Mastercard Validation API

Mastercard Validation API

"Mastercard Validation API ensures secure transactions by swiftly verifying Mastercard details, offering seamless integration and enhanced fraud prevention for businesses."

API description

About the API:  

In the rapidly advancing field of digital commerce, the security and reliability of online transactions are of paramount importance. As users increasingly opt for digital platforms for their financial activities, the demand for robust mechanisms to validate credit card information becomes crucial. Addressing this need is the Mastercard Validation API, a powerful tool designed to ensure the accuracy and legitimacy of credit card data before authorizing transactions.

An essential component of the digital payments ecosystem, the Mastercard Validation API serves to validate credit card information submitted during online transactions. This includes checking the accuracy of the card number, expiration date and card verification value (CVV), ensuring a match with the records associated with the card.

An outstanding feature of the Mastercard Validation API is its real-time validation capability. By processing and verifying credit card data in a matter of milliseconds, the API helps streamline business decision-making processes and improve overall payment system efficiency. Real-time validation is critical to prevent unauthorized transactions and mitigate potential risks related to fraudulent activities.

Integrating the Mastercard Validation API into your system is a simple and hassle-free process. With a user-friendly design and comprehensive documentation, the API is seamlessly incorporated into applications, websites or payment processing systems. The intuitive interface and well-documented endpoint facilitate a quick understanding of the integration process, enabling rapid implementation that aligns perfectly with existing infrastructure. Whether you are an experienced user or new to API integrations, the Credit Card Validator - BIN Verifier API offers a simple and easy-to-follow integration experience, allowing you to improve the security and accuracy of credit card validation with minimal effort.

In conclusion, the Mastercard Validation API assumes a critical role in securing digital transactions by ensuring the accuracy and legitimacy of credit card information. With its real-time validation capabilities and robust security protocols, it stands as a crucial component in fortifying online payment ecosystems against fraud and unauthorized activity. As digital transactions evolve, the Mastercard Validation API remains a trusted gatekeeper that contributes to the establishment of secure, efficient and reliable financial transactions in the digital age.

 

What this API receives and what your API provides (input/output)?

It will receive parameters and provide you with a JSON.

 

What are the most common uses cases of this API?

  1. Online sales platforms: Validate credit card data for secure transactions during online purchases on e-commerce websites.

    Payment processing systems: Incorporate API into payment gateways to verify credit card information before completing transactions securely.

    Subscription-based platforms: Ensure credit card legitimacy for recurring payments on services such as streaming platforms or subscription boxes.

    Financial management applications: Enhance the security of financial applications by authenticating credit card data during fund transfers or bill payments.

    Hospitality booking platforms: Verify the legitimacy of credit cards during hotel or travel bookings, mitigating fraudulent activities in the hospitality industry.

 

Are there any limitations to your plans?

Besides API call limitations per month: 

  • Basic Plan: 1000 API calls per day.
  • Pro Plan: 1000 API calls per day. 
  • Pro Plus Plan: 10k API calls per day

API Documentation

Endpoints


Be able to validate any credit card based on its BIN number (first 6 digits).

Receive data from the Credit Card, CC Issuer, Card Type, Card Level, Card Brand, Issuer Country, and more. 



                                                                            
GET https://zylalabs.com/api/3020/mastercard+validation+api/3190/mastercard+checker
                                                                            
                                                                        

Mastercard Checker - Endpoint Features
Object Description
bin [Required]
Test Endpoint

API EXAMPLE RESPONSE

       
                                                                                                        
                                                                                                                                                                                                                            {"status":200,"success":true,"isValid":true,"message":"The BIN number is valid.","data":{"bin_iin":"513452","card_brand":"MASTERCARD","card_type":"DEBIT","card_level":"BUSINESS","issuer_name_bank":"INDEPENDENT BANK","issuer_bank_website":"------","issuer_bank_phone":"800.355.0641","iso_country_name":"UNITED STATES","iso_country_code":"US"}}
                                                                                                                                                                                                                    
                                                                                                    

Mastercard Checker - CODE SNIPPETS


curl --location --request GET 'https://zylalabs.com/api/3020/mastercard+validation+api/3190/mastercard+checker?bin=513452' --header 'Authorization: Bearer YOUR_API_KEY' 

    

API Access Key & Authentication

After signing up, every developer is assigned a personal API access key, a unique combination of letters and digits provided to access to our API endpoint. To authenticate with the Mastercard Validation API REST API, simply include your bearer token in the Authorization header.

Headers

Header Description
Authorization [Required] Should be Bearer access_key. See "Your API Access Key" above when you are subscribed.


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To access the API, you need to make an HTTP POST request to the API endpoint, providing the first six digits of the credit card (BIN) as a parameter. The API will then respond with a JSON object containing the requested information about the credit card, including its validity, issuing bank details, and location information. You can integrate this API into your application or system to leverage its functionality and enhance your credit card processing capabilities.

The API response includes detailed information about the credit card. This includes information such as the validity of the card (whether it is valid or not), the card level (e.g., fleet purchase), the currency associated with the card, and the country of issuance. In addition, the response provides contact information for the issuer.

The API follows a secure approach by only requiring the Bank Identification Number (BIN), which consists of the first six digits of a credit card. This approach avoids the need to transmit or store sensitive credit card details.

The API allows developers to validate and verify credit card information using the bank identification number (BIN). By providing the first six digits of a credit card, you can verify whether it is a valid credit card or not.

No, the Mastercard Validation API is specifically focused on validating MasterCard credit cards.

Zyla API Hub is, in other words, an API MarketPlace. An all-in-one solution for your developing needs. You will be accessing our extended list of APIs with only your user. Also, you won't need to worry about storing API keys, only one API key for all our products is needed.

Prices are listed in USD. We accept all major debit and credit cards. Our payment system uses the latest security technology and is powered by Stripe, one of the world’s most reliable payment companies. If you have any trouble with paying by card, just contact us at [email protected]

Sometimes depending on the bank's fraud protection settings, a bank will decline the validation charge we make when we attempt to be sure a card is valid. We recommend first contacting your bank to see if they are blocking our charges. If more help is needed, please contact [email protected] and our team will investigate further

Prices are based on a recurring monthly subscription depending on the plan selected — plus overage fees applied when a developer exceeds a plan’s quota limits. In this example, you'll see the base plan amount as well as a quota limit of API requests. Be sure to notice the overage fee because you will be charged for each additional request.

Zyla API Hub works on a recurring monthly subscription system. Your billing cycle will start the day you purchase one of the paid plans, and it will renew the same day of the next month. So be aware to cancel your subscription beforehand if you want to avoid future charges.

Just go to the pricing page of that API and select the plan that you want to upgrade to. You will only be charged the full amount of that plan, but you will be enjoying the features that the plan offers right away.

Yes, absolutely. If you want to cancel your plan, simply go to your account and cancel on the Billing page. Upgrades, downgrades, and cancellations are immediate.

You can contact us through our chat channel to receive immediate assistance. We are always online from 9 am to 6 pm (GMT+1). If you reach us after that time, we will be in contact when we are back. Also you can contact us via email to [email protected]

 Service Level
100%
 Response Time
475ms

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