每月还款时的权衡说明。请求体:- bond_a(必填):第一个债券场景对象,包含property_price、deposit(可选)、term_years和annual_interest_rate。- bond_b(必填):第二个债券场景对象,包含property_price、deposit(可选)、term_years和annual_interest_rate。

Endpoint ID: 25005
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25005/bond+comparison+calculator
输入参数

债券比较计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"bond_a":{"property_price":2000000,"deposit":200000,"principal":1800000,"term_years":20,"annual_interest_rate":10.25,"monthly_repayment":17669.58,"total_repayment":4240699.2,"total_interest":2440699.2},"bond_b":{"property_price":2000000,"deposit":200000,"principal":1800000,"term_years":15,"annual_interest_rate":10.25,"monthly_repayment":19619.12,"total_repayment":3531441.6,"total_interest":1731441.6},"comparison":{"cheaper_option":"bond_b","total_saving":709257.6,"monthly_difference":1949.54,"note":"Bond B costs less overall but has higher monthly repayments. Bond A is cheaper month-to-month but costs more in total interest."}},"meta":{"tax_year":"2026/27","disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false}}
债券比较计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25005/bond+comparison+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "bond_a": {
    "property_price": 2000000,
    "deposit": 200000,
    "term_years": 20,
    "annual_interest_rate": 10.25
  },
  "bond_b": {
    "property_price": 2000000,
    "deposit": 200000,
    "term_years": 15,
    "annual_interest_rate": 10.25
  }
}'

    
请求
返回由南非储备银行发布的当前南非主要贷款利率 该利率每天抓取并持久化到数据库 如果实时抓取失败则返回上次成功持久化的值 响应包括抓取时间戳和一个回退标志指示是否使用了缓存或配置值 不需要参数
Endpoint ID: 25006
GET https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25006/sarb+prime+lending+rate
输入参数

剩余免费测试请求:3 / 3。

此端点不需要任何输入参数。

API 示例响应
JSON
{"success":true,"data":{"prime_rate":10.25,"scraped_at":"2026-05-29T08:41:39.201Z","fallback":false},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any property or financial decisions.","cached":false}}
南非储备银行基准贷款利率 — 代码片段

curl --location --request GET 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25006/sarb+prime+lending+rate' --header 'Authorization: Bearer YOUR_API_KEY' 


    
请求

计算南非车辆融资协议的每月汽车贷款还款额 支持可选的气球付款 如果指定了气球付款则不包括在每月还款计算中但在期限结束时仍需作为一次性付款支付 每当存在气球付款时响应中会包含警告字段 请求体: - vehicle_price(必填):车辆的购买价格以兰特为单位 - deposit(选填):定金金额以兰特为单位 如果未提供则默认为0 - term_months(必填):贷款期限以月为单位 例如:72 - annual_interest_rate(必填):年利率以百分比表示 例如:11.5 - balloon_payment(选填):气球付款金额以兰特为单位 如果未提供则默认为0

Endpoint ID: 25007
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25007/vehicle+repayment+calculator
输入参数

车辆还款计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"vehicle_price":500000,"deposit":50000,"loan_amount":450000,"monthly_repayment":7952.93,"term_months":72,"annual_interest_rate":11.5,"balloon_payment":75000,"warning":"Balloon amount of R75 000,00 is still owed at end of term and is not included in monthly repayment"},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any vehicle finance decisions.","cached":false}}
车辆还款计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25007/vehicle+repayment+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "vehicle_price": 500000,
  "deposit": 50000,
  "term_months": 72,
  "annual_interest_rate": 11.5,
  "balloon_payment": 75000
}'

    
请求

计算买方基于每月预算能够支付的最高车辆价格 支持可选的最终付款 不包括保险 许可证或燃料等额外所有权成本 请求正文 - 每月预算(必填):每月的最高还款预算(兰特) - 首付(可选):可用的首付金额(兰特) 如果未提供则默认为0 - 贷款期限(月)(必填):贷款期限 以月为单位 例如72 - 年利率(必填):年利率以百分比表示 例如11.5 - 最终付款(可选):最终付款金额(兰特) 如果未提供则默认为0

Endpoint ID: 25008
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25008/vehicle+affordability+calculator
输入参数

车辆可达性计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"max_vehicle_price":464697.8,"max_loan_amount":414697.8,"monthly_budget":8000,"deposit":50000,"term_months":72,"annual_interest_rate":11.5},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any vehicle finance decisions.","cached":false,"notes":"Max vehicle price is the maximum that can be financed at the given monthly budget. Additional costs (insurance, licensing, fuel) are not included."}}
车辆可达性计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25008/vehicle+affordability+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "monthly_budget": 8000,
  "deposit": 50000,
  "term_months": 72,
  "annual_interest_rate": 11.5
}'

    
请求

计算在南非拥有融资车辆的总成本,包括所有每月还款、总利息和(如适用)气球付款。总利息仅在分期付款部分进行计算,气球付款作为递延本金单独列出。请求体:- vehicle_price(必填):车辆的购买价格(单位:兰特)。- deposit(选填):定金金额(单位:兰特)。如果未提供,默认为0。- term_months(必填):贷款期限(单位:月)。示例:72。- annual_interest_rate(必填):年利率(以百分比表示)。示例:11.5。- balloon_payment(选填):气球付款金额(单位:兰特)。如果未提供,默认为0。

Endpoint ID: 25009
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25009/vehicle+total+cost+of+ownership
输入参数

车辆总拥有成本 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"vehicle_price":500000,"deposit":50000,"loan_amount":450000,"monthly_repayment":8681.02,"term_months":72,"annual_interest_rate":11.5,"total_repayments":625033.44,"total_interest":175033.44,"total_cost_of_ownership":675033.44},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any vehicle finance decisions.","cached":false,"notes":"total_interest reflects the financing cost on the amortised portion only. balloon_payment is deferred principal and is surfaced separately. total_cost_of_ownership = deposit + total_repayments + balloon_payment."}}
车辆总拥有成本 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25009/vehicle+total+cost+of+ownership' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "vehicle_price": 500000,
  "deposit": 50000,
  "term_months": 72,
  "annual_interest_rate": 11.5
}'

    
请求

并排比较两个南非车辆融资场景 返回两种偿还明细和结构化比较,显示基于总拥有成本、总节省、月供差异和适用时的权衡说明,哪个选项整体更便宜 支持任何车辆的可选气球付款 请求体: - vehicle_a(必需):第一个车辆场景对象,包含车辆价格、定金(可选)、期限(月)、年利率和气球付款(可选) - vehicle_b(必需):第二个车辆场景对象,包含车辆价格、定金(可选)、期限(月)、年利率和气球付款(可选)

Endpoint ID: 25010
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25010/vehicle+comparison+calculator
输入参数

车辆比较计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"vehicle_a":{"vehicle_price":500000,"deposit":50000,"loan_amount":450000,"term_months":72,"annual_interest_rate":11.5,"monthly_repayment":8681.02,"total_repayments":625033.44,"total_interest":175033.44,"total_cost_of_ownership":675033.44},"vehicle_b":{"vehicle_price":500000,"deposit":50000,"loan_amount":450000,"term_months":60,"annual_interest_rate":11.5,"monthly_repayment":9896.67,"total_repayments":593800.2,"total_interest":143800.2,"total_cost_of_ownership":643800.2},"comparison":{"cheaper_option":"vehicle_b","total_saving":31233.24,"monthly_difference":1215.65,"note":"Vehicle B costs less overall but has higher monthly repayments. Vehicle A is cheaper month-to-month but costs more in total."}},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any vehicle finance decisions.","cached":false}}
车辆比较计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25010/vehicle+comparison+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "vehicle_a": {
    "vehicle_price": 500000,
    "deposit": 50000,
    "term_months": 72,
    "annual_interest_rate": 11.5
  },
  "vehicle_b": {
    "vehicle_price": 500000,
    "deposit": 50000,
    "term_months": 60,
    "annual_interest_rate": 11.5
  }
}'

    
请求

计算2026/27财年的南非PAYE所得税、UIF、SDL和医疗援助税收抵免。返回员工和雇主的每月和年度贡献明细。年龄决定适用何种报销,医疗计划成员决定每月税收抵免的扣除。请求正文:- 年收入(必填):扣除前的年度毛收入,以兰特为单位。- 年龄(必填):纳税人的年龄。决定适用初级报销、次级报销(65岁或以上)或三级报销(75岁或以上)。- 医疗援助成员(可选):医疗援助的总成员数,包括主成员。如果未提供,默认为0。

Endpoint ID: 25011
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25011/calculadora+de+imposto+de+renda+paye
输入参数

PAYE所得税计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"annual_income":480000,"monthly_income":40000,"tax_year":"2026/27","gross_income_tax":{"annual":110037,"monthly":9169.75},"rebate":{"primary":17820,"secondary":0,"tertiary":0,"total":17820},"income_tax":{"annual":80145,"monthly":6678.75},"uif":{"employee_monthly":177.12,"employer_monthly":177.12,"ceiling_applied":true},"sdl":{"monthly":400,"note":"Employer levy — not deducted from employee salary. Payable only if employer annual payroll exceeds R500,000."},"effective_tax_rate":0.167,"net_monthly_income":33144.13,"medical_aid_tax_credit":{"members":3,"monthly":1006,"annual":12072}},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false,"notes":"PAYE calculated on gross annual income before any other deductions (e.g. pension, retirement annuity). Net monthly income reflects salary after income tax and employee UIF contribution only."}}
PAYE所得税计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25011/calculadora+de+imposto+de+renda+paye' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "annual_income": 480000,
  "age": 35,
  "medical_aid_members": 3
}'

    
请求

计算南非员工的净工资。返回在扣除所得税和失业保险基金后的净月工资。比完整的PAYE端点输出更简单,旨在快速计算工资,而无需详细说明税务。没有其他扣除,比如养老金、退休年金或医疗补助金包含在内。请求正文:- 年收入(必填):任何扣除之前以兰特计的年毛收入。- 年龄(必填):纳税人的年龄。确定适用的扣除。- 医疗补助成员(可选):医疗补助的成员总数。如果未提供,默认为0。

Endpoint ID: 25012
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25012/calculadora+de+sal%c3%a1rio+l%c3%adquido
输入参数

净工资计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"gross_monthly":40000,"tax_monthly":6678.75,"uif_monthly":177.12,"net_monthly":33144.13},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false,"notes":"Take-home pay after income tax and employee UIF contribution only. No other deductions (pension, retirement annuity, medical aid premium) are applied."}}
净工资计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25012/calculadora+de+sal%c3%a1rio+l%c3%adquido' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "annual_income": 480000,
  "age": 35,
  "medical_aid_members": 3
}'

    
请求

计算年度奖金的应纳税额,使用SARS的平均法。奖金的税金计算为总收入的税金加上奖金减去仅收入的税金。返回扣税后的净奖金和奖金的有效税率。请求主体:- 年收入(必填):奖金之前的年总收入(单位:兰特)。- 奖金金额(必填):奖金金额(单位:兰特)。- 年龄(必填):纳税人的年龄。决定适用的扣除额。- 医疗保险计划成员(可选):医疗保险计划的成员总数。如果未提供,则默认为0。

Endpoint ID: 25013
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25013/calculadora+de+imposto+sobre+b%c3%b4nus+anual
输入参数

年终奖金税计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"bonus_amount":50000,"tax_on_bonus":15500,"net_bonus":34500,"effective_bonus_tax_rate":0.31},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false,"notes":"Tax on bonus uses the SARS averaging method: tax on (annual income + bonus) minus tax on annual income. Result may differ if employer uses a different method or if other deductions apply."}}
年终奖金税计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25013/calculadora+de+imposto+sobre+b%c3%b4nus+anual' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "annual_income": 480000,
  "bonus_amount": 50000,
  "age": 35
}'

    
请求
返回南非的所得税范围、扣除额、税收限额和医疗保健税收抵免,以便于特定的财政年度 可用的年份为2023、2024、2025和2026 如果请求的年份不可用,回答将包括可用年份的列表 查询参数: - 年(必填):要检索的财政年度 使用财政年度结束的年份 例如:2026用于财政年度2026/27,该年度从2026年3月1日到2027年2月28日
Endpoint ID: 25014
GET https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25014/faixas+de+imposto+por+ano
输入参数

剩余免费测试请求:3 / 3。


输入参数

此端点不需要任何输入参数。

API 示例响应
JSON
{"success":true,"data":{"tax_year":"2026/27","effective_date":"2026-03-01","income_tax_brackets":[{"from":0,"to":245100,"threshold":0,"base_tax":0,"rate":0.18},{"from":245101,"to":383100,"threshold":245100,"base_tax":44118,"rate":0.26},{"from":383101,"to":530200,"threshold":383100,"base_tax":79998,"rate":0.31},{"from":530201,"to":695800,"threshold":530200,"base_tax":125599,"rate":0.36},{"from":695801,"to":887000,"threshold":695800,"base_tax":185215,"rate":0.39},{"from":887001,"to":1878600,"threshold":887000,"base_tax":259783,"rate":0.41},{"from":1878601,"to":null,"threshold":1878600,"base_tax":666339,"rate":0.45}],"rebates":{"primary":17820,"secondary":9765,"tertiary":3249},"tax_thresholds":{"under_65":99000,"age_65_to_74":153250,"age_75_and_over":171300},"medical_aid_tax_credits":{"main_member_monthly":376,"first_dependant_monthly":376,"additional_dependant_monthly":254}},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false}}
按年税率区间 — 代码片段

curl --location --request GET 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25014/faixas+de+imposto+por+ano' --header 'Authorization: Bearer YOUR_API_KEY' 


    
请求
返回当前的南非税率,包括增值税税率和员工及雇主的失业保险基金贡献率UIF的月薪和年薪上限SDL的税率以及SDL工资单的年度免税限额这些税率是立法规定的并且很少变动
Endpoint ID: 25015
GET https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25015/taxas+de+impostos+atuais
输入参数

剩余免费测试请求:3 / 3。

此端点不需要任何输入参数。

API 示例响应
JSON
{"success":true,"data":{"vat":{"rate":0.15,"percentage":15},"uif":{"employee_rate":0.01,"employer_rate":0.01,"monthly_remuneration_ceiling":17712,"annual_remuneration_ceiling":212544},"sdl":{"rate":0.01,"annual_payroll_exemption_threshold":500000}},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false}}
当前税率 — 代码片段

curl --location --request GET 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25015/taxas+de+impostos+atuais' --header 'Authorization: Bearer YOUR_API_KEY' 


    
请求

将南非15%的增值税添加到或从任何金额中移除。使用添加模式将不含增值税的值转换为含增值税的值。使用移除模式从含增值税的值中提取不含增值税的价格。请求主体:- 金额(必填):要应用增值税的兰特金额。- 模式(必填):计算的方向。使用添加从不含增值税的值计算含增值税的价格。使用移除从含增值税的值提取不含增值税的价格。

Endpoint ID: 25016
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25016/calculadora+de+iva
输入参数

增值税计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"mode":"add","amount_exclusive":1000,"vat_amount":150,"amount_inclusive":1150,"vat_rate":0.15},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false}}
增值税计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25016/calculadora+de+iva' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "amount": 1000,
  "mode": "add"
}'

    
请求

计算南非的退休基金资本金额应缴税款,使用SARS 2026/27财年的资本金额税表。支持退休时提取的资本金额以及退休前的提前提取。税款计算假定这是第一次提取的资本金额,因为SARS会将所有以往的资本金额进行汇总。请求主体:- lump_sum(必填):以兰特为单位的资本金额。- type(必填):提取类型。对于退休时提取的资本金额,请使用at_retirement。对于退休前的提前提取,请使用withdrawal。

Endpoint ID: 25017
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25017/calculadora+de+imposto+de+montante+%c3%9anico+de+aposentadoria
输入参数

一次性退休金税计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"lump_sum":800000,"type":"at_retirement","tax_payable":47700,"net_lump_sum":752300,"effective_tax_rate":0.0596,"tax_year":"2026/27"},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false,"notes":"Tax is calculated on the assumption this is the first lump sum taken. SARS aggregates all prior lump sums in a lifetime — prior withdrawals may push this amount into a higher bracket. Consult a retirement specialist."}}
一次性退休金税计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25017/calculadora+de+imposto+de+montante+%c3%9anico+de+aposentadoria' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "lump_sum": 800000,
  "type": "at_retirement"
}'

    
请求
返回医疗援助的每月和每年税务抵免给定数量的医疗援助成员使用2026/27年SARS的当前税率。这些抵免减少应支付的PAYE而不是现金退款。对需要独立计算医疗援助抵免的HR工具和工资系统非常有用 查询参数: - 成员(必填):医疗援助的总成员数,包括主要成员和所有受抚养人。例如:3
Endpoint ID: 25018
GET https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25018/medical+aid+tax+credits
输入参数

医疗援助税收抵免 — 端点功能

对象 描述
members 必需 Required. Total number of medical aid members including main member and all dependants.

剩余免费测试请求:3 / 3。


输入参数

members
API 示例响应
JSON
{"success":true,"data":{"members":3,"monthly_credit":1006,"annual_credit":12072,"rates":{"main_member_monthly":376,"first_dependant_monthly":376,"additional_dependant_monthly":254}},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false,"notes":"Medical aid tax credits for tax year 2026/27. Credits reduce PAYE payable — they are not a cash refund."}}
医疗援助税收抵免 — 代码片段

curl --location --request GET 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25018/medical+aid+tax+credits?members=3' --header 'Authorization: Bearer YOUR_API_KEY' 


    
请求
比较两个南非税务年度的差异,查看所得税税率、税收减免、税收门槛和医疗补助税收抵免之间的差异。此端点帮助用户理解税收规则和预算变化如何在不同年度之间演变,以及这些变化如何影响纳税人的状况 可用税务年度:2023年、2024年、2025年和2026年
Endpoint ID: 25019
GET https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25019/tax+year+comparison
输入参数

税务年比较 — 端点功能

对象 描述
year1 必需 Required. First tax year to compare. Accepted values: 2023, 2024, 2025, 2026.
year2 必需 Required. Second tax year to compare. Accepted values: 2023, 2024, 2025, 2026.

剩余免费测试请求:3 / 3。


输入参数

year1
year2
API 示例响应
JSON
{"success":true,"data":{"years_compared":["2023","2026"],"income_tax_brackets":[{"2023":{"from":0,"to":226000},"2026":{"from":0,"to":245100},"bracket":1,"rate":0.18},{"2023":{"from":226001,"to":353100},"2026":{"from":245101,"to":383100},"bracket":2,"rate":0.26},{"2023":{"from":353101,"to":488700},"2026":{"from":383101,"to":530200},"bracket":3,"rate":0.31},{"2023":{"from":488701,"to":641400},"2026":{"from":530201,"to":695800},"bracket":4,"rate":0.36},{"2023":{"from":641401,"to":817600},"2026":{"from":695801,"to":887000},"bracket":5,"rate":0.39},{"2023":{"from":817601,"to":1731600},"2026":{"from":887001,"to":1878600},"bracket":6,"rate":0.41},{"2023":{"from":1731601,"to":null},"2026":{"from":1878601,"to":null},"bracket":7,"rate":0.45}],"rebates":{"primary":{"2023":16425,"2026":17820,"difference":1395},"secondary":{"2023":9000,"2026":9765,"difference":765},"tertiary":{"2023":2997,"2026":3249,"difference":252}},"tax_thresholds":{"under_65":{"2023":91250,"2026":99000,"difference":7750},"age_65_to_74":{"2023":141250,"2026":153250,"difference":12000},"age_75_and_over":{"2023":157900,"2026":171300,"difference":13400}},"medical_aid_tax_credits":{"main_member_monthly":{"2023":347,"2026":376,"difference":29},"first_dependant_monthly":{"2023":347,"2026":376,"difference":29},"additional_dependant_monthly":{"2023":234,"2026":254,"difference":20}}},"meta":{"disclaimer":"Estimates only. Consult a registered tax practitioner before making any tax decisions.","cached":false,"notes":"Comparison of tax year 2023/24 (effective 2023-03-01) vs 2026/27 (effective 2026-03-01). Differences are year2 minus year1."}}
税务年比较 — 代码片段

curl --location --request GET 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25019/tax+year+comparison?year1=2023&year2=2026' --header 'Authorization: Bearer YOUR_API_KEY' 


    
请求

计算南非个人贷款的每月还款额、总还款额和总利息,使用标准摊销。返回完整的分解,包括本金、贷款期限、利率和贷款的总成本。请求体:- 本金(必填):以兰特为单位的贷款金额。- 贷款期限(月)(必填):贷款期限,以月为单位。示例:60。- 年利率(必填):以百分比表示的年利率。示例:13.5。

Endpoint ID: 25020
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25020/personal+loan+repayment+calculator
输入参数

个人贷款还款计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"principal":150000,"term_months":60,"annual_interest_rate":13.5,"monthly_repayment":3451.48,"total_repayment":207088.8,"total_interest":57088.8},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any financial decisions.","cached":false}}
个人贷款还款计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25020/personal+loan+repayment+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "principal": 150000,
  "term_months": 60,
  "annual_interest_rate": 13.5
}'

    
请求
比较南非的两个个人贷款场景并排显示 返回两个贷款的详细数据和一个结构化比较,显示哪个选项总体上更便宜,总利息节省,每月付款的差异,以及当总体上更便宜的贷款每月分期更高时的补偿说明 请求体: - loan_a(必填):第一个贷款场景的对象,包含本金、期限_月份和年利率 - loan_b(必填):第二个贷款场景的对象,包含本金、期限_月份和年利率
Endpoint ID: 25021
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25021/loan+comparison+calculator
输入参数

贷款比较计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"loan_a":{"principal":150000,"term_months":60,"annual_interest_rate":13.5,"monthly_repayment":3451.48,"total_repayment":207088.8,"total_interest":57088.8},"loan_b":{"principal":150000,"term_months":48,"annual_interest_rate":13.5,"monthly_repayment":4061.45,"total_repayment":194949.6,"total_interest":44949.6},"comparison":{"cheaper_option":"b","total_saving":12139.2,"monthly_difference":609.97,"note":"Loan B costs less overall but has higher monthly repayments. Loan A is cheaper month-to-month but costs more in total interest."}},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any financial decisions.","cached":false}}
贷款比较计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25021/loan+comparison+calculator' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "loan_a": {
    "principal": 150000,
    "term_months": 60,
    "annual_interest_rate": 13.5
  },
  "loan_b": {
    "principal": 150000,
    "term_months": 48,
    "annual_interest_rate": 13.5
  }
}'

    
请求
计算在一定年数后以南非兰特为单位的金额的未来价值,使用南非消费者价格指数的通货膨胀率,显示随着时间推移购买力损失的情况,默认使用南非统计局的当前消费者价格指数,支持可选的替代率以建模自定义通货膨胀场景 请求主体: - 金额(必填):以兰特为单位的现值金额 - 年数(必填):向前预测的年数,必须为正整数 - 替代率(可选):自定义的通货膨胀率,以小数形式表示,例如0.06表示6%。如果未提供,将使用南非统计局的当前消费者价格指数
Endpoint ID: 25022
POST https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25022/calculadora+de+valor+futuro+da+infla%c3%a7%c3%a3o
输入参数

通货膨胀未来价值计算器 — 端点功能

对象 描述
请求体 必需 Json

剩余免费测试请求:3 / 3。


输入参数

API 示例响应
JSON
{"success":true,"data":{"present_value":100000,"future_value":148024.43,"increase":48024.43,"inflation_rate":0.04,"years":10,"rate_source":"SA CPI (Stats SA)"},"meta":{"disclaimer":"Estimates only. Consult a qualified financial advisor before making any financial decisions.","cached":false,"notes":"SA CPI rate of 4.00% used (April 2026). Update config/rates.json to reflect the latest Stats SA release."}}
通货膨胀未来价值计算器 — 代码片段

curl --location --request POST 'https://zylalabs.com/api/12775/property+cost+estimator+sa+financial+calculators+api/25022/calculadora+de+valor+futuro+da+infla%c3%a7%c3%a3o' --header 'Authorization: Bearer YOUR_API_KEY' 

--data-raw '{
  "amount": 100000,
  "years": 10
}'

    

API 访问密钥和身份验证

注册后,每个开发者都会被分配一个个人 API 访问密钥,这是一个唯一的字母和数字组合,用于访问我们的 API 端点。要使用 物业成本估算器 SA 财务计算器 API 进行身份验证,只需在 Authorization 标头中包含您的 bearer token。

标头
标头 描述
授权 必需 应为 Bearer access_key. 订阅后,请查看上方的"您的 API 访问密钥"。

无长期承诺。随时升级、降级或取消。 免费试用包括最多 50 个请求。

(年度计费可节省 2 个月 🎉)

🚀 企业版套餐

起价
$ 10,000/年


  • 自定义数量
  • 自定义速率限制
  • 专业客户支持
  • 实时 API 监控

概览

一套全面的南非金融计算器,涵盖债券和房产成本、车辆融资、PAYE税、增值税、退休一次性款项、个人贷款和通货膨胀。所有货币价值以南非兰特(ZAR)表示。覆盖债券、车辆、税务和个人理财模块的25个端点。数据来源于南非税务局、土地注册处、政府公报、南非储备银行和南非统计局。

物业成本估算器 SA 财务计算器 API FAQs

所有货币的输入和输出均以南非兰特(ZAR)为单位。请勿使用分的数值 — 始终使用完整的兰特金额

所有结果均为仅供参考的估计 律师费用 公证费用和转让税是根据官方发布的表格计算的 但实际金额可能因交易而异 每个回答包括在目标字段中的警告

所有税务计算默认使用2026/27税年(2026年3月1日至2027年2月28日),基于最新的南非税务局预算公告。2023年、2024年和2025年的历史税率区间可以通过税率区间和税年比较端点获取

获取的基准利率每日从南非中央银行(resbank.co.za)收集并存储在数据库中 GET /bond/prime-rate 接口总是返回最近确认的利率以及收集的时间戳 如果实时收集失败,则使用最后成功存储的值,并在响应中包含 flagback: true

转让律师费用(也称为过户费)和抵押注册律师费用是根据2025年8月1日起生效的LSSA增量收费标准计算的。公式为基础费用加单位或部分单位的增量,向上取整。所有律师费用金额都包含15%的增值税,并标记为is_estimate:true,因为实际费用是可以协商的,并因公司而异

转让费用包括将财产所有权从卖方转移到买方的费用——包括转让税、转让律师费和契约办公室转让费。登记费用包括注册新的抵押贷款的费用——包括抵押贷款注册律师费和契约办公室注册费。/bond/total-purchase-cost端点将这两者结合为一个单一的明细

气球支付减少了每月偿还的金额,导致每月支付更低然而气球的总金额在融资期结束时仍需一次性偿还,并未包含在每月支付中每个包含气球支付的回答都包括一个警告字段,使其明确

使用SARS平均法进行计算 税收是基于总收入加奖金计算 然后减去仅基于收入的税收 差额就是奖金的税 这与大多数南非雇主在工资单上使用的方法相符

- 税率和转让税:在年度预算演讲后于二月更新 - 契约登记处费用:在政府公报发布后于四月更新 - LPC 律师收费标准:在 LSSA 指南发布后于八月更新 - 优惠贷款利率:在每次 SARB MPC 决策后每日通过爬虫更新

该API适合用于显示估算、构建计算器和信息工具。它不能替代专业的财务、税务或法律建议。所有结果应清晰地作为估算呈现给最终用户。每个响应元块中的免责声明字段就是为了这个目的而提供的

每个端点返回与特定财务计算相关的结构化JSON数据例如债券还款计算器返回每月还款总还款和总利息而PAYE所得税计算器提供详细的税收细分包括总收入税和净月收入

关键字段因端点而异,但通常包括“成功”(布尔值)、“数据”(包含计算结果的对象)和“元数据”(包含来源、免责声明和备注的对象)。例如,债券还款计算器包括“每月还款”、“总利息”和“期限(年)”等字段

每个端点都有特定的参数。例如,债券还款计算器需要“房产价格”“贷款年限”和“年利率”。可选参数如“押金”也可以包括在内。有关详细的参数要求,请参阅端点文档。

响应数据被组织成三个主要部分:“success”表示请求状态,“data”包含计算结果,“meta”提供额外的背景信息,如来源和免责声明。这个结构帮助用户快速评估结果及其可靠性

数据来源于南非知名机构,如南非税务局、土地和财产委员会以及南非统计局。例如,税务计算依赖于南非税务局最新的税级,而物业转让费用则基于土地和财产委员会的指导原则,从而确保准确性和可靠性

典型的用例包括财务规划、房地产购买和车辆融资 用户可以利用该API来估算每月还款评估可负担性和计算总拥有成本以帮助做出明智的财务决策

用户可以通过提供与其财务状况相关的特定参数来自定义请求。例如,在使用债券可负担性计算器时,用户可以输入他们的“总月收入”和“存款”以根据他们的财务状况获得量身定制的结果

标准数据模式包括类似端点之间一致的字段名称,例如债券和车辆计算器中都使用的“monthly_repayment”。用户可以期待结构化输出,以便于轻松集成到应用程序中,从而实现无缝的用户体验

一般常见问题

Zyla API Hub 就像一个大型 API 商店,您可以在一个地方找到数千个 API。我们还为所有 API 提供专门支持和实时监控。注册后,您可以选择要使用的 API。请记住,每个 API 都需要自己的订阅。但如果您订阅多个 API,您将为所有这些 API 使用相同的密钥,使事情变得更简单。
价格以 USD(美元)、EUR(欧元)、CAD(加元)、AUD(澳元)和 GBP(英镑)列出。我们接受所有主要的借记卡和信用卡。我们的支付系统使用最新的安全技术,由 Stripe 提供支持,Stripe 是世界上最可靠的支付公司之一。如果您在使用卡片付款时遇到任何问题,请通过 [email protected]

此外,如果您已经以这些货币中的任何一种(USD、EUR、CAD、AUD、GBP)拥有有效订阅,该货币将保留用于后续订阅。只要您没有任何有效订阅,您可以随时更改货币。
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有时,银行可能会因其欺诈保护设置而拒绝收费。我们建议您首先联系您的银行,检查他们是否阻止了我们的收费。此外,您可以访问账单门户并更改关联的卡片以进行付款。如果这些方法不起作用并且您需要进一步帮助,请通过 [email protected]
价格由月度或年度订阅决定,具体取决于所选计划。
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要升级您当前的订阅计划,只需转到 API 的定价页面并选择您要升级到的计划。升级将立即生效,让您立即享受新计划的功能。请注意,您之前计划中的任何剩余调用都不会转移到新计划,因此在升级时请注意这一点。您将被收取新计划的全部金额。
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要查看您的计划允许的最大 API 请求数,请检查 "X-Zyla-RateLimit-Limit" 响应标头。例如,如果您的计划包括每月 1,000 个请求,此标头将显示 1,000。
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是的,您可以随时通过访问您的账户并在账单页面上选择取消选项来取消您的计划。请注意,升级、降级和取消会立即生效。此外,取消后,您将不再有权访问该服务,即使您的配额中还有剩余调用。
为了让您有机会在没有任何承诺的情况下体验我们的 API,我们提供 7 天免费试用,允许您免费进行最多 50 次 API 调用。此试用只能使用一次,因此我们建议将其应用于您最感兴趣的 API。虽然我们的大多数 API 都提供免费试用,但有些可能不提供。试用在 7 天后或您进行了 50 次请求后结束,以先发生者为准。如果您在试用期间达到 50 次请求限制,您需要"开始您的付费计划"以继续发出请求。您可以在个人资料中的订阅 -> 选择您订阅的 API -> 定价标签下找到"开始您的付费计划"按钮。或者,如果您在第 7 天之前不取消订阅,您的免费试用将结束,您的计划将自动计费,授予您访问计划中指定的所有 API 调用的权限。请记住这一点以避免不必要的费用。
7 天后,您将被收取试用期间订阅的计划的全额费用。因此,在试用期结束前取消很重要。因忘记及时取消而提出的退款请求不被接受。
当您订阅 API 免费试用时,您可以进行最多 50 次 API 调用。如果您希望超出此限制进行额外的 API 调用,API 将提示您执行"开始您的付费计划"。您可以在个人资料中的订阅 -> 选择您订阅的 API -> 定价标签下找到"开始您的付费计划"按钮。
付款订单在每月 20 日至 30 日之间处理。如果您在 20 日之前提交请求,您的付款将在此时间范围内处理。
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