Australia Mortgage Rates API

This API provides access to current and historical mortgage rates in Australia, facilitating financial analysis and decision-making.

The Australia Mortgage Rates API specializes in delivering comprehensive data on mortgage rates across various financial institutions in Australia. It processes data fields such as lender names, mortgage types (fixed, variable), interest rates, comparison rates, and loan terms. The API adheres to financial data standards, ensuring accuracy and consistency in the representation of mortgage rates. It utilizes JSON format for data exchange, with structured responses that include arrays of mortgage products, each containing attributes like lender ID, product name, rate type, and effective date. Technical requirements include a secure connection via HTTPS and adherence to rate update frequencies, which may vary by lender. Users can filter results based on specific criteria such as loan amount, property type, and borrower profile. The API output schema is designed to facilitate easy integration into financial applications, providing essential data for mortgage comparison and financial planning.

API Documentation

Endpoints


Extract current mortgage rates from various lenders in Australia, returning as JSON with fields: lender_id, product_name, rate_type, interest_rate, comparison_rate, loan_term, effective_date.


                                                                            
POST https://zylalabs.com/api/5407/australia+mortgage+rates+api/7005/get+current+mortgage+rates
                                                                            
                                                                        

Test Endpoint

API EXAMPLE RESPONSE

       
                                                                                                        
                                                                                                                                                                                                                            {"lenders":[{"lender_id":"1","product_name":"Housing (Owner-occupier)","rate_type":"Principal-and-interest","interest_rate":"6.04","comparison_rate":"6.19","loan_term":"Not specified","effective_date":"September 2024"},{"lender_id":"2","product_name":"Housing (Owner-occupier)","rate_type":"Interest-only","interest_rate":"7.00","comparison_rate":"6.97","loan_term":"Not specified","effective_date":"September 2024"},{"lender_id":"3","product_name":"Housing (Investment)","rate_type":"Principal-and-interest","interest_rate":"6.38","comparison_rate":"6.41","loan_term":"Not specified","effective_date":"September 2024"},{"lender_id":"4","product_name":"Housing (Investment)","rate_type":"Interest-only","interest_rate":"6.61","comparison_rate":"6.61","loan_term":"Not specified","effective_date":"September 2024"},{"lender_id":"5","product_name":"Business (Small business)","rate_type":"Not specified","interest_rate":"7.42","comparison_rate":"Not specified","loan_term":"Not specified","effective_date":"September 2024"},{"lender_id":"6","product_name":"Business (Medium business)","rate_type":"Not specified","interest_rate":"6.28","comparison_rate":"Not specified","loan_term":"Not specified","effective_date":"September 2024"},{"lender_id":"7","product_name":"Business (Large business)","rate_type":"Not specified","interest_rate":"5.81","comparison_rate":"Not specified","loan_term":"Not specified","effective_date":"September 2024"}]}
                                                                                                                                                                                                                    
                                                                                                    

Get current mortgage rates - CODE SNIPPETS


curl --location --request POST 'https://zylalabs.com/api/5407/australia+mortgage+rates+api/7005/get+current+mortgage+rates' --header 'Authorization: Bearer YOUR_API_KEY' 

    

API Access Key & Authentication

After signing up, every developer is assigned a personal API access key, a unique combination of letters and digits provided to access to our API endpoint. To authenticate with the Australia Mortgage Rates API REST API, simply include your bearer token in the Authorization header.
Headers
Header Description
Authorization [Required] Should be Bearer access_key. See "Your API Access Key" above when you are subscribed.

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The Australia Mortgage Rates API provides access to both fixed and variable mortgage rates from various financial institutions in Australia.

The API utilizes JSON format for data exchange, providing structured responses that include arrays of mortgage products with detailed attributes.

The rate update frequencies may vary by lender, but the API adheres to financial data standards to ensure accuracy and consistency in the representation of mortgage rates.

The Australia Mortgage Rates API provides access to various types of mortgage rates, including fixed and variable rates. Users can retrieve data on interest rates, comparison rates, and loan terms from multiple financial institutions across Australia.

To use this API users only need to execute the single endpoint of the API and they will get the mortgages rates.

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