Credit Card Validation Check API

"Introducing the Credit Card Validation Check API your secure solution for swift and accurate verification of payment card authenticity."

About the API:  

In the changing digital commerce environment, the security and reliability of online transactions are of paramount importance. As people increasingly turn to digital platforms for their financial transactions, robust mechanisms for authenticating credit card information become indispensable. At the heart of this need is the Credit Card Validation Check API, an influential tool meticulously designed to ensure the accuracy and legitimacy of credit card data before authorizing transactions.

The Credit Card Validation Check API is a sophisticated application programming interface that is a critical element in the digital payments landscape. Its primary function revolves around the validation of credit card data submitted during online transactions. This includes a thorough verification of the card number, expiration date and card verification value (CVV), ensuring a perfect match with the records associated with the card.

A distinctive feature of the Credit Card Validation Check API is its real-time validation capability. In a matter of milliseconds, the API meticulously processes and confirms credit card data, streamlining decision-making processes and improving the overall efficiency of payment systems. Real-time validation is crucial to prevent unauthorized transactions and mitigate potential risks related to fraudulent activities.

Integrating the Credit Card Validation Check API into your system is a simple and hassle-free process. With its user-friendly design and comprehensive documentation, incorporating this API into your applications, websites or payment processing systems is efficient and hassle-free. The intuitive interface and well-documented endpoint ensures that users can quickly understand the integration process, facilitating a rapid implementation that aligns seamlessly with your existing infrastructure. Whether you are an experienced user or new to API integrations, the Credit Card Validation Check API offers a simple and easy-to-follow integration experience, allowing you to improve the security and accuracy of credit card validation with minimal effort.

In short, the Credit Card Validation Check API plays a critical role in securing digital transactions by meticulously ensuring the accuracy and legitimacy of credit card information. Its real-time validation capabilities, coupled with its robust security protocols, make it an essential component in the ongoing effort to strengthen online payment ecosystems against fraud and unauthorized activity. As digital transactions continue to evolve, the Credit Card Validation Check API remains a reliable gatekeeper that contributes to the establishment of secure, efficient and reliable financial transactions in the digital age.

 

What this API receives and what your API provides (input/output)?

It will receive parameters and provide you with a JSON.

 

What are the most common uses cases of this API?

  1. E-commerce transactions: Verify payment card data during online transactions to ensure accuracy and validity of payment information.

    Subscription services: Validate payment cards for recurring billing and subscription services to maintain uninterrupted payment processing.

    Account Registration: Confirm the authenticity of payment cards during user account registration to prevent fraudulent activity.

    Financial applications: Integrate the API into financial applications to validate payment cards for secure financial transactions.

    Hotel and travel reservations: Verify payment card information for hotel and travel bookings to ensure successful and secure transactions.

 

Are there any limitations to your plans?

Besides the number of API calls, there are no other limitations.

API Documentation

Endpoints


Be able to validate any credit card based on its BIN number (first 6 digits).

Receive data from the Credit Card, CC Issuer, Card Type, Card Level, Card Brand, Issuer Country, and more. 



                                                                            
GET https://zylalabs.com/api/3039/credit+card+validation+check+api/3211/card+authentication
                                                                            
                                                                        

Card Authentication - Endpoint Features

Object Description
bin [Required]
Test Endpoint

API EXAMPLE RESPONSE

       
                                                                                                        
                                                                                                                                                                                                                            {"status":200,"success":true,"isValid":true,"message":"The BIN number is valid.","data":{"bin_iin":"552256","card_brand":"MASTERCARD","card_type":"CREDIT","card_level":"BLACK","issuer_name_bank":"BANCO DE OCCIDENTE, S.A.","issuer_bank_website":"------","issuer_bank_phone":"------","iso_country_name":"COLOMBIA","iso_country_code":"CO"}}
                                                                                                                                                                                                                    
                                                                                                    

Card Authentication - CODE SNIPPETS


curl --location --request GET 'https://zylalabs.com/api/3039/credit+card+validation+check+api/3211/card+authentication?bin=444444' --header 'Authorization: Bearer YOUR_API_KEY' 


    

API Access Key & Authentication

After signing up, every developer is assigned a personal API access key, a unique combination of letters and digits provided to access to our API endpoint. To authenticate with the Credit Card Validation Check API REST API, simply include your bearer token in the Authorization header.
Headers
Header Description
Authorization [Required] Should be Bearer access_key. See "Your API Access Key" above when you are subscribed.

Simple Transparent Pricing

No long term commitments. One click upgrade/downgrade or cancellation. No questions asked.

πŸš€ Enterprise

Starts at
$ 10,000/Year


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To access the API, you need to make an HTTP POST request to the API endpoint, providing the first six digits of the credit card (BIN) as a parameter. The API will then respond with a JSON object containing the requested information about the credit card, including its validity, issuing bank details, and location information. You can integrate this API into your application or system to leverage its functionality and enhance your credit card processing capabilities.

The API response includes detailed information about the credit card. This includes information such as the validity of the card (whether it is valid or not), the level of the card (e.g., fleet purchase), the currency associated with the card, and the country of issuance.

The API follows a secure approach by only requiring the Bank Identification Number (BIN), which consists of the first six digits of a credit card. This approach avoids the need to transmit or store sensitive credit card details.

The API allows developers to validate and verify credit card information using the bank identification number (BIN). By providing the first six digits of a credit card, you can verify whether it is a valid credit card or not.

The Credit Card Validation Check API supports multiple cards.

Zyla API Hub is like a big store for APIs, where you can find thousands of them all in one place. We also offer dedicated support and real-time monitoring of all APIs. Once you sign up, you can pick and choose which APIs you want to use. Just remember, each API needs its own subscription. But if you subscribe to multiple ones, you'll use the same key for all of them, making things easier for you.

Prices are listed in USD (United States Dollar), EUR (Euro), CAD (Canadian Dollar), AUD (Australian Dollar), and GBP (British Pound). We accept all major debit and credit cards. Our payment system uses the latest security technology and is powered by Stripe, one of the world’s most reliable payment companies. If you have any trouble paying by card, just contact us at [email protected]

Additionally, if you already have an active subscription in any of these currencies (USD, EUR, CAD, AUD, GBP), that currency will remain for subsequent subscriptions. You can change the currency at any time as long as you don't have any active subscriptions.

The local currency shown on the pricing page is based on the country of your IP address and is provided for reference only. The actual prices are in USD (United States Dollar). When you make a payment, the charge will appear on your card statement in USD, even if you see the equivalent amount in your local currency on our website. This means you cannot pay directly with your local currency.

Occasionally, a bank may decline the charge due to its fraud protection settings. We suggest reaching out to your bank initially to check if they are blocking our charges. Also, you can access the Billing Portal and change the card associated to make the payment. If these does not work and you need further assistance, please contact our team at [email protected]

Prices are determined by a recurring monthly or yearly subscription, depending on the chosen plan.

API calls are deducted from your plan based on successful requests. Each plan comes with a specific number of calls that you can make per month. Only successful calls, indicated by a Status 200 response, will be counted against your total. This ensures that failed or incomplete requests do not impact your monthly quota.

Zyla API Hub works on a recurring monthly subscription system. Your billing cycle will start the day you purchase one of the paid plans, and it will renew the same day of the next month. So be aware to cancel your subscription beforehand if you want to avoid future charges.

To upgrade your current subscription plan, simply go to the pricing page of the API and select the plan you want to upgrade to. The upgrade will be instant, allowing you to immediately enjoy the features of the new plan. Please note that any remaining calls from your previous plan will not be carried over to the new plan, so be aware of this when upgrading. You will be charged the full amount of the new plan.

To check how many API calls you have left for the current month, refer to the β€˜X-Zyla-API-Calls-Monthly-Remaining’ field in the response header. For example, if your plan allows 1000 requests per month and you've used 100, this field in the response header will indicate 900 remaining calls.

To see the maximum number of API requests your plan allows, check the β€˜X-Zyla-RateLimit-Limit’ response header. For instance, if your plan includes 1000 requests per month, this header will display 1000.

The β€˜X-Zyla-RateLimit-Reset’ header shows the number of seconds until your rate limit resets. This tells you when your request count will start fresh. For example, if it displays 3600, it means 3600 seconds are left until the limit resets.

Yes, you can cancel your plan anytime by going to your account and selecting the cancellation option on the Billing page. Please note that upgrades, downgrades, and cancellations take effect immediately. Additionally, upon cancellation, you will no longer have access to the service, even if you have remaining calls left in your quota.

You can contact us through our chat channel to receive immediate assistance. We are always online from 8 am to 5 pm (EST). If you reach us after that time, we will get back to you as soon as possible. Additionally, you can contact us via email at [email protected]

To let you experience our APIs without any commitment, we offer a 7-day free trial that allows you to make API calls at no cost during this period. Please note that you can only use this trial once, so make sure to use it with the API that interests you the most. Most of our APIs provide a free trial, but some may not support it.

After 7 days, you will be charged the full amount for the plan you were subscribed to during the trial. Therefore, it’s important to cancel before the trial period ends. Refund requests for forgetting to cancel on time are not accepted.

When you subscribe to an API trial, you can make only 25% of the calls allowed by that plan. For example, if the API plan offers 1000 calls, you can make only 250 during the trial. To access the full number of calls offered by the plan, you will need to subscribe to the full plan.

 Service Level
100%
 Response Time
1,519ms

Category:


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