Mortgage Payment Schedule Fetcher API

Effortlessly fetch detailed mortgage payment schedules to manage your finances better.

Mortgage Payment Schedule Fetcher API allows you to accurately calculate and obtain a complete breakdown of a loan's monthly payment plan. Upon receiving key parameters such as loan amount, interest rate, and term in months, the API returns a monthly schedule with structured information that includes the month number, total monthly payment, interest portion, amount applied to principal, and remaining loan balance. This tool is ideal for fintech developers, banking platforms, financial management systems, or any application that requires customized credit simulations.

The service also provides aggregate information such as the fixed monthly payment, the total paid at the end of the period, the total interest generated, and any down payment applied. Each element of the monthly schedule is clearly separated and expressed in monetary values, facilitating its visualization, analysis, or integration into reports and dashboards.

In short, this API offers a professional breakdown of the amortization cycle of any loan, maximizing clarity, utility, and automation in financial processes.

The API supports fixed-rate loans and allows you to visualize how, over the months, the proportion of the payment that goes toward interest decreases while the principal component increases. This is useful for both lenders and borrowers, as it offers complete transparency regarding the financial behavior of the loan.

Documentación de la API

Endpoints

Mortgage Calculator

Returns a monthly schedule with payments, interest, principal amortization, and remaining balance based on the loan amount, rate, and term.

Currencies available: NOK, EUR, HKD, CZK, THB, CHF, USD, ISK, GBP, JPY, BGN, CNY, IDR, TRY, NZD, SGD, DKK, AUD, BRL, ILS, SEK, CAD, HUF, ZAR, MYR, KRW, MXN, INR, PHP, PLN, RON, AED, ARS, CLP, COP, EGP, GEL, KES, NGN, PEN, RUB, SAR, TWD, VND, ZMW, XAF

                                                                            
GET https://zylalabs.com/api/9133/mortgage+payment+schedule+fetcher+api/16522/mortgage+calculator

Mortgage Calculator - Características del Endpoint

Objeto	Descripción
`amount`	[Requerido] Enter an amount
`rate`	[Requerido] Indicates annual interest
`term_years`	[Requerido] Indicate the number of years for which you will take out the loan
`down_payment`	[Requerido] Indicates the down payment made
`frequency`	[Requerido] Indicate the frequency of the loan (monthly, semi-monthly, bi-weekly, weekly)
`currency`	[Requerido] Enter a currency

Probar Endpoint

RESPUESTA DE EJEMPLO DE LA API

       
                                                                                                        
                                                                                                                                                                                                                            {"amortization_freq":"Monthly","amortization_schedule":[{"interest_payment":"$791.67","month":1,"payment":"$8,335.56","principal_payment":"$7,543.90","remaining_balance":"$182,456.10"},{"interest_payment":"$760.23","month":2,"payment":"$8,335.56","principal_payment":"$7,575.33","remaining_balance":"$174,880.77"},{"interest_payment":"$728.67","month":3,"payment":"$8,335.56","principal_payment":"$7,606.89","remaining_balance":"$167,273.88"},{"interest_payment":"$696.97","month":4,"payment":"$8,335.56","principal_payment":"$7,638.59","remaining_balance":"$159,635.29"},{"interest_payment":"$665.15","month":5,"payment":"$8,335.56","principal_payment":"$7,670.42","remaining_balance":"$151,964.87"},{"interest_payment":"$633.19","month":6,"payment":"$8,335.56","principal_payment":"$7,702.38","remaining_balance":"$144,262.49"},{"interest_payment":"$601.09","month":7,"payment":"$8,335.56","principal_payment":"$7,734.47","remaining_balance":"$136,528.02"},{"interest_payment":"$568.87","month":8,"payment":"$8,335.56","principal_payment":"$7,766.70","remaining_balance":"$128,761.33"},{"interest_payment":"$536.51","month":9,"payment":"$8,335.56","principal_payment":"$7,799.06","remaining_balance":"$120,962.27"},{"interest_payment":"$504.01","month":10,"payment":"$8,335.56","principal_payment":"$7,831.55","remaining_balance":"$113,130.71"},{"interest_payment":"$471.38","month":11,"payment":"$8,335.56","principal_payment":"$7,864.19","remaining_balance":"$105,266.53"},{"interest_payment":"$438.61","month":12,"payment":"$8,335.56","principal_payment":"$7,896.95","remaining_balance":"$97,369.57"},{"interest_payment":"$405.71","month":13,"payment":"$8,335.56","principal_payment":"$7,929.86","remaining_balance":"$89,439.72"},{"interest_payment":"$372.67","month":14,"payment":"$8,335.56","principal_payment":"$7,962.90","remaining_balance":"$81,476.82"},{"interest_payment":"$339.49","month":15,"payment":"$8,335.56","principal_payment":"$7,996.08","remaining_balance":"$73,480.74"},{"interest_payment":"$306.17","month":16,"payment":"$8,335.56","principal_payment":"$8,029.39","remaining_balance":"$65,451.35"},{"interest_payment":"$272.71","month":17,"payment":"$8,335.56","principal_payment":"$8,062.85","remaining_balance":"$57,388.50"},{"interest_payment":"$239.12","month":18,"payment":"$8,335.56","principal_payment":"$8,096.45","remaining_balance":"$49,292.05"},{"interest_payment":"$205.38","month":19,"payment":"$8,335.56","principal_payment":"$8,130.18","remaining_balance":"$41,161.87"},{"interest_payment":"$171.51","month":20,"payment":"$8,335.56","principal_payment":"$8,164.06","remaining_balance":"$32,997.81"},{"interest_payment":"$137.49","month":21,"payment":"$8,335.56","principal_payment":"$8,198.07","remaining_balance":"$24,799.74"},{"interest_payment":"$103.33","month":22,"payment":"$8,335.56","principal_payment":"$8,232.23","remaining_balance":"$16,567.51"},{"interest_payment":"$69.03","month":23,"payment":"$8,335.56","principal_payment":"$8,266.53","remaining_balance":"$8,300.98"},{"interest_payment":"$34.59","month":24,"payment":"$8,335.56","principal_payment":"$8,300.98","remaining_balance":"$0.00"}],"down_payment":"$10,000.00","interest_rate":"5.00%","loan_amount":"$190,000.00","loan_term_months":24,"monthly_payment":"$8,335.56","total_interest":"$10,053.54","total_payment":"$200,053.54"}

Mortgage Calculator - CÓDIGOS DE EJEMPLO


curl --location --request GET 'https://zylalabs.com/api/9133/mortgage+payment+schedule+fetcher+api/16522/mortgage+calculator?amount=200000&rate=5&term_years=2&down_payment=10000&frequency=monthly¤cy=USD' --header 'Authorization: Bearer YOUR_API_KEY'

Clave de Acceso a la API y Autenticación

Después de registrarte, a cada desarrollador se le asigna una clave de acceso a la API personal, una combinación única de letras y dígitos proporcionada para acceder a nuestro endpoint de la API. Para autenticarte con el Mortgage Payment Schedule Fetcher API simplemente incluye tu token de portador en el encabezado de Autorización.

Encabezados

Encabezado	Descripción
`Autorización`	[Requerido] Debería ser `Bearer access_key`. Consulta "Tu Clave de Acceso a la API" arriba cuando estés suscrito.

Precios Simples y Transparentes

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