轻松获取加拿大的实时抵押贷款利率，做出明智的财务决策
在 Postman 中运行
{"message":"Rates retrieved successfully","data":[{"id":"fcc1dacc-b37d-4e1d-bcc5-f2434f3e4150","country":"Canada","timestamp":1781885645,"rate":"4.34%","term":"3-year-fixed","payment":"$2,152","provider":"Canwise"},{"id":"ed46507b-b2de-4827-82c3-d7be4fcb2da2","country":"Canada","timestamp":1781885645,"rate":"4.64%","term":"3-year-fixed","payment":"$2,218","provider":"TD Bank"},{"id":"e92a53c6-95e3-4033-8155-57e52031d55a","country":"Canada","timestamp":1781885645,"rate":"4.51%","term":"5-year-fixed","payment":"$2,190","provider":"Bank of Montreal"},{"id":"e9065fa6-3283-45f4-a0c4-c3da740be09d","country":"Canada","timestamp":1781885645,"rate":"4.89%","term":"5-year-fixed","payment":"$2,274","provider":"RBC Royal Bank"},{"id":"e57e0688-4001-49c8-8459-132bec05ffc2","country":"Canada","timestamp":1781885645,"rate":"4.24%","term":"5-year-fixed","payment":"$2,131","provider":"Big 6 Bank"},{"id":"e0741fb9-8a44-41e6-8540-c0aa036fe417","country":"Canada","timestamp":1781885645,"rate":"4.74%","term":"3-year-fixed","payment":"$2,240","provider":"CIBC"},{"id":"de10363e-8eb2-414a-9ba0-9fc624ae4f14","country":"Canada","timestamp":1781885645,"rate":"4.69%","term":"3-year-fixed","payment":"$2,229","provider":"National Bank of Canada"},{"id":"d963af22-3c44-47bb-ab04-56f850e0dd04","country":"Canada","timestamp":1781885645,"rate":"4.24%","term":"3-year-fixed","payment":"$2,131","provider":"Canadian Lender"},{"id":"d89bcb94-95f3-4cfa-9f62-a3a75a263bcb","country":"Canada","timestamp":1781885645,"rate":"4.44%","term":"3-year-fixed","payment":"$2,174","provider":"Tangerine"},{"id":"d791eafc-70cb-4ded-b140-6a800cbbc70e","country":"Canada","timestamp":1781885645,"rate":"5.14%","term":"2-year-fixed","payment":"$2,330","provider":"Tangerine"},{"id":"d752a254-b9b9-4759-940d-067f192835cc","country":"Canada","timestamp":1781885645,"rate":"4.84%","term":"3-year-fixed","payment":"$2,263","provider":"First National"},{"id":"d22590bc-5309-4757-8ec4-1e198035aa0c","country":"Canada","timestamp":1781885645,"rate":"4.39%","term":"5-year-fixed","payment":"$2,163","provider":"CMLS Financial"},{"id":"c6ac1c32-5e31-428b-a52d-39896d38f620","country":"Canada","timestamp":1781885645,"rate":"4.49%","term":"2-year-fixed","payment":"$2,185","provider":"Canwise"},{"id":"c423a6e5-0e17-452d-b546-37b7922f833f","country":"Canada","timestamp":1781885645,"rate":"4.29%","term":"3-year-fixed","payment":"$2,141","provider":"Bank of Montreal"},{"id":"c2131516-a10d-47fa-8e1a-32520ab53a0c","country":"Canada","timestamp":1781885645,"rate":"4.79%","term":"2-year-fixed","payment":"$2,251","provider":"RBC Royal Bank"},{"id":"bea87b0f-be15-42f6-9c66-fbc2fd40223a","country":"Canada","timestamp":1781885645,"rate":"5.74%","term":"2-year-fixed","payment":"$2,468","provider":"Meridian Credit Union"},{"id":"b168e71f-351e-4df0-9861-b4f4203af5f8","country":"Canada","timestamp":1781885645,"rate":"4.64%","term":"5-year-fixed","payment":"$2,218","provider":"CIBC"},{"id":"ad992c8c-4092-460d-8aa2-1c2f72235087","country":"Canada","timestamp":1781885645,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"a5c68fe0-f0b8-4f47-8b37-ac35fd13d17f","country":"Canada","timestamp":1781885645,"rate":"4.34%","term":"3-year-fixed","payment":"$2,152","provider":"MCAP"},{"id":"a2a9e1ca-096b-4587-b8a0-decb4c4b0ca3","country":"Canada","timestamp":1781885645,"rate":"4.74%","term":"2-year-fixed","payment":"$2,240","provider":"First National"},{"id":"9589887a-d2d1-462d-b780-fcb93785d6fd","country":"Canada","timestamp":1781885645,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"8f2c11a1-6e45-425a-8e52-aa84505ccd4f","country":"Canada","timestamp":1781885645,"rate":"6.64%","term":"3-year-fixed","payment":"$2,681","provider":"Simplii Financial ™"},{"id":"887bfcef-0fa6-4f57-8b19-e1fc8a2d1c5c","country":"Canada","timestamp":1781885645,"rate":"4.39%","term":"5-year-fixed","payment":"$2,163","provider":"Alterna Savings"},{"id":"83dafb36-2b6d-429f-9a06-5ac5229373c7","country":"Canada","timestamp":1781885645,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"7792b732-5f02-4d1d-9ef5-3c2f983f1e56","country":"Canada","timestamp":1781885645,"rate":"4.74%","term":"3-year-fixed","payment":"$2,240","provider":"RBC Royal Bank"},{"id":"72d5732b-497c-4787-b38e-38098799583b","country":"Canada","timestamp":1781885645,"rate":"6.79%","term":"3-year-fixed","payment":"$2,717","provider":"ICICI Bank Canada"},{"id":"6fb9bdde-e776-4b79-8939-f36de285dcb4","country":"Canada","timestamp":1781885645,"rate":"4.19%","term":"5-year-fixed","payment":"$2,120","provider":"Canwise"},{"id":"6f70aff5-e99e-4623-855a-d8c3a57a66ec","country":"Canada","timestamp":1781885645,"rate":"5.99%","term":"5-year-fixed","payment":"$2,526","provider":"ICICI Bank Canada"},{"id":"6f68991a-b8f7-464c-bf96-225c42aebb7d","country":"Canada","timestamp":1781885645,"rate":"4.34%","term":"5-year-fixed","payment":"$2,152","provider":"Scotiabank"},{"id":"6d9e6ca5-a587-4052-8ead-bf2f1470af2a","country":"Canada","timestamp":1781885645,"rate":"4.84%","term":"2-year-fixed","payment":"$2,263","provider":"National Bank of Canada"},{"id":"695f7cd1-fbc3-486c-bc97-7245d7627721","country":"Canada","timestamp":1781885645,"rate":"4.64%","term":"2-year-fixed","payment":"$2,218","provider":"MCAP"},{"id":"674e6791-2bbd-4b93-9253-1ce965e8b9f4","country":"Canada","timestamp":1781885645,"rate":"4.09%","term":"5-year-fixed","payment":"$2,098","provider":"Simplii Financial ™"},{"id":"63b6e5ea-cbaa-4862-91b5-0d94bd90473d","country":"Canada","timestamp":1781885645,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"5e9cfa8d-d2b1-434e-a121-c8bdc755a826","country":"Canada","timestamp":1781885645,"rate":"4.29%","term":"3-year-fixed","payment":"$2,141","provider":"Alterna Savings"},{"id":"5d466303-3312-4a7e-9584-7cb89cc8773d","country":"Canada","timestamp":1781885645,"rate":"4.24%","term":"3-year-fixed","payment":"$2,131","provider":"Meridian Credit Union"},{"id":"59fa2ae0-8e8b-47ec-a2b6-6e2cb630316c","country":"Canada","timestamp":1781885645,"rate":"4.49%","term":"2-year-fixed","payment":"$2,185","provider":"Canadian Lender"},{"id":"56c437ca-81e9-48fb-9d32-61e7db6d4934","country":"Canada","timestamp":1781885645,"rate":"4.04%","term":"3-year-fixed","payment":"$2,087","provider":"Big 6 Bank"},{"id":"553c4ea1-a4d3-472a-98f1-4db5a4494f95","country":"Canada","timestamp":1781885645,"rate":"5.74%","term":"2-year-fixed","payment":"$2,468","provider":"Simplii Financial ™"},{"id":"53b918c7-3e47-4481-8835-3cd938b5587e","country":"Canada","timestamp":1781885645,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"4e179795-0e0f-42cc-8126-738fab1ba004","country":"Canada","timestamp":1781885645,"rate":"4.04%","term":"5-year-fixed","payment":"$2,087","provider":"Canadian Lender"},{"id":"4b1bec14-e607-41cc-a661-587e93f26f4f","country":"Canada","timestamp":1781885645,"rate":"4.14%","term":"3-year-fixed","payment":"$2,109","provider":"Scotiabank"},{"id":"498db80a-61e7-4ff5-b305-fc9e2eafe6b9","country":"Canada","timestamp":1781885645,"rate":"4.59%","term":"5-year-fixed","payment":"$2,207","provider":"MCAP"},{"id":"456231c0-4c53-4afd-b2db-83377d343316","country":"Canada","timestamp":1781885645,"rate":"4.93%","term":"2-year-fixed","payment":"$2,283","provider":"Bank of Montreal"},{"id":"4419138c-0893-4593-9c47-31b29ac6b01b","country":"Canada","timestamp":1781885645,"rate":"4.59%","term":"2-year-fixed","payment":"$2,207","provider":"TD Bank"},{"id":"3f3850ac-0bf2-44c7-ac5d-aefde703b8c3","country":"Canada","timestamp":1781885645,"rate":"4.49%","term":"2-year-fixed","payment":"$2,185","provider":"CIBC"},{"id":"396f9a93-48a9-45a4-9108-bd8298640569","country":"Canada","timestamp":1781885645,"rate":"4.49%","term":"5-year-fixed","payment":"$2,185","provider":"TD Bank"},{"id":"2a389ff3-28b6-4389-a2e0-cd45022e9532","country":"Canada","timestamp":1781885645,"rate":"4.39%","term":"5-year-fixed","payment":"$2,163","provider":"Equitable Bank"},{"id":"2a01d3ff-1842-4588-afce-2ed5b1ba3a5c","country":"Canada","timestamp":1781885645,"rate":"5.14%","term":"2-year-fixed","payment":"$2,330","provider":"Alterna Savings"},{"id":"232654a2-124d-401e-bbb5-f44faaeec072","country":"Canada","timestamp":1781885645,"rate":"7.54%","term":"2-year-fixed","payment":"$2,901","provider":"ICICI Bank Canada"},{"id":"20a425f2-9c54-4ac3-9a23-ff84fcd6ce3e","country":"Canada","timestamp":1781885645,"rate":"4.49%","term":"5-year-fixed","payment":"$2,185","provider":"First National"},{"id":"12939c66-8935-43fa-9f7f-46698e926640","country":"Canada","timestamp":1781885645,"rate":"4.49%","term":"5-year-fixed","payment":"$2,185","provider":"Tangerine"},{"id":"113fe2eb-650e-4835-912a-bc856908baf8","country":"Canada","timestamp":1781885645,"rate":"3.99%","term":"2-year-fixed","payment":"$2,077","provider":"Big 6 Bank"},{"id":"10a897d3-4931-4758-88f8-1e3687838252","country":"Canada","timestamp":1781885645,"rate":"4.69%","term":"5-year-fixed","payment":"$2,229","provider":"National Bank of Canada"},{"id":"08c14529-e187-4778-bcf6-cbf4023b057b","country":"Canada","timestamp":1781885645,"rate":"4.09%","term":"2-year-fixed","payment":"$2,098","provider":"Scotiabank"},{"id":"01aa5d1c-b107-4d76-99e8-aadbe23571df","country":"Canada","timestamp":1781885645,"rate":"4.39%","term":"5-year-fixed","payment":"$2,163","provider":"Meridian Credit Union"}],"success":true}
curl --location --request GET 'https://zylalabs.com/api/11709/canada+mortgage+rates+fetch+api/22126/mortgages+rates+data?bank_2_year=true&bank_3_year=true&bank_5_year=true' --header 'Authorization: Bearer YOUR_API_KEY'
{
"message": "Rates retrieved successfully",
"data": [
{
"id": "fdb67b72-d561-4d6f-bbd4-16a68e631fbd",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.39%",
"term": "5-year-fixed",
"payment": "$2,163",
"provider": "National Bank of Canada"
},
{
"id": "eaa101b5-180f-4137-87c1-d89165ea6ca2",
"country": "Canada",
"timestamp": 1768322942,
"rate": "5.74%",
"term": "2-year-fixed",
"payment": "$2,468",
"provider": "Meridian Credit Union"
},
{
"id": "e7c42bd3-258c-4895-8148-9618cd6130fa",
"country": "Canada",
"timestamp": 1768322942,
"rate": "Unknown rate",
"term": "5-year-fixed",
"payment": "Unknown payment",
"provider": "Unknown provider"
},
{
"id": "e02d117b-8d98-4c1c-a0ea-8c9bbabafe4a",
"country": "Canada",
"timestamp": 1768322942,
"rate": "7.54%",
"term": "2-year-fixed",
"payment": "$2,901",
"provider": "ICICI Bank Canada"
},
{
"id": "df7dd405-9e40-4256-9766-8954c059eb05",
"country": "Canada",
"timestamp": 1768322942,
"rate": "5.14%",
"term": "2-year-fixed",
"payment": "$2,330",
"provider": "Tangerine"
},
{
"id": "d957b934-d4c8-4a74-afa8-d08e4e15cb0d",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.89%",
"term": "2-year-fixed",
"payment": "$2,274",
"provider": "Alterna Savings"
},
{
"id": "d048d6e4-6edf-4464-900e-f394d746b501",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.79%",
"term": "2-year-fixed",
"payment": "$2,251",
"provider": "TD Bank"
},
{
"id": "c27c4095-fb7c-4e58-9718-6895445407e7",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.29%",
"term": "3-year-fixed",
"payment": "$2,141",
"provider": "Bank of Montreal"
},
{
"id": "c0d11e67-15e1-49b2-aea2-64d402bb7994",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.44%",
"term": "3-year-fixed",
"payment": "$2,174",
"provider": "Tangerine"
},
{
"id": "bd5f6316-f592-4b36-ab04-663b0ad6ee46",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.19%",
"term": "5-year-fixed",
"payment": "$2,120",
"provider": "Equitable Bank"
},
{
"id": "ae291f3e-e711-41c5-ba5c-5d13b65c4ef7",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.44%",
"term": "2-year-fixed",
"payment": "$2,174",
"provider": "Canadian Lender"
},
{
"id": "adfafeb2-c349-49b7-aa11-41e34d61914d",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.54%",
"term": "2-year-fixed",
"payment": "$2,196",
"provider": "RBC Royal Bank"
},
{
"id": "a3c5439f-fa93-4e36-a08d-0570b6518f41",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.09%",
"term": "3-year-fixed",
"payment": "$2,098",
"provider": "MCAP"
},
{
"id": "9e8b2998-ad8e-4d2c-9bfc-3bc97749b2f0",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.19%",
"term": "5-year-fixed",
"payment": "$2,120",
"provider": "CIBC"
},
{
"id": "9c4f6640-66cc-40d1-959c-0d6ac6391a51",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.29%",
"term": "5-year-fixed",
"payment": "$2,141",
"provider": "RBC Royal Bank"
},
{
"id": "9b2cae75-8875-4ebd-9938-1f4c07e8d850",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.39%",
"term": "3-year-fixed",
"payment": "$2,163",
"provider": "RBC Royal Bank"
},
{
"id": "9b175ead-c59c-4d6d-9f2f-1e8f7209bf61",
"country": "Canada",
"timestamp": 1768322942,
"rate": "3.79%",
"term": "3-year-fixed",
"payment": "$2,034",
"provider": "Meridian Credit Union"
},
{
"id": "963fd4fe-9af2-4edc-811c-c4c1ad73a7db",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.79%",
"term": "2-year-fixed",
"payment": "$2,251",
"provider": "National Bank of Canada"
},
{
"id": "9386a300-5b2e-4eb2-854f-630fc4b0a767",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.14%",
"term": "5-year-fixed",
"payment": "$2,109",
"provider": "Alterna Savings"
},
{
"id": "8c767fe2-3617-4d63-ace2-e82276569a4f",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.29%",
"term": "5-year-fixed",
"payment": "$2,141",
"provider": "First National"
},
{
"id": "85a57440-29a7-4d0f-9b35-5a68f949f0b1",
"country": "Canada",
"timestamp": 1768322942,
"rate": "3.99%",
"term": "5-year-fixed",
"payment": "$2,077",
"provider": "Meridian Credit Union"
},
{
"id": "8248220b-8ec2-4464-b938-bddc049bfa5d",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.54%",
"term": "2-year-fixed",
"payment": "$2,196",
"provider": "Scotiabank"
},
{
"id": "7fa2848a-0466-4886-ad3c-a7ca6cf9e74c",
"country": "Canada",
"timestamp": 1768322942,
"rate": "Unknown rate",
"term": "5-year-fixed",
"payment": "Unknown payment",
"provider": "Unknown provider"
},
{
"id": "7be1b6e7-9787-456d-9a06-2ce3c2041388",
"country": "Canada",
"timestamp": 1768322942,
"rate": "5.09%",
"term": "2-year-fixed",
"payment": "$2,319",
"provider": "Desjardins"
},
{
"id": "7a907efe-a465-4fc7-b3f7-01d70d89ecdd",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.19%",
"term": "5-year-fixed",
"payment": "$2,120",
"provider": "Desjardins"
},
{
"id": "79d902c9-233d-416a-bf52-68e0a9fcbe6a",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.54%",
"term": "2-year-fixed",
"payment": "$2,196",
"provider": "First National"
},
{
"id": "6db519ba-d41b-469f-b147-87113babd0a9",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.49%",
"term": "3-year-fixed",
"payment": "$2,185",
"provider": "TD Bank"
},
{
"id": "69aced86-fff8-4084-80d8-dfc5f6019908",
"country": "Canada",
"timestamp": 1768322942,
"rate": "3.94%",
"term": "5-year-fixed",
"payment": "$2,066",
"provider": "Big 6 Bank"
},
{
"id": "67469218-980e-41d4-bb8d-56cd3ce22092",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.49%",
"term": "3-year-fixed",
"payment": "$2,185",
"provider": "Scotiabank"
},
{
"id": "64852a69-706f-48ef-abff-1eda6c0ae735",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.19%",
"term": "5-year-fixed",
"payment": "$2,120",
"provider": "Canwise"
},
{
"id": "63760eb8-6950-4529-b9bd-04618a1bf0c1",
"country": "Canada",
"timestamp": 1768322942,
"rate": "Unknown rate",
"term": "5-year-fixed",
"payment": "Unknown payment",
"provider": "Unknown provider"
},
{
"id": "62767dc8-d65e-4215-95f0-346f018f67de",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.44%",
"term": "2-year-fixed",
"payment": "$2,174",
"provider": "Big 6 Bank"
},
{
"id": "5ff733a9-4e34-433e-b7ba-6e035e221473",
"country": "Canada",
"timestamp": 1768322942,
"rate": "4.29%"
}
],
"_note": "Response truncated for documentation purposes"
}
curl --location --request GET 'https://zylalabs.com/api/11709/canada+mortgage+rates+fetch+api/22127/historical?date=2026-01-13' --header 'Authorization: Bearer YOUR_API_KEY'
注册后，每个开发者都会被分配一个个人 API 访问密钥，这是一个唯一的字母和数字组合，用于访问我们的 API 端点。要使用 加拿大抵押贷款利率获取 API 进行身份验证，只需在 Authorization 标头中包含您的 bearer token。
| 标头 | 描述 |
|---|---|
授权
|
必需
应为 Bearer access_key. 订阅后，请查看上方的"您的 API 访问密钥"。
|
无长期承诺。随时升级、降级或取消。 免费试用包括最多 50 个请求。
(年度计费可节省 2 个月 🎉)
这个API提供了对加拿大当前抵押贷款利率的结构化和可靠的访问，提供不同贷款机构提供的信用产品的详细信息
它的设计使得开发者、金融平台和分析应用能够有效地整合准确和最新的数据，让他们能够比较抵押贷款利率、条款和预估付款，以支持明智的决策
响应以JSON格式传递，这是一个广泛兼容的标准，便于集成到网络系统、移动设备和金融分析平台中。每个响应都包括一条确认消息，表明操作已成功完成，以及一个成功指示符，允许您验证数据是否成功检索，这对于数据流中的自动错误处理非常有用
数据字段包含一个记录数组，每个记录代表一个具体的抵押贷款报价。每条记录包括一个唯一标识符（UUID），以确保信息的可追溯性。记录提供了国家、抵押贷款提供者、适用的利率、贷款期限和预计月付款。这种结构使用户能够快速比较不同的贷款机构，并分析哪个选项最适合他们的财务需求
每条记录还包括一个Unix格式的时间戳，指示信息记录或更新的确切时间。这对于确保系统使用当前数据，以及执行历史分析或跟踪加拿大抵押贷款市场的趋势至关重要
这个API非常适合需要可靠和最新信息的抵押贷款比较应用、金融模拟器、支付计划工具和信用咨询系统。将所有数据集中在一个端点减少了集成复杂性，提高了信息一致性，并使财务决策更加快速和明智
总的来说，这个API提供了一个强大、可扩展和灵活的解决方案，以访问加拿大的抵押贷款利率，确保关键抵押市场数据的准确性、可靠性和效率
GET抵押贷款利率数据接口返回加拿大当前的抵押贷款利率，包括提供者、期限、利率、估算付款和唯一标识符等详细信息 GET历史接口提供类似的数据，但重点关注历史抵押贷款利率
响应数据中的关键字段包括 "id"（唯一标识符）、"country"（加拿大）、"timestamp"（数据记录时间）、"rate"（利率）、"term"（贷款期限）、"payment"（预计月付款）和 "provider"（贷款人名称）
响应数据以JSON格式组织，包含一个指示成功的“message”字段和一个包含各个抵押贷款记录的“data”数组。每条记录包括相关细节，例如利率和支付估算，便于比较
GET抵押贷款利率数据端点提供来自各种提供商的当前抵押贷款利率、条款和估计付款 GET历史端点提供历史抵押贷款利率，使用户能够分析随时间变化的趋势
用户可以通过在API调用中指定贷款期限或提供商等参数来定制他们的请求。这允许进行有针对性的查询以检索满足用户定义标准的特定抵押贷款报价
这些数据来源于加拿大的各种抵押贷款提供商，确保了可用抵押贷款利率的全面概述。通过定期更新和验证过程保持数据的准确性
典型的用例包括抵押贷款比较应用程序 财务模拟器和付款计划工具 用户可以利用这些数据根据当前利率和条款做出明智的抵押贷款选择
如果响应包含部分或空结果，用户应检查“消息”字段以获取上下文。在应用程序中实施错误处理可以帮助管理此类情况，确保用户收到有意义的反馈或替代选项
