Bank Routing Verifier API

The Bank Routing Verifier API allows users to authenticate the legitimacy of bank routing numbers.

About the API: 

The Bank Routing Verifier API is a reliable solution for verifying bank routing numbers, ensuring precise and secure payment processing for businesses and financial institutions. It offers a straightforward and efficient method to confirm routing number authenticity, minimizing errors and preventing fraudulent transactions. With seamless integration, this API enhances the security and dependability of payment systems.

Beyond routing number validation, the API also checks the status of bank accounts, helping to prevent transactions to closed or inactive accounts. This reduces the risk of unnecessary fees and delays, improving overall financial efficiency.

API Documentation

Endpoints


This endpoint returns information about a bank by passing in the routing number.

 



                                                                            
GET https://zylalabs.com/api/6120/bank+routing+verifier+api/8387/routing+number+data
                                                                            
                                                                        

Routing Number Data - Endpoint Features

Object Description
number [Required] The routing number that you want to lookup
Test Endpoint

API EXAMPLE RESPONSE

       
                                                                                                        
                                                                                                                                                                                                                            {"status":200,"success":true,"message":"Routing Bank 121000248 is valid","data":{"routing_number":"121000248","date_of_revision":"091012","new_routing_number":"","bank":"WELLS FARGO BANK, NA","address":"255 2ND AVE SOUTH","city":"MINNEAPOLIS","state":"MN","zip":"55479","phone":"(800) 745-2426"}}
                                                                                                                                                                                                                    
                                                                                                    

Routing Number Data - CODE SNIPPETS


curl --location --request GET 'https://zylalabs.com/api/6120/bank+routing+verifier+api/8387/routing+number+data?number=Required' --header 'Authorization: Bearer YOUR_API_KEY' 


    

API Access Key & Authentication

After signing up, every developer is assigned a personal API access key, a unique combination of letters and digits provided to access to our API endpoint. To authenticate with the Bank Routing Verifier API REST API, simply include your bearer token in the Authorization header.
Headers
Header Description
Authorization [Required] Should be Bearer access_key. See "Your API Access Key" above when you are subscribed.

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Bank Routing Verifier API FAQs

To use this API, users must specify a routing number.

The Bank Routing Verifier API verifies bank routing numbers, ensuring accuracy and security in financial transactions through seamless application integration.

The API uses API keys for authentication. To access the API, include your API key in the request header. The API key is provided upon registration and should be kept secure.

There are different plans suits everyone including a free trial for small amount of requests, but it’s rate is limit to prevent abuse of the service.

Yes, the Bank Routing Verifier API is designed to be easily integrated into different applications.

This endpoint returns detailed information about a bank associated with a specific routing number, including the bank's name, address, city, state, zip code, and contact phone number.

The key fields in the response include "routing_number," "bank," "address," "city," "state," "zip," "phone," and "date_of_revision," which provide essential details about the bank linked to the routing number.

The response data is structured in JSON format, with a top-level object containing "status," "success," "message," and a "data" object that holds the bank details related to the routing number.

The endpoint provides information on the legitimacy of the routing number, bank details, and the status of the bank associated with that routing number, helping to prevent transactions to inactive accounts.

Users can customize their requests by specifying different routing numbers in the API call to retrieve information for various banks, allowing for flexible verification across multiple transactions.

The data is sourced from official banking institutions and regulatory bodies, ensuring that the routing number information is accurate and up-to-date for reliable verification.

Typical use cases include validating bank routing numbers during payment processing, ensuring transactions are directed to active accounts, and preventing errors or fraud in financial operations.

Users can utilize the returned data to confirm the validity of routing numbers before processing payments, ensuring that funds are sent to the correct bank and reducing the risk of transaction failures.

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