The Australia Mortgage Rates API specializes in delivering comprehensive data on mortgage rates across various financial institutions in Australia. It processes data fields such as lender names, mortgage types (fixed, variable), interest rates, comparison rates, and loan terms. The API adheres to financial data standards, ensuring accuracy and consistency in the representation of mortgage rates. It utilizes JSON format for data exchange, with structured responses that include arrays of mortgage products, each containing attributes like lender ID, product name, rate type, and effective date. Technical requirements include a secure connection via HTTPS and adherence to rate update frequencies, which may vary by lender. Users can filter results based on specific criteria such as loan amount, property type, and borrower profile. The API output schema is designed to facilitate easy integration into financial applications, providing essential data for mortgage comparison and financial planning.
{"lenders":[{"lender_id":"1","product_name":"Housing (Owner-occupier)","rate_type":"Principal-and-interest","interest_rate":"6.04","comparison_rate":"6.19","loan_term":"Not specified","effective_date":"September 2024"},{"lender_id":"2","product_name":"Housing (Owner-occupier)","rate_type":"Interest-only","interest_rate":"7.00","comparison_rate":"6.97","loan_term":"Not specified","effective_date":"September 2024"},{"lender_id":"3","product_name":"Housing (Investment)","rate_type":"Principal-and-interest","interest_rate":"6.38","comparison_rate":"6.41","loan_term":"Not specified","effective_date":"September 2024"},{"lender_id":"4","product_name":"Housing (Investment)","rate_type":"Interest-only","interest_rate":"6.61","comparison_rate":"6.61","loan_term":"Not specified","effective_date":"September 2024"},{"lender_id":"5","product_name":"Business (Small business)","rate_type":"Not specified","interest_rate":"7.42","comparison_rate":"Not specified","loan_term":"Not specified","effective_date":"September 2024"},{"lender_id":"6","product_name":"Business (Medium business)","rate_type":"Not specified","interest_rate":"6.28","comparison_rate":"Not specified","loan_term":"Not specified","effective_date":"September 2024"},{"lender_id":"7","product_name":"Business (Large business)","rate_type":"Not specified","interest_rate":"5.81","comparison_rate":"Not specified","loan_term":"Not specified","effective_date":"September 2024"}]}
curl --location --request POST 'https://zylalabs.com/api/5407/australia+mortgage+rates+api/7005/get+current+mortgage+rates' --header 'Authorization: Bearer YOUR_API_KEY'
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Authorization
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[Required] Should be Bearer access_key . See "Your API Access Key" above when you are subscribed. |
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The Australia Mortgage Rates API provides access to both fixed and variable mortgage rates from various financial institutions in Australia.
The API utilizes JSON format for data exchange, providing structured responses that include arrays of mortgage products with detailed attributes.
The rate update frequencies may vary by lender, but the API adheres to financial data standards to ensure accuracy and consistency in the representation of mortgage rates.
The Australia Mortgage Rates API provides access to various types of mortgage rates, including fixed and variable rates. Users can retrieve data on interest rates, comparison rates, and loan terms from multiple financial institutions across Australia.
To use this API users only need to execute the single endpoint of the API and they will get the mortgages rates.
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