Users must indicate the annual interest rate, start date, installment count and principal amount in order to use this API.

The Financing Calculation API designed to help users build applications that offer comprehensive loan amortization schedules.

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Zyla provides a wide range of integration methods for almost all programming languages. You can use these codes to integrate with your project as you need.

The API returns a JSON object containing detailed loan amortization schedules, including payment dates, interest amounts, principal amounts, total payments, and remaining balances.

Key fields in the response include "date" (payment date), "interest" (interest portion of the payment), "principal" (principal portion), "payment" (total payment amount), and "balance" (remaining loan balance).

The response data is structured as an array of objects, each representing a payment period with fields for date, interest, principal, payment, and balance, allowing users to easily iterate through the schedule.

Users can specify parameters such as annual interest rate, start date, number of installments, and principal amount to customize their loan amortization calculations.

Users can adjust the loan parameters like changing the principal amount or interest rate to see how these factors affect the amortization schedule and total payments.

Typical use cases include financial planning applications, banking platforms for loan management, mortgage calculators, and personal finance tools that help users understand their repayment obligations.

The API uses standard financial formulas for amortization calculations, ensuring high accuracy in the computed schedules based on the provided parameters.

Users can expect a consistent pattern in the data, where each payment period shows decreasing interest and increasing principal payments, reflecting the amortization process over time.

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To give you the opportunity to experience our APIs without any commitment, we offer a 7-day free trial that allows you to make up to 50 API calls at no cost. This trial can be used only once, so we recommend applying it to the API that interests you the most. While most of our APIs offer a free trial, some may not. The trial concludes after 7 days or once you've made 50 requests, whichever occurs first. If you reach the 50 request limit during the trial, you will need to "Start Your Paid Plan" to continue making requests. You can find the "Start Your Paid Plan" button in your profile under Subscription -> Choose the API you are subscribed to -> Pricing tab. Alternatively, if you don't cancel your subscription before the 7th day, your free trial will end, and your plan will automatically be billed, granting you access to all the API calls specified in your plan. Please keep this in mind to avoid unwanted charges.

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When you subscribe to an API free trial, you can make up to 50 API calls. If you wish to make additional API calls beyond this limit, the API will prompt you to perform an "Start Your Paid Plan." You can find the "Start Your Paid Plan" button in your profile under Subscription -> Choose the API you are subscribed to -> Pricing tab.