The Calculate Repayment endpoint returns a detailed loan repayment schedule, including installment breakdowns for each payment period. This includes the amount paid towards interest, principal, total payment, and remaining balance for each installment.

The key fields in the response data include "date" (payment date), "interest" (interest portion of the payment), "principal" (principal portion), "payment" (total payment amount), and "balance" (remaining loan balance after the payment).

The response data is organized as an array of objects, where each object represents a payment period. Each object contains fields for date, interest, principal, payment, and balance, allowing users to easily track loan amortization over time.

Users can customize their data requests by providing parameters such as loan amount, interest rate, loan term, and payment frequency. These parameters allow for tailored calculations based on specific loan details.

The endpoint provides information on the amortization schedule, including how much of each payment goes towards interest and principal, the total payment amount, and the remaining balance after each installment.

Users can analyze the returned data to understand their loan repayment structure, identify how payments change over time, and plan their finances accordingly. This information is crucial for budgeting and financial decision-making.

Typical use cases include creating online loan calculators for consumers, providing lenders with detailed repayment schedules for potential borrowers, and integrating into financial planning tools to help users manage their debts effectively.

Data accuracy is maintained through rigorous calculations based on standard amortization formulas. The API ensures that all calculations adhere to financial principles, providing reliable and consistent repayment schedules.

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