{
"data": [
{
"slug": "beagle",
"name": "Beagle",
"size": "small",
"group": "Hound",
"lifespan_years": {
"low": 10,
"high": 15
},
"popularity_rank": 8
}
],
"meta": {
"api_version": "v1",
"model_updated": "2026-09"
}
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36507/list+breeds?search=beagle' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": {
"slug": "beagle",
"name": "Beagle",
"size": "small",
"group": "Hound",
"lifespan_years": {
"low": 10,
"high": 15
},
"popularity_rank": 8,
"summary": "Sturdy hound; epilepsy, hypothyroidism and disc disease are the usual claims.",
"profile_sources": [],
"conditions": [
{
"slug": "ear-infections",
"name": "Chronic ear infections",
"prevalence": "very common",
"treatment_cost_usd": {
"low": 150,
"high": 800
},
"risk_sources": [
{
"title": "Frequency and predisposing factors for canine otitis externa in the UK - a primary veterinary care epidemiological view (VetCompass)",
"publisher": "Canine Medicine and Genetics (full text via Europe PMC)",
"url": "https://pmc.ncbi.nlm.nih.gov/articles/PMC8422687/",
"year": 2021,
"claim": "Beagles had 2.54 times the odds of otitis externa versus crossbreds (VetCompass)"
}
],
"cost_sources": [
{
"title": "Does Pet Insurance Cover Ear Infections?",
"publisher": "Embrace Pet Insurance",
"url": "https://www.embracepetinsurance.com/research/pet-insurance-ear-infections-coverage",
"year": null,
"claim": "A vet visit for an ear infection runs $150 to $300; severe cases exceed $500"
}
]
},
{
"slug": "ivdd",
"name": "Intervertebral disc disease (IVDD)",
"prevalence": "common",
"treatment_cost_usd": {
"low": 2000,
"high": 12000
},
"risk_sources": [
{
"title": "Beagle",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/beagle",
"year": 2026,
"claim": "VCA lists intervertebral disc disease as a health consideration for Beagles"
}
],
"cost_sources": [
{
"title": "11 Most Expensive Dog Health Problems",
"publisher": "MetLife Pet Insurance",
"url": "https://www.metlifepetinsurance.com/blog/pet-health/dog-health-problems/",
"year": 2025,
"claim": "IVDD surgery averages $2,000 to $4,000, upwards of $12,000 with imaging and care"
}
]
},
{
"slug": "epilepsy",
"name": "Epilepsy",
"prevalence": "common",
"treatment_cost_usd": {
"low": 200,
"high": 5000
},
"risk_sources": [
{
"title": "Beagle",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/beagle",
"year": 2026,
"claim": "VCA lists epilepsy as a health consideration for Beagles"
}
],
"cost_sources": [
{
"title": "Epilepsy and Seizures",
"publisher": "Embrace Pet Insurance",
"url": "https://www.embracepetinsurance.com/health/epilepsy-seizures",
"year": 2024,
"claim": "Epilepsy care costs $200 to $500 a year for simple cases, up to $5,000 a year with costlier drugs"
}
]
},
{
"slug": "hypothyroidism",
"name": "Hypothyroidism",
"prevalence": "common",
"treatment_cost_usd": {
"low": 290,
"high": 750
},
"risk_sources": [
{
"title": "Beagle",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/beagle",
"year": 2026,
"claim": "VCA lists hypothyroidism as a health consideration for Beagles"
}
],
"cost_sources": [
{
"title": "Hypothyroidism",
"publisher": "Embrace Pet Insurance",
"url": "https://www.embracepetinsurance.com/health/hypothyroidism",
"year": 2021,
"claim": "Testing $50 to $150 plus medication of $20 to $50 a month (about $290 to $750 in the first year)"
}
]
},
{
"slug": "eye-conditions",
"name": "Eye conditions (cataracts, PRA, cherry eye)",
"prevalence": "occasional",
"treatment_cost_usd": {
"low": 300,
"high": 6700
},
"risk_sources": [
{
"title": "Beagle",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/beagle",
"year": 2026,
"claim": "VCA lists cherry eye and cataracts as health considerations for Beagles"
}
],
"cost_sources": [
{
"title": "Cherry Eye",
"publisher": "Embrace Pet Insurance",
"url": "https://www.embracepetinsurance.com/health/cherry-eye",
"year": 2024,
"claim": "Cherry eye surgery costs $300 to $800"
},
{
"title": "Cataracts: What to Expect",
"publisher": "University of Missouri Veterinary Health Center",
"url": "https://vhc.missouri.edu/ophthalmology/cataracts/cataracts-what-to-expect/",
"year": 2025,
"claim": "Cataract surgery costs $4,900 to $5,500 for one eye and $5,600 to $6,700 for both"
}
]
},
{
"slug": "cushings",
"name": "Cushing's disease",
"prevalence": "occasional",
"treatment_cost_usd": {
"low": 1000,
"high": 4000
},
"risk_sources": [
{
"title": "Disorders of the Pituitary Gland in Dogs",
"publisher": "Merck Veterinary Manual",
"url": "https://www.merckvetmanual.com/dog-owners/hormonal-disorders-of-dogs/disorders-of-the-pituitary-gland-in-dogs",
"year": 2024,
"claim": "Beagles are at increased risk of Cushing disease (hyperadrenocorticism)"
}
],
"cost_sources": [
{
"title": "Cushing's Disease in Dogs",
"publisher": "Embrace Pet Insurance",
"url": "https://www.embracepetinsurance.com/health/cushings-disease",
"year": 2026,
"claim": "Diagnosis, then medication of $35 to $200+ a month and monitoring blood tests"
}
]
}
]
},
"meta": {
"api_version": "v1",
"model_updated": "2026-09"
}
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36508/breed+health+profile&slug=Required' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": [
{
"slug": "hip-dysplasia",
"name": "Hip dysplasia",
"treatment_cost_usd": {
"low": 1000,
"high": 6000
},
"breeds_at_risk": 96
}
],
"meta": {
"api_version": "v1",
"model_updated": "2026-09"
}
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36509/list+conditions?search=hip' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": {
"slug": "hip-dysplasia",
"name": "Hip dysplasia",
"treatment_cost_usd": {
"low": 1000,
"high": 6000
},
"cost_sources": [
{
"title": "Hip Dysplasia in Dogs Costs",
"publisher": "Pets Best",
"url": "https://www.petsbest.com/blog/hip-dysplasia-dog-costs",
"year": null,
"claim": "FHO surgery $1,000 to $2,500 per hip; pelvic osteotomy $3,000 to $6,000 per hip"
}
],
"breeds_at_risk": [
{
"slug": "german-shepherd",
"name": "German Shepherd",
"prevalence": "very common",
"sources": [
{
"title": "German Shepherd",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/german-shepherd",
"year": 2026,
"claim": "Joint disease is a major concern in German Shepherds; VCA lists hip dysplasia"
}
]
},
{
"slug": "bulldog",
"name": "Bulldog",
"prevalence": "very common",
"sources": [
{
"title": "Hip Dysplasia in Dogs",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/hip-dysplasia-in-dogs",
"year": null,
"claim": "Hip dysplasia is predominantly seen in larger dogs including bulldogs"
}
]
},
{
"slug": "rottweiler",
"name": "Rottweiler",
"prevalence": "very common",
"sources": [
{
"title": "Rottweiler",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/rottweiler",
"year": 2026,
"claim": "Rottweilers have an increased risk of joint disease; VCA lists hip dysplasia"
}
]
},
{
"slug": "cane-corso",
"name": "Cane Corso",
"prevalence": "very common",
"sources": [
{
"title": "Health (Common Cane Corso Health Concerns)",
"publisher": "Cane Corso Association of America",
"url": "https://www.canecorso.org/health.html",
"year": null,
"claim": "The CCAA (parent club) states hip dysplasia is fairly common in the Cane Corso"
}
]
},
{
"slug": "bernese-mountain-dog",
"name": "Bernese Mountain Dog",
"prevalence": "very common",
"sources": [
{
"title": "Health Statement for the Bernese Mountain Dog Club of America",
"publisher": "Bernese Mountain Dog Club of America (AKC parent club)",
"url": "https://cdn.akc.org/Marketplace/Health-Statement/Bernese-Mountain-Dog.pdf",
"year": null,
"claim": "The BMDCA (parent club) CHIC requirements include hip dysplasia evaluation for Bernese Mountain Dogs"
}
]
},
{
"slug": "mastiff",
"name": "Mastiff",
"prevalence": "very common",
"sources": [
{
"title": "Mastiff Club of America health statement (CHIC tests)",
"publisher": "Mastiff Club of America (via AKC)",
"url": "https://cdn.akc.org/Marketplace/Health-Statement/Mastiff.pdf",
"year": 2016,
"claim": "The Mastiff Club of America includes OFA hip dysplasia evaluation in its recommended CHIC tests for Mastiffs (recognized breed health concern)"
}
]
},
{
"slug": "newfoundland",
"name": "Newfoundland",
"prevalence": "very common",
"sources": [
{
"title": "Newfoundland Club of America health statement",
"publisher": "Newfoundland Club of America (via AKC)",
"url": "https://cdn.akc.org/Marketplace/Health-Statement/Newfoundland.pdf",
"year": null,
"claim": "The Newfoundland Club of America requires OFA hip radiographs for CHIC (recognized breed health concern)"
}
]
},
{
"slug": "akita",
"name": "Akita",
"prevalence": "very common",
"sources": [
{
"title": "Akita | VCA Animal Hospitals",
"publisher": "VCA Animal Hospitals / LifeLearn",
"url": "https://vcahospitals.com/know-your-pet/akita",
"year": null,
"claim": "VCA lists hip dysplasia among health considerations for Akitas"
}
]
},
{
"slug": "saint-bernard",
"name": "Saint Bernard",
"prevalence": "very common",
"sources": [
{
"title": "Hip Dysplasia in Dogs",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/hip-dysplasia-in-dogs",
"year": null,
"claim": "VCA: hip dysplasia is predominantly seen in larger dogs such as Saint Bernards"
}
]
},
{
"slug": "bullmastiff",
"name": "Bullmastiff",
"prevalence": "very common",
"sources": [
{
"title": "Working Group Health Testing Requirements",
"publisher": "American Kennel Club",
"url": "https://www.akc.org/breeder-programs/breed-health-testing-requirements/working-group-health-testing-requirements/",
"year": null,
"claim": "The Bullmastiff national breed club recommends a hip evaluation as a breed health test"
}
]
},
{
"slug": "labrador-retriever",
"name": "Labrador Retriever",
"prevalence": "common",
"sources": [
{
"title": "Labrador Retriever",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/labrador-retriever",
"year": 2026,
"claim": "VCA lists hip dysplasia as a health consideration for Labrador Retrievers"
}
]
},
{
"slug": "golden-retriever",
"name": "Golden Retriever",
"prevalence": "common",
"sources": [
{
"title": "Golden Retriever",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/golden-retriever",
"year": 2026,
"claim": "VCA lists hip dysplasia as a health consideration for Golden Retrievers"
}
]
},
{
"slug": "german-shorthaired-pointer",
"name": "German Shorthaired Pointer",
"prevalence": "common",
"sources": [
{
"title": "German Shorthaired Pointer Club of America health statement (CHIC requirements)",
"publisher": "German Shorthaired Pointer Club of America / AKC",
"url": "https://cdn.akc.org/Marketplace/Health-Statement/German-Shorthaired-Pointed.pdf",
"year": 2014,
"claim": "The GSPCA requires OFA/PennHIP hip evaluation for CHIC, a recognized breed health concern"
}
]
},
{
"slug": "pembroke-welsh-corgi",
"name": "Pembroke Welsh Corgi",
"prevalence": "common",
"sources": [
{
"title": "Health and Genetics",
"publisher": "Pembroke Welsh Corgi Club of America",
"url": "https://pwcca.org/Genetics-and-Health",
"year": null
}
]
}
]
},
"_note": "Response truncated for documentation purposes"
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36510/condition+detail&slug=Required' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": {
"breed": {
"slug": "beagle",
"name": "Beagle"
},
"location": {
"state_code": "CA",
"state_name": "California"
},
"inputs": {
"age_years": 2,
"reimbursement_percent": 80,
"deductible_usd": 250
},
"monthly_usd": {
"low": 40,
"mid": 51,
"high": 66
},
"yearly_usd_mid": 612,
"by_insurer": [
{
"slug": "lemonade",
"name": "Lemonade",
"monthly_usd": 47
},
{
"slug": "embrace",
"name": "Embrace",
"monthly_usd": 51
},
{
"slug": "spot",
"name": "Spot",
"monthly_usd": 52
},
{
"slug": "pets-best",
"name": "Pets Best",
"monthly_usd": 48
},
{
"slug": "fetch",
"name": "Fetch",
"monthly_usd": 54
},
{
"slug": "odie",
"name": "Odie",
"monthly_usd": 45
},
{
"slug": "trupanion",
"name": "Trupanion",
"monthly_usd": 64
},
{
"slug": "healthy-paws",
"name": "Healthy Paws",
"monthly_usd": 56
}
],
"disclaimer": "Model estimates, not quotes from the insurers; each insurer sets its own price."
},
"meta": {
"api_version": "v1",
"model_updated": "2026-09"
}
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36511/monthly+estimate?breed=beagle&zip=90210&state=california&age=2&reimbursement=80&deductible=250' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": [
{
"code": "CA",
"slug": "california",
"name": "California",
"price_index": 1.21
},
{
"code": "TX",
"slug": "texas",
"name": "Texas",
"price_index": 0.96
},
{
"code": "FL",
"slug": "florida",
"name": "Florida",
"price_index": 1.02
},
{
"code": "NY",
"slug": "new-york",
"name": "New York",
"price_index": 1.13
},
{
"code": "PA",
"slug": "pennsylvania",
"name": "Pennsylvania",
"price_index": 1.11
},
{
"code": "IL",
"slug": "illinois",
"name": "Illinois",
"price_index": 1.13
},
{
"code": "OH",
"slug": "ohio",
"name": "Ohio",
"price_index": 1.02
},
{
"code": "GA",
"slug": "georgia",
"name": "Georgia",
"price_index": 1.02
},
{
"code": "NC",
"slug": "north-carolina",
"name": "North Carolina",
"price_index": 0.98
},
{
"code": "WA",
"slug": "washington",
"name": "Washington",
"price_index": 1.38
},
{
"code": "MI",
"slug": "michigan",
"name": "Michigan",
"price_index": 0.97
},
{
"code": "NJ",
"slug": "new-jersey",
"name": "New Jersey",
"price_index": 1.03
},
{
"code": "VA",
"slug": "virginia",
"name": "Virginia",
"price_index": 0.98
},
{
"code": "AZ",
"slug": "arizona",
"name": "Arizona",
"price_index": 1.02
},
{
"code": "TN",
"slug": "tennessee",
"name": "Tennessee",
"price_index": 0.85
},
{
"code": "MA",
"slug": "massachusetts",
"name": "Massachusetts",
"price_index": 1.33
},
{
"code": "IN",
"slug": "indiana",
"name": "Indiana",
"price_index": 0.8
},
{
"code": "MO",
"slug": "missouri",
"name": "Missouri",
"price_index": 0.85
},
{
"code": "MD",
"slug": "maryland",
"name": "Maryland",
"price_index": 1.02
},
{
"code": "CO",
"slug": "colorado",
"name": "Colorado",
"price_index": 1.26
},
{
"code": "WI",
"slug": "wisconsin",
"name": "Wisconsin",
"price_index": 1.11
},
{
"code": "MN",
"slug": "minnesota",
"name": "Minnesota",
"price_index": 0.93
},
{
"code": "SC",
"slug": "south-carolina",
"name": "South Carolina",
"price_index": 0.98
},
{
"code": "AL",
"slug": "alabama",
"name": "Alabama",
"price_index": 0.8
},
{
"code": "LA",
"slug": "louisiana",
"name": "Louisiana",
"price_index": 0.95
},
{
"code": "KY",
"slug": "kentucky",
"name": "Kentucky",
"price_index": 0.8
},
{
"code": "NM",
"slug": "new-mexico",
"name": "New Mexico",
"price_index": 0.89
},
{
"code": "NH",
"slug": "new-hampshire",
"name": "New Hampshire",
"price_index": 1.11
},
{
"code": "ND",
"slug": "north-dakota",
"name": "North Dakota",
"price_index": 0.8
}
],
"meta": {
"api_version": "v1",
"model_updated": "2026-09"
}
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36512/state+price+index' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": [
{
"slug": "lemonade",
"name": "Lemonade",
"underwriter": "Lemonade Insurance Company",
"facts_verified": true,
"facts": [
{
"topic": "exam_fees",
"value": "Add-on (Vet Visit Fees)",
"note": "Base policy excludes vet examination fees; the vet visit fee add-on covers them for eligible accidents/illnesses.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "annual_limits",
"value": "$5,000 to $100,000",
"note": "Coverage limit chosen at purchase; no unlimited option mentioned.",
"source": {
"title": "Co-insurance, explained (Lemonade)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/co-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "deductibles",
"value": "Annual: $100, $250, $500, $750",
"note": "Deductible is an annual amount, met in one claim or across several claims in a year.",
"source": {
"title": "Pet Insurance Terms, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance-terms-explained/",
"accessed": "2026-10-02"
}
},
{
"topic": "hereditary_congenital",
"value": "Covered in base policy",
"note": "Base accident and illness policy covers hereditary and congenital conditions (e.g., hip/elbow dysplasia) unless pre-existing.",
"source": {
"title": "Lemonade Pet Health Insurance sample policy LEM-PET (04-21), New Jersey example",
"publisher": "Lemonade",
"url": "https://icebox.lemonade.com/tokens/lftkn-uphfnkp88b5cwkbhvdou",
"accessed": "2026-10-02"
}
},
{
"topic": "orthopedic_waiting",
"value": "Ortho 30 days; CCL 6 months (some states)",
"note": "Waiting periods vary by state: 2 days accidents, 14 days illness, 30 days orthopedic, 6 months cruciate.",
"source": {
"title": "Lemonade FAQ (Pet Health Insurance section)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/faq",
"accessed": "2026-10-02"
}
},
{
"topic": "dental",
"value": "Add-on only; $1,000/yr limit",
"note": "Base policy excludes dental illness; dental illness add-on covers extractions and periodontal disease up to $1,000; cleanings via add-on or Preventative+.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "bilateral",
"value": "Yes, bilateral exclusion",
"note": "If one side shows signs of a bilateral condition before the policy starts, the other side is not covered.",
"source": {
"title": "How Does Pet Insurance Work? (Lemonade coverage guide)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "age_limits",
"value": "From 8 weeks; max not stated",
"note": "An upper enrollment age limit exists but its value is not stated on the pages checked.",
"source": {
"title": "Is Pet Insurance Worth It?",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/is-pet-insurance-worth-it/",
"accessed": "2026-10-02"
}
},
{
"topic": "claims",
"value": "In app; ~50% paid instantly",
"note": "File in the Lemonade app within 180 days of treatment (90 in Texas); rest typically within 5 days.",
"source": {
"title": "How Does Pet Insurance Work? (Lemonade coverage guide)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "claims",
"value": "File within 180 days",
"note": "Claims must be filed within 180 days of treatment; Texas residents have 90 days.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "direct_vet_pay",
"value": "No, reimbursement model",
"note": "You pay treatment costs up front, then Lemonade reimburses to your bank account.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "wellness",
"value": "Preventative / Preventative+ packages",
"note": "Routine vet care plan: one wellness exam, up to three vaccines, wellness tests; Plus adds unlimited exams and more.",
"source": {
"title": "Lemonade FAQ (Pet Health Insurance section)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/faq",
"accessed": "2026-10-02"
}
},
{
"topic": "cancer",
"value": "Covered in base policy",
"note": "Cancer diagnostics, treatments and medications covered if not pre-existing; chemotherapy covered, experimental treatments not.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "alternative_therapy",
"value": "Add-on (Physical Therapy)",
"note": "Physical therapy, acupuncture and hydrotherapy covered only with the physical therapy add-on; CBD/aromatherapy excluded.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "prescription_food",
"value": "Not covered",
"note": "Sample policy excludes prescription food and routine supplements/vitamins.",
"source": {
"title": "Lemonade Pet Health Insurance sample policy LEM-PET (04-21), New Jersey example",
"publisher": "Lemonade",
"url": "https://icebox.lemonade.com/tokens/lftkn-uphfnkp88b5cwkbhvdou",
"accessed": "2026-10-02"
}
},
{
"topic": "behavioral",
"value": "Add-on; separate $1,000 limit",
"note": "Behavioral conditions add-on covers vet- or licensed-behaviorist therapies, meds and training; separate $1,000 annual limit."
}
]
}
],
"_note": "Response truncated for documentation purposes"
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36513/insurer+policy+facts' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": {
"slug": "lemonade",
"name": "Lemonade",
"underwriter": "Lemonade Insurance Company",
"facts_verified": true,
"facts": [
{
"topic": "exam_fees",
"value": "Add-on (Vet Visit Fees)",
"note": "Base policy excludes vet examination fees; the vet visit fee add-on covers them for eligible accidents/illnesses.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "annual_limits",
"value": "$5,000 to $100,000",
"note": "Coverage limit chosen at purchase; no unlimited option mentioned.",
"source": {
"title": "Co-insurance, explained (Lemonade)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/co-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "deductibles",
"value": "Annual: $100, $250, $500, $750",
"note": "Deductible is an annual amount, met in one claim or across several claims in a year.",
"source": {
"title": "Pet Insurance Terms, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance-terms-explained/",
"accessed": "2026-10-02"
}
},
{
"topic": "hereditary_congenital",
"value": "Covered in base policy",
"note": "Base accident and illness policy covers hereditary and congenital conditions (e.g., hip/elbow dysplasia) unless pre-existing.",
"source": {
"title": "Lemonade Pet Health Insurance sample policy LEM-PET (04-21), New Jersey example",
"publisher": "Lemonade",
"url": "https://icebox.lemonade.com/tokens/lftkn-uphfnkp88b5cwkbhvdou",
"accessed": "2026-10-02"
}
},
{
"topic": "orthopedic_waiting",
"value": "Ortho 30 days; CCL 6 months (some states)",
"note": "Waiting periods vary by state: 2 days accidents, 14 days illness, 30 days orthopedic, 6 months cruciate.",
"source": {
"title": "Lemonade FAQ (Pet Health Insurance section)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/faq",
"accessed": "2026-10-02"
}
},
{
"topic": "dental",
"value": "Add-on only; $1,000/yr limit",
"note": "Base policy excludes dental illness; dental illness add-on covers extractions and periodontal disease up to $1,000; cleanings via add-on or Preventative+.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "bilateral",
"value": "Yes, bilateral exclusion",
"note": "If one side shows signs of a bilateral condition before the policy starts, the other side is not covered.",
"source": {
"title": "How Does Pet Insurance Work? (Lemonade coverage guide)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "age_limits",
"value": "From 8 weeks; max not stated",
"note": "An upper enrollment age limit exists but its value is not stated on the pages checked.",
"source": {
"title": "Is Pet Insurance Worth It?",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/is-pet-insurance-worth-it/",
"accessed": "2026-10-02"
}
},
{
"topic": "claims",
"value": "In app; ~50% paid instantly",
"note": "File in the Lemonade app within 180 days of treatment (90 in Texas); rest typically within 5 days.",
"source": {
"title": "How Does Pet Insurance Work? (Lemonade coverage guide)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "claims",
"value": "File within 180 days",
"note": "Claims must be filed within 180 days of treatment; Texas residents have 90 days.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "direct_vet_pay",
"value": "No, reimbursement model",
"note": "You pay treatment costs up front, then Lemonade reimburses to your bank account.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "wellness",
"value": "Preventative / Preventative+ packages",
"note": "Routine vet care plan: one wellness exam, up to three vaccines, wellness tests; Plus adds unlimited exams and more.",
"source": {
"title": "Lemonade FAQ (Pet Health Insurance section)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/faq",
"accessed": "2026-10-02"
}
},
{
"topic": "cancer",
"value": "Covered in base policy",
"note": "Cancer diagnostics, treatments and medications covered if not pre-existing; chemotherapy covered, experimental treatments not.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "alternative_therapy",
"value": "Add-on (Physical Therapy)",
"note": "Physical therapy, acupuncture and hydrotherapy covered only with the physical therapy add-on; CBD/aromatherapy excluded.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "prescription_food",
"value": "Not covered",
"note": "Sample policy excludes prescription food and routine supplements/vitamins.",
"source": {
"title": "Lemonade Pet Health Insurance sample policy LEM-PET (04-21), New Jersey example",
"publisher": "Lemonade",
"url": "https://icebox.lemonade.com/tokens/lftkn-uphfnkp88b5cwkbhvdou",
"accessed": "2026-10-02"
}
},
{
"topic": "behavioral",
"value": "Add-on; separate $1,000 limit",
"note": "Behavioral conditions add-on covers vet- or licensed-behaviorist therapies, meds and training; separate $1,000 annual limit.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "multi_pet_discount",
"value": "Up to 10%",
"note": "Applies to base policy plus vet visit fee and physical therapy add-ons, not preventative packages.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade"
}
}
]
},
"_note": "Response truncated for documentation purposes"
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36514/insurer+detail&slug=Required' --header 'Authorization: Bearer YOUR_API_KEY'
Después de registrarte, a cada desarrollador se le asigna una clave de acceso a la API personal, una combinación única de letras y dígitos proporcionada para acceder a nuestro endpoint de la API. Para autenticarte con el Datos de Salud y Seguro para Mascotas API simplemente incluye tu token de portador en el encabezado de Autorización.
| Encabezado | Descripción |
|---|---|
Autorización
|
Requerido
Debería ser Bearer access_key. Consulta "Tu Clave de Acceso a la API" arriba cuando estés suscrito.
|
Sin compromiso a largo plazo. Mejora, reduce o cancela en cualquier momento.
(Ahorra 2 meses pagando anualmente 🎉)
Un plan con los ocho puntos finales: perfiles de salud de razas de perros, costos de tratamiento de enfermedades de perros, una cifra mensual de seguros para perros en EE.UU. y hechos publicados sobre políticas de 8 aseguradoras de mascotas. Los costos de salud y tratamiento cubren solo perros. La cifra mensual de seguro es un modelo, no un precio de un asegurador. Veintinueve estados tienen su propio índice de precios. Un código postal en cualquier otro estado utiliza el promedio nacional y así lo indica la respuesta. Trupanion se enumera sin hechos de política porque su sitio no puede ser verificado. La edad cambia la cifra mensual de seguro, no el riesgo de enfermedad
Salud de razas de perros costos de tratamiento de enfermedades una cifra mensual de seguros para perros en EE UU y hechos de póliza publicados para 8 aseguradoras de mascotas
No La cifra mensual es un modelo Cambia con raza ubicación edad reembolso y deducible
Veintinueve estados tienen su propio índice de precios Un ZIP en cualquier otro estado utiliza el promedio nacional y la respuesta así lo indica
Su sitio bloquea la verificación por lo que el asegurador está listado sin hechos
No La edad solo cambia la cifra del seguro mensual Los datos de enfermedades no se ajustan por edad
Sí La salud de la raza y los costos de tratamiento cubren a los perros Los datos de la póliza son para 8 aseguradoras de mascotas de EE UU
Cada punto final devuelve datos específicos relacionados con razas de perros, perfiles de salud, condiciones de enfermedades, estimaciones de seguros y hechos sobre las pólizas de los aseguradores. Por ejemplo, el punto final "GET List Breeds" proporciona características de las razas, mientras que "GET Breed Health Profile" detalla las condiciones de salud y los costos de tratamiento para una raza específica
Los campos clave varían según el punto final Para "GET List Breeds" los campos incluyen nombre de la raza tamaño grupo esperanza de vida y rango de popularidad En "GET Condition Detail" los campos incluyen rango de costo de tratamiento fuente y razas en riesgo
Los parámetros varían según el punto final. Para "GET List Breeds", puedes buscar por nombre de raza. "GET Monthly Estimate" permite personalización por raza, código postal o estado, edad, reembolso y deducible. La documentación de cada punto final especifica los parámetros aceptados
Los datos de respuesta están estructurados en formato JSON que típicamente contiene un arreglo "data" con información relevante Cada respuesta de punto final incluye campos específicos pertinentes a los datos solicitados lo que facilita su análisis y utilización
Las fuentes de datos incluyen registros de salud pública, estudios veterinarios y documentos de políticas publicados por aseguradoras de mascotas La API tiene como objetivo proporcionar información precisa y confiable pero los usuarios deben verificar los datos críticos de forma independiente cuando sea necesario
Los casos de uso típicos incluyen investigar los riesgos de salud de las razas de perros estimar los costos de tratamiento comparar opciones de seguro y entender los detalles de la póliza del asegurador. Estos datos son valiosos para los dueños de mascotas veterinarios y profesionales de seguros
Los usuarios pueden analizar los datos devueltos para tomar decisiones informadas sobre el cuidado de la salud de las mascotas y el seguro. Por ejemplo, al revisar los perfiles de salud de las razas, los usuarios pueden identificar problemas de salud potenciales y los costos asociados, ayudando en la planificación del cuidado proactivo
Si un endpoint devuelve resultados parciales o vacíos, los usuarios deben verificar la precisión de sus parámetros de consulta. Por ejemplo, si "GET List Conditions" devuelve un array vacío, puede indicar que no hay condiciones que coincidan con el término de búsqueda utilizado. Ajustar los criterios de búsqueda puede producir mejores resultados