{
"data": [
{
"slug": "lemonade",
"name": "Lemonade",
"underwriter": "Lemonade Insurance Company",
"facts_verified": true,
"facts": [
{
"topic": "exam_fees",
"value": "Add-on (Vet Visit Fees)",
"note": "Base policy excludes vet examination fees; the vet visit fee add-on covers them for eligible accidents/illnesses.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "annual_limits",
"value": "$5,000 to $100,000",
"note": "Coverage limit chosen at purchase; no unlimited option mentioned.",
"source": {
"title": "Co-insurance, explained (Lemonade)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/co-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "deductibles",
"value": "Annual: $100, $250, $500, $750",
"note": "Deductible is an annual amount, met in one claim or across several claims in a year.",
"source": {
"title": "Pet Insurance Terms, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance-terms-explained/",
"accessed": "2026-10-02"
}
},
{
"topic": "hereditary_congenital",
"value": "Covered in base policy",
"note": "Base accident and illness policy covers hereditary and congenital conditions (e.g., hip/elbow dysplasia) unless pre-existing.",
"source": {
"title": "Lemonade Pet Health Insurance sample policy LEM-PET (04-21), New Jersey example",
"publisher": "Lemonade",
"url": "https://icebox.lemonade.com/tokens/lftkn-uphfnkp88b5cwkbhvdou",
"accessed": "2026-10-02"
}
},
{
"topic": "orthopedic_waiting",
"value": "Ortho 30 days; CCL 6 months (some states)",
"note": "Waiting periods vary by state: 2 days accidents, 14 days illness, 30 days orthopedic, 6 months cruciate.",
"source": {
"title": "Lemonade FAQ (Pet Health Insurance section)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/faq",
"accessed": "2026-10-02"
}
},
{
"topic": "dental",
"value": "Add-on only; $1,000/yr limit",
"note": "Base policy excludes dental illness; dental illness add-on covers extractions and periodontal disease up to $1,000; cleanings via add-on or Preventative+.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "bilateral",
"value": "Yes, bilateral exclusion",
"note": "If one side shows signs of a bilateral condition before the policy starts, the other side is not covered.",
"source": {
"title": "How Does Pet Insurance Work? (Lemonade coverage guide)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "age_limits",
"value": "From 8 weeks; max not stated",
"note": "An upper enrollment age limit exists but its value is not stated on the pages checked.",
"source": {
"title": "Is Pet Insurance Worth It?",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/is-pet-insurance-worth-it/",
"accessed": "2026-10-02"
}
},
{
"topic": "claims",
"value": "In app; ~50% paid instantly",
"note": "File in the Lemonade app within 180 days of treatment (90 in Texas); rest typically within 5 days.",
"source": {
"title": "How Does Pet Insurance Work? (Lemonade coverage guide)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "claims",
"value": "File within 180 days",
"note": "Claims must be filed within 180 days of treatment; Texas residents have 90 days.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "direct_vet_pay",
"value": "No, reimbursement model",
"note": "You pay treatment costs up front, then Lemonade reimburses to your bank account.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "wellness",
"value": "Preventative / Preventative+ packages",
"note": "Routine vet care plan: one wellness exam, up to three vaccines, wellness tests; Plus adds unlimited exams and more.",
"source": {
"title": "Lemonade FAQ (Pet Health Insurance section)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/faq",
"accessed": "2026-10-02"
}
},
{
"topic": "cancer",
"value": "Covered in base policy",
"note": "Cancer diagnostics, treatments and medications covered if not pre-existing; chemotherapy covered, experimental treatments not.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "alternative_therapy",
"value": "Add-on (Physical Therapy)",
"note": "Physical therapy, acupuncture and hydrotherapy covered only with the physical therapy add-on; CBD/aromatherapy excluded.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "prescription_food",
"value": "Not covered",
"note": "Sample policy excludes prescription food and routine supplements/vitamins.",
"source": {
"title": "Lemonade Pet Health Insurance sample policy LEM-PET (04-21), New Jersey example",
"publisher": "Lemonade",
"url": "https://icebox.lemonade.com/tokens/lftkn-uphfnkp88b5cwkbhvdou",
"accessed": "2026-10-02"
}
},
{
"topic": "behavioral",
"value": "Add-on; separate $1,000 limit",
"note": "Behavioral conditions add-on covers vet- or licensed-behaviorist therapies, meds and training; separate $1,000 annual limit."
}
]
}
],
"_note": "Response truncated for documentation purposes"
}
curl --location --request GET 'https://zylalabs.com/api/14442/pet+insurance+policy+facts+api/36505/insurer+policy+facts' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": {
"slug": "lemonade",
"name": "Lemonade",
"underwriter": "Lemonade Insurance Company",
"facts_verified": true,
"facts": [
{
"topic": "exam_fees",
"value": "Add-on (Vet Visit Fees)",
"note": "Base policy excludes vet examination fees; the vet visit fee add-on covers them for eligible accidents/illnesses.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "annual_limits",
"value": "$5,000 to $100,000",
"note": "Coverage limit chosen at purchase; no unlimited option mentioned.",
"source": {
"title": "Co-insurance, explained (Lemonade)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/co-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "deductibles",
"value": "Annual: $100, $250, $500, $750",
"note": "Deductible is an annual amount, met in one claim or across several claims in a year.",
"source": {
"title": "Pet Insurance Terms, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance-terms-explained/",
"accessed": "2026-10-02"
}
},
{
"topic": "hereditary_congenital",
"value": "Covered in base policy",
"note": "Base accident and illness policy covers hereditary and congenital conditions (e.g., hip/elbow dysplasia) unless pre-existing.",
"source": {
"title": "Lemonade Pet Health Insurance sample policy LEM-PET (04-21), New Jersey example",
"publisher": "Lemonade",
"url": "https://icebox.lemonade.com/tokens/lftkn-uphfnkp88b5cwkbhvdou",
"accessed": "2026-10-02"
}
},
{
"topic": "orthopedic_waiting",
"value": "Ortho 30 days; CCL 6 months (some states)",
"note": "Waiting periods vary by state: 2 days accidents, 14 days illness, 30 days orthopedic, 6 months cruciate.",
"source": {
"title": "Lemonade FAQ (Pet Health Insurance section)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/faq",
"accessed": "2026-10-02"
}
},
{
"topic": "dental",
"value": "Add-on only; $1,000/yr limit",
"note": "Base policy excludes dental illness; dental illness add-on covers extractions and periodontal disease up to $1,000; cleanings via add-on or Preventative+.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "bilateral",
"value": "Yes, bilateral exclusion",
"note": "If one side shows signs of a bilateral condition before the policy starts, the other side is not covered.",
"source": {
"title": "How Does Pet Insurance Work? (Lemonade coverage guide)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "age_limits",
"value": "From 8 weeks; max not stated",
"note": "An upper enrollment age limit exists but its value is not stated on the pages checked.",
"source": {
"title": "Is Pet Insurance Worth It?",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/is-pet-insurance-worth-it/",
"accessed": "2026-10-02"
}
},
{
"topic": "claims",
"value": "In app; ~50% paid instantly",
"note": "File in the Lemonade app within 180 days of treatment (90 in Texas); rest typically within 5 days.",
"source": {
"title": "How Does Pet Insurance Work? (Lemonade coverage guide)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "claims",
"value": "File within 180 days",
"note": "Claims must be filed within 180 days of treatment; Texas residents have 90 days.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "direct_vet_pay",
"value": "No, reimbursement model",
"note": "You pay treatment costs up front, then Lemonade reimburses to your bank account.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "wellness",
"value": "Preventative / Preventative+ packages",
"note": "Routine vet care plan: one wellness exam, up to three vaccines, wellness tests; Plus adds unlimited exams and more.",
"source": {
"title": "Lemonade FAQ (Pet Health Insurance section)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/faq",
"accessed": "2026-10-02"
}
},
{
"topic": "cancer",
"value": "Covered in base policy",
"note": "Cancer diagnostics, treatments and medications covered if not pre-existing; chemotherapy covered, experimental treatments not.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "alternative_therapy",
"value": "Add-on (Physical Therapy)",
"note": "Physical therapy, acupuncture and hydrotherapy covered only with the physical therapy add-on; CBD/aromatherapy excluded.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "prescription_food",
"value": "Not covered",
"note": "Sample policy excludes prescription food and routine supplements/vitamins.",
"source": {
"title": "Lemonade Pet Health Insurance sample policy LEM-PET (04-21), New Jersey example",
"publisher": "Lemonade",
"url": "https://icebox.lemonade.com/tokens/lftkn-uphfnkp88b5cwkbhvdou",
"accessed": "2026-10-02"
}
},
{
"topic": "behavioral",
"value": "Add-on; separate $1,000 limit",
"note": "Behavioral conditions add-on covers vet- or licensed-behaviorist therapies, meds and training; separate $1,000 annual limit.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "multi_pet_discount",
"value": "Up to 10%",
"note": "Applies to base policy plus vet visit fee and physical therapy add-ons, not preventative packages.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade"
}
}
]
},
"_note": "Response truncated for documentation purposes"
}
curl --location --request GET 'https://zylalabs.com/api/14442/pet+insurance+policy+facts+api/36506/insurer+detail&slug=Required' --header 'Authorization: Bearer YOUR_API_KEY'
साइन अप करने के बाद, प्रत्येक डेवलपर को एक पर्सनल API एक्सेस की असाइन की जाती है, जो अक्षरों और अंकों का एक यूनिक संयोजन होता है, जिसका उपयोग हमारे API एंडपॉइंट तक पहुंचने के लिए किया जाता है। प्रमाणीकरण के लिए पेट बीमा पॉलिसी तथ्य API के साथ बस अपने बेयरर टोकन को Authorization हेडर में शामिल करें।
| हेडर | विवरण |
|---|---|
Authorization
|
आवश्यक
होना चाहिए Bearer access_key. जब आप सब्सक्राइब हों तो ऊपर "Your API Access Key" देखें।
|
कोई लंबी अवधि की प्रतिबद्धता नहीं। कभी भी अपग्रेड, डाउनग्रेड या कैंसल करें।
(वार्षिक बिलिंग के साथ 2 महीने बचाएँ 🎉)
8 अमेरिकी पालतू बीमा कंपनियां अपने नीतियों के बारे में क्या प्रकाशित करती हैं सूची और प्रत्येक बीमाकर्ता पृष्ठ में तथ्य एवं वह पृष्ठ या दस्तावेज शामिल हैं जो प्रत्येक को बताता है जिसमें कटौती योग्य राशि सीमा पुनर्भुगतान और प्रतीक्षा अवधि शामिल हैं यह अमेरिका में हर बीमाकर्ता नहीं है त्रूपनियन को नीति के तथ्यों के बिना सूचीबद्ध किया गया है क्योंकि इसकी साइट को सत्यापित नहीं किया जा सकता है
आठ अमेरिकी पालतू बीमा कंपनियाँ यह देश की सभी बीमा कंपनियाँ नहीं हैं
बीमा कंपनी द्वारा अपनी नीति के बारे में प्रकाशित कुछ चीज़, जिसमें इसे दर्शाने वाला पृष्ठ या दस्तावेज़ हो
इस साइट के ब्लॉक सत्यापन है इसलिए यह बिना किसी तथ्य के सूचीबद्ध है
नहीं यह एपीआई प्रकाशित नीति तथ्यों के लिए है केवल
नहीं इस डेटासेट में केवल आठ बीमा कंपनियाँ हैं
GET इंशुरर पॉलिसी फ़ैक्ट्स अंत बिंदु आठ अमेरिकी पालतू बीमा कंपनियों से पॉलिसी फ़ैक्ट्स की एक सूची लौटाता है जबकि GET इंशुरर डिटेल अंत बिंदु एक विशेष बीमाकर्ता के लिए विस्तृत पॉलिसी फ़ैक्ट्स प्रदान करता है जिसमें प्रत्येक फ़ैक्ट के लिए स्रोत पृष्ठ या दस्तावेज़ शामिल है
प्रतिक्रिया डेटा में सामान्यतः "डेटा" जैसे फ़ील्ड शामिल होते हैं जिसमें नीति तथ्यों का एक ऐरे होता है और इसमें तथ्य विवरण और सत्यापन के लिए स्रोत पृष्ठ या दस्तावेज़ जैसे विवरण शामिल हो सकते हैं
प्रतिक्रिया डेटा एक JSON ऑब्जेक्ट के रूप में संरचित है "डेटा" फ़ील्ड में नीति तथ्यों का एक एरे शामिल है प्रत्येक को प्रासंगिक विवरणों के साथ एक ऑब्जेक्ट के रूप में प्रस्तुत किया गया है जिससे इसे आसानी से पार्स और प्रोग्रामेटिक रूप से उपयोग करना सरल है
GET बीमा धारक नीति तथ्य एंडपॉइंट सभी आठ बीमाकर्ताओं के बीच सामान्य नीति तथ्यों को प्रदान करता है जबकि GET बीमा धारक विवरण एंडपॉइंट एकल बीमाकर्ता की नीतियों के बारे में गहराई से जानकारी प्रदान करता है जिसमें कटौती और प्रतीक्षा अवधि जैसी विशिष्टताएँ शामिल हैं
उपयोगकर्ता अपने अनुरोधों को अनुकूलित कर सकते हैं जैसे कि GET इंश्योरर डिटेल एंडपॉइंट में बीमा कंपनी का नाम निर्दिष्ट करके उस बीमा कंपनी के लिए विशिष्ट पॉलिसी तथ्यों को प्राप्त करने के लिए
विशेष उपयोग के मामलों में पालतू बीमा नीतियों की तुलना करना सूचित निर्णय लेने के लिए विशिष्ट नीति विवरणों पर शोध करना और अनुपालन या शैक्षिक उद्देश्यों के लिए नीति तथ्यों की पुष्टि करना शामिल है
डेटा की सटीकता बीमाकर्ताओं के प्रकाशित सामग्री से सीधे जानकारी प्राप्त करके बनाए रखी जाती है हालांकि ट्रूपैनियन का डेटा सत्यापन समस्याओं के कारण शामिल नहीं है सुनिश्चित करता है कि केवल विश्वसनीय तथ्य प्रस्तुत किए जाएं
यदि प्रतिक्रिया डेटा खाली है तो यह बताता है कि अनुरोधित बीमाकर्ता के लिए कोई उपलब्ध तथ्य नहीं हैं या बीमाकर्ता डेटा सेट में शामिल नहीं है उपयोगकर्ताओं को बीमाकर्ता के नाम की जांच करनी चाहिए या वैध प्रश्नों के लिए आठ सूचीबद्ध बीमाकर्ताओं का संदर्भ लेना चाहिए