Top Essential US Bank Stats API alternatives in 2025

Top Essential US Bank Stats API Alternatives in 2025

As the financial landscape continues to evolve, developers are increasingly seeking reliable APIs to access bank statistics and interest rates. In 2025, several alternatives to traditional US Bank Stats APIs have emerged, offering robust features and capabilities. This blog post will explore the best alternatives, including the Bank Interest Rates API, Banks Interest Rate API, Routing Bank Number Checker API, Universal Interest Rates API, Euribor Interest Rates API, USA Interest Rate API, US Interest Rate Sales API, SWIFT - IBAN - Routing Bank Checker API, and International Interest Rates API. Each of these APIs provides unique features that cater to various financial needs.

Bank Interest Rates API

The Bank Interest Rates API is a comprehensive tool that provides access to global central bank interest rates and key financial benchmarks. This API is essential for users looking to make informed financial decisions based on accurate and up-to-date data.

Key Features and Capabilities

One of the standout features of the Bank Interest Rates API is its ability to provide interest rates from both central and non-central banks. Users can specify a country to retrieve its central bank rates or request benchmark rates from non-central banks. For instance, the API supports central banks from countries like Australia, New Zealand, and Russia, as well as benchmarks such as USD LIBOR and Euribor.

To use this feature, developers can send a request indicating the country name or the name of a non-central bank. The API will return a structured JSON response containing the relevant interest rates.

{"central_bank_rates": [{"central_bank": "Australian Central Bank", "country": "Australia", "rate_pct": 4.35, "last_updated": "11-08-2023"}], "non_central_bank_rates": []}

This response includes fields such as central_bank, country, rate_pct, and last_updated, which provide essential information for financial analysis.

Developers can utilize this data to inform investment strategies, assess borrowing costs, or conduct economic research. The structured JSON format allows for easy integration into financial applications.

Ready to test the Bank Interest Rates API? Try the API playground to experiment with requests.

Banks Interest Rate API

The Banks Interest Rate API offers real-time access to central bank interest rates and financial benchmarks. This API is designed to simplify the process of obtaining up-to-date interest rate information, making it an invaluable resource for developers and finance professionals.

Key Features and Capabilities

One of the primary features of the Banks Interest Rate API is the Get Interest functionality. By simply running this endpoint, users can receive information about central bank interest rates and benchmarks.

{"central_bank_rates": [{"central_bank": "Australian Central Bank", "country": "Australia", "rate_pct": 4.35, "last_updated": "11-08-2023"}, {"central_bank": "British Central Bank", "country": "United Kingdom", "rate_pct": 5.25, "last_updated": "08-03-2023"}]}

This response includes multiple central bank rates, allowing users to compare rates across different countries. The fields in the response, such as central_bank, country, rate_pct, and last_updated, provide critical insights for financial decision-making.

Data accuracy is maintained through regular updates from reliable sources, ensuring that users receive current and trustworthy information. This API is ideal for applications that require real-time financial data.

Ready to test the Banks Interest Rate API? Try the API playground to experiment with requests.

Routing Bank Number Checker API

The Routing Bank Number Checker API is a powerful tool that allows developers to validate bank routing numbers. This API is essential for ensuring that payments are processed accurately and securely.

Key Features and Capabilities

One of the key features of this API is the Routing Number Lookup. By passing in a routing number, users can retrieve information about the corresponding bank.

{"status":200,"success":true,"message":"Routing Bank 053100465 is valid","data":{"routing_number":"053100465","bank":"SUNTRUST","address":"FL-ORL-7150","city":"ORLANDO","state":"FL","zip":"32809","phone":"(800) 221-9792"}}

This response provides fields such as routing_number, bank, address, city, state, zip, and phone. These details help users confirm the legitimacy of the bank for transaction purposes.

By integrating this API into financial applications, developers can minimize the risk of errors and fraud, ensuring that payments are sent to the correct institution.

Ready to test the Routing Bank Number Checker API? Try the API playground to experiment with requests.

Universal Interest Rates API

The Universal Interest Rates API provides access to global interest rates and benchmark indices, facilitating informed decisions in the financial landscape.

Key Features and Capabilities

This API features the Interest Rate functionality, which allows users to specify a country to obtain its central bank rates or the name of a non-central bank for benchmark rates.

{"central_bank_rates": [{"central_bank": "Australian Central Bank", "country": "Australia", "rate_pct": 4.35, "last_updated": "11-08-2023"}], "non_central_bank_rates": []}

The response includes fields such as central_bank, country, rate_pct, and last_updated, providing a comprehensive view of interest rates across different regions.

Users can analyze the returned data to track interest rate trends, compare rates across countries, and inform financial decisions. This API is particularly useful for investors looking to adjust portfolios based on rate changes.

Need help implementing the Universal Interest Rates API? View the integration guide for step-by-step instructions.

Euribor Interest Rates API

The Euribor Interest Rates API is essential for retrieving international interest rates from central banks and benchmark indices, enabling well-informed financial decision-making.

Key Features and Capabilities

This API also features the Interest Rate functionality, allowing users to specify a country or a non-central bank to retrieve relevant interest rates.

{"central_bank_rates": [{"central_bank": "Russian Central Bank", "country": "Russia", "rate_pct": 21.0, "last_updated": "10-25-2024"}], "non_central_bank_rates": []}

The response structure includes fields such as central_bank, country, rate_pct, and last_updated, which are crucial for analyzing interest rate trends.

Typical use cases for this data include monitoring interest rate trends for investment decisions, formulating borrowing strategies, and conducting macroeconomic research based on central bank rates.

Want to try the Euribor Interest Rates API? Check out the API documentation to get started.

USA Interest Rate API

The USA Interest Rate API is designed to provide accurate, location-specific financial information, streamlining calculations and improving economic decision-making.

Key Features and Capabilities

This API features the Sales Taxes USA functionality, which requires users to indicate a zip code, along with optional parameters for city and state.

[{"zip_code": "75001", "total_rate": "0.082500", "state_rate": "0.062500", "city_rate": "0.010000", "county_rate": "0.000000", "additional_rate": "0.010000"}]

The response includes fields such as zip_code, total_rate, state_rate, city_rate, county_rate, and additional_rate. This data is essential for automating sales tax calculations for e-commerce platforms and enhancing point-of-sale systems.

Need help implementing the USA Interest Rate API? View the integration guide for step-by-step instructions.

US Interest Rate Sales API

The US Interest Rate Sales API reshapes the way users handle the intricate terrain of U.S. sales tax, providing a comprehensive approach to ensure accurate tax compliance.

Key Features and Capabilities

This API also features the Sales Taxes USA functionality, requiring users to indicate a zip code and optional parameters for city and state.

[{"zip_code": "60601", "total_rate": "0.102500", "state_rate": "0.062500", "city_rate": "0.012500", "county_rate": "0.017500", "additional_rate": "0.010000"}]

The response structure includes fields such as zip_code, total_rate, state_rate, city_rate, county_rate, and additional_rate, which are crucial for ensuring compliance and accuracy in financial reporting.

Want to try the US Interest Rate Sales API? Check out the API documentation to get started.

SWIFT - IBAN - Routing Bank Checker API

The SWIFT - IBAN - Routing Bank Checker API provides a simple and efficient way to verify and retrieve information related to SWIFT codes, IBAN codes, and Routing Bank Numbers.

Key Features and Capabilities

This API features the Routing Bank Checker, which returns information about a bank by passing in the routing number.

{"status":200,"success":true,"message":"Routing Bank 031101334 is valid","data":{"routing_number":"031101334","bank":"Sofi Bank, National Association","address":"San Francisco, CA","city":"San Francisco","state":"CA","zip":"","phone":"855-936-2269"}}

The response includes fields such as routing_number, bank, address, city, state, zip, and phone, which help users confirm the legitimacy of the bank for transaction purposes.

Additionally, the API includes the IBAN Code Checker and SWIFT Code Checker functionalities, allowing users to validate IBAN and SWIFT codes, respectively.

Need help implementing the SWIFT - IBAN - Routing Bank Checker API? View the integration guide for step-by-step instructions.

International Interest Rates API

The International Interest Rates API provides global interest rate benchmarks and outlooks, covering both core dynamics and non-core factors.

Key Features and Capabilities

This API features the Interest Rate functionality, allowing users to specify a country to obtain its central bank rates or the name of a non-central bank for benchmark rates.

{"central_bank_rates": [{"central_bank": "Russian Central Bank", "country": "Russia", "rate_pct": 21.0, "last_updated": "10-25-2024"}], "non_central_bank_rates": []}

The response structure includes fields such as central_bank, country, rate_pct, and last_updated, which are crucial for analyzing various financial metrics.

Want to try the International Interest Rates API? Check out the API documentation to get started.

Conclusion

In conclusion, the alternatives to traditional US Bank Stats APIs in 2025 offer a wealth of features and capabilities that cater to the diverse needs of developers and finance professionals. Each API discussed provides unique functionalities, from validating routing numbers to accessing global interest rates. Depending on your specific requirements, whether it's real-time data, validation tools, or comprehensive financial insights, there is an API that can meet your needs. For those looking for robust interest rate data, the Bank Interest Rates API and Banks Interest Rate API stand out as top choices. Meanwhile, for validation and verification tasks, the Routing Bank Number Checker API and SWIFT - IBAN - Routing Bank Checker API are invaluable tools. Explore these APIs to enhance your financial applications and make informed decisions in the ever-evolving financial landscape.