{
"data": [
{
"slug": "beagle",
"name": "Beagle",
"size": "small",
"group": "Hound",
"lifespan_years": {
"low": 10,
"high": 15
},
"popularity_rank": 8
}
],
"meta": {
"api_version": "v1",
"model_updated": "2026-09"
}
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36507/list+breeds?search=beagle' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": {
"slug": "beagle",
"name": "Beagle",
"size": "small",
"group": "Hound",
"lifespan_years": {
"low": 10,
"high": 15
},
"popularity_rank": 8,
"summary": "Sturdy hound; epilepsy, hypothyroidism and disc disease are the usual claims.",
"profile_sources": [],
"conditions": [
{
"slug": "ear-infections",
"name": "Chronic ear infections",
"prevalence": "very common",
"treatment_cost_usd": {
"low": 150,
"high": 800
},
"risk_sources": [
{
"title": "Frequency and predisposing factors for canine otitis externa in the UK - a primary veterinary care epidemiological view (VetCompass)",
"publisher": "Canine Medicine and Genetics (full text via Europe PMC)",
"url": "https://pmc.ncbi.nlm.nih.gov/articles/PMC8422687/",
"year": 2021,
"claim": "Beagles had 2.54 times the odds of otitis externa versus crossbreds (VetCompass)"
}
],
"cost_sources": [
{
"title": "Does Pet Insurance Cover Ear Infections?",
"publisher": "Embrace Pet Insurance",
"url": "https://www.embracepetinsurance.com/research/pet-insurance-ear-infections-coverage",
"year": null,
"claim": "A vet visit for an ear infection runs $150 to $300; severe cases exceed $500"
}
]
},
{
"slug": "ivdd",
"name": "Intervertebral disc disease (IVDD)",
"prevalence": "common",
"treatment_cost_usd": {
"low": 2000,
"high": 12000
},
"risk_sources": [
{
"title": "Beagle",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/beagle",
"year": 2026,
"claim": "VCA lists intervertebral disc disease as a health consideration for Beagles"
}
],
"cost_sources": [
{
"title": "11 Most Expensive Dog Health Problems",
"publisher": "MetLife Pet Insurance",
"url": "https://www.metlifepetinsurance.com/blog/pet-health/dog-health-problems/",
"year": 2025,
"claim": "IVDD surgery averages $2,000 to $4,000, upwards of $12,000 with imaging and care"
}
]
},
{
"slug": "epilepsy",
"name": "Epilepsy",
"prevalence": "common",
"treatment_cost_usd": {
"low": 200,
"high": 5000
},
"risk_sources": [
{
"title": "Beagle",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/beagle",
"year": 2026,
"claim": "VCA lists epilepsy as a health consideration for Beagles"
}
],
"cost_sources": [
{
"title": "Epilepsy and Seizures",
"publisher": "Embrace Pet Insurance",
"url": "https://www.embracepetinsurance.com/health/epilepsy-seizures",
"year": 2024,
"claim": "Epilepsy care costs $200 to $500 a year for simple cases, up to $5,000 a year with costlier drugs"
}
]
},
{
"slug": "hypothyroidism",
"name": "Hypothyroidism",
"prevalence": "common",
"treatment_cost_usd": {
"low": 290,
"high": 750
},
"risk_sources": [
{
"title": "Beagle",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/beagle",
"year": 2026,
"claim": "VCA lists hypothyroidism as a health consideration for Beagles"
}
],
"cost_sources": [
{
"title": "Hypothyroidism",
"publisher": "Embrace Pet Insurance",
"url": "https://www.embracepetinsurance.com/health/hypothyroidism",
"year": 2021,
"claim": "Testing $50 to $150 plus medication of $20 to $50 a month (about $290 to $750 in the first year)"
}
]
},
{
"slug": "eye-conditions",
"name": "Eye conditions (cataracts, PRA, cherry eye)",
"prevalence": "occasional",
"treatment_cost_usd": {
"low": 300,
"high": 6700
},
"risk_sources": [
{
"title": "Beagle",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/beagle",
"year": 2026,
"claim": "VCA lists cherry eye and cataracts as health considerations for Beagles"
}
],
"cost_sources": [
{
"title": "Cherry Eye",
"publisher": "Embrace Pet Insurance",
"url": "https://www.embracepetinsurance.com/health/cherry-eye",
"year": 2024,
"claim": "Cherry eye surgery costs $300 to $800"
},
{
"title": "Cataracts: What to Expect",
"publisher": "University of Missouri Veterinary Health Center",
"url": "https://vhc.missouri.edu/ophthalmology/cataracts/cataracts-what-to-expect/",
"year": 2025,
"claim": "Cataract surgery costs $4,900 to $5,500 for one eye and $5,600 to $6,700 for both"
}
]
},
{
"slug": "cushings",
"name": "Cushing's disease",
"prevalence": "occasional",
"treatment_cost_usd": {
"low": 1000,
"high": 4000
},
"risk_sources": [
{
"title": "Disorders of the Pituitary Gland in Dogs",
"publisher": "Merck Veterinary Manual",
"url": "https://www.merckvetmanual.com/dog-owners/hormonal-disorders-of-dogs/disorders-of-the-pituitary-gland-in-dogs",
"year": 2024,
"claim": "Beagles are at increased risk of Cushing disease (hyperadrenocorticism)"
}
],
"cost_sources": [
{
"title": "Cushing's Disease in Dogs",
"publisher": "Embrace Pet Insurance",
"url": "https://www.embracepetinsurance.com/health/cushings-disease",
"year": 2026,
"claim": "Diagnosis, then medication of $35 to $200+ a month and monitoring blood tests"
}
]
}
]
},
"meta": {
"api_version": "v1",
"model_updated": "2026-09"
}
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36508/breed+health+profile&slug=Required' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": [
{
"slug": "hip-dysplasia",
"name": "Hip dysplasia",
"treatment_cost_usd": {
"low": 1000,
"high": 6000
},
"breeds_at_risk": 96
}
],
"meta": {
"api_version": "v1",
"model_updated": "2026-09"
}
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36509/list+conditions?search=hip' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": {
"slug": "hip-dysplasia",
"name": "Hip dysplasia",
"treatment_cost_usd": {
"low": 1000,
"high": 6000
},
"cost_sources": [
{
"title": "Hip Dysplasia in Dogs Costs",
"publisher": "Pets Best",
"url": "https://www.petsbest.com/blog/hip-dysplasia-dog-costs",
"year": null,
"claim": "FHO surgery $1,000 to $2,500 per hip; pelvic osteotomy $3,000 to $6,000 per hip"
}
],
"breeds_at_risk": [
{
"slug": "german-shepherd",
"name": "German Shepherd",
"prevalence": "very common",
"sources": [
{
"title": "German Shepherd",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/german-shepherd",
"year": 2026,
"claim": "Joint disease is a major concern in German Shepherds; VCA lists hip dysplasia"
}
]
},
{
"slug": "bulldog",
"name": "Bulldog",
"prevalence": "very common",
"sources": [
{
"title": "Hip Dysplasia in Dogs",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/hip-dysplasia-in-dogs",
"year": null,
"claim": "Hip dysplasia is predominantly seen in larger dogs including bulldogs"
}
]
},
{
"slug": "rottweiler",
"name": "Rottweiler",
"prevalence": "very common",
"sources": [
{
"title": "Rottweiler",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/rottweiler",
"year": 2026,
"claim": "Rottweilers have an increased risk of joint disease; VCA lists hip dysplasia"
}
]
},
{
"slug": "cane-corso",
"name": "Cane Corso",
"prevalence": "very common",
"sources": [
{
"title": "Health (Common Cane Corso Health Concerns)",
"publisher": "Cane Corso Association of America",
"url": "https://www.canecorso.org/health.html",
"year": null,
"claim": "The CCAA (parent club) states hip dysplasia is fairly common in the Cane Corso"
}
]
},
{
"slug": "bernese-mountain-dog",
"name": "Bernese Mountain Dog",
"prevalence": "very common",
"sources": [
{
"title": "Health Statement for the Bernese Mountain Dog Club of America",
"publisher": "Bernese Mountain Dog Club of America (AKC parent club)",
"url": "https://cdn.akc.org/Marketplace/Health-Statement/Bernese-Mountain-Dog.pdf",
"year": null,
"claim": "The BMDCA (parent club) CHIC requirements include hip dysplasia evaluation for Bernese Mountain Dogs"
}
]
},
{
"slug": "mastiff",
"name": "Mastiff",
"prevalence": "very common",
"sources": [
{
"title": "Mastiff Club of America health statement (CHIC tests)",
"publisher": "Mastiff Club of America (via AKC)",
"url": "https://cdn.akc.org/Marketplace/Health-Statement/Mastiff.pdf",
"year": 2016,
"claim": "The Mastiff Club of America includes OFA hip dysplasia evaluation in its recommended CHIC tests for Mastiffs (recognized breed health concern)"
}
]
},
{
"slug": "newfoundland",
"name": "Newfoundland",
"prevalence": "very common",
"sources": [
{
"title": "Newfoundland Club of America health statement",
"publisher": "Newfoundland Club of America (via AKC)",
"url": "https://cdn.akc.org/Marketplace/Health-Statement/Newfoundland.pdf",
"year": null,
"claim": "The Newfoundland Club of America requires OFA hip radiographs for CHIC (recognized breed health concern)"
}
]
},
{
"slug": "akita",
"name": "Akita",
"prevalence": "very common",
"sources": [
{
"title": "Akita | VCA Animal Hospitals",
"publisher": "VCA Animal Hospitals / LifeLearn",
"url": "https://vcahospitals.com/know-your-pet/akita",
"year": null,
"claim": "VCA lists hip dysplasia among health considerations for Akitas"
}
]
},
{
"slug": "saint-bernard",
"name": "Saint Bernard",
"prevalence": "very common",
"sources": [
{
"title": "Hip Dysplasia in Dogs",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/hip-dysplasia-in-dogs",
"year": null,
"claim": "VCA: hip dysplasia is predominantly seen in larger dogs such as Saint Bernards"
}
]
},
{
"slug": "bullmastiff",
"name": "Bullmastiff",
"prevalence": "very common",
"sources": [
{
"title": "Working Group Health Testing Requirements",
"publisher": "American Kennel Club",
"url": "https://www.akc.org/breeder-programs/breed-health-testing-requirements/working-group-health-testing-requirements/",
"year": null,
"claim": "The Bullmastiff national breed club recommends a hip evaluation as a breed health test"
}
]
},
{
"slug": "labrador-retriever",
"name": "Labrador Retriever",
"prevalence": "common",
"sources": [
{
"title": "Labrador Retriever",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/labrador-retriever",
"year": 2026,
"claim": "VCA lists hip dysplasia as a health consideration for Labrador Retrievers"
}
]
},
{
"slug": "golden-retriever",
"name": "Golden Retriever",
"prevalence": "common",
"sources": [
{
"title": "Golden Retriever",
"publisher": "VCA Animal Hospitals",
"url": "https://vcahospitals.com/know-your-pet/golden-retriever",
"year": 2026,
"claim": "VCA lists hip dysplasia as a health consideration for Golden Retrievers"
}
]
},
{
"slug": "german-shorthaired-pointer",
"name": "German Shorthaired Pointer",
"prevalence": "common",
"sources": [
{
"title": "German Shorthaired Pointer Club of America health statement (CHIC requirements)",
"publisher": "German Shorthaired Pointer Club of America / AKC",
"url": "https://cdn.akc.org/Marketplace/Health-Statement/German-Shorthaired-Pointed.pdf",
"year": 2014,
"claim": "The GSPCA requires OFA/PennHIP hip evaluation for CHIC, a recognized breed health concern"
}
]
},
{
"slug": "pembroke-welsh-corgi",
"name": "Pembroke Welsh Corgi",
"prevalence": "common",
"sources": [
{
"title": "Health and Genetics",
"publisher": "Pembroke Welsh Corgi Club of America",
"url": "https://pwcca.org/Genetics-and-Health",
"year": null
}
]
}
]
},
"_note": "Response truncated for documentation purposes"
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36510/condition+detail&slug=Required' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": {
"breed": {
"slug": "beagle",
"name": "Beagle"
},
"location": {
"state_code": "CA",
"state_name": "California"
},
"inputs": {
"age_years": 2,
"reimbursement_percent": 80,
"deductible_usd": 250
},
"monthly_usd": {
"low": 40,
"mid": 51,
"high": 66
},
"yearly_usd_mid": 612,
"by_insurer": [
{
"slug": "lemonade",
"name": "Lemonade",
"monthly_usd": 47
},
{
"slug": "embrace",
"name": "Embrace",
"monthly_usd": 51
},
{
"slug": "spot",
"name": "Spot",
"monthly_usd": 52
},
{
"slug": "pets-best",
"name": "Pets Best",
"monthly_usd": 48
},
{
"slug": "fetch",
"name": "Fetch",
"monthly_usd": 54
},
{
"slug": "odie",
"name": "Odie",
"monthly_usd": 45
},
{
"slug": "trupanion",
"name": "Trupanion",
"monthly_usd": 64
},
{
"slug": "healthy-paws",
"name": "Healthy Paws",
"monthly_usd": 56
}
],
"disclaimer": "Model estimates, not quotes from the insurers; each insurer sets its own price."
},
"meta": {
"api_version": "v1",
"model_updated": "2026-09"
}
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36511/monthly+estimate?breed=beagle&zip=90210&state=california&age=2&reimbursement=80&deductible=250' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": [
{
"code": "CA",
"slug": "california",
"name": "California",
"price_index": 1.21
},
{
"code": "TX",
"slug": "texas",
"name": "Texas",
"price_index": 0.96
},
{
"code": "FL",
"slug": "florida",
"name": "Florida",
"price_index": 1.02
},
{
"code": "NY",
"slug": "new-york",
"name": "New York",
"price_index": 1.13
},
{
"code": "PA",
"slug": "pennsylvania",
"name": "Pennsylvania",
"price_index": 1.11
},
{
"code": "IL",
"slug": "illinois",
"name": "Illinois",
"price_index": 1.13
},
{
"code": "OH",
"slug": "ohio",
"name": "Ohio",
"price_index": 1.02
},
{
"code": "GA",
"slug": "georgia",
"name": "Georgia",
"price_index": 1.02
},
{
"code": "NC",
"slug": "north-carolina",
"name": "North Carolina",
"price_index": 0.98
},
{
"code": "WA",
"slug": "washington",
"name": "Washington",
"price_index": 1.38
},
{
"code": "MI",
"slug": "michigan",
"name": "Michigan",
"price_index": 0.97
},
{
"code": "NJ",
"slug": "new-jersey",
"name": "New Jersey",
"price_index": 1.03
},
{
"code": "VA",
"slug": "virginia",
"name": "Virginia",
"price_index": 0.98
},
{
"code": "AZ",
"slug": "arizona",
"name": "Arizona",
"price_index": 1.02
},
{
"code": "TN",
"slug": "tennessee",
"name": "Tennessee",
"price_index": 0.85
},
{
"code": "MA",
"slug": "massachusetts",
"name": "Massachusetts",
"price_index": 1.33
},
{
"code": "IN",
"slug": "indiana",
"name": "Indiana",
"price_index": 0.8
},
{
"code": "MO",
"slug": "missouri",
"name": "Missouri",
"price_index": 0.85
},
{
"code": "MD",
"slug": "maryland",
"name": "Maryland",
"price_index": 1.02
},
{
"code": "CO",
"slug": "colorado",
"name": "Colorado",
"price_index": 1.26
},
{
"code": "WI",
"slug": "wisconsin",
"name": "Wisconsin",
"price_index": 1.11
},
{
"code": "MN",
"slug": "minnesota",
"name": "Minnesota",
"price_index": 0.93
},
{
"code": "SC",
"slug": "south-carolina",
"name": "South Carolina",
"price_index": 0.98
},
{
"code": "AL",
"slug": "alabama",
"name": "Alabama",
"price_index": 0.8
},
{
"code": "LA",
"slug": "louisiana",
"name": "Louisiana",
"price_index": 0.95
},
{
"code": "KY",
"slug": "kentucky",
"name": "Kentucky",
"price_index": 0.8
},
{
"code": "NM",
"slug": "new-mexico",
"name": "New Mexico",
"price_index": 0.89
},
{
"code": "NH",
"slug": "new-hampshire",
"name": "New Hampshire",
"price_index": 1.11
},
{
"code": "ND",
"slug": "north-dakota",
"name": "North Dakota",
"price_index": 0.8
}
],
"meta": {
"api_version": "v1",
"model_updated": "2026-09"
}
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36512/state+price+index' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": [
{
"slug": "lemonade",
"name": "Lemonade",
"underwriter": "Lemonade Insurance Company",
"facts_verified": true,
"facts": [
{
"topic": "exam_fees",
"value": "Add-on (Vet Visit Fees)",
"note": "Base policy excludes vet examination fees; the vet visit fee add-on covers them for eligible accidents/illnesses.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "annual_limits",
"value": "$5,000 to $100,000",
"note": "Coverage limit chosen at purchase; no unlimited option mentioned.",
"source": {
"title": "Co-insurance, explained (Lemonade)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/co-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "deductibles",
"value": "Annual: $100, $250, $500, $750",
"note": "Deductible is an annual amount, met in one claim or across several claims in a year.",
"source": {
"title": "Pet Insurance Terms, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance-terms-explained/",
"accessed": "2026-10-02"
}
},
{
"topic": "hereditary_congenital",
"value": "Covered in base policy",
"note": "Base accident and illness policy covers hereditary and congenital conditions (e.g., hip/elbow dysplasia) unless pre-existing.",
"source": {
"title": "Lemonade Pet Health Insurance sample policy LEM-PET (04-21), New Jersey example",
"publisher": "Lemonade",
"url": "https://icebox.lemonade.com/tokens/lftkn-uphfnkp88b5cwkbhvdou",
"accessed": "2026-10-02"
}
},
{
"topic": "orthopedic_waiting",
"value": "Ortho 30 days; CCL 6 months (some states)",
"note": "Waiting periods vary by state: 2 days accidents, 14 days illness, 30 days orthopedic, 6 months cruciate.",
"source": {
"title": "Lemonade FAQ (Pet Health Insurance section)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/faq",
"accessed": "2026-10-02"
}
},
{
"topic": "dental",
"value": "Add-on only; $1,000/yr limit",
"note": "Base policy excludes dental illness; dental illness add-on covers extractions and periodontal disease up to $1,000; cleanings via add-on or Preventative+.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "bilateral",
"value": "Yes, bilateral exclusion",
"note": "If one side shows signs of a bilateral condition before the policy starts, the other side is not covered.",
"source": {
"title": "How Does Pet Insurance Work? (Lemonade coverage guide)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "age_limits",
"value": "From 8 weeks; max not stated",
"note": "An upper enrollment age limit exists but its value is not stated on the pages checked.",
"source": {
"title": "Is Pet Insurance Worth It?",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/is-pet-insurance-worth-it/",
"accessed": "2026-10-02"
}
},
{
"topic": "claims",
"value": "In app; ~50% paid instantly",
"note": "File in the Lemonade app within 180 days of treatment (90 in Texas); rest typically within 5 days.",
"source": {
"title": "How Does Pet Insurance Work? (Lemonade coverage guide)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "claims",
"value": "File within 180 days",
"note": "Claims must be filed within 180 days of treatment; Texas residents have 90 days.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "direct_vet_pay",
"value": "No, reimbursement model",
"note": "You pay treatment costs up front, then Lemonade reimburses to your bank account.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "wellness",
"value": "Preventative / Preventative+ packages",
"note": "Routine vet care plan: one wellness exam, up to three vaccines, wellness tests; Plus adds unlimited exams and more.",
"source": {
"title": "Lemonade FAQ (Pet Health Insurance section)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/faq",
"accessed": "2026-10-02"
}
},
{
"topic": "cancer",
"value": "Covered in base policy",
"note": "Cancer diagnostics, treatments and medications covered if not pre-existing; chemotherapy covered, experimental treatments not.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "alternative_therapy",
"value": "Add-on (Physical Therapy)",
"note": "Physical therapy, acupuncture and hydrotherapy covered only with the physical therapy add-on; CBD/aromatherapy excluded.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "prescription_food",
"value": "Not covered",
"note": "Sample policy excludes prescription food and routine supplements/vitamins.",
"source": {
"title": "Lemonade Pet Health Insurance sample policy LEM-PET (04-21), New Jersey example",
"publisher": "Lemonade",
"url": "https://icebox.lemonade.com/tokens/lftkn-uphfnkp88b5cwkbhvdou",
"accessed": "2026-10-02"
}
},
{
"topic": "behavioral",
"value": "Add-on; separate $1,000 limit",
"note": "Behavioral conditions add-on covers vet- or licensed-behaviorist therapies, meds and training; separate $1,000 annual limit."
}
]
}
],
"_note": "Response truncated for documentation purposes"
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36513/insurer+policy+facts' --header 'Authorization: Bearer YOUR_API_KEY'
{
"data": {
"slug": "lemonade",
"name": "Lemonade",
"underwriter": "Lemonade Insurance Company",
"facts_verified": true,
"facts": [
{
"topic": "exam_fees",
"value": "Add-on (Vet Visit Fees)",
"note": "Base policy excludes vet examination fees; the vet visit fee add-on covers them for eligible accidents/illnesses.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "annual_limits",
"value": "$5,000 to $100,000",
"note": "Coverage limit chosen at purchase; no unlimited option mentioned.",
"source": {
"title": "Co-insurance, explained (Lemonade)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/co-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "deductibles",
"value": "Annual: $100, $250, $500, $750",
"note": "Deductible is an annual amount, met in one claim or across several claims in a year.",
"source": {
"title": "Pet Insurance Terms, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance-terms-explained/",
"accessed": "2026-10-02"
}
},
{
"topic": "hereditary_congenital",
"value": "Covered in base policy",
"note": "Base accident and illness policy covers hereditary and congenital conditions (e.g., hip/elbow dysplasia) unless pre-existing.",
"source": {
"title": "Lemonade Pet Health Insurance sample policy LEM-PET (04-21), New Jersey example",
"publisher": "Lemonade",
"url": "https://icebox.lemonade.com/tokens/lftkn-uphfnkp88b5cwkbhvdou",
"accessed": "2026-10-02"
}
},
{
"topic": "orthopedic_waiting",
"value": "Ortho 30 days; CCL 6 months (some states)",
"note": "Waiting periods vary by state: 2 days accidents, 14 days illness, 30 days orthopedic, 6 months cruciate.",
"source": {
"title": "Lemonade FAQ (Pet Health Insurance section)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/faq",
"accessed": "2026-10-02"
}
},
{
"topic": "dental",
"value": "Add-on only; $1,000/yr limit",
"note": "Base policy excludes dental illness; dental illness add-on covers extractions and periodontal disease up to $1,000; cleanings via add-on or Preventative+.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "bilateral",
"value": "Yes, bilateral exclusion",
"note": "If one side shows signs of a bilateral condition before the policy starts, the other side is not covered.",
"source": {
"title": "How Does Pet Insurance Work? (Lemonade coverage guide)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "age_limits",
"value": "From 8 weeks; max not stated",
"note": "An upper enrollment age limit exists but its value is not stated on the pages checked.",
"source": {
"title": "Is Pet Insurance Worth It?",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/is-pet-insurance-worth-it/",
"accessed": "2026-10-02"
}
},
{
"topic": "claims",
"value": "In app; ~50% paid instantly",
"note": "File in the Lemonade app within 180 days of treatment (90 in Texas); rest typically within 5 days.",
"source": {
"title": "How Does Pet Insurance Work? (Lemonade coverage guide)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/pet-insurance/",
"accessed": "2026-10-02"
}
},
{
"topic": "claims",
"value": "File within 180 days",
"note": "Claims must be filed within 180 days of treatment; Texas residents have 90 days.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "direct_vet_pay",
"value": "No, reimbursement model",
"note": "You pay treatment costs up front, then Lemonade reimburses to your bank account.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "wellness",
"value": "Preventative / Preventative+ packages",
"note": "Routine vet care plan: one wellness exam, up to three vaccines, wellness tests; Plus adds unlimited exams and more.",
"source": {
"title": "Lemonade FAQ (Pet Health Insurance section)",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/faq",
"accessed": "2026-10-02"
}
},
{
"topic": "cancer",
"value": "Covered in base policy",
"note": "Cancer diagnostics, treatments and medications covered if not pre-existing; chemotherapy covered, experimental treatments not.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/",
"accessed": "2026-10-02"
}
},
{
"topic": "alternative_therapy",
"value": "Add-on (Physical Therapy)",
"note": "Physical therapy, acupuncture and hydrotherapy covered only with the physical therapy add-on; CBD/aromatherapy excluded.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "prescription_food",
"value": "Not covered",
"note": "Sample policy excludes prescription food and routine supplements/vitamins.",
"source": {
"title": "Lemonade Pet Health Insurance sample policy LEM-PET (04-21), New Jersey example",
"publisher": "Lemonade",
"url": "https://icebox.lemonade.com/tokens/lftkn-uphfnkp88b5cwkbhvdou",
"accessed": "2026-10-02"
}
},
{
"topic": "behavioral",
"value": "Add-on; separate $1,000 limit",
"note": "Behavioral conditions add-on covers vet- or licensed-behaviorist therapies, meds and training; separate $1,000 annual limit.",
"source": {
"title": "Lemonade's Pet Insurance Add-Ons, Explained",
"publisher": "Lemonade",
"url": "https://www.lemonade.com/pet/explained/lemonade-pet-add-ons/",
"accessed": "2026-10-02"
}
},
{
"topic": "multi_pet_discount",
"value": "Up to 10%",
"note": "Applies to base policy plus vet visit fee and physical therapy add-ons, not preventative packages.",
"source": {
"title": "The Ultimate Lemonade Pet FAQ",
"publisher": "Lemonade"
}
}
]
},
"_note": "Response truncated for documentation purposes"
}
curl --location --request GET 'https://zylalabs.com/api/14443/pet+health+and+insurance+data+api/36514/insurer+detail&slug=Required' --header 'Authorization: Bearer YOUR_API_KEY'
साइन अप करने के बाद, प्रत्येक डेवलपर को एक पर्सनल API एक्सेस की असाइन की जाती है, जो अक्षरों और अंकों का एक यूनिक संयोजन होता है, जिसका उपयोग हमारे API एंडपॉइंट तक पहुंचने के लिए किया जाता है। प्रमाणीकरण के लिए पेट स्वास्थ्य और बीमा डेटा API के साथ बस अपने बेयरर टोकन को Authorization हेडर में शामिल करें।
| हेडर | विवरण |
|---|---|
Authorization
|
आवश्यक
होना चाहिए Bearer access_key. जब आप सब्सक्राइब हों तो ऊपर "Your API Access Key" देखें।
|
कोई लंबी अवधि की प्रतिबद्धता नहीं। कभी भी अपग्रेड, डाउनग्रेड या कैंसल करें।
(वार्षिक बिलिंग के साथ 2 महीने बचाएँ 🎉)
कुत्तों की नस्लों का स्वास्थ्य बीमारी के उपचार की लागत अमेरिका में कुत्ता बीमा की मासिक राशि और 8 पालतू बीमा कंपनियों के लिए प्रकाशित नीति तथ्यों
नहीं महीने का आंकड़ा एक मॉडल है यह नस्ल स्थान उम्र पुनर्भुगतान और कटौती के साथ बदलता है
इक्कीस राज्यों का अपना मूल्य सूचकांक है एक अन्य राज्य का ZIP राष्ट्रीय औसत का उपयोग करता है और प्रतिक्रिया ऐसा ही कहती है
यह साइट सत्यापन को ब्लॉक करती है ताकि बीमाकर्ता बिना किसी तथ्य के सूचीबद्ध हो सके
नहीं उम्र केवल मासिक बीमा राशि को बदलती है बीमारी के आंकड़े उम्र से समायोजित नहीं होते
हां प्रजाति स्वास्थ्य और उपचार लागत कुत्तों को कवर करती है नीति तथ्य 8 अमेरिकी पालतू बीमाकर्ताओं के लिए हैं
प्रत्येक अंत बिंदु कुत्तों की नस्लों, स्वास्थ्य प्रोफाइल, रोग स्थितियों, बीमा अनुमान और बीमा नीति तथ्यों से संबंधित विशिष्ट डेटा प्रदान करता है उदाहरण के लिए "GET List Breeds" अंत बिंदु नस्ल की विशेषताओं को प्रदान करता है जबकि "GET Breed Health Profile" किसी विशेष नस्ल के स्वास्थ्य स्थितियों और उपचार लागतों का विवरण देता है
प्रमुख क्षेत्र प्रत्येक अंत बिंदु द्वारा भिन्न होते हैं "GET List Breeds" के लिए क्षेत्र में प्रजाति का नाम आकार समूह जीवनकाल और लोकप्रियता रैंक शामिल हैं "GET Condition Detail" में क्षेत्र में उपचार लागत सीमा स्रोत और जोखिम में प्रजातियाँ शामिल हैं
पैरामीटर प्रत्येक एंडपॉइंट द्वारा भिन्न होते हैं "GET List Breeds" के लिए आप नस्ल के नाम से खोज कर सकते हैं "GET Monthly Estimate" नस्ल ZIP या राज्य आयु रिफंड और कटौती योग्य के अनुसार अनुकूलन की अनुमति देता है प्रत्येक एंडपॉइंट की डॉक्यूमेंटेशन स्वीकृत पैरामीटर को निर्दिष्ट करती है
प्रतिक्रिया डेटा JSON प्रारूप में संरचित है जो सामान्यतः प्रासंगिक जानकारी के साथ एक "डेटा" ऐरे को शामिल करता है प्रत्येक एंडपॉइंट की प्रतिक्रिया में अनुरोधित डेटा से संबंधित विशिष्ट फ़ील्ड शामिल होती हैं जिससे इसे पार्स करना और उपयोग करना आसान हो जाता है
डेटा स्रोतों में सार्वजनिक स्वास्थ्य रिकॉर्ड, पशु चिकित्सा अध्ययन और पालतू बीमा कंपनियों के प्रकाशित नीति दस्तावेज शामिल हैं एपीआई का उद्देश्य सटीक और विश्वसनीय जानकारी प्रदान करना है लेकिन उपयोगकर्ताओं को आवश्यक होने पर महत्वपूर्ण डेटा को स्वतंत्र रूप से सत्यापित करना चाहिए
विशिष्ट उपयोग के मामले में कुत्ते की नस्लों के स्वास्थ्य जोखिमों का शोध करना उपचार लागतों का अनुमान लगाना बीमा विकल्पों की तुलना करना और बीमा पॉलिसी की जानकारी को समझना शामिल है यह डेटा पालतू जानवरों के मालिकों पशु चिकित्सा विशेषज्ञों और बीमा पेशेवरों के लिए मूल्यवान है
उपयोगकर्ता वापस किए गए डेटा का विश्लेषण कर सकते हैं ताकि पालतू जानवरों की स्वास्थ्य देखभाल और बीमा के बारे में सूचित निर्णय ले सकें उदाहरण के लिए नस्ल स्वास्थ्य प्रोफाइल की समीक्षा करके उपयोगकर्ता संभावित स्वास्थ्य समस्याओं और संबंधित लागतों की पहचान कर सकते हैं जो सक्रिय देखभाल योजना में सहायता करती हैं
यदि एक एंडपॉइंट आंशिक या खाली परिणाम लौटाता है तो उपयोगकर्ताओं को अपने क्वेरी पैरामीटर की सटीकता की जांच करनी चाहिए उदाहरण के लिए यदि "GET List Conditions" एक खाली एरे लौटाता है तो इसका अर्थ हो सकता है कि उपयोग किए गए खोज शब्द के लिए कोई मेल खाने वाली स्थितियाँ नहीं हैं खोज मानदंडों को समायोजित करने से बेहतर परिणाम मिल सकते हैं